₦airaland Forum

A vital Document That Can Facilitate Your Study Permit Approval.

When applying for a visa, either for study, visit, as an investor, medical and the likes, it is no news that many embassies and
consulates require proof of financial capability (POF), financial stability (source of fund) and home ties that are pull factors to motivate the applicant to return to his/her home country on or before expiration of duration granted.

Due to high rate of refusals, it has now become clearer to most smart applicants that they need more than just bank statement to show proof of fund but other vital documents to proof source(s) of funds on account, evidence of applicants financial stability in the home country and lastly strong home ties that can facilitate the applicants return to the home country.

There is one critical documents that can serve those multiple requirements many applicants overlook until it becomes a problem: property valuation report.

Certified valuation report of your real estate assets can strengthen your application significantly. A valuation report is an official document prepared by firms of certified estate surveyors and valuers and it shows the current market value of your property or assets in monetary term. For visa purposes, this report is more than just shows a property price estimate - it's a legal and financial document that embassies trust.

When included in a visa application, it demonstrates that you have verifiable landed assets that can support your financial cum economic status, butress the credibility of your declared net worth, ability to fund your stay, study, or relocation. Also, it is a known fact all over the world that people can liquidate their landed asset to raise fund for immediate desired needs including studying abroad. Therefore, it is not unusual for an applicant to liquidate landed asset to raise fund for study purpose. However, such an applicant is expected to submit a valuation report that predate the sale transaction to support/acknowledge that the property sold truly worth the amount.

Let's say an applicant has lump sum deposit of N40m on account and the deposit was proceed of a landed property sold. The applicant will have to submit a valuation report that was done before the sale that certified that the property in question truly worth the value, that's the global standard practice. Only trained and certified valuers can determine property values and not what the seller/applicant decides. Same is applicable to applicants that their source of fund comes from rent or leased property, they are to submit rental valuation report.

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a valuation report of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property(ies) owned by the applicant and the corresponding value of such a property either a house undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

In view of above, and you wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with in-depth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries with a view to engaging our service, do not hesitate to contact +2348032296562 (Whatsapp and Direct Call) or +2349049045703 (WhatsApp Only)

Here to serve you right...you will be glad u did!.

Thank you

DEALING WITH THE MANDATE: OFFICE SPACE FOR RENT AT LEKKI PHASE 1, LAGOS..

Location: Malvin Hall, Admiralty Way, Lekki Phase 1, Lagos.

Size: 25sqm and 60sqm

Rent: N350,000/sqm

Contact:
+2348032296562 (direct/WhatsApp) +2349049045703(WhatsApp only).

2026 INTERNATIONAL STUDENTS STUDY PERMIT SUCCESS RATE BY NIGERIAN APPLICANTS.

With policy and regulation changes happening all over the world, student study permits are getting rejected often. Canada, for example, rejected 62% of study permit applicants as at April, 2026. According to a statistical analysis, the most common reason behind this was that immigration officers didn't believe most of the applicants would leave Canada after their studies, that implies not been able to prove strong or sufficient ties to the home country.

The Nigeria student visa Canada success rate fell to just under 30% in 2026. This marks a concerning trend, with IRCC citing high fraud rates, incomplete documentation, and lack of financial transparency as key issues. Despite this, Nigerian students remain highly interested in studying in Canada, U.K, Netherland and so on particularly in STEM fields. Those with strong academic records, credible
financial backing, and clear study plans can still succeed. The key lies in preparing
a study permit application that clearly demonstrates intent and compliance.

Therefore, If you're applying from Nigeria, consider it that you have great tasks at hand to improve your planning and documents quality. A large number of refusals we see are not because the students are unqualified, but because their applications fail to clearly explain why they are studying the chosen course, how it fits into their career progression, and how their education will be funded," the agency noted.

Industry observers say visa officers have become increasingly cautious, especially with applications coming from high-volume countries, leading to stricter assessments of applicants' academic background, financial history, and post study
intentions.

With the rise of Al tools in 2026, many applicants are submitting SOPs that looks exactly the same in content. The embassies now uses sophisticated software to flag"generic" content, a winning SOP for 2026 must be personal. There have been a rise in "Credibility Refusals", that means ejections based not on missing documents, but on the visa officer's belief that your intentions aren't purely academic. Here are the three major reasons Nigerian students are facing refusals this year and how you
can protect your application.

Many students are still using outdated information and that's one of the biggest reasons for visa refusals. If you're planning to study in abroad, here's what you MUST
understand:

* Proof of funds is not just money your source must be clearly explained. It goes beyond just "dumping" huge sum of money into your account few months to submitting your application claiming it was deposit from a liquidated investment without proper traceable documentations to back up source of the invested sum, statement of the investment account (that shows growth of the fund till maturity), the investment certificate.

* Visa approval is not about luck, It's about how well your application is structured. If you get it wrong, it can cost you time, money and your admission opportunity. A major recurring issue is the misuse or poor presentation of financial documents, many applicants submit bank statements that show sudden large deposits, inconsistent income history, or funds that cannot be clearly traced to legitimate sources. Even when applicants technically meet the financial requirements, unclear proof of funds documentation often raises red flags.

* Ignorance is another reason most applicants failed, very large percentage of applicants do claim liquidation of investment as the source of large deposit on account to meet up POF or sale of landed property but lack knowledge of appropriate documents to required to be submitted to undoubtedly back up the claim, not even the so called travel agents.

There is one critical documents that can serve multiple purposes that many applicants overlook or do not know about until it becomes a problem: and that is property valuation report. Property valuation report is a document prepared by firms of certified estate surveyors and valuers and it shows the current market value of your landed property assets in monetary term. For visa purposes, this report is more than just shows a property price estimate - it's a legal and financial document that embassies trust to show how much investment(s) you have in landed property(ties).

When included in a visa application, it demonstrates that you have verifiable landed assets that can butress your financial cum economic status, support the credibility of your declared net worth, ability to fund your stay, study, or relocation. Also, it is a known fact all over the world that people can liquidate their landed asset to raise fund for immediate desired needs including studying abroad. Therefore, it is not unusual for an applicant to liquidate landed asset to raise fund for study purpose.

However, such an applicant is expected to submit a valuation report that predate the sale transaction to support/acknowledge that the property sold truly worth the amount.

Let's say an applicant has lump sum deposit of N40m on account and the deposit came as a proceed of a landed property sold. The applicant will have to submit a valuation report that was done before the sale that certified that the property in question truly worth the value, that's the global standard practice. Only trained and certified valuers can determine property values and not what the seller/applicant decides. Same is applicable to applicants that their source of fund comes from rents or leased property, they are to submit rental valuation report.

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building or land alone) along with other required documents for visa application could actually boost your chance of visa approval. A valuation report together with a duly executed Deed of Assignment, tenancy/lease agreement and other vital documents are required to back up landed property sale, lease or rent if source of fund on account is from any of those sources.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

In view of above, and you wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with in-depth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries with a view to engaging our service, do not hesitate to contact +2348032296562 (Whatsapp and Direct Call) or +2349049045703 (WhatsApp only).

Here to serve you right...you will be glad u did!.

Thank you.

Please note that we are not travel agents and do not provide POF service.

2026 INTERNATIONAL STUDENTS STUDY PERMIT SUCCESS RATE BY NIGERIAN APPLICANTS.

With policy and regulation changes happening all over the world, student study permits are getting rejected often. Canada, for example, rejected 62% of study permit applicants as at April, 2026. According to a statistical analysis, the most common reason behind this was that immigration officers didn't believe most of the applicants would leave Canada after their studies, that implies not been able to prove strong or sufficient ties to the home country.

The Nigeria student visa Canada success rate fell to just under 30% in 2026. This marks a concerning trend, with IRCC citing high fraud rates, incomplete documentation, and lack of financial transparency as key issues. Despite this, Nigerian students remain highly interested in studying in Canada, U.K, Netherland and so on particularly in STEM fields. Those with strong academic records, credible
financial backing, and clear study plans can still succeed. The key lies in preparing
a study permit application that clearly demonstrates intent and compliance.

