₦airaland Forum

HOW TO FACILITATE YOUR VISA APPROVAL USING PROPERTY AS PROOF OF HOME TIE & ECONOMIC STATUS.

Submitting a property valuation report along with other required documents for visa application could actually boost your chance of visa approval.

I remember telling some clients initially denied based on insufficient proof of home tie to give it a try and the results were successful, they all got their visas approved.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a current market valuation of his/her property(ties) and/or business properties in order to assist and convince visa officer about his economic/financial status in the home country and also as proof of strong home tie to pull the applicant to return on or before expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property owned by the visa applicant and the corresponding value of such a property either a home, shop, factory, undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country aside the family.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status. Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non apprearance visa application or the one you first submit your application for assesment prior to physical interview.

Visa valuation is a formal valuation report with current fair market value on your residential properties to support and assists your application with Department of immigration and Citizenship. It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

Normally visa valuation is needed in following cases:
Study Purpose, Tourist Purpose, Immigration Purpose, Visiting Purpose, Export - Import Purpose, Medical treatment Affordability etc Sometime valuation is required to establish bonafide visit & to establish the affordability of expenses of visit, stay etc.

In view of above, you may wish to consult us for engagement in providing you with this service to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with indepth knowledge of valuation will do justice to that to achieve clients maximum satisfaction with utmost professionalism.

For any further inquiries, do not hesitate to call +2349049045703, (Whatsapp only) or +2348032296562.

Here to serve you right...you will be glad u did!.

Thank you

Several people from nairaland and other platforms have engaged my service, visited my office and have met me in person.and keep giving positive testimonies.

Like I used to tell some "desperadoes", I'm not a travel agent but a property valuer and if you're looking for someone to "arrange" document for you, count me out. So stop cheap blackmail.

And hundreds of people have benefited from his services and wealth of experience......you don't reach out to people at odd hours.

Aside, I'm not a travel agent and not in competition with any travel agent. I handle strictly property valuation and do give advise where my clients might need to ensure a successful application. So let the sleeping dog breath.

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Contact +2348032296562, +2349049045703

CANADA STUDY VISA APPROVAL/DENIAL RATE FROM NIGERIA.

Study Permit Approval Rate from Nigeria (2021):

Approved Applications= 6,992.

Refused Applications = 13,832

Total Apps - 20,824

Approval rate - 34%

As of 2022, only 38% of study permits in Nigeria get approved while 62% get denied.

So whether through Study or Express Entry route, you need to know your onions so as to increase your chances of getting approved.

But higher percentage of applicants do not know what to do or due to ignorance ignore some vital documents that could boost their chances.

Relocating to Canada, U.S.A or United Kingdom through study is one of the best route to moving with one's family and eventually securing a Permanent Residence. Getting admission to Canada, US or UK for study is a great achievement, however, that's just the first hurdle, before you can pack your bags and move to Canada, US or UK for your study, you must get a visa.

Therefore, let's take a look at how an applicant can avoid getting a rejection on his/her study visa application. If you’re about applying for a Canadian study visa, kindly take very careful note of some common factors to watch out for when making your study visa application.

Although, most International students are eligible to apply to come to study in Canada with family members (spouses & children). These are few things to note to do this successfully. Let it be known that when you applied for admission, you did that for yourself alone, but when applying for visa, you can include your family (spouse and children) for your study visa

On that note, your visa application shall then determined by three things:

* Purpose of study
* Proof of funds
* Home ties

These three things are the expectations for single applicants as well, but if applying as a family, you have a stronger justification to make. You will need to show additional funds to cater for the family, justify the importance of having family members with you, and have other ties to your country.

Purpose of study:

In your study plan/letter of explanation, you will need to convincingly explain the reasons you chose to study in Canada and why your spouse & children should accompany you to Canada.

Your children can apply for a visitor/study permit (depending on age), and spouse, a visitor/work permit (depending on what they intend to do in Canada)

NB: If you are a student going to a school/program that is not eligible for a post-graduation work permit (PGWP), your spouse is not eligible for the spousal open work permit (SOWP).

This is one of the important reasons to ensure the program you apply for is eligible for PGWP. The study plan helps you to justify the purpose of your study & the importance of having your family with you so that your spouse can work and support the family while you're are studying.

Other reasons could be anything from the fact that your children are young, or your family has never been apart before. Family unification is important to Canada, so you can leverage on that.

