I have replied him but that is my last comment to him, now na back to ignore mode Bro

Felicity0001:


Him craze no reach... He's just frustrated nothing more

Spactacus abeg shun d guy na frustration dey do am abeg pity am.

you’re a criminal, and i believe drivers like you will be the one to rob riders of their possession

if u get papa u for nor be thief

Kaeboy:


Your papa dey craze.

I will wait for Cheerfulgiver master class, not this invisible 100 million naira dude

FuckEveryday:

SUN Bruv! The country is damn too hot to drive non tinted cars. And I guess it becomes an addiction cus even Wen I travel out of this country, my car has to tinted.


Btw, 3m a month with 10cars on Uber masterclass
With my calculation that's a rental fee of about 75k per car
Abeg where my coach Cheerfulgiver

you dey craze

Kaeboy:


I understand you bro, thank you. I just say make I ask oo, I'm tired of waiting. And I have even paid no be say I no wan pay.

That man just dey misyarn.

I will wait.

Boss i greet you. More Grace

ndubuisi2021:
Wow! Been a while but I can't just start posting without appreciating a few guys for their good wishes here based on my last post which I thought was just an ordinary conversation. Lol. It's never too late to say thank you to Libhons, Felicity001, spartacus11, deedee44 and Pearl1910

Pope191 so sorry for your loss and take heart. I have your details and will get back, at all at all na witch.

Baba abeg which car u dey drive, Year of car and model, engine type.

u dey break all protocol. when i grow up (Buy car) i want to be like you Sir

CheerfulGiver:
when I start chupping life, you'll know. This thread is forever. For now, I have other ideas. Ehail driving won't make me a billionaire. It's what I make out of Ehail driving that will make me a billionaire. That's where you lot misunderstand. Ants won't drive forever because they have a greater goal.

davit:
Pay for what?

sorry, how much were u paid.

8 hours, how much were you paid

davit:
It actually ended in 8hrs plus before I cancelled it. Crazy riders full everywhere.

Nor make me cry abeg, hold up Bo, God got your back.

pope191:


*smile* my mom still called me like 3 or 4 weeks ago and was angry at me like i don't call. Deep within, I felt like the last time I called, she was good and I have already make her to understand if she needs anything, she have me on speed dial. Whenever she's Ard, she went to spend the better part of the day seeing my face, she just want me to chill and won't understand what the running is all about and I'll look her and smile, mama I need meet target u won't understand. Life is crazy, but destiny is something we have no control over... during her last days, she couldn't talk, now nah me they call her, ready and willing to spend all the whole hours to sit and chat that chat of I'm not too busy again, but my mama no fit respond. We live, we learn

wow really, the BG2000 power a freezer 180w

zeestone99:


That rugged analog inverter is a god on its own.

what about Car Loan?

VOUCHERS4AFRICA:


Many thanks, we are already onboarding Uber/Bolt guys and transactions are happening already. Our process is seamless and can work with or without internet. we are currently testing other African countries as well. We are part of an Eco system that issues a social ID to all Card holders capable of matching one person to 500-1000 people, we are capable of catching any scammer anywhere and we have already!

We also give drivers and users consumer loan support like ride loans, car servicing loans, spare/parts/ vehicle accessory& registration loans through credit gift card and our partners.

Try us out and see for your self.

all of u guys that was supposed to come together, and make a very strong statement, if he his battling to get his brother out of kuje prison, he will end up paying up every one he his ghosting,

lawsonevidence:


Nnamdi michael joseph, now you don't want to say anything right. Please anyone with information on him, abeg help me. This is 2weeks and he is not even online or anything. More than enough patience I have endured till now.,.,. I need help fellow nairalanders

even if issue has been resolved is not enough reason to edit post

what makes u think someone else won’t fall victim

beside resolving issues we are here to learn also, like the case of the clone Iphone 12 pro max from one of the reputable sellers here, i love how that issue was handled and how it was finally resolve maturely,

if they all went back to edit their post will u know what transpired?

Not everyone are here when issues happen, but from time to time we go through old post

what about the issue with a picker that didn’t fulfill his own part of a deal after payment was made, he later paid the said customer, at the end he apologized.

if all this issues where all edited what is the actual purpose of this thread, how will you know who to avoid and who not to avoid?

Auskyd:


So what happens when someone decides to read the first few posts and does not read thru to the end to see that the issue has been resolved?

