₦airaland Forum

immortalcrown:
Check their terms-and-conditions statement to know what it says about returning the gadget. This will enable you to know if returning the phone is a good decision or not.

Meanwhile, easybuy should mean making a product cheaper than the normal price of the product. Payment on instalment is not easybuy. Only a misguided person will interpret payment on instalment to mean easybuy..

I will check that out. Thanks. About the product being cheaper, it isn't. Phone is 135k and interest of over 50k. The agent was just convincing me to do it. Even when I had reservations about the interest. I fumbled and I accept it.

MrBrownJay1:
- cant you send the phone to them (iff they need/want the phone)?
- what risk are you talking about? they will get a 135k almost brand new phone for 50/60k
- would you rather give the phone back to the store and let THEM have that almost brand new phone (with 80k paid for it) back for free?
- there is no other option unfortunately...you can either A) keep the phone and repay the loan yourself B) give the phone to someone as a gift and let them repay the loan or C) lose 80k and bring/give back the phone to Easybuy. choice is yours.

By my calculation it is 20225 X 5 months = 101,125k. That's what the person will be paying for the phone. If anyone wants it. I am down so long the person is willing to make monthly payments.

MrBrownJay1:
this is normal tactics to most money/loan lenders in Nigeria... if you indeed are tired of their constant calls, here is something you should do (instead of returning the phone to them).... talk to any of your close friends family who may want/need a new phone and tell them that "so long as they pay the remaining money on time every month, they can have the damn phone". et voila!

Thanks MBJ. I would have loved to but I am far away from home. So family members are ruled out. Friends? I don't have any. Just a loner. Besides, will anyone be willing to take that risk?

Good evening everyone. In March, my phone got spoilt and the engineer said that it can't be repaired. So I got a smaller one to be using till I get a bigger one.
Along the line, someone told me to try Easybuy, that all I needed was just 30% down payment. So last month I located the nearest shop with an Easybuy agent.
When I got there the agent told me that, there's nothing like 30%. Plus, they only do Easybuy for phones above 100k.
So he said that I would need to deposit 44.4% of 135k which was 60k. Plus, I should pick a repayment plan and I opted for 6 months.
After the whole stuff, I was given the phone. Two weeks later, I lost my job. And I used all the funds I had on me to do the down payment.
The first payment came, three days to the payment, and my phone wouldn't stop ringing, SMSes. A day after expiration, threat everywhere, calls here and there. No peace of mind. Even had to call my emergency contacts. So I manage to pay 5k out of 20225 and promised to pay the rest in 2 days. The next day morning, calls again and SMSes, WhatsApp messages with threats. I just said damn it. I borrowed money from a loan app to pay them.
I know that they are doing business and wants to make profit. So far so good I have paid, 60k initial deposit + first payment of 20225 totalling 80225.
I am sick and tired of this. I am thinking of returning the phone back to the store I got it from. I don't mind the money I have spent so far.
Is it possible and will the debt be cancelled?
The phone is just a month old and still in pristine condition.
I didn't know that this is how the whole thing will turn out.

CDMhelpdesk008:
Amen and Amen sir.

Please help me the mockery is overwhelming

Your name: Samuel
Your location and state of origin: I live in Lagos but I am from Ogun state
Your dream at night or reoccurring dreams you can remember: making love in the dream, eating in the dream, seeing myself in my old school putting on uniform, roaming about in the dream, being tormented to join or replace a dead relative in an occultic group or idol.worshipping, married in the to a spiritual wife and having 2 children.
Your foundation: I heard my grandfather from my paternal side was an herbalist. I also heard my maternal side were idol worshippers.
What you want God to do for you:
1) lack of destiny helpers
2) working like an elephant but eating like an ant
3) disappointment at the verge of breakthrough
4)promise and fail
5) rotating at a spot
6) hatred by destiny helpers. In fact no one seems to like me.
7) financial breakthrough
overcome ladies leaving me for no reason

If you need this wonderful textbook; "PATHOLOGIC BASIS OF DISEAS by KUMAR, ABBAS, FAUSTO and ASTER for your academic success, feel free to contact me for it for a token though.


Book is as good as new

You can reach me on 08112009511

This book needs a new owner: PATHOLOGIC BASIS OF DISEASE, BY KUMAR, ABBAS, FAUSTO AND ASTER.

If you're interested, you can reach me on 08112009511

Book has not been used before. Just for a token.

Amatarasha:
I no my fears n secret but it dosent concern babies or abortion Lyk ur Friends

Did I mention anything about babies or abortion?


Anyways, I wish you good luck in overcoming your fears.

JONNYSPUTE:
Walahi I like the way you are explaining it to her. But ask yourself why her thoughts and fears are going towards that direction maybe there's something she's not telling us. Let her search herself well.

She living in denial. You know how some people keep lying to themselves, hoping the problem will go away.


I think her first line of action should be to accept that she's got a problem, then she can now trace where the issue is from.


Then she can now begin to look for solutions.

Amatarasha:
But i ve not been worrying about giving birth ,
Just that i love small babies
Thats all

Then it is fear. There is something, you are afraid of, which anytime you think about it makes you worry.


Think deeply, search the deepest part of your heart, and overcome this fear, before it becomes a monster.

“Be comfortable. Don’t feel like you need to put on a suit if you don’t usually wear a suit. Don’t wear a suit. Wear what you would wear if you are going to any normal appointment.

Any visa applicant that listens to this consular is not serious.

Wear native at your detriment.

Amatarasha:
But does this happen 2 u?