Proof of funds (POF)

If you intend to apply with your family, you will have to pay extra application fees & also show more POF than a single applicant. You must also show that you have sufficient funds to support yourself & the family members accompanying you without working in Canada. You are expected to show enough to cover your tuition and living expenses as the student; and the additional funds for the living expenses of those accompanying you. And the total funds you need will depend on your own family number.

To be more practical, you need to show that you have the value of living expenses for one year (Naira equivalent of CAD$10,000 for you in addition to the cost of your tuition for one year).

Let’s say you wish to study for a Masters in Marketing for 2 years, and your tuition is $12,000 per year, you are expected to have the sum of $10,000 living expenses (1year) and $12,000 tuition for one year, a total of CAD$22,000. So if you have a family and you will be applying for them as well, you need to have an extra CAD$4000 for each of them for their living expenses per year.

If you are applying alone (at first), then you or your spouse needs to show enough funds for the living expenses on your family (no definite amount for this but should be sizeable depending on your family size).

Home ties

Proof of home ties, this is very crucial and an important aspect of the Canadian study visa application owing to the fact that many applicants have been denied based on insufficient proof of home ties, that simply means having sufficient fund is not enough to guarantee your visa approval. As an international student, you are a temporary resident & need to show that you have reasons to leave Canada after your study (if required to do so).

IRCC wants to see evidence of your home ties. Many applicants find it easier to use their family members as part of their home ties. But in the case you're applying with your family, it means you must be ready to show other ties.

It could be your business, investments, employment, financial assets and most importantly landed properties (which are mostly preferred cos they hardly depreciate in value but appreciate more over time).

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a valuation report of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property(ies) owned by the visa applicant and the corresponding value of such a property either a house undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non apprearance visa application or the one you first submit your application for assesment prior to physical interview.

It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

The report would be a guide to the visa officer to establish the affordability of expenses of visit, stay, study and that the applicant have assets that can be liquidated to raise funds if the need arises.

In view of above, you may wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with indepth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries, do not hesitate to contact +2349049045703 (Whatsapp only) or +2348032296562.

Here to serve you right...you will be glad u did!.

Thank you

Note: Once you present your application well and provide the required documents in the 3 areas of consideration, your application is good to go

No! Property valuer

CANADA STUDY VISA APPROVAL/DENIAL RATE FROM NIGERIA.

Study Permit Approval Rate from Nigeria (2021):

Approved Applications= 6,992.

Refused Applications = 13,832

Total Apps - 20,824

Approval rate - 34%

As of 2022, only 38% of study permits in Nigeria get approved while 62% get denied.

So whether through Study or Express Entry route, you need to know your onions so as to increase your chances of getting approved.

But higher percentage of applicants do not know what to do or due to ignorance ignore some vital documents that could boost their chances.

Relocating to Canada, U.S.A or United Kingdom through study is one of the best route to moving with one's family and eventually securing a Permanent Residence. Getting admission to Canada, US or UK for study is a great achievement, however, that's just the first hurdle, before you can pack your bags and move to Canada, US or UK for your study, you must get a visa.

Therefore, let's take a look at how an applicant can avoid getting a rejection on his/her study visa application. If you’re about applying for a Canadian study visa, kindly take very careful note of some common factors to watch out for when making your study visa application.

Although, most International students are eligible to apply to come to study in Canada with family members (spouses & children). These are few things to note to do this successfully. Let it be known that when you applied for admission, you did that for yourself alone, but when applying for visa, you can include your family (spouse and children) for your study visa

On that note, your visa application shall then determined by three things:

* Purpose of study
* Proof of funds
* Home ties

These three things are the expectations for single applicants as well, but if applying as a family, you have a stronger justification to make. You will need to show additional funds to cater for the family, justify the importance of having family members with you, and have other ties to your country.

Purpose of study:

In your study plan/letter of explanation, you will need to convincingly explain the reasons you chose to study in Canada and why your spouse & children should accompany you to Canada.

Your children can apply for a visitor/study permit (depending on age), and spouse, a visitor/work permit (depending on what they intend to do in Canada)

NB: If you are a student going to a school/program that is not eligible for a post-graduation work permit (PGWP), your spouse is not eligible for the spousal open work permit (SOWP).