Isn't the editing meant to show that the matter has been resolved? If you wan keep am as souvenir, do screenshots your highness

bolutic:
Experience was great I work in the morning from 9am to 12am I park till 5pm I start till late hour some time I work full day there is my dash board 1 week and 2nd week work no easy nothing good come easily

Thanks for sharing your dashboard, definitely the first month won’t be easy.

if everybody dey edit post, who go know waytin happen

noobody:



It is never my intention to spoil anyone's name neither pull any man's biz down,circumstances made me post what I did earlier,but thankfully a payment plan has been planned,and he is willing to make ammends in all area due,kindly help me edit your post please,thank you....

Dishonest soul

Ohiomoba5:

Thanks my chief daddy...it has been resolved...n i also thank everyone that contributed to the issue...God bless you all!!

A true business man also don’t lie about item he or she is selling especially when such item is not as described , and they take full responsibility for their actions, not the one that will be looking for who to blame when they are the fraud

OgogoroFreak:
That is the spirit of a true business man!

Not those ones that look for every reason to get a refund if they buy something and they can't sell it.

you be thief, criminal, ole. high way rubber

Ohiomoba5:

Lol so you expect me to just accept the phone back...something i sent to you in good condition...the other blue phone has been sold to idboyostic.....call me anything u feel like i m not moved..

Just imagine the level of fraud in this country, if they can still issue fake doc from their main office, no hope for naija be that

deedee44:

Never say never. I said it here over a year ago that vi.s website said I'm owing 20k fine for driving with invalid road worthiness in july 2019, 11 months after I registered my car.

I went to collect something for someone in their office last month so I used the opportunity to set things straight because I went to their office for the car registration, I no give person for gate or in the compound o, I entered the office gangan. Now they checked their system and said they did fake for me, that it's only the subsequent ones that are on the system.

They were even preaching to me to try and pay twice if I couldn't afford to pay once because of vio stops me on the road my car would be impounded and I would pay more than 20k (taxes and other nonsense payments).

I showed them the picture of the person that attended to me and they confirmed he used to work there but he's no longer there. I have my evidence that I did it in their office. The day vio will catch me, heads will roll.

awwww you did justice to this, this was more than enough, you just make me fall in love with the Volvo S40, i can see the passion at which you use in making this review

i believe you bought this Toks right, for that price it is a bargain, one thing is certain if Volvo still remain Volvo then one thing is certain, Volvo never dies like the old Mercedes Benz except they have deviated

XGhost:


Got it for 1.7

2005
2.4ltr 5cyl engine
Automatic

Sundays and Saturdays I average 12.6 to 12.9per 100km Weekdays it jumps to between 12.9 to 13.4 depends on traffic and ESPECIALLY how aggressively you drive.
The car is a beast performance-wise, top speed 260, I've tried to 170.
comfort is top notch, better seats with lumber support (10 way adjustable memory seats)
6 cd changer, 8-speaker system, MADD Sound. And it's still not full options o, mine is missing dvd, 12 speaker premium sound system and 17 inch wheels.
I remember taking these two guys to river valley, they were into music, oh lord, they too gbadun the sound, dude kept commenting and commending.

Even the base trim comes with a kind of hybrid mixture of leather and fabric seat and solid sound system too

The effect on riders is something else. First off, the rider just assumes the car is mine so the attitude is different. Then they like that it's a different car from the usual then the premium feel of it. Definitely there are some that still give an attitude but, that's negligible.
I particularly enjoy watching people go to the corolla first before realising they're at the wrong car. Sometimes I'm right in front of them but they'll still be looking for me.

In my my search for a car then, this was how I ranked them and if I'm to do it all again this is how it stands.
S40
C180
VW Jetta
Honda Civic/Mazda 3
I'll take the car everyday of the week and twice on Sundays

Bro whats the average cost of this ride, since parts is cheaper than the corolla

volvo S40 what year?

Automatic or manual

XGhost:
My Volvo S40 Update

It's been 3 months on e-hailing. So far, no regrets or tales of woe as expected and making false prophets of those here who prophesied different.
Besides servicing every other month. I've had to repair my cracked sump and transmission fluid line. Had to buy transmission fluid. This, as I intimated to Samobaba4u when we interacted is the only only fear I had due to the car's low ground clearance. So I decided, reluctantly, to have the car lifted. In the course of doing so, the guy used heat to spoil my shocks. So I'm doing a shocks change now.
Changing brake pads and discs too (I haven't done it since I bought it).
Sump fix 5k
Transmission fluid 13k
Brake disc 12k (All 4 WHEELS)
Brake pads 10k (Front and Rear)
Shocks 15k (Front only)
Brake light bulb 2H
2 Tires 13k

Total 68200

Recently saw one S40 sitting very high, if I didn't have a rider I'd have chased the guy to ask him how he did it. As I'm buy these shocks now I'm wondering how we'll lift it without using heat. Otherwise I should not have spent this much sef.