Therefore, If you're applying from Nigeria, consider it that you have great tasks at hand to improve your planning and documents quality. A large number of refusals we see are not because the students are unqualified, but because their applications fail to clearly explain why they are studying the chosen course, how it fits into their career progression, and how their education will be funded," the agency noted.

Industry observers say visa officers have become increasingly cautious, especially with applications coming from high-volume countries, leading to stricter assessments of applicants' academic background, financial history, and post study
intentions.

With the rise of Al tools in 2026, many applicants are submitting SOPs that looks exactly the same in content. The embassies now uses sophisticated software to flag"generic" content, a winning SOP for 2026 must be personal. There have been a rise in "Credibility Refusals", that means ejections based not on missing documents, but on the visa officer's belief that your intentions aren't purely academic. Here are the three major reasons Nigerian students are facing refusals this year and how you
can protect your application.

Many students are still using outdated information and that's one of the biggest reasons for visa refusals. If you're planning to study in abroad, here's what you MUST
understand:

* Proof of funds is not just money your source must be clearly explained. It goes beyond just "dumping" huge sum of money into your account few months to submitting your application claiming it was deposit from a liquidated investment without proper traceable documentations to back up source of the invested sum, statement of the investment account (that shows growth of the fund till maturity), the investment certificate.

* Visa approval is not about luck, It's about how well your application is structured. If you get it wrong, it can cost you time, money and your admission opportunity. A major recurring issue is the misuse or poor presentation of financial documents, many applicants submit bank statements that show sudden large deposits, inconsistent income history, or funds that cannot be clearly traced to legitimate sources. Even when applicants technically meet the financial requirements, unclear proof of funds documentation often raises red flags.

* Ignorance is another reason most applicants failed, very large percentage of applicants do claim liquidation of investment as the source of large deposit on account to meet up POF or sale of landed property but lack knowledge of appropriate documents to required to be submitted to undoubtedly back up the claim, not even the so called travel agents.

There is one critical documents that can serve multiple purposes that many applicants overlook or do not know about until it becomes a problem: and that is property valuation report. Property valuation report is a document prepared by firms of certified estate surveyors and valuers and it shows the current market value of your landed property assets in monetary term. For visa purposes, this report is more than just shows a property price estimate - it's a legal and financial document that embassies trust to show how much investment(s) you have in landed property(ties).

When included in a visa application, it demonstrates that you have verifiable landed assets that can butress your financial cum economic status, support the credibility of your declared net worth, ability to fund your stay, study, or relocation. Also, it is a known fact all over the world that people can liquidate their landed asset to raise fund for immediate desired needs including studying abroad. Therefore, it is not unusual for an applicant to liquidate landed asset to raise fund for study purpose.

However, such an applicant is expected to submit a valuation report that predate the sale transaction to support/acknowledge that the property sold truly worth the amount.

Let's say an applicant has lump sum deposit of N40m on account and the deposit came as a proceed of a landed property sold. The applicant will have to submit a valuation report that was done before the sale that certified that the property in question truly worth the value, that's the global standard practice. Only trained and certified valuers can determine property values and not what the seller/applicant decides. Same is applicable to applicants that their source of fund comes from rents or leased property, they are to submit rental valuation report.

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building or land alone) along with other required documents for visa application could actually boost your chance of visa approval. A valuation report together with a duly executed Deed of Assignment, tenancy/lease agreement and other vital documents are required to back up landed property sale, lease or rent if source of fund on account is from any of those sources.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

In view of above, and you wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with in-depth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries with a view to engaging our service, do not hesitate to contact +2348032296562 (Whatsapp and Direct Call) or +2349049045703 (WhatsApp only).

Here to serve you right...you will be glad u did!.

Thank you.

Please note that we are not travel agents and do not provide POF service.

HOW TO VERIFY VEHICLES AND LANDED PROPERTY TITLE PRIOR TO PURCHASE.

It is not an overstatement that one of the key factors that affects assets values is the subsisting title documents on the assets, be it land, building, vehicles, vessels, airplanes and so on. Therefore, an asset with a defective or invalid title is a "dead asset".

But it's quite unfortunate that many people do not know how to go about verifying these title documents or do not care to verify until they end up in " had I know" situation. Now, I would like to shed light on some few:

How to verify vehicles title documents:

Every vehicle built after 1981 has a unique seventeen (17) vehicle identification number (VIN) or popularly known as chassis numbers. The location of this string of letters and numbers varies, but it's located somewhere on every car, SUV, motorcycle and truck - typically on a small metal plate or a sticker. VINs serve many purposes, they help consumers learn about a used car's history, including whether it was stolen, or determine whether rebates.

This code (VIN) or chassis numbers appears in the paperwork necessary to do everything from insuring your car, road worthiness certification, to selling it. The first number indicate where the vehicle is assembled, the second and third characters indicate the manufacturer. In some cases, the code corresponds with a line of vehicles that now belongs to a larger corporation.

The fourth through eighth characters provide several details, such as body type and engine type while the ninth character is a "security check digit" determined by a complex mathematical equation based on the rest of the VIN's numbers and letters. This 9th digit, either a number or the letter is used to authenticate that the VIN is not a forgery. If one of the seventeen numbers is misspelled or wrongly written (either a figure or letter), the security check digit will interprets the algorithm wrong and the entire VIN invalid. So, when you're buying a car either foreign used (tokunbo) or Nigerian used, please ensure that the Vehicle Identification Numbers (same as chassis numbers) on all the car documents presented to you tallies with the VIN on the vehicle itself and look closely to observe any alteration(s) of any of the numbers on the vehicle. If any of the numbers do NOT tally, please walk away!

The 10th character indicates the model year, there's only one slot for this, and not all letters and numbers are used, resulting in repetition. The 11th character indicates the specific plant where the vehicle was assembled. The VIN's final characters compose final six number that differentiates the vehicle from all others made in the same factory that are the identical type and model in the year.

Where to Check for the VIN.

The VIN is stamped or stuck on several locations on a vehicle, the most common places to look are: (a) Dashboard: On the driver's side, where the dashboard meets the windshield (visible from outside), (b) Door Jamb/Post: Open the driver-side door and check the pillar (doorpost) where the door latches, or on the door itself, (c) Documentation: On vehicle insurance policy certificate or vehicle title (registration) will list the VIN or Chassis Numbers, (d) Engine Compartment: Often stamped near the engine block or on the firewall Lastly, sometimes found under the spare tire in the trunk, on the floorboard in front of the passenger seat, or on the rear wheel well.

When you have crossed check the VIN on the vehicle with the documents and both tallies, you still need to search deeper to ensure the specifications of the vehicle matches when the VIN is verified or decoded.

Top Online Vehicle Verification Platforms in Nigeria:

You can verify a vehicle VIN or chassis number online in Nigeria using official platforms like the National Vehicle Registry (VREG), the Customs Verification Management System (CVMS), or the FRSC Proof of Ownership platform. These platforms verify registration, customs duty compliance, and stolen vehicle status, with services often requiring the 17-character VIN.

* https://Vindecoderz.com can be used to verify vehicle VIN.

• VREG: https://vreg.gov.ng .The official national vehicle registry to check VIN validity and registration status.

* Customs Verification: https://cvms.nigeriatradehub.gov.ng confirms if a vehicle's customs duty is authentic.

* FRSC: https://poc.frsc.gov.ng Verifies vehicle ownership (Proof of Ownership).