This is one of the important reasons to ensure the program you apply for is eligible for PGWP. The study plan helps you to justify the purpose of your study & the importance of having your family with you so that your spouse can work and support the family while you're are studying.

Other reasons could be anything from the fact that your children are young, or your family has never been apart before. Family unification is important to Canada, so you can leverage on that.

Proof of funds (POF)

If you intend to apply with your family, you will have to pay extra application fees & also show more POF than a single applicant. You must also show that you have sufficient funds to support yourself & the family members accompanying you without working in Canada. You are expected to show enough to cover your tuition and living expenses as the student; and the additional funds for the living expenses of those accompanying you. And the total funds you need will depend on your own family number.

To be more practical, you need to show that you have the value of living expenses for one year (Naira equivalent of CAD$10,000 for you in addition to the cost of your tuition for one year).

Let’s say you wish to study for a Masters in Marketing for 2 years, and your tuition is $12,000 per year, you are expected to have the sum of $10,000 living expenses (1year) and $12,000 tuition for one year, a total of CAD$22,000. So if you have a family and you will be applying for them as well, you need to have an extra CAD$4000 for each of them for their living expenses per year.

If you are applying alone (at first), then you or your spouse needs to show enough funds for the living expenses on your family (no definite amount for this but should be sizeable depending on your family size).

Home ties

Proof of home ties, this is very crucial and an important aspect of the Canadian study visa application owing to the fact that many applicants have been denied based on insufficient proof of home ties, that simply means having sufficient fund is not enough to guarantee your visa approval. As an international student, you are a temporary resident & need to show that you have reasons to leave Canada after your study (if required to do so).

IRCC wants to see evidence of your home ties. Many applicants find it easier to use their family members as part of their home ties. But in the case you're applying with your family, it means you must be ready to show other ties.

It could be your business, investments, employment, financial assets and most importantly landed properties (which are mostly preferred cos they hardly depreciate in value but appreciate more over time).

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a valuation report of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property(ies) owned by the visa applicant and the corresponding value of such a property either a house undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non apprearance visa application or the one you first submit your application for assesment prior to physical interview.

It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

The report would be a guide to the visa officer to establish the affordability of expenses of visit, stay, study and that the applicant have assets that can be liquidated to raise funds if the need arises.

In view of above, you may wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with indepth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries, do not hesitate to contact +2349049045703 (Whatsapp only) or +2348032296562.

Here to serve you right...you will be glad u did!.

Thank you

Note: Once you present your application well and provide the required documents in the 3 areas of consideration, your application is good to go

WILL CANADA CONTINUE WITH RECORD HIGH IMMIGRATION?

In a word: maybe. The next federal election must be held on or before October 20, 2025, though a snap election may be triggered before then as the governing Liberals do not command an absolute majority.

If the opposition Conservatives are elected to office in Ottawa — and there is every chance that may happen, according to leading pollsters — Canada's immigration targets may come down.

Conservative leader Pierre Poilievre often repeats a desire to 'get back to common sense immigration,' with a focus on filling jobs and favouring private refugee sponsorship over government assistance.

On the actual numbers of immigrants, Poilievre's comments indicate a sort of status quo ante ("get back to", and from that we could potentially witness levels similar to the decade between 2006 and 2015, the last period of Conservative government. During that period the number of new permanent residents was in the region of around 250,000 — relatively high when looking across peer developed countries on a per capita basis, but low compared with growth under the Liberals in the years since.

No matter who the key decision makers may be or what number they come up with, we can be confident that the number of people who want to live and work in Canada will be greater than the number who actually get to do so. Those who plan ahead may stand a better chance of success.

"Those who plan ahead may stand a better chance of success". That implies to succeed with your plan of relocating to Canada either through study of any other route, you need to plan and get your documentation right most importantly documents to proof your home tie.

You can get to read on nairaland.com about my previous articles on "how landed property valuation can boost your chance of visa approval".

Meanwhile, let's take a look at how an applicant can avoid getting a rejection on his/her study visa application. If you’re about applying for a Canadian study visa, kindly take very careful note of some common factors to watch out for when making your study visa application.

Although, most International students are eligible to apply to come to study in Canada with family members (spouses & children). These are few things to note to do this successfully. Let it be known that when you applied for admission, you did that for yourself alone, but when applying for visa, you can include your family (spouse and children) for your study visa.