However, this should give an idea of the cost of the car's parts. Still less expensive than the Corolla's and will require repairs less frequently.

Mind to share your experience in the 3 weeks you’ve been driving on bolt,.

bolutic:
not less than 2 weeks two months I only work 2 weeks today make it 3 weeks on bolt

what her god can not do does not exist

BAZ001:


Pls how do you guys do this ?
Send people out of your car, once you seated I can’t or don’t know how to tell an adult get down from my car.

Yesterday I was abused by one yellow owambe sisi eko, I sensed it from phone conversation but it was 1.8 surge and couldn’t resist the temptation.
Rider: where are you ? (No greeting)
Me: I’m at (she cuts)
Rider: you say you arrived but not here
Me: I’m at Campbell street st nicholas (raising my voice too )
Rider: No ooh, not St Nicholas. I’m at cambell event hall, ask people around pls.
Me: (dis na troublemaker) just cancel
Rider: (called again ) come to 3rd floor
Got to third floor car pack, she kept calling all this while but didn’t pick.
Me: (picked ) I’m in 3rd floor
Rider: shouted I said 4 not 3rd, 4th floor, 4 ooh
Me: ( my spirit telling me to jappa and cancel, but surge won’t allow me listen )
Picked her...
Rider: wear your mask oooh
Me: (looked at her so she would see my mask is on)
Rider: be fast ohh ( then she started spraying disinfectant in the car speaking both English and Yoruba, wanted to ask what she was spraying and without permission)
Me: ( just dumb and numb, who sent me)
We made several stops but I just held me cool.
We stopped to tie gele, stopped to withdraw money. In all the stops, she was commanding me with attitude as if I was her driver and she owns me and the car.
I was sure of giving her 1star cause I don’t want to ever meet her again but mistakenly or unconsciously I gave her 5star, pained me.

But how do you look at an adult and say pls come down from my car ?
I could have parked and say pls I no go again, but don’t think I have it in me right now.

priceless piece. 100% agree

CheerfulGiver:
Anyone taking a HP deal must ensure that the car comes with brand new tires, brand new shocks, brand new linkages, ball joints, brand new fuel pump, brand new battery, brand new radiator, make sure the catalyst is intact, engine already serviced and ready to work.

Most HP providers are only after money and not your success. They don't care if you succeed or not that's why there is a clause to retrieve car if you default. They don't care if the car starts breaking down 2 days after contract is signed, intentionally forgetting Tokunbo cars are basically used cars with parts about to start failing. They'll collect full payment and still collect car from you if you default.

HP providers aren't doing you any favours. It's business. If you must deposit 300k upfront, you have to get the worth of it. It's time to turn the tables. They can't keep coming here with

You must have this
You must bring this
You must be this

They also MUST give out cars that won't break down in first two months, or forget the deal. Sell the car. If they don't have the funds to fix those sensitive parts, then driver MUST identify those parts that need replacing and driver MUST deduct the cost from the security deposit.

I don't like HP deals, but if you insist on a deal, don't enslave yourself from the get go. Get a car that will be a good head start, else if you don't do a proper check before signing the contract, you're liable for the over hauling of the whole vehicle and provider won't give a shit_

The Boss thanks so much for taking time to analyze this issues

Yes it is an assets loan, for every assets you want to make the best use of it

i am getting a car for 2 reason, Business and personal use

at least thank God for uber/bolt that have brought dignity to taxi business.

my brother dollar is not smiling oh so when making projections it is better one work with an higher rate, even the 2.8 i will have to increase that budget too self

one other thing i am working on is to make sure that, i can pull funds from other sources to offset the payments for the car

for instance if the total repayment is 4 million i want to be able to pull 1.8 million from other sources and the car can work the balance 2.2 million

also if the repayment is 18 months i want to be able to repay the entire money in 9 months max 10 months

if i am getting a car below 2 million i think i will rather get that out of pocket rather that going through HP.

i am just considering my options. Why my partner is making money the deal must also be a good deal for me, and i must also have space to breathe