* AutoVIN Nigeria: Offers detailed vehicle history reports. AutoVIN.com.ng

HOW TO VERIFY LAND TITLE DOCUMENTS:

What is good for a man is also good for a woman. Before buying a landed property in Nigeria, checking out on the title documents is advisable. Verifying land titles in Nigeria can now be done online primarily via state-specific portals like the Lagos eGIS portal. You can upload documents-Certificate of Occupancy (C of O), Survey Plan, and Deed of Assignment to check for authenticity. ownership, and government encumbrances, with results often available in 3-7 days.

Key Online Portals and Services:

Lagos State eGIS Portal: Allows searching for property by address or
survey coordinates, submitting applications, and obtaining a Certified
True Copy (CTC) online. Visit https://landonline.lagosstate.gov.ng

Verifying land titles in Abuja is done primarily through the Abuja Geographic Information System (AGIS) to confirm authenticity, ownership, and encumbrances. A physical legal search (formal, paid) or window search (quick) is required to check if the plot is genuine, registered, and free from government acquisition.

In Rivers State, verifying land titles can be done online via https://rsipa.riversstateapps.ng/rivers-state-ministry-of-lands-and-survey/ to confirm authenticity, ownership, and encumbrances on land.

While some verification is self-service, engaging a professional is crucial for interpreting legal risks, identifying if the land is under government acquisition, and conducting thorough due diligence. Coordinate Charting: Verify the survey coordinates directly with the Surveyor General's office to ensure the plan aligns with the actual land location.

If you are looking to verify a specific property, I can assist you better if you tell which state/city is the land located in? Do you have the Survey Plan, Registered Deed or C of O documents readily available? Are you looking to verify if the land is within government acquisition or no mortgage on it or whatever?

For further enquiries, contact +2348032296562 (Both Whatsapp and direct call) or +2349049045703 (WhatsApp Only)

HOW TO VERIFY VEHICLES AND LANDED PROPERTY TITLE PRIOR TO PURCHASE.

It is not an overstatement that one of the key factors that affects assets values is the subsisting title documents on the assets, be it land, building, vehicles, vessels, airplanes and so on. Therefore, an asset with a defective or invalid title is a "dead asset".

But it's quite unfortunate that many people do not know how to go about verifying these title documents or do not care to verify until they end up in " had I know" situation. Now, I would like to shed light on some few:

How to verify vehicles title documents:

Every vehicle built after 1981 has a unique seventeen (17) vehicle identification number (VIN) or popularly known as chassis numbers. The location of this string of letters and numbers varies, but it's located somewhere on every car, SUV, motorcycle and truck - typically on a small metal plate or a sticker. VINs serve many purposes, they help consumers learn about a used car's history, including whether it was stolen, or determine whether rebates.

This code (VIN) or chassis numbers appears in the paperwork necessary to do everything from insuring your car, road worthiness certification, to selling it. The first number indicate where the vehicle is assembled, the second and third characters indicate the manufacturer. In some cases, the code corresponds with a line of vehicles that now belongs to a larger corporation.

The fourth through eighth characters provide several details, such as body type and engine type while the ninth character is a "security check digit" determined by a complex mathematical equation based on the rest of the VIN's numbers and letters. This 9th digit, either a number or the letter is used to authenticate that the VIN is not a forgery. If one of the seventeen numbers is misspelled or wrongly written (either a figure or letter), the security check digit will interprets the algorithm wrong and the entire VIN invalid. So, when you're buying a car either foreign used (tokunbo) or Nigerian used, please ensure that the Vehicle Identification Numbers (same as chassis numbers) on all the car documents presented to you tallies with the VIN on the vehicle itself and look closely to observe any alteration(s) of any of the numbers on the vehicle. If any of the numbers do NOT tally, please walk away!

The 10th character indicates the model year, there's only one slot for this, and not all letters and numbers are used, resulting in repetition. The 11th character indicates the specific plant where the vehicle was assembled. The VIN's final characters compose final six number that differentiates the vehicle from all others made in the same factory that are the identical type and model in the year.

Where to Check for the VIN.

The VIN is stamped or stuck on several locations on a vehicle, the most common places to look are: (a) Dashboard: On the driver's side, where the dashboard meets the windshield (visible from outside), (b) Door Jamb/Post: Open the driver-side door and check the pillar (doorpost) where the door latches, or on the door itself, (c) Documentation: On vehicle insurance policy certificate or vehicle title (registration) will list the VIN or Chassis Numbers, (d) Engine Compartment: Often stamped near the engine block or on the firewall Lastly, sometimes found under the spare tire in the trunk, on the floorboard in front of the passenger seat, or on the rear wheel well.

When you have crossed check the VIN on the vehicle with the documents and both tallies, you still need to search deeper to ensure the specifications of the vehicle matches when the VIN is verified or decoded.

Top Online Vehicle Verification Platforms in Nigeria:

You can verify a vehicle VIN or chassis number online in Nigeria using official platforms like the National Vehicle Registry (VREG), the Customs Verification Management System (CVMS), or the FRSC Proof of Ownership platform. These platforms verify registration, customs duty compliance, and stolen vehicle status, with services often requiring the 17-character VIN.

* https://Vindecoderz.com can be used to verify vehicle VIN.

• VREG: https://vreg.gov.ng .The official national vehicle registry to check VIN validity and registration status.

* Customs Verification: https://cvms.nigeriatradehub.gov.ng confirms if a vehicle's customs duty is authentic.

* FRSC: https://poc.frsc.gov.ng Verifies vehicle ownership (Proof of Ownership).

* AutoVIN Nigeria: Offers detailed vehicle history reports. AutoVIN.com.ng

HOW TO VERIFY LAND TITLE DOCUMENTS:

What is good for a man is also good for a woman. Before buying a landed property in Nigeria, checking out on the title documents is advisable. Verifying land titles in Nigeria can now be done online primarily via state-specific portals like the Lagos eGIS portal. You can upload documents-Certificate of Occupancy (C of O), Survey Plan, and Deed of Assignment to check for authenticity. ownership, and government encumbrances, with results often available in 3-7 days.

Key Online Portals and Services:

Lagos State eGIS Portal: Allows searching for property by address or
survey coordinates, submitting applications, and obtaining a Certified
True Copy (CTC) online. Visit https://landonline.lagosstate.gov.ng

Verifying land titles in Abuja is done primarily through the Abuja Geographic Information System (AGIS) to confirm authenticity, ownership, and encumbrances. A physical legal search (formal, paid) or window search (quick) is required to check if the plot is genuine, registered, and free from government acquisition.

In Rivers State, verifying land titles can be done online via https://rsipa.riversstateapps.ng/rivers-state-ministry-of-lands-and-survey/ to confirm authenticity, ownership, and encumbrances on land.

While some verification is self-service, engaging a professional is crucial for interpreting legal risks, identifying if the land is under government acquisition, and conducting thorough due diligence. Coordinate Charting: Verify the survey coordinates directly with the Surveyor General's office to ensure the plan aligns with the actual land location.

If you are looking to verify a specific property, I can assist you better if you tell which state/city is the land located in? Do you have the Survey Plan, Registered Deed or C of O documents readily available? Are you looking to verify if the land is within government acquisition or no mortgage on it or whatever?

For further enquiries, contact +2348032296562 (Both Whatsapp and direct call) or +2349049045703 (WhatsApp Only)

Why going for a diploma program when you're already in possession of a Bsc degree?

Can you convincingly justify that? Very important!

Ezini:
I recently stumbled on your page and I must say it is quite revealing and interestingly educative,

Kindly give your opinion on my matter,
As a graduate of Guidance and Counseling with 2:1 what is my best option in diploma courses and how many dependents can go with me

Thanks

THINKING OF JAPA THROUGH STUDENT ROUTE, READ THIS BEFORE YOU APPLY.

If you are considering studying abroad, either in Canada, UK, Netherland or any European country that offers incredible academic depth, cultural richness, and globally respected qualifications.

You need to understand that things have changed this 2026. The immigration process is stricter now, and if you don’t plan strategically, you may face a generic refusal.