Often times, visa applications are determined considering three factors:

* Purpose of study
* Proof of funds
* Home ties

These three factors are the expectations for both single applicants and applicants as a family.

For applicants as a family, you have a stronger justification to make. You will need to show additional funds to cater for the family, justify the importance of having family members with you, and have other ties to your country.

* Purpose of study:

In your study plan/letter of explanation, you will need to convincingly explain the reasons you chose to study in Canada and why your spouse & children should accompany you to Canada.

You as the principal applicant would apply for study visa while your children can apply for a visitor/study permit (depending on age), and spouse, a visitor/work permit (depending on what they intend to do in Canada)

NB: If you are a student going to a school/program that is not eligible for a post-graduation work permit (PGWP), your spouse is not eligible for the spousal open work permit (SOWP).

This is one of the important reasons to ensure the program you apply for is eligible for PGWP. The study plan helps you to justify the purpose of your study & the importance of having your family with you so that your spouse can work and support the family while you're are studying.

Other reasons could be anything from the fact that your children are young, or your family has never been apart before. Family unification is important to Canada, so you can leverage on that.

* Proof of funds (POF):

If you intend to apply with your family, you will have to pay extra application fees & also show more POF than a single applicant. You must also show that you have sufficient funds to support yourself & the family members accompanying you without working in Canada. You are expected to show enough to cover your tuition and living expenses as the student; and the additional funds for the living expenses of those accompanying you. And the total funds you need will depend on your family size/number.

To be more practical, you need to show that you have the value of living expenses for one year (Naira equivalent of CAD$10,000 for you in addition to the cost of your tuition for one year).

Let’s say you wish to study for a Masters in Marketing for 2 years, and your tuition is $12,000 per year, you are expected to have the sum of $10,000 living expenses (1year) and $12,000 tuition for one year, a total of CAD$22,000. So if you have a family and you will be applying for them as well, you need to have an extra CAD$4000 for each of them for their living expenses per year.

If you are applying alone (at first), then you or your spouse needs to show enough funds for the living expenses on your family (no definite amount for this but should be sizeable depending on your family size).

* Home ties

Proof of home ties, this is very crucial and an important aspect of the Canadian study visa application or any other non-immigration visa category owing to the fact that many applicants have been denied based on insufficient proof of home ties, that simply means having sufficient fund is not enough to guarantee your visa approval.

As an international student, you are a temporary resident & need to show that you have reasons to leave Canada after your study.

IRCC wants to see evidence of your home ties. Many applicants find it easier to use their family members as part of their home ties. But in the case you're not married or applying with your family, it means you must be ready to show other ties.

It could be your business, investments, employment, financial assets and most importantly landed properties (which are mostly preferred cos they hardly depreciate in value but appreciate more over time and could be source of additional income if its a rental property.

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a valuation report of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV does to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in details the property(ies) owned by the visa applicant and the corresponding value of such a property either a house, undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over. It could also give a mental picture of your economic status in your country and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non apprearance visa application or the one you first submit your application for assesment prior to physical interview.

It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

The report would be a guide to the visa officer to establish your affordability of expenses of visit, stay, study and that the applicant have assets that can be liquidated to raise funds if the need arises.

In view of above, you may wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with indepth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries, do not hesitate to contact +2349049045703 (Whatsapp only) or +2348032296562.

Here to serve you right...you will be glad u did!.

Thank you

Will Canada continue with record-high immigration?

In a word: maybe. The next federal election must be held on or before October 20, 2025, though a snap election may be triggered before then as the governing Liberals do not command an absolute majority.

If the opposition Conservatives are elected to office in Ottawa — and there is every chance that may happen, according to leading pollsters — Canada's immigration targets may come down.

Conservative leader Pierre Poilievre often repeats a desire to 'get back to common sense immigration,' with a focus on filling jobs and favouring private refugee sponsorship over government assistance.

On the actual numbers of immigrants, Poilievre's comments indicate a sort of status quo ante ("get back to", and from that we could potentially witness levels similar to the decade between 2006 and 2015, the last period of Conservative government. During that period the number of new permanent residents was in the region of around 250,000 — relatively high when looking across peer developed countries on a per capita basis, but low compared with growth under the Liberals in the years since.