I don’t think i will want to pay for comprehensive insurance for a partner, he/she is in business and in it to make profit, so the entire responsibility should not be on the driver

why can’t a partner pay for insurance he/she is the sole beneficiary

so the insurance and Vat was a turn off for me

every kobo count

if a driver don’t pay after two weeks and partner have the right to withdraw car, no matter the amount driver has balance

i think i will rather look for a partner we can both get a lawyer and draw up an agreement that protect us both

agreement should not protect partners alone,

if not for budget i don’t think i will want to get a car below 10 years, i think that should be 2011, but bcus of budget constraint i will rather settle for 2006 that should be 15 years

so how much do you think, 2006 corolla will go for, clean toks

or at least if i can raise 1.5M and get another 1.5M loan from a cooperative to repay back in one year

i think i will even have much breathing space,

Mr Feli thank you for taking time to pen this down for me

let me take time to re-digest all that you have side, then i will have to realign, Re-strategies, and go back to the drawing board

Felicity0001:


Okay coming back to this I'll say I won't criticise or talk down on somebody's business because I don't know what they go through making that business stay afloat especially in this obodo Nigeria. The only people to blame is buhari and his geng.

First and foremost, I believe dealing with a cooperate or financial institution is far better than dealing with an individual base on my previous post on this subject matter.

Looking at it this way, remember it's an asset loan,
1. You decide the type of car and amount, therefore, you indirectly determine the total amount to be paid.

2. You are sure of what you're buying unlike the personal owner partner who go buying any kind of car weather it's salvage or not he doesnt care. But you determine weather salvage or clean titled and you determin the price. I've seen many drivers suffer in this regards to salvage vihicles... There was a guy that even collected a car a partner bought from cars45 and called it tok not knowing car was a refurbish naija used crest few months later driver and partner landed themselves in police station... We still dey settle d matyer since buhari enter power

3. And individual can wake up on the wrong side of the bed one morning and trigger one clause driver has defaulted and then collect car, but a cooperate or SMEs won't do such. Also, should you default in a week payment so long you have a close rapot with your CO you guys can look for ways to cover up, worst case, they contact your guarantors to fill in the gap.

So to some large extent drivers have more rest of mind but on thenothe hands, some COs will fraustrate the hell outta you with calls if they haven't seen credit alert for a single week. This some private individuals can understand and shift grounds maybe when your account is blocked or some other personal issue.

Generally, it's rational and all depends on the individual involve, if you're lucky to have a good partner then individual HP is better off otherwise, the micro financial institution should be your best bet.

Best way to get a good deal out of a financial Institute is to look for a cheap car... What are you looking for flashy car for? Be it in Benin or any where in Nigeria. Bro... Stay low even dangotes dey carry uber. Yes your heard me right.

I've an offline client, the man get money scarra! He was the one that asked me to look for a 2012 corolla sport the other time, I asked him, sir! Why not go for an SUV due to our roads? He said my son in a cool and gentle voice, the Nigeria of now you need some that won't announce you". Hmm!

I've lived in Benin b4 and still have business and in-laws Benin police no get wahala, how many road checkpoint dey Benin? How Many law enforcement agencies dey worry?? Abeg Benin na easy life so far you no pass your boundaries you're good to go.
Police in general self don't have issue provided you obey and know their language you won't have a problem with them at all unless you meet the one wey dog bit for yash enh enh! U self go know say na 2type if life dey.

Finally, look for a cheap car say Honda civic, accident free with low millage like that of BAZ001's assume 1.7m-1.8m... Or Toyota echo... It's around 1.4-1.5m now or big daddy...Do 2.5% then divide by 78weeks you have something around 30k or thereabout... You down payment will fall around 280-300k negotiable if you can relate well with them.

They calculate weeks and not months so stop bordering about paying more... Looking at it closely you wint get individual HP now anything less than 4m now but on this McF assets its far less. So take the opportunity now as e dey hot otherwise, you'd regretted not taking it after 2yrs.

As for the driving, put learner and give yourself 1 month you'll get use to it. Driving na mind.

All the best.

it is easier for a criminal or an offender to go free in the hands of Benin police, than for an innocent person to go free, and they will make sure dey milk the innocent more, and if u refused to pay ur family will pay through their nose, wen dem don knack one allegation for ur head for free, and if ur family refuses to pay many end up in Oko Prison

at least and offender or a criminal did something wrong, negotiating with the police it’s even is an advantage to the offender

what happens when you are innocent, your only crime is riding on a cab alone, or been a road user via public bus or taxi

Benin police are one of the notorious in this country, but bcus our people like to pay and don’t share their stories is the main reason people still think Benin police don’t have problem

this is an issue i really don’t want to discuss bcus those musters are good for nothing.

and fr thr number of checks points, on my road alone u can have up to 4 police checking points

from my area to that of my mum i can go through 8 police check points

from my area to my church i can go through 5-6 check points and among them is the notorious IRT, IRT na cab and flashy cars dem dey after

Felicity0001:


Okay coming back to this I'll say I won't criticise or talk down on somebody's business because I don't know what they go through making that business stay afloat especially in this obodo Nigeria. The only people to blame is buhari and his geng.