For prospective international student to Canada, it is very important to prove to IRCC that you are a genuine international student, therefore it’s becoming increasingly important to:

• Pay at least one year of tuition upfront (if you're going for 2yrs program) or pay the whole tuition fees.

• Open a GIC account in Canada.

• Transfer your living expenses into that account.

• There’s always an opportunity to provide additional supporting documents more importantly prove of home ties.

Your source of fund should be well documented especially if you have lump sum deposits. You can write a detailed letter explaining your source of funds (backed with documented proves) and attach it as a PDF along with your bank statement.

Bank statements from countries like Nigeria are often scrutinized heavily, and many applicants relying only on them without proper documents to back source of fund on account are getting refused.

A strong application today requires strategy, preparation, and credibility.

But understanding the options and the application process is key.

You can read my other relevant articles on the subject matter on
https://www.nairaland.com/8586525/valuation-report-study-permit-application

Get the clarity you need to confidently support your next step.

For further enquiries, contact +2348032296562, +2349049045703.

Please note that I don't process visa or a travel agent.

Thanks.

THINKING OF JAPA THROUGH STUDENT ROUTE, READ THIS BEFORE YOU APPLY.

If you are considering studying abroad, either in Canada, UK, Netherland or any European country that offers incredible academic depth, cultural richness, and globally respected qualifications.

You need to understand that things have changed this 2026. The immigration process is stricter now, and if you don’t plan strategically, you may face a generic refusal.

For prospective international student to Canada, it is very important to prove to IRCC that you are a genuine international student, therefore it’s becoming increasingly important to:

• Pay at least one year of tuition upfront (if you're going for 2yrs program) or pay the whole tuition fees.

• Open a GIC account in Canada.

• Transfer your living expenses into that account.

• There’s always an opportunity to provide additional supporting documents more importantly prove of home ties.

Your source of fund should be well documented especially if you have lump sum deposits. You can write a detailed letter explaining your source of funds (backed with documented proves) and attach it as a PDF along with your bank statement.

Bank statements from countries like Nigeria are often scrutinized heavily, and many applicants relying only on them without proper documents to back source of fund on account are getting refused.

A strong application today requires strategy, preparation, and credibility.

But understanding the options and the application process is key.

You can read my other relevant articles on the subject matter on
https://www.nairaland.com/8586525/valuation-report-study-permit-application

Get the clarity you need to confidently support your next step.

For further enquiries, contact +2348032296562, +2349049045703.

Please note that I don't process visa or a travel agent.

Thanks.

PLEASE NOTE, THE PROPERTY HAS BEEN SOLD.


DIRECT QUICK SALE: 2(NOS.) 6-BEDROOM SEMI DETACHED DUPLEXES AT GREENFIELD ESTATE, OPIC, ISHERI NORTH, OGUN STATE.

property: Twin Duplexes of 6-bedroom each on land area measuring 1400sqm (700sqm for each wing) directly along interlocked road at Greenfield Estate, Opic, Isheri-North, Ogun State.

Greenfield is a gated estate with uniformed security guards, access code entry, interlocked roads, solar street lights and central water and waste disposal systems.

Title: Registered Survey Plan, Letter of Allocation by Opic, Land Purchase Receipt.

Asking Price: N175m/wing (negotiable).

Vacancy: Tenanted, to expire by April, 2026.

Click on the link below for a short video 👇🏾

https://youtube.com/shorts/WqOLUhW3wks?si=cDAyfPnDApgoZZh4

For more enquiries, contact +2348032296562, +2349049045703

iwaeda:
Hope it includes our leaders who has brought so much pain to the nation. Not just citizens should bear the brunt.

Most of the leaders have dual passports and some diplomatic passport, so they don't need visas unlike you and I.

PLEASE NOTE, THE PROPERTY HAS BEEN SOLD.

DIRECT QUICK SALE:

property: Twin Duplexes of 6-bedroom each on land area measuring 1400sqm (700sqm for each wing) directly along interlocked road at Greenfield Estate, Opic, Isheri-North, Ogun State.

Greenfield is a gated estate with uniformed security guards, access code entry, interlocked roads, solar street lights and central water and waste disposal systems.

Title: Registered Survey Plan, Letter of Allocation by Opic, Land Purchase Receipt.

Asking Price: N175m/wing (negotiable).

Vacancy: Tenanted, to expire by April, 2026.

Click on the link below for a short video 👇🏾

https://youtube.com/shorts/eL6rcaAwvH8?si=FNvmLeeXnoMlreYB

For more enquiries, contact +2348032296562, +2349049045703

A vital Document That Can Facilitate Your Study Permit Approval.

When applying for a visa, either for study, visit, as an investor, medical and the likes, it is no news that many embassies and
consulates require proof of financial capability (POF), financial stability (source of fund) and home ties that are pull factors to motivate the applicant to return to his/her home country on or before expiration of duration granted.

Due to high rate of refusals, it has now become clearer to most smart applicants that they need more than just bank statement to show proof of fund but other vital documents to proof source(s) of funds on account, evidence of applicants financial stability in the home country and lastly strong home ties that can facilitate the applicants return to the home country.

There is one critical documents that can serve those multiple requirements many applicants overlook until it becomes a problem: property valuation report.

Certified valuation report of your real estate assets can strengthen your application significantly. A valuation report is an official document prepared by firms of certified estate surveyors and valuers and it shows the current market value of your property or assets in monetary term. For visa purposes, this report is more than just shows a property price estimate - it's a legal and financial document that embassies trust.

When included in a visa application, it demonstrates that you have verifiable landed assets that can support your financial cum economic status, butress the credibility of your declared net worth, ability to fund your stay, study, or relocation. Also, it is a known fact all over the world that people can liquidate their landed asset to raise fund for immediate desired needs including studying abroad. Therefore, it is not unusual for an applicant to liquidate landed asset to raise fund for study purpose. However, such an applicant is expected to submit a valuation report that predate the sale transaction to support/acknowledge that the property sold truly worth the amount.

Let's say an applicant has lump sum deposit of N40m on account and the deposit was proceed of a landed property sold. The applicant will have to submit a valuation report that was done before the sale that certified that the property in question truly worth the value, that's the global standard practice. Only trained and certified valuers can determine property values and not what the seller/applicant decides. Same is applicable to applicants that their source of fund comes from rent or leased property, they are to submit rental valuation report.

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a valuation report of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property(ies) owned by the applicant and the corresponding value of such a property either a house undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

In view of above, and you wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with in-depth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries with a view to engaging our service, do not hesitate to contact +2348032296562 or +2349049045703.

Here to serve you right...you will be glad u did!.

Thank you

Valuation For Visa Applications: Why It Matters.

When applying for a visa, either for study, visit, as an investor, medical and the likes, it is no news that many embassies and
consulates require proof of financial capability (POF), financial stability (source of fund) and home ties that are pull factors to motivate the applicant to return to his/her home country on or before expiration of duration granted.

Due to high rate of refusals, it has now become clearer to most smart applicants that they need more than just bank statement to show proof of fund but other vital documents to proof source(s) of funds on account, evidence of applicants financial stability in the home country and lastly strong home ties that can facilitate the applicants return to the home country.

There is one critical documents that can serve those multiple requirements many applicants overlook until it becomes a problem: property valuation report.

Certified valuation report of your real estate assets can strengthen your application significantly. A valuation report is an official document prepared by firms of certified estate surveyors and valuers and it shows the current market value of your property or assets in monetary term. For visa purposes, this report is more than just shows a property price estimate - it's a legal and financial document that embassies trust.

When included in a visa application, it demonstrates that you have verifiable landed assets that can support your financial cum economic status, butress the credibility of your declared net worth, ability to fund your stay, study, or relocation. Also, it is a known fact all over the world that people can liquidate their landed asset to raise fund for immediate desired needs including studying abroad. Therefore, it is not unusual for an applicant to liquidate landed asset to raise fund for study purpose. However, such an applicant is expected to submit a valuation report that predate the sale transaction to support/acknowledge that the property sold truly worth the amount.