No matter who the key decision makers may be or what number they come up with, we can be confident that the number of people who want to live and work in Canada will be greater than the number who actually get to do so. Those who plan ahead may stand a better chance of success.

"Those who plan ahead may stand a better chance of success". That implies to succeed with your plan of relocating to Canada either through study of any other route, you need to plan and get your documentation right most importantly documents to proof your home tie.

You can get to read on nairaland.com about my previous articles on "how landed property valuation can boost your chance of visa approval".

Akintayo Akinlolu
+2349049045703(Whatsaap) +2348032296562.

DO YOU KNOW THAT YOUR LANDED ASSET COULD FACILITATE YOUR TRAVEL VISA APPROVAL?

It is no gainsay that everyone needs an oasis of peace and comfort in a safe haven like Canada, US, UK and the rest of the developed world to enjoy comforts of world-class healthcare, international education, world-class leisure and more. .

Meanwhile, to achieve that aim is not a fluke owning to the fact that getting visa approval doesn't come so easy. Many "pull" and "push" factors are considered by visa issuing officers before an applicant is considered worthy of approval base on verifiable documents submitted by such applicants.

Obviously, many applicants do believe that "fat" bank statement is the paramount document they need to secure a visa approval forgetting that not everybody keep money in the bank but invest in landed properties, stocks etc. Though, it's good to have solid banking status but strong economic/financial home tie is the major key factor often considered by visa issuing officers, most especially for non-immigrant applicants like visit, study, medical and so on.

The visa officers are more concerned about the economic status of an applicant in his/her home country as strong home ties that'll pull him/her back after the tenure of visit or study visa granted.

To be able to travel from a particular country to most parts of the world either Europe, America, Canada, Britain or wherever. An intending traveler would need to secure a permit to enter and leave such a country, that permit widely known as visa is normally issued by the authorities of the country to be visited.

Secuing visa approval to these developed countries mentioned above often times is not a fluke as applicants would need to strongly proof to the visa issuing officer evidences of home ties that would make the applicant return to his/her home country on or before the expiration of the duration granted the applicant either for tourism, study, medical and other non immigrant visa categories.

Some of the evidences of home tie are marriage certificate, employment status, certificate of investment, bank statement of account, etc.

Meanwhile, the top secret is the use of landed property assets to butress the applicant finacial status and strong tie to the homeland. A valuation report is a document prepared by a firm of certified/registered estate surveyors & valuers showing the current market value in monetary worth of your landed property or rental income accrue to a property owner on yearly basis if it's a rental property and that can be used by an applicant as proof of home tie and additional source of income as the case may be.

Though it is expected that an applicant should have a certain required amount that would cover his/her expenses during the stay, but this report could "tell more" about the economic/financial status of the applicant in his/her home country that could appeal to the visa issuing officer in making a favourable decision about the applicant.

Let's take for example, a single applicant for visit visa to Canada is expected to have a minimum of amount equivalent to CAD2000 (Two Thousand Canadian Dollar) and an applicant was able to meet that and also has a property or properties worth equivalent of about CAD40,000 (Forty Thousand Canadian Dollars) or more, that tells further that such an applicant is doing well in his/her home country and would likely not be a liability to the visiting country.. To be more practical, imagine someone that has like N5m in the bank, married with children and has property(ties) worth N35m or more. Don't be surprised such an applicant may be granted and someone that has say N8m in account without any proof of asset(s) or strong home tie denied.

Same is applicable to study visa applicants, a visa officer would feel more comfortable to grant an applicant with strong home tie on the ground that he/she has investment/asset back home, wife and children that would make him/her to return after the duration granted. So often times, money in the bank alone might not guarantee you but other support documents like your property/assets valuation report would do the magic especially applicants that might want to relocate with wife/husband and the children.

Even for Canada Express Entry applicant, proof of fund is one of the basic requirements for permanent residence applications. Applicants need to provide to Canada Immigration & Citizenship an evidence of enough mandatory funds to support oneself and any accompanying family members when landed in Canada. This is because the government of Canada will not provide any financial support for new immigrants and therefore need to be sure the new immigrant will be able to support him/herself and his/her family members and same goes for study, either in the United Kingdom or Canada.

The amount required depends on the family size and can vary from time to time and for study visa, it depend on the institution and living expenses where the institution is located. Meanwhile, at the time of putting in your application you'll need to show that you have at least the required amount. However, you can also submit a document that shows that you have asset that could be liquidated to cash if granted for your application to be processed.