First and foremost, I believe dealing with a cooperate or financial institution is far better than dealing with an individual base on my previous post on this subject matter.

Looking at it this way, remember it's an asset loan,
1. You decide the type of car and amount, therefore, you indirectly determine the total amount to be paid.

2. You are sure of what you're buying unlike the personal owner partner who go buying any kind of car weather it's salvage or not he doesnt care. But you determine weather salvage or clean titled and you determin the price. I've seen many drivers suffer in this regards to salvage vihicles... There was a guy that even collected a car a partner bought from cars45 and called it tok not knowing car was a refurbish naija used crest few months later driver and partner landed themselves in police station... We still dey settle d matyer since buhari enter power

3. And individual can wake up on the wrong side of the bed one morning and trigger one clause driver has defaulted and then collect car, but a cooperate or SMEs won't do such. Also, should you default in a week payment so long you have a close rapot with your CO you guys can look for ways to cover up, worst case, they contact your guarantors to fill in the gap.

So to some large extent drivers have more rest of mind but on thenothe hands, some COs will fraustrate the hell outta you with calls if they haven't seen credit alert for a single week. This some private individuals can understand and shift grounds maybe when your account is blocked or some other personal issue.

Generally, it's rational and all depends on the individual involve, if you're lucky to have a good partner then individual HP is better off otherwise, the micro financial institution should be your best bet.

Best way to get a good deal out of a financial Institute is to look for a cheap car... What are you looking for flashy car for? Be it in Benin or any where in Nigeria. Bro... Stay low even dangotes dey carry uber. Yes your heard me right.

I've an offline client, the man get money scarra! He was the one that asked me to look for a 2012 corolla sport the other time, I asked him, sir! Why not go for an SUV due to our roads? He said my son in a cool and gentle voice, the Nigeria of now you need some that won't announce you". Hmm!

I've lived in Benin b4 and still have business and in-laws Benin police no get wahala, how many road checkpoint dey Benin? How Many law enforcement agencies dey worry?? Abeg Benin na easy life so far you no pass your boundaries you're good to go.
Police in general self don't have issue provided you obey and know their language you won't have a problem with them at all unless you meet the one wey dog bit for yash enh enh! U self go know say na 2type if life dey.

Finally, look for a cheap car say Honda civic, accident free with low millage like that of BAZ001's assume 1.7m-1.8m... Or Toyota echo... It's around 1.4-1.5m now or big daddy...Do 2.5% then divide by 78weeks you have something around 30k or thereabout... You down payment will fall around 280-300k negotiable if you can relate well with them.

They calculate weeks and not months so stop bordering about paying more... Looking at it closely you wint get individual HP now anything less than 4m now but on this McF assets its far less. So take the opportunity now as e dey hot otherwise, you'd regretted not taking it after 2yrs.

As for the driving, put learner and give yourself 1 month you'll get use to it. Driving na mind.

All the best.

Na waah ohh for police people, police are the ones committing crime now. Rogues

under what charge are they arresting and throwing people in Cell

robbers

Felicity0001:


Ok, this will bring me to share my experience with the same area F police command.

On that fateful friday night after dropping of my rider off Kudirat Abiola Rd at about 11:28pm I knew time was running fast so i needed get home due to the curfew which starts at 12mindnight. Got to mobile filling station, Awolowo way about 3min afterwards then pulled over to do No.1... After that I hooped into my car and drove off...

Got to that club near firstbank along the Awolowo way then decided to wait a minute checking something on my phone while hoping to get a set destinatiin trip. This was exactly 11:45pm. On raising my head I saw about 3 police vans parked across the road and the men jumping down crossing over towards the other side of the road where I was parked... The corolla behind me moved with speed, I wanted to zoom off with him as my engine was still running with gear engaged but base on the knowledge of the time and happening I summoned confident and decided to stay but moving slowly...

Stop!! stop!! stop!!! With all form of aggression 3 of them entered into my car like say na only me them come for...move it!
Me: yes sir! To where sir?!
Area F police station.
Got to underbridge
Me: I stopped. But wait oh, officer watin I even do self, where una dey carry me go... One said watin b ur time... I showed him on my dashboard, sir this is 11:56pm now you guys stopped me at about 11:48/50pm so what offence have I committed.
Don't worry when we get there you'll know better, move it!