Let's say an applicant has lump sum deposit of N40m on account and the deposit was proceed of a landed property sold. The applicant will have to submit a valuation report that was done before the sale that certified that the property in question truly worth the value, that's the global standard practice. Only trained and certified valuers can determine property values and not what the seller/applicant decides. Same is applicable to applicants that their source of fund comes from rent or leased property, they are to submit rental valuation report.

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a valuation report of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property(ies) owned by the applicant and the corresponding value of such a property either a house undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non appearance visa application or the one you first submit your application for assessment prior to physical interview.

In view of above, and you wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with indepth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries with a view to engaging our service, do not hesitate to contact +2348032296562 or +2349049045703.

Here to serve you right...you will be glad u did!.

Thank you

CANADA IMMIGRATION UPDATE.

Ontario is introducing major changes to job posting rules that will make the hiring process fairer and more transparent for newcomers. Beginning January 1, 2026, many employers will no longer be allowed to require “Canadian work experience” in job ads or application forms – a barrier that has long kept skilled newcomers from being considered, even when they meet all other qualifications. Employers will also be required to include a clear salary range, disclose if they use AI to screen or assess applicants, and confirm whether the role being advertised is a real vacancy. After an interview, employers must inform candidates of the hiring decision within 45 days, reducing the frustrating “ghosting” that many job seekers experience.

These updates come from Ontario’s ongoing Working for Workers legislation, aimed at improving labour standards, promoting fairness, and supporting economic growth. For newcomers, the changes mean more transparent opportunities, stronger protections, and a hiring process that focuses more on skills and less on Canadian specific experience.

As these rules roll out, they’re expected to help newcomers compete more equitably in Ontario’s job market and make informed choices about where to apply, what to expect, and how to confidently navigate their job search.

We are still in the business of providing landed property valuation for applicants that has landed assets to use as proof of home tie or support source of funds on account for travel purpose either for study, work sponsorship, visit or medical.

For more enquiries with a view to engaging our service, contact +2348032296562, +2349049045703.

Please note that we do not process visas or provide POF.

CANADA IMMIGRATION UPDATE.

Ontario is introducing major changes to job posting rules that will make the hiring process fairer and more transparent for newcomers. Beginning January 1, 2026, many employers will no longer be allowed to require “Canadian work experience” in job ads or application forms – a barrier that has long kept skilled newcomers from being considered, even when they meet all other qualifications. Employers will also be required to include a clear salary range, disclose if they use AI to screen or assess applicants, and confirm whether the role being advertised is a real vacancy. After an interview, employers must inform candidates of the hiring decision within 45 days, reducing the frustrating “ghosting” that many job seekers experience.

These updates come from Ontario’s ongoing Working for Workers legislation, aimed at improving labour standards, promoting fairness, and supporting economic growth. For newcomers, the changes mean more transparent opportunities, stronger protections, and a hiring process that focuses more on skills and less on Canadian specific experience.

As these rules roll out, they’re expected to help newcomers compete more equitably in Ontario’s job market and make informed choices about where to apply, what to expect, and how to confidently navigate their job search.

We are still in the business of providing landed property valuation for applicants that has landed assets to use as proof of home tie or support source of funds on account for travel purpose either for study, work sponsorship, visit or medical.

For more enquiries with a view to engaging our service, contact +2348032296562, +2349049045703.

Please note that we do not process visas or provide POF.

HOW TO VALIDATE TRADITIONAL / CUSTOMARY / ISLAMIC MARRIAGE CERTIFICATE TO BECOME ACCEPTABLE BY EMBASSIES.

Its no news that marriage certificates issued at any government approved marriage registry are the most preferred proof of marriage by most embassies for travel purpose.

This believe had made many couples to go extra mile in obtaining another marriage certificate from the registry having earlier contracted either traditional marriage under native law or islamic marriage (Nikah) or church marriage with certificate issued by the church..

Meanwhile, we have three types of Legal Marriage in Nigeria that is recognized under our law

1. Statutory marriage (court marriage)

2. Islamic marriage

3. Customary Marriage (traditional marriage)

Therefore, if you want to travel abroad with your customary, traditional or islamic marriage certificate and you want the officials at the embassy to accept that your Ummuna marriage certificate or Olori ebi or imam marriage certificate at the embassy, all you need do is to obtain a Sworn Affidavit of Marriage at an High Court .

Take that your customary, traditional or islamic marriage certificate or pictorial evidence to the High Court to obtain a Sworn Affidavit of marriage confirming that you are married.

With your Sworn Affidavit of Marriage from a Nigerian High Court, you are good to go. The Affidavit is a court document and it's accepted at any embassy worldwide.

So, why stress yourself?

Enjoy your customary, church or islamic marriage in peace and have the opportunity to travel abroad with your spouse or spouses as the case may be .

Islamic/Customary marriage gives a man the opportunity to marry more than one wife and he can have the marriage affidavit with them all and travel out with anyone he choose to go with.

However, he won't be allowed to travel with two wives at the same time but only one at a time.

Finally, we are still in the business of providing landed property valuation for intending applicants that have properties to use as proof of home tie (to show landed asset worth to buttress economic/financial status) or to support source of fund on account for travel purpose either for study, visit, medical etc.

Happy NEW month to you all.

Ignorance of the law is no excuse.

For more enquiries to engage our service for valuation, reach out to +2348032296562, +2349049045703.

Thank you.

HOW TO VALIDATE TRADITIONAL / CUSTOMARY / ISLAMIC MARRIAGE CERTIFICATE TO BECOME ACCEPTABLE BY EMBASSIES.

Its no news that marriage certificates issued at any government approved marriage registry are the most preferred proof of marriage by most embassies for travel purpose.

This believe had made many couples to go extra mile in obtaining another marriage certificate from the registry having earlier contracted either traditional marriage under native law or islamic marriage (Nikah) or church marriage with certificate issued by the church..

Meanwhile, we have three types of Legal Marriage in Nigeria that is recognized under our law

1. Statutory marriage (court marriage)

2. Islamic marriage

3. Customary Marriage (traditional marriage)

Therefore, if you want to travel abroad with your customary, traditional or islamic marriage certificate and you want the officials at the embassy to accept that your Ummuna marriage certificate or Olori ebi or imam marriage certificate at the embassy, all you need do is to obtain a Sworn Affidavit of Marriage at an High Court .

Take that your customary, traditional or islamic marriage certificate or pictorial evidence to the High Court to obtain a Sworn Affidavit of marriage confirming that you are married.

With your Sworn Affidavit of Marriage from a Nigerian High Court, you are good to go. The Affidavit is a court document and it's accepted at any embassy worldwide.

So, why stress yourself?

Enjoy your customary, church or islamic marriage in peace and have the opportunity to travel abroad with your spouse or spouses as the case may be .

Islamic/Customary marriage gives a man the opportunity to marry more than one wife and he can have the marriage affidavit with them all and travel out with anyone he choose to go with.

However, he won't be allowed to travel with two wives at the same time but only one at a time.

Finally, we are still in the business of providing landed property valuation for intending applicants that have properties to use as proof of home tie (to show landed asset worth to buttress economic/financial status) or to support source of fund on account for travel purpose either for study, visit, medical etc.

Happy NEW month to you all.

Ignorance of the law is no excuse.

For more enquiries to engage our service for valuation, reach out to +2348032296562, +2349049045703.

Thank you.

PROOF OF FUNDS (POF): WHAT IT MEANS AND SOURCE OF FUND..

What Is Proof of Funds:

Proof of Funds (POF) is essential for significant transactions like home purchases, immigration, loan application and so on. It is a mean of assuring home sellers, loan lenders, visa officers (in the case of immigration) the financial capability of the person concerned to fund purchase of a property, afford travel expenses, study abroad, medical and that the funds on account are valid and accessible.