Now you may be wondering what type of funds you can use and what type of proof is required. Well, there are options which we shall quickly dwell on into details:

SAVINGS: If you have savings which is equivalent or exceed the required amount, then your bank statement (not less than 3months) is a good proof of funds and if your money is split between several banks, you'll need to provide details of each to add up to the required amount or exceed if you have it.

REAL ESTATE: This is what many are not aware of that money in property is probably the most widely used proof of funds. It is a known fact that people sell property/ties owned in their home country before landing in canada or relocating to anywhere else and will use the proceed or equity to establish themselves after relocating and if not for permanent residence, it's a kind of high assuring factor that the applicant shall return to his/her home country upon completion of study or visit.

The immigration office appreciate the fact that you may not have sold the property at the point you're required to supply the information/proof and has made allowances for that. Therefore, all you need do is to get a firm of Certified Estate Surveyors and Valuers that is "skilled" in writting this kind of report to value the property and give a report stating opinion of the current market value of the property , such valuation report MUST be on the firm letter head paper, with the professional body stamp, seal and duly signed. The immigration body can then see how much equity you have on the valuation report.

If the property is on mortgage, you'll need to submit a mortgage statement from your lender showing how much money is owned on the property, then you submit a valuation report along with it to be able to see how much equity available to you on the property.

However, it is assumed that the property would have been sold and the money in your account before landing or relocating finally.

In view of above, you may wish to consult us for further enquiries do not hesitate to call +2348032296562 or +2349049045703 (Whatsapp only)

Here to serve you right and you will be glad u did!.

REASONS FOR STUDY VISA DENIAL IN CANADA YOU SHOULD AVOID.

Relocating to Canada, U.S.A or United Kingdom through study is one of the best route to moving with one's family and eventually securing a Permanent Residence. Getting admission to Canada, US or UK for study is a great achievement, however, that's just the first hurdle, before you can pack your bags and move to Canada, US or UK for your study, you must get a visa.

Therefore, let's take a look at how an applicant can avoid getting a rejection on his/her study visa application. If you’re about applying for a Canadian study visa, kindly take very careful note of some common factors to watch out for when making your study visa application.

Although, most International students are eligible to apply to come to study in Canada with family members (spouses & children). These are few things to note to do this successfully. Let it be known that when you applied for admission, you did that for yourself alone, but when applying for visa, you can include your family (spouse and children) for your study visa

On that note, your visa application shall then determined by three things
* Purpose of study
* Proof of funds
* Home ties

These three things are the expectations for single applicants as well, but if applying as a family, you have a stronger justification to make. You will need to show additional funds to cater for the family, justify the importance of having family members with you, and have other ties to your country.

Purpose of study:

In your study plan/letter of explanation, you will need to convincingly explain the reasons you chose to study in Canada and why your spouse & children should accompany you to Canada.

Your children can apply for a visitor/study permit (depending on age), and spouse, a visitor/work permit (depending on what they intend to do in Canada)

NB: If you are a student going to a school/program that is not eligible for a post-graduation work permit (PGWP), your spouse is not eligible for the spousal open work permit (SOWP).

This is one of the important reasons to ensure the program you apply for is eligible for PGWP. The study plan helps you to justify the purpose of your study & the importance of having your family with you so that your spouse can work and support the family while you're are studying.

Other reasons could be anything from the fact that your children are young, or your family has never been apart before. Family unification is important to Canada, so you can leverage on that.

Proof of funds (POF)

If you intend to apply with your family, you will have to pay extra application fees & also show more POF than a single applicant. You must also show that you have sufficient funds to support yourself & the family members accompanying you without working in Canada. You are expected to show enough to cover your tuition and living expenses as the student; and the additional funds for the living expenses of those accompanying you. And the total funds you need will depend on your own family number.

To be more practical, you need to show that you have the value of living expenses for one year (Naira equivalent of CAD$10,000 for you in addition to the cost of your tuition for one year).

Let’s say you wish to study for a Masters in Marketing for 2 years, and your tuition is $12,000 per year, you are expected to have the sum of $10,000 living expenses (1year) and $12,000 tuition for one year, a total of CAD$22,000. So if you have a family and you will be applying for them as well, you need to have an extra CAD$4000 for each of them for their living expenses per year.