The story long oh with a lot of funny happenings but let me cut it short.

They brought in other people and we were about 70-75 of us with some foreigners and musicians with a few elderly people. Come see matter na.

Already made some calls but guess man was sleeping.

After plenty of dramas, people were sorting 50-30-70k and so I started begging this guys with 10k them say lie lie na 20k last. I just vex told the lady "madam u go finally beg me for 1k from this money" she thought i was Just blabbing. I went and sat down one place observating.

Exactly 5am the oga at the top returned my call... We talked briefly and he said he would send sb down right away. At this time them don dey throw us into cell. The mumu who oga at the top sent came and was busy asking of my me whispering to his colleague and the one taking down names instead of them to ask told him he hasn't written down any name like felicity... I was just watching them but didn't want to interrupt because them change am for me.

After about 20min nothing, I call oga back and he got annoyed, "don't worry I'm coming..." Fortunately he was at his residence next compound at the time and not even the heavy down pour that early morning could stop him. 2min oga show na so everywhere burst...

Oga shun!!! Shun!! Shuns! Sir we asked of the name o but nobody answer us... sherupp! He called my line... Come c "all eyes on me". chai! I pitied the handsome looking Indian man and others I believe they all would be praying I tell oga at the top "we dey together". But menh... I have to get off the hook first b4 I can help anybody o.

Oga match, straight to Area command office... 5min later the one came with an umbrella to pick me. What happened young man? I talk... Please release him right now! Yes sir! Shun sir!

Summoned madam in charge I was begging with 10k all along but refused, go and bring his keys and other belongings under your possession. Yes sir!
Follow him on waiting here for you. Got to her cubicle of a office and she gave me my keys and DL as I won turn na so her junior colleague that was posting me from one post to another then said, bros you no go drop something for us? I told them... So una dey beg now abi? Remember I told you guys una go beg for something, I just pity them given them 2k. Waka...

Shun! shun!! shun!!! As oga at the top was going still inside the rain.


So that is what the Area F police does especially on Fridays, for any reason you find yourself chopping live btw 12mindnight to 4am or working just be on the watchout. Uber drivers and anyone parked outside a club house are their main target. But their liver no dey carry them reach African Shrine side at all.

fineboynl:
The inevitable has happened. For some times now I don't carry my iphone any more because of the battery issue.

I just left it at home and charge it anytime the battery is down. It's very close to the window position.

Today I noticed the iphone has died and I plug it. After charging it a bit it Tries to on. But stuck at the apple logo. After some minutes off and restart all over again. You can't put it off anymore. It's just rebooted on apple logo.

The iphone runs on latest version 14.7 I really don't want what is wrong. I have tried itune update and restore but after some time it's cut off starting I need strong internet connection.

I am using 3utool to download the iOS version 14.7.1 which is about 60%. I have waste internet data trying to work around it.

Please I need help

why not change ur battery ?

The deal i got was from a micro-credit facility, they asked i go look for a car and negotiate with seller, so they can do the necessary calculations on the weekly payment

After giving it a serious thought, and taking into consideration, the discussion from this thread, i went back to them and ask they do an estimated calculation using 2,800,000 million naira, assuming that will be the cost of the car i will be getting

if total cost of car was 2.8M,, their interest rate in respective of the cost of your car was 2.5% and the duration was 18 or 20 months tenure- So total repayment will be 4,060,000 Million, interest and Capital combine for 18 months

i will make a deposit of 363k, this deposit is not refundable

below is the break down of the 363k as follows

Insurance- 140k (this insurance is only valid to the company incase of accident with the vehicle beyond repair, so they can protect their investment, so the insurance doesn’t cover me, i will have to get mine ( so why make me pay for this?)

Admi Fee - 4k plus

Tracker- 20k ( the company will be the one to get the person that will fix it)

License plate- 35k ( at the end of repayment the plate number is mine, i will just go for change of name, since they will be registering the car in the company’s name)

Upfront Payment- 70k, this money will be use as payment towards the capital, but it was not subtracted from the total yet

VAT- 94k, i will have to pay VAT too

I felt why pay a deposit that is not refundable or subtracted from the total

The 363k is not a fixed amount, it is dependent on the cost of your car, let’s say you got a car for 2.4M probably the deposit will be less than 363k