Generally, proof of funds usually originates from verified sources such as banks, and must include details like bank name, balance amounts, and signatures of authorized bank personnel. It is important to note that in majority of instances, the proof of funds refers to liquid capital, primarily cash as certain investments like retirement accounts, fixed deposit, mutual fund account, pension account, life assurance or insurance often don't qualify as POF owing to the fact that the requesting party want to be sure the funds are not merely promised or anticipated funds, rather they want readily available to access funds.

Most POF documents need to be recent, ideally not older than 90 days for it to be considered valid, and digital or scanned copies of POF documents (in PDF) can often be used if they are clear and comply with the requesting party's requirements. If your funds are spread across multiple accounts, you'll need proof for each one. It may be easier to move all of your funds into one account, therefore having to provide this information only once, and making the total amount of funds available easier to follow.

Comparing Proof of Funds and Proof of Deposit:

In commercial banking, proof of deposit is the financial institution’s verification that funds have been deposited into an account and where these deposits came from (source of funds). When applying for a mortgage or travel visa, in addition to demonstrating proof of sufficient funds, the applicant will also have to demonstrate and support with documents where the funds came from, especially lump sum deposit(s) that are recent. Most requesting party typically want to see where the deposits originate from, whether they come from the account holder salaries, sales of goods, proceeds from services rendered or they are gifts from other parties. This helps determine if the account holder will truly be able to access the funds and not arranged funds just for demo or laundered funds.

For example, if say N40,000,000 was deposited into an account by XYZ (Nig.) Limited, the account statement should be able to tell what the payment was meant for (deposit narration), e.g supply of goods and the account holder should be able to provide documents to back up the narration, such as letter of award of contract issued by XYZ (Nig.) Limited to supply the goods, delivery note, payment invoice etc. If deposits into the account are salaries, the holder can present pay slips to support that, and if the funds are from sales of goods, copies of invoices, receipts, etc can be provided.

If the deposit was from sale of a landed property (land or house), the narration should reflect same in the account statement (land or house purchase) and the following key documents are essential to confirm the sale transaction:

1. A valuation report (not more that a year from the date of valuation) prepared and signed by a firm of certified estate surveyors and valuers. The report will contain essential details about the property and the current market value of the property in monetary term as at the date of valuation. That confirm that the property truly worth the sum consideration for the sale or lease as the case maybe. Anybody can claim he/she sold land for a certain millions of naira, but what justifies the land or property's truly worth should be provided as a support document.

2. A duly signed Deed of Assignment or Deed of Transfer prepared by a firm of lawyers between the bank account holder being the assignor (vendor) and the depositor of the fund being the assignee (purchaser). Both names (account holder and depositor) must tally on the Deed for the requesting officer to be able to marry the two, both names must correspond.

3. A copy of Purchase receipt issued by the seller to the buyer.

4. Copies of title documents possessed by the seller on the property prior to the sale. Documents such as Survey Plan, Land Purchase Receipt, Letter of Allocation, Deed of Assignment, etc. Any document to proof ownership before the sale.

If the deposit was from property lease or rent, provide relevant documents. And so on like that depending on the source of the fund.

The Bottom Line is that, for travel visa application purpose either for study, visit, medical and so on, submitting Proof of Fund document alone to confirm that an individual or entity has the financial resources needed for the travel purpose is not enough, it's crucial to include current, legible documentation with required details to support the source or sources of the funds on account. Understanding these requirements helps streamline large transactions and boost trust of the requesting office in the POF.

Therefore, if you need credible valuation report to back up sale or lease of landed property to support source of fund on account, or as proof of strong home tie for visa application, do not hesitate to contact the phone numbers below.

Please note that we do not process visas or provide proof of funds services but ONLY provides landed property valuation service for applicants that are in need of it to support landed property sale or prove home tie.

For more details, kindly contact +2348032296562, +2349049045703.

Thank you.

PROOF OF FUNDS (POF): WHAT IT MEANS AND SOURCE OF FUND..

What Is Proof of Funds:

Proof of Funds (POF) is essential for significant transactions like home purchases, immigration, loan application and so on. It is a mean of assuring home sellers, loan lenders, visa officers (in the case of immigration) the financial capability of the person concerned to fund the purchase, travel, study, medical and that the funds are valid and accessible.

Generally originating from verified sources such as banks, POF must include details like bank name, balance amounts, and authorized bank personnel. It is important to note that in majority of instances, the proof of funds refers to liquid capital, primarily cash as certain investments like retirement accounts, fixed deposit, mutual fund account, life assurance or insurance often don't qualify as POF owing to the fact that the requesting party want to be sure the funds are not merely promised or anticipated funds, rather they want readily available funds.

Most POF documents need to be recent, ideally not older than 90 days for it to be considered valid, and digital or scanned copies of POF documents (in PDF) can often be used if they are clear and comply with the requesting party's requirements. If your funds are spread across multiple accounts, you'll need proof for each one. It may be easier to move all of your funds into one account, therefore having to provide this information only once, and making the total amount of funds available easier to follow.

Comparing Proof of Funds and Proof of Deposit:

In commercial banking, proof of deposit is the financial institution’s verification that funds have been deposited into an account and where these deposits came from (source of funds). When applying for a mortgage or visa, in addition to demonstrating proof of funds, one will have to demonstrate that funds in fact have been deposited into an account and support where they came from with relevant documents. Most requesting party typically want to see where the deposits originate from, whether they come from the account holder, salaries, sales, services rendered or they are gifts from other parties. This helps determine if the holder will truly be able to access the funds.

For example, N40,000,000 was deposited into an account by XYZ (Nig.) Limited, the account statement should be able to tell what the payment was meant for (deposit narration), e.g supply of goods and the account holder should be able to provide documents to back up the narration, such as letter of award of contract issued by XYZ (Nig.) Limited to supply the goods, delivery note, payment invoice etc. If deposits into the account are salaries, the holder can present pay slips to support that and if the funds are from sales of goods, copies of invoices, receipts, etc can be provided.

If the deposit was from sale of a landed property (land or house), the narration should reflect same in the account statement (land or house purchase) and the following key documents are essential to confirm the sale transaction:

1. A valuation report (not more that a year from the date of valuation) prepared and signed by a firm of certified estate surveyors and valuers. The report will contain essential details about the property and the current market value of the property in monetary term as at the date of valuation. That confirm that the property truly worth the sum consideration for the sale. Anybody can claim he/she sold land for a certain millions of naira, but what justifies the land truly worth the amount?

2. A duly signed Deed of Assignment or Deed of Transfer prepared by a firm of lawyers between the bank account holder being the assignor (vendor) and the depositor of the fund being the assignee (purchaser). Both names (account holder and depositor) must tally on the Deed for the requesting officer to be able to marry the two, both names must correspond.

3. A copy of Purchase receipt issued by the seller to the buyer.

4. Copies of title documents possessed by the seller on the property prior to the sale. Documents such as Survey Plan, Land Purchase Receipt, Letter of Allocation, Deed of Assignment, etc. Any document to proof ownership before the sale.

If the deposit was from property lease or rent, provide relevant documents. And so on like that depending on the source of the fund.

The Bottom Line is that, a Proof of Funds document confirms that an individual or entity has the financial resources needed for a particular purpose, such as to fund study abroad or investing. These documents, often in the form of bank or investment account statements, ensure transparency and reduce financial risk. When preparing proof of funds, it's crucial to include current, legible documentation with required details to support the source or sources of the funds. Understanding these requirements helps streamline large transactions and boost trust of the requesting office in the POF.

Please note that we do not process visas or provide proof of funds services but ONLY provide property valuation service for applicants that are in need of it to support landed property sale or prove home tie.

For more details, kindly contact +2348032296562, +2349049045703.