If you are applying alone (at first), then you or your spouse needs to show enough funds for the living expenses on your family (no definite amount for this but should be sizeable depending on your family size).

Home ties

Proof of home ties, this is very crucial and an important aspect of the Canadian study visa application owing to the fact that many applicants have been denied based on insufficient proof of home ties, that simply means having sufficient fund is not enough to guarantee your visa approval. As an international student, you are a temporary resident & need to show that you have reasons to leave Canada after your study (if required to do so).

IRCC wants to see evidence of your home ties. Many applicants find it easier to use their family members as part of their home ties. But in the case you're applying with your family, it means you must be ready to show other ties.

It could be your business, investments, employment, financial assets and most importantly landed properties (which are mostly preferred cos they hardly depreciate in value but appreciate more over time).

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a valuation report of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property(ies) owned by the visa applicant and the corresponding value of such a property either a house undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non apprearance visa application or the one you first submit your application for assesment prior to physical interview.

It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

The report would be a guide to the visa officer to establish the affordability of expenses of visit, stay, study and that the applicant have assets that can be liquidated to raise funds if the need arises.

In view of above, you may wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with indepth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries, do not hesitate to contact +2349049045703 (Whatsapp only) or +2348032296562.

Here to serve you right...you will be glad u did!.

Thank you

Note: Once you present your application well and provide the required documents in the 3 areas of consideration, your application is good to go

BASIC REASONS FOR STUDY VISA DENIAL IN CANADA YOU SHOULD AVOID.

Relocating to Canada, U.S.A or United Kingdom through study is one of the best route to moving with one's family and eventually securing a Permanent Residence. Getting admission to Canada, US or UK for study is a great achievement, however, that's just the first hurdle, before you can pack your bags and move to Canada, US or UK for your study, you must get a visa.

Therefore, let's take a look at how an applicant can avoid getting a rejection on his/her study visa application. If you’re about applying for a Canadian study visa, kindly take very careful note of some common factors to watch out for when making your study visa application.

Although, most International students are eligible to apply to come to study in Canada with family members (spouses & children). These are few things to note to do this successfully. Let it be known that when you applied for admission, you did that for yourself alone, but when applying for visa, you can include your family (spouse and children) for your study visa

On that note, your visa application shall then determined by three things
* Purpose of study
* Proof of funds
* Home ties

These three things are the expectations for single applicants as well, but if applying as a family, you have a stronger justification to make. You will need to show additional funds to cater for the family, justify the importance of having family members with you, and have other ties to your country.

Purpose of study:

In your study plan/letter of explanation, you will need to convincingly explain the reasons you chose to study in Canada and why your spouse & children should accompany you to Canada.

Your children can apply for a visitor/study permit (depending on age), and spouse, a visitor/work permit (depending on what they intend to do in Canada)

NB: If you are a student going to a school/program that is not eligible for a post-graduation work permit (PGWP), your spouse is not eligible for the spousal open work permit (SOWP).

This is one of the important reasons to ensure the program you apply for is eligible for PGWP. The study plan helps you to justify the purpose of your study & the importance of having your family with you so that your spouse can work and support the family while you're are studying.

Other reasons could be anything from the fact that your children are young, or your family has never been apart before. Family unification is important to Canada, so you can leverage on that.

Proof of funds (POF)

If you intend to apply with your family, you will have to pay extra application fees & also show more POF than a single applicant. You must also show that you have sufficient funds to support yourself & the family members accompanying you without working in Canada. You are expected to show enough to cover your tuition and living expenses as the student; and the additional funds for the living expenses of those accompanying you. And the total funds you need will depend on your own family number.

To be more practical, you need to show that you have the value of living expenses for one year (Naira equivalent of CAD$10,000 for you in addition to the cost of your tuition for one year).

Let’s say you wish to study for a Masters in Marketing for 2 years, and your tuition is $12,000 per year, you are expected to have the sum of $10,000 living expenses (1year) and $12,000 tuition for one year, a total of CAD$22,000. So if you have a family and you will be applying for them as well, you need to have an extra CAD$4000 for each of them for their living expenses per year.

If you are applying alone (at first), then you or your spouse needs to show enough funds for the living expenses on your family (no definite amount for this but should be sizeable depending on your family size).

Home ties

Proof of home ties, this is very crucial and an important aspect of the Canadian study visa application owing to the fact that many applicants have been denied based on insufficient proof of home ties, that simply means having sufficient fund is not enough to guarantee your visa approval. As an international student, you are a temporary resident & need to show that you have reasons to leave Canada after your study (if required to do so).

IRCC wants to see evidence of your home ties. Many applicants find it easier to use their family members as part of their home ties. But in the case you're applying with your family, it means you must be ready to show other ties.

It could be your business, investments, employment, financial assets and most importantly landed properties (which are mostly preferred cos they hardly depreciate in value but appreciate more over time).

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a valuation report of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property(ies) owned by the visa applicant and the corresponding value of such a property either a house undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non apprearance visa application or the one you first submit your application for assesment prior to physical interview.

It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

The report would be a guide to the visa officer to establish the affordability of expenses of visit, stay, study and that the applicant have assets that can be liquidated to raise funds if the need arises.

In view of above, you may wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with indepth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries, do not hesitate to contact +2349049045703 (Whatsapp only) or +2348032296562.

Here to serve you right...you will be glad u did!.

Thank you

Note: Once you present your application well and provide the required documents in the 3 areas of consideration, your application is good to go

SAVING VS INVESTING:

Hello there,

Some feels that saving money in the bank is a good strategy of building wealth, the recent naira scarcity experience should have shown you that money in the bank is no money.

Though it is very good to save, but it is not a good wealth-building strategy. The returns on real estate far outweigh that of saving in the the bank.

While regular banking investments offer very low-interest rates. Real Estate guarantee great returns on investment. 

Fixed deposit rates for most banks can earn between 7% and 12% which is nothing compared to real estate.

Real estate investment has created an opportunity for you to earn as much as 18% to 35% returns on your investment within a year. 

Real estate investment companies even create an avenue for (return on investment) ROI to be 45%. The lowest interest rate you can ever get on your investment is 15%.

To be fair no investment guarantees you these returns. The purchasing power of money continually diminishes. The things one million Naira could buy five years ago are not the same things it could buy today. 

However real estate appreciates. If you buy a plot of land or house in a good location today, in five years time you can sell it for up to 10x or more of the price you bought.

Your money in the bank simply makes the banker richer while your money in real estate makes you richer. If you save money in the bank, the money will be used by the bank to give out loans and you will be paid a little as interest.

The difference between the interest given by the customer who loans your money and the amount given to you is taken by the bank. Thus making the banker richer. 

On the other hand when you invest in real estate, the difference between the price you bought the property and the price you are selling it is taken completely by you thus making you richer.

Therefore, I'll implore you to chat with an investment adviser immediately via Whatsapp on +2348032296562, +2349049045703, if you're already considering investing in Real Estate either in Nigeria, Dubai, United States or Canada.

None of the rich ascribe their success in gathering wealth to saving but most of them have impressive property portfolios (more than 90%).

A cursory look at the wealthiest individuals in the world, in  Africa and even in Nigeria shows that property investment is the most preferred wealth building option.

As an intelligent investor, buying off-plan offers you a more accessible and more affordable way into the real estate market.  

Off-plan : is buying the house before it is being developed with spread or structured payment options. It provide you with higher return on investment( ROI).

You can purchase landed property in bulk as a group, society, association or members of staff of a school, company etc.

“The best investment on Earth is Earth” Louis Glickman

Let's chat today to discuss various options to suite your target for the journey to begin!

Best regards.

FOR SALE:

Fenced and gated four blocks of 4(Nos) 3- Bedroom Luxury Flats (all room ensuites) within a compound with ample parking space at Off Imole Ayo Bus Stop, Heritage Estate (Donald Estate), Ajuwon road, Akute, Ogun State.

The property is 95% completed remaining internal & external painting of the flats and flooring of the compound. Its a proposed serviced mini estate to be manned by private security guards and an on-site facilities manager.

Title: Deed of Assignment.

Price: N20m/Flat (Negotiable).

For further information contact +2348032296562, +2349049045703.

Thanks

Funny question

THE POSITIONS OF LAW ON BIGAMY AND POLYGAMY.

Someone made a post in an online group seeking for opinions of the group members regarding her recent discovery about her husband of many years been in another marriage that has produced children. She sought the opinion of people because, according to her, the house where she and her husband reside was built through her sweat and effort, Meanwhile