The repayment window was 18 months i.e 72 weeks 4x18=72 weekly payment 4,060,000/72weeks= 56k per week

but the company was silent on some issues like, there are some months that end in 5 weeks but they use 4 weeks on their calculations so what happens if a certain month ends in 5 weeks am i still made to make repayment on the 5th week, since the contract is weekly payment

you see i may end up paying more if the details are not well spelt out

i was not in a hurry to get a car, i wanted to know the entire details of what to expect

Last month coming to this month financial pressure was high on me, i was almost desperate getting the car by all means

that was when i kept seeing CheerfulGiver comments on how HP is a scam, he did a calculations on why rental was far better than HP

Now coming from a Newbie in driving (i don’t currently drive, the little time i did i learnt it from youtube, drove few times some yeas back)

been a novice ( even planing registering for a driving school) and taking car on HP, i will have to drive on a commercial basis, and be remitting 56k weekly, at least from this thread i understand that one can spend between 30-45k on fuel weekly 56k+30k=86k

on HP, car maintenance will be on me, within this 18 months i will still have to pay my house rent, house feeding money, bills, health

putting all this into consideration i had to pull out from the HP deal for now

if i had been a professional driver before now i wouldn’t have turn this deal down, but for a newbie like me i felt the stake was too high

in-fact police that don’t want to use eye to see young men driving flashy cars in Benin. lets not even go there

Felicity0001:


October this yr will make it 2years since I registered as an ehailing driver in Lagos, Nigeria. In these 22months of having an active driver's account on Uber, Bolt and Indriver I have only been active behind the wheel for a combined periods of about 10 months and in these 10months I can say I've seen the good, the bad and the ugly. I won't include mechanics because I've known and understood them long b4 now. I have come across virtually all kinds of human beings from all works life and have studied and seen so many characters more than I used know b4 now. I stepped very low to rentals for so many reasons and I'm very glad I did. In all of these I can only say human beings generally are terrible people, you never can please them.

Now, talking about HP, many will say I'm controversial if I say this, nevertheless, I'll say it without any fear of being attacked.

95% owner partners in both the HP and rental are bad. 85% out of that figure are desperately and naturally wicked while the remaining 10% became wicked due to 95% wicked people/drivers they've had 1 or 2 encounters with b4. So you find yourself doing business with them either as rental or hp? Please play your card very well. If you're bad as a driver and your intention is to perpetrate evil do it b4 you're taken unaware and if you belong to the good drivers league, be yourself and keep being you even if your expectations get cutting short. A day of judgment and reward will definitely come.

HP with individuals is not supposed to exceed 3% interest of total cost of asset+registration, insurrance, etc... all under 18/24months. With full refundable or some per centage (%) refundable security deposit of 10%.

Take for an instance:
Asset :N2,000 000
Registration :N58, 000
Insurance :N120, 000
Minor repairs/Servicing :N100, 000
Miscellaneous :N*****
Sum total :N2,300,000

Now, Partners interest should be:
2,300,000*3.0%*18months = N1,242,000.

Total package would be :N3,542,000
We can round it up for N3,500,000

Now, 10% of 3.5m is N350,000. This money should not be subtracted from to the total amount to be paid because it's a security in. the situation whereby default is made you subtract accordingly to fill up the gap... But if no default made throughout the tenure of the contract then the amount can either be use to offset the balance or be refunded at the end of the contract tenure to so driver can have some money to fix up his car if need be.

Accidents, unforseen national lengthy holidays, protest, riots or lockdown are restituted accordingly with all stated in black and blue.

Since owner is a single entitle and not an enterprise or a registered business he must consider when driver is down to ill health related issues reason, the round down to N3.5m. this cost will cover for driver's health all through the contract tenure so he can be fit to reduce down time.

Looking at the above you'd noticed weekly remittance is pegged around 40k and can go higher depending on the period or lower if the asset cost is lower. All of these can be compromised if the owner partner is satisfied with the interest.

Most micro-credit facilities do way less than the above analysis but our self acclaimed ogas who works or had worked in financial institutions currently and b4 won't come out to say it because they have the mentality of a slave master but when it comes to how much a driver should pay weekly or pay on HP you'll see them jogging and bouncing out like a coach with 10lives. That's one way to identify the 85% wicked once.

Know these things and stand tall so you won't be cheated during negotiations. There's nothing like anyone doing one a favour or drivers didn't bring anything to the negotiation table.

Everybody on the table has something good to offer.