Thank you.

QUICK SALE:

property: Twin Duplexes of 6-bedroom each on land area measuring 1400sqm (700sqm for each wing) directly along interlocked road at Greenfield Estate, Isheri North, Ojodu Berger.

Title: Registered Survey Plan, Letter of Allocation, Land Purchase Receipt.

Asking Price: N175m/wing.

Possession: Tenanted, to expire by April, 2026.

Annual Rent: The property command good rent/ROI.

Greenfield is a gated estate with access code and central access, water and waste disposal.

For more details, contact +2348032296562, +2349049045703

QUICK SALE:

property: Twin Duplexes of 6-bedroom each on land area measuring 1400sqm (700sqm for each wing) directly along interlocked road at Greenfield Estate, Isheri North, Ojodu Berger.

Title: Registered Survey Plan, Letter of Allocation, Land Purchase Receipt.

Asking Price: N175m/wing.

Vacancy: Tenanted, to expire by April, 2026.

Greenfield is a gated estate with access code and central access, water and waste disposal.

For more details or enquiries, contact +2348032296562, +2349049045703

PROOF OF FUNDS (POF): WHAT IT MEANS AND QUALIFYING DOCUMENTS.

What Is Proof of Funds:

Proof of Funds (POF) is essential for significant transactions like home purchases, immigration, loan application and so on. It is a mean of assuring home sellers, loan lenders, visa officers (in the case of immigration) the financial capability of the person concerned to fund the purchase, travel, study and that the funds are valid and accessible. Generally originating from verified sources such as banks, POF must include details like bank name, balance amounts, and authorized bank personnel. It is important to note that in majority of instances, the proof of funds refers to liquid capital, primarily cash as certain investments like retirement accounts, fixed deposit, mutual fund account, life assurance or insurance often don't qualify as POF owing to the fact that the requesting party want to be sure the funds are not merely promised or anticipated funds, rather they want readily available funds.

Most POF documents need to be recent, ideally no older than 90 days, to be considered valid and digital or scanned copies of POF documents (in PDF) can often be used if they are clear and comply with the requesting party's requirements. If your funds are spread across multiple accounts, you'll need proof for each one. It may be easier to move all of your funds into one account, therefore having to provide this information only once, and making the total amount of funds available easier to follow.

Comparing Proof of Funds and Proof of Deposit:

In commercial banking, proof of deposit is the financial institution’s verification that funds have been deposited into an account and where these deposits came from (source of funds). When applying for a mortgage or visa, in addition to demonstrating proof of funds, one will have to demonstrate that funds in fact have been deposited into an account and demonstrate where they came from. Most requesting party typically want to see where the deposits originate from, whether they come from the account holder, salaries, sales, services rendered or they are gifts from other parties. This helps determine if the holder will truly be able to access the funds.

For example, N40,000,000 was deposited into an account by XYZ (Nig.) Limited, the account statement should be able to tell what the payment was meant for (deposit narration), e.g supply of goods and the account holder should be able to provide documents to back up the narration, such as letter of award of contract issued by XYZ (Nig.) Limited to supply the goods, delivery note, payment invoice etc. If deposits into the account are salaries, the holder can present pay slips to support that and if the funds are from sales of goods, copies of invoices, receipts, etc can be provided.

If the deposit was from sale of a landed property (land or house), the narration should reflect same in the account statement (land or house purchase) and the following key documents are essential to confirm the sale transaction:

1. A valuation report (not more that a year from the date of valuation) prepared and signed by a firm of certified estate surveyors and valuers. The report will contain essential details about the property and the current market value of the property in monetary term as at the date of valuation. That confirm that the property truly worth the sum consideration for the sale. Anybody can claim he/she sold land for a certain millions of naira, but what justifies the land truly worth the amount?

2. A duly signed Deed of Assignment or Deed of Transfer prepared by a firm of lawyers between the bank account holder being the assignor (vendor) and the depositor of the fund being the assignee (purchaser). Both names (account holder and depositor) must tally on the Deed for the requesting officer to be able to marry the two, both names must correspond.

3. A copy of Purchase receipt issued by the seller to the buyer.

4. Copies of title documents possessed by the seller on the property prior to the sale. Documents such as Survey Plan, Land Purchase Receipt, Letter of Allocation, Deed of Assignment, etc. Any document to proof ownership before the sale.

If the deposit was from property lease or rent, provide relevant documents. And so on like that depending on the source of the fund.

The Bottom Line is that, a Proof of Funds document confirms that an individual or entity has the financial resources needed for a particular purpose, such as to fund study abroad or investing. These documents, often in the form of bank or investment account statements, ensure transparency and reduce financial risk. When preparing proof of funds, it's crucial to include current, legible documentation with required details to support the source or sources of the funds. Understanding these requirements helps streamline large transactions and boost trust of the requesting office in the POF.

Please note that we do not process visas or provide proof of funds services but ONLY provide property valuation service for applicants that are in need of it to support landed property sale or prove home tie.

For more details, kindly contact +2348032296562, +2349049045703.

Thank you.

PROOF OF FUNDS (POF): WHAT IT MEANS AND QUALIFYING DOCUMENTS.

What Is Proof of Funds:

Proof of Funds (POF) is essential for significant transactions like home purchases, immigration, loan application and so on. It is a mean of assuring home sellers, loan lenders, visa officers (in the case of immigration) the financial capability of the person concerned to fund the purchase, travel, study and that the funds are valid and accessible. Generally originating from verified sources such as banks, POF must include details like bank name, balance amounts, and authorized bank personnel. It is important to note that in majority of instances, the proof of funds refers to liquid capital, primarily cash as certain investments like retirement accounts, fixed deposit, mutual fund account, life assurance or insurance often don't qualify as POF owing to the fact that the requesting party want to be sure the funds are not merely promised or anticipated funds, rather they want readily available funds.

Most POF documents need to be recent, ideally no older than 90 days, to be considered valid and digital or scanned copies of POF documents (in PDF) can often be used if they are clear and comply with the requesting party's requirements. If your funds are spread across multiple accounts, you'll need proof for each one. It may be easier to move all of your funds into one account, therefore having to provide this information only once, and making the total amount of funds available easier to follow.

Comparing Proof of Funds and Proof of Deposit:

In commercial banking, proof of deposit is the financial institution’s verification that funds have been deposited into an account and where these deposits came from (source of funds). When applying for a mortgage or visa, in addition to demonstrating proof of funds, one will have to demonstrate that funds in fact have been deposited into an account and demonstrate where they came from. Most requesting party typically want to see where the deposits originate from, whether they come from the account holder, salaries, sales, services rendered or they are gifts from other parties. This helps determine if the holder will truly be able to access the funds.

For example, N40,000,000 was deposited into an account by XYZ (Nig.) Limited, the account statement should be able to tell what the payment was meant for (deposit narration), e.g supply of goods and the account holder should be able to provide documents to back up the narration, such as letter of award of contract issued by XYZ (Nig.) Limited to supply the goods, delivery note, payment invoice etc. If deposits into the account are salaries, the holder can present pay slips to support that and if the funds are from sales of goods, copies of invoices, receipts, etc can be provided.

If the deposit was from sale of a landed property (land or house), the narration should reflect same in the account statement (land or house purchase) and the following key documents are essential to confirm the sale transaction:

1. A valuation report (not more that a year from the date of valuation) prepared and signed by a firm of certified estate surveyors and valuers. The report will contain essential details about the property and the current market value of the property in monetary term as at the date of valuation. That confirm that the property truly worth the sum consideration for the sale. Anybody can claim he/she sold land for a certain millions of naira, but what justifies the land truly worth the amount?

2. A duly signed Deed of Assignment or Deed of Transfer prepared by a firm of lawyers between the bank account holder being the assignor (vendor) and the depositor of the fund being the assignee (purchaser). Both names (account holder and depositor) must tally on the Deed for the requesting officer to be able to marry the two, both names must correspond.