I haven't experienced something like that before, but one thing I know is that our thoughts, worry or fear before going to bed usually manifest in our dreams.


And when this goes on for too long without solution, then it becomes a nightmare.

what does a 3 year old child knows? this woman is seriously confused.


anyways that's how own problem.

Amatarasha:
Help me Real children of God
this our journey on Earth is a sorrowful journey , You are depressed by daytime and you still weep in your dreams/nightmare ...If not that ,you will be stab by your loved ones, siblings or bestfriend...Betrayals has been the other of the day in We ladies ,Ok the only place you enjoy heavenly bliss ie dreamland has been corrupted by all sort of sorrowful activities


This afternoon i fell asleep after coming back from a hectic lectures ,i dreamt of a cute baby crying on my bed and Thats it ! I wept! I wept!! And i so wept!!! , i dnt just like it cos it kills my spirit .Just last week i saw my Ex in d dream looking sad and i started crying ,
(Funniest part is that in reality am a strong girl who handles blood on patient)
Pls i need help
Sorry i posted it here ,religion christianity section is been infiltrated by hypocrites and pretenders!
Tanks !

you need help, visit a psychologist. this is a combination of past issues resurfacing.


it is not spiritual.

Her life. Her children. Her decision.

mistyebby:
If its not a hidden place, poo in you pants! People are not taking things likely these days.

You know the extent some young men will go for money. Everybody is a suspect.

I'm not in anyway condoning the man's behaviour, but this jungle Justice of a thing is barbaric.

even if he is a ritualist, kidnapper or Yahoo boy, the best thing would have been to hand him over to the police, not take laws into their own hands.

mistyebby:
If its not hidden, poo in you pants!

I give up

mistyebby:
No civil person will poo in a public place. He should have pooed in his pants

and attract flies to himself. you are not nice at all.


anyways what those people did is barbaric.


when you are pressed and there is no public toilet, house, bush, nor hidden place at sight, what would you do?

mistyebby:
After this beating, the man wont try such again. Didnt he see a bush or somewhere hidden? He had evil intentions.

We keep supporting evil

which evil are you talking about?

what if there is no bush or any hidden place to answer the call of nature? and to just walk into any house now is even dangerous.


please, let's be civil a beg. this is not banana republic.

everyone wants to live large with minimum effort.

well I don't blame these guys, because the society encourages this wanton behaviour exhibited by some of these youths.

the song had better worth the hype.

Frances95:
I never had a reason to think about this but my husband complains a lot about how he has never seen me cum.
Actually, I enjoy sex but this cumming stuff is bothering me. Are there things I'm supposed to do cos my husband has tried his best to make me experience this but it's not working
Is this normal or something else is involved.
Please ur advises is really needed

sex is very important in marriage, if one partner is not sexually satisfied, over time there will be disinterest.


I think you and your husband need to spice up your sexual activities. try different sex positions, fore play and MouthAction.

drlayla:
Yes a 27 years old can develop diabetes funny enof even kids do have diabetes so will implore u to watch ur food limit cabohydrates and sugar and engage in execise

Thanks doc.

Wadup people its I, me, and myself, SonOfJames. I'm a new member. I'm here to have fun. See you all around.

The poster above me is funny I swear. They will just wake up one morning and begin to propagate nonsense. Yes, op what date is your own war going to start?

I can't get tired in the first place when Tram always gat my back

YelloweWest:
Yes! Pride from the man!

Imagine such disrespect.
It would have been different if she offered to cook. But to ordee her like she is your maid... that's insulting!

So he should have gone on his knees and beg instead. The thing is the girl can't cook, she just didn't want to embarrass herself.

Heavance:
Hmmm, you seem to see the guy as an okay person, probably the way he sounded about you cooking turned you off entirely, at times guys can be authoritative without knowing they are, mostly when around their friends.
Should have just gone on more dates, he could turn out nicer than you thought.

Are u saying the guy should have gone on his knees for asking her to cook for him so as not to sound authoritative like u asserted.

No wonder I bought expensive tomatoes on Monday. I thought they said they invited some expert to help out when it (tuta absoluta) first broke out. Now we gonna experience it again. 2019 should just come abeg, I'm tired of this ineffectual APC led administration.

PRISTINEMUSCLES:
You are not too young to have diabetes that is if you have it in the first place.
You will need to "revamp" your lifestyle. It is not going to be easy but it would be worth it in the end.

Let me give you some salient tips.

1. Minimize or if possible cut out sugary drinks, beer, soda drinks from your diet. If you are to take sugary stuffs at all, let it be fruit juice blended by urself from mixtures of fruit, water or honey.

2. Be mobile or physically active. Exercise, lift weights(that one can bring down ones sugar level down almost immediately. Do your cardios also like jogging and the likes.

3. Please cut out junk foods from your diet. Cakes, white bread,sharwama,doughnuts etc are killing. Maybe once in a while you could give urself a treat(minimal portions). But to make eating junks a lifestyle would be dangerous.

4. Eat proteins, healthy carbs(brown rice, sweet potatoes, cocoyams, unripe plantains,irish poatoes), healthy fats(avocado pear, groundnuts, olive oil, lean chicken or turkey)

5. Don't smoke

6. Minimize stress level and sleep for at least 7-8 hrs daily.

Wow! God bless you

kokomilala:
@ SonofJames,exercise does not raise blood sugar.It is foods with high glycemix index that raise blood sugar.
Exercise actually helpa you manage your sugar intake well as well as all foods that are converted to sugar.Yes,be it fat,carbs,proteins,all foods are turned to sugar.

Thank you. I Will start road walk then.