One thing i learnt from CheerfulGiver was that HP is a scam, i was seriously considering HP and, trying to get connect, but i didn’t get a favorable deals, i gave it a serious thought and followed this thread every-time to get more understanding on how possible to earn enough to balance weekly HP payment , Fuel the Car, Fix Car, Take care of my family bills, and have some savings too, as a new bill the odds where just so unreasonable

Right now i had to drop the thought of HP, and start considering how i can get a personal car, truth be told, getting funds for it is even more challenging i guess that’s where patients and perseverance comes in

so i take this time as my learning time, to grasp all the knowledge i can get

thats why most of the time i like it more when the house is not in agreement , that is when we tend to see some salient point from both side.

You all are my Supper Heroes

Felicity0001:


Yeah very true but only true for those drivers who are married and are on either rental or HP. They will definitely need to double the hustle to make 15-20k net daily. That's a whole lot of work and time there bro.

For you to have netted N20,000 it means you must have grossed at least N30,000-33,000.

because commission on N30k is N6k

You'll need 3.5-4.5k fuel on a sound corolla or Honda civic to gross that amount, if you're lucky to have 70% of your trips on surge and long distance trips with less time spent on traffic you can gross 35-37/38k with 4.5k fuel.

Assume all conditions are Constant:

20k net should generate about 29-33k gross after all deductions.

This will require a minimum of 12hrs online.

And not possible during weekdays but possible during weekends especially on Sundays BUT not everyday.

Unless the night life returns then we can have such earnings again.

Need proof? Ask the diabolic one to share his daily earnings with time spent online.

But note: these are many truth people like pearl1910, the diabolic cheerfulgiver, crv and dangote partners dapo and we@uncle gbagada will never tell you but me myself and I will also speak the truth. I am felicity001 aka the hoodlum driver (come e don tey una call me that name ooh, I always roll when you guys call me that)

Now let the argument begin.

Finally from the Chief Himself,

1- Discipline
2- Planing
3- Study
4- Focus
5-Been Proactive
6- Been Deliberate

CheerfulGiver:
As a newbie, I had no serious challenges except friends. Friends distracted me. Had to cut them off. Then I had to find a way to stop being so sleepy by 10pm, till I realized eating dinner late caused that for me. Dashboard isn't deceptive because it's my dashboard and what's there is my truth. I can't twist my truth to suit what you think the truth should be or twist my truth to make you feel better. It is what it is. I guess I was created special. Divine intelligence.

everything I know I've passed down to the 21 guys in my telegram group. They were the ones that responded when I asked people struggling to mail me. So you can't say I haven't played a part. These guys beat my daily records many times. Some. Not all. None makes below 100k a week now.

Driving is easy for me, uber driving is easier. You don't have to believe me but driving is a hobby and a passion. Been driving since I was 14 in SS1. Over ** years now. No one thought me how to drive. Things I do now are second nature to me.

These are my truths. You don't have to believe them, you can't change them. It's me and I'm it. I really don't have to explain myself to anyone. What I post is for motivational purposes only. People who counter me do so only with mouth. Nothing to show for it. They criticize my methods, but present no better alternatives, neither can they argue logically and with facts, so they resort to being negative to themselves hoping that their negativity will overshadow my positivity. Hasn't worked out for them either

The one that thought fraud was the way, advising how to cancel trips inside surge, how market? Now that surge is gone, Guy is confused as fuck_ His fraud strategy is dead in the water.

My car hmm. It amazes you how it doesn't break down, and how it's on the road daily? Simple. I do preventive maintenance. A stick in time prevents downtime. I hate downtime. I once took a defensive driving course online. It helps me not scratch my car either from a fault of mine, or the next driver. I anticipate what the drivers around me are about to do and I protect my car accordingly.

With the body covered, now the mechanical part. A new car makes no sound, so whatever sounds I hear from my own car is foreign and I tend to it as soon as possible. I know every part of a car and I know whatever part that is wrong with my car so I call my mechanic in advance to buy it and anticipate my arrival. On days I visit the mechanic, I start working before 5. By 11 am I'm at his place and I've made half or almost half of my daily target. I leave there after 7 hours with a fixed up car and I have 6 hrs to complete my daily target. I take naps while there so I'm never really tired.

My diet consists of more protein than less. Then water. Plenty water. It lubricates the eyes. My eyes. Sugary drinks makes me tired, so I try to avoid. Water is better. I always try to combine 2 activities together. Eating + car is being washed, napping while car is being washed, napping while car is being fixed, napping while waiting for destination trips, etc. I'm always a happy fellow and I follow the golden rule.

These are some of my truths. It's not conventional but it works for me. Uber is easy for me, and will always be easy. Nothing will change that truth for me... Nothing.

Congratulations Chelsea

Na Trophies dey rush us