3. A copy of Purchase receipt issued by the seller to the buyer.

4. Copies of title documents possessed by the seller on the property prior to the sale. Documents such as Survey Plan, Land Purchase Receipt, Letter of Allocation, Deed of Assignment, etc. Any document to proof ownership before the sale.

If the deposit was from property lease or rent, provide relevant documents. And so on like that depending on the source of the fund.

The Bottom Line is that, a Proof of Funds document confirms that an individual or entity has the financial resources needed for a particular purpose, such as to fund study abroad or investing. These documents, often in the form of bank or investment account statements, ensure transparency and reduce financial risk. When preparing proof of funds, it's crucial to include current, legible documentation with required details to support the source or sources of the funds. Understanding these requirements helps streamline large transactions and boost trust of the requesting office in the POF.

Please note that we do not process visas or provide proof of funds services but ONLY provide property valuation service for applicants that are in need of it to support landed property sale or prove home tie.

For more details, kindly contact +2348032296562, +2349049045703.

Thank you.

How to contact IRCC

Save the number on ur phone and use VIBER

How to call with Viber App

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This post will be long but I need you to help me pay attention. I am putting this information for people who are experiencing delays with their application and who've tried to communicate via email without having any progress. An acquaintance of mine showed me how to call ircc call center agents in Ottawa from Nigeria here using Viber app. Download the Viber app from Google or apple appstore and register with your number.

Before following the steps to make a call to ircc in Ottawa send a mail to these addresses individually;

abuja@international.gc.ca

Abuja-im-enquiry@international.gc.ca

abujag@international.gc.ca

In the email input your name uci and application number. Explain your current situation in the situation. When they get the mail a prompt will be placed on your application for the visa officer to look at it.

These are the steps;
Step 1:
Call this number with the Viber app: +1-800-267-6788, it's ircc client call center number.

Step 2:
Press 1 to use the service in English.

Step 3:
Press 2 to connect to ircc

Step 4: after connection to ircc, you would listen to a message for about 30 seconds just be patient till they tell you the buttons to press. You'll be asked to input your uci number if you have, just to save time press 2 that you do not have a uci.

Although when you connect to the client call center agent he/she will ask you to provide your application details which includes application number, uci number and other relevant information.

Point to note: if you're calling in for someone you'll have to fill in the ircc imm5455 consent form.

Step 5:
after step 4, you'll listen another message again like step 4 be patient till they tell you which numbers to press. press 3

Step 6:
after that the next number you'll press is 1 to talk to make enquiry about your study permit application or press 2 to make an enquiry about your PR application.

Step 7: the final number to press is 0 to speak to an agent.

Point note : the client support center opens by 1pm. Nigerian time. So it's best to start calling them by 12:45pm so you can be in the queue and wouldn't have to wait too long. I tried this process and it worked for me after Months of sending mails and webforms. Even getting a gcms note now is daunting task because ATIP In Canada is finding it hard to give people their gcms notes, I feel they are understaffed and overwhelmed. When you get connected to the Call ask for an enquiry, they will give you details on the current stage of your application but don't ask when they'll make a decision on your application, they don't have any information about that and they wouldn't even tell you honestly.

You might need to show how much the landed properties are worthy in monetary term through a certified property valuation report or certificate of values. Then, demonstrate how the properties will motivate or influence your return back home (home tie).

sternakin:
Did he signed a Power of Attorney for you to sell or handled the sale on his behalf or a letter of instruction that the proceed of the land sale should be paid into your account. Without the Power of Attorney, legally you can't sell or authorised to receive the proceed.

With a power of Attorney donated to you, then you can get a Deed of assignment prepared between yourself (been the seller/assignor) and the depositor of the fund into your account as the assignee/buyer and other necessary documents in that order.

Without the power of Attorney, it will be difficult for you to proof anything concerning the sale.

Did he signed a Power of Attorney for you to sell or handled the sale on his behalf or a letter of instruction that the proceed of the land sale should be paid into your account. Without the Power of Attorney, legally you can't sell or authorised to receive the proceed.

With a power of Attorney donated to you, then you can get a Deed of assignment prepared between yourself (been the seller/assignor) and the depositor of the fund into your account as the assignee/buyer and other necessary documents in that order.

Without the power of Attorney, it will be difficult for you to proof anything concerning the sale.

BrainArch:
The money was paid into my account cause he was in hospital for sometime before the deal was sealed but the buyer paid directly to my own acc with i plan to explain on my SOP. Backed with the burial pictures, family pictures and the death certificate. This was why i defer cause the initial plan was to use him as sponsor. Have other land properties with building plan which i plan to use as my inheritance once am through with my studies, will that be a good tier back home?
Can I still use self sponsor?
Pls how can I go about this cause i don't have a job yet or any physical business.
What should I do ??

If I may ask, was the proceed of the land sold paid directly into your account by the buyer or by your dad? That would help to know how best to proof or back up the source.




quote author=sternakin post=137119035]
In my opinion, I think it will be better if you're self sponsored since the bulk fund is in your account and your family member can transfer fund into your account as support backed with a sworn affidavit or gift deed.

Meanwhile, here are the list of documents you're to present to back up the source of fund if your sold a landed property and the money already in your account:

1. A valuation Report prepared by a firm of certified estate surveyors and valuers stating the market value of the land sold or property sold prior to the date of sale. The document shows how much the property is truly worth in monetary terms.

2. Copy of Deed of Assignment in respect of the sale transaction prepared and stamped by a lawyer. The document confirms sale of property interest between your dad being the assignor ,(seller) and the land buyer being the assignee
.

3. Land purchase receipt signed by your dad for the buyer.

4. Copies of title documents possessed by your dad on the landed property prior to the sale.

5. Copy of his death certificate.

6. If its possible for you to get your dad's statement of account where it shows that he paid the lump sum into your account.

Lastly you'll have to explain the details in your SOP with dates of events and references to documents to support your claims.[/quote]

In my opinion, I think it will be better if you're self sponsored since the bulk fund is in your account and your family member can transfer fund into your account as support backed with a sworn affidavit or gift deed.

Meanwhile, here are the list of documents you're to present to back up the source of fund if your sold a landed property and the money already in your account:

1. A valuation Report prepared by a firm of certified estate surveyors and valuers stating the market value of the land sold or property sold prior to the date of sale. The document shows how much the property is truly worth in monetary terms.

2. Copy of Deed of Assignment in respect of the sale transaction prepared and stamped by a lawyer. The document confirms sale of property interest between your dad being the assignor ,(seller) and the land buyer being the assignee
.

3. Land purchase receipt signed by your dad for the buyer.

4. Copies of title documents possessed by your dad on the landed property prior to the sale.

5. Copy of his death certificate.

6. If its possible for you to get your dad's statement of account where it shows that he paid the lump sum into your account.

Lastly you'll have to explain the details in your SOP with dates of events and references to documents to support your claims.

BrainArch:
Pls i want to ask , i got an an admission at Lambton college Ontario September but have to defer to January 2026 due to the death of my father who happened to be my sponsor. Now he had a land sold for my travling purpose and the money have already been deposited into my acc.
Also have lived and worked in Cyprus , came back august 2024.
My questions: since my dad is dead and the lumb sum of money gotten from the land he sold in in my acc, should i use self sponsor and explain in SOP and LOE about the lumb sum of money attaching his death certificate and family with burial pictures.
2nd question: since i have lived a work in Cyprus , is there need to attach my statement of acc from from Cyprus bank with happened to be my salary acc. Including my employment later and payslips not minding that it's been a yr now since i came back from Cyprus and have not been working in Nigeria eversince.

Was planning on using my family as sponsor and a letter of explanation stating that my siblings agreed to sell the land to sponsor for education since am the o my son in family of 8 .
Pls i really need urgent advice cause am overthinking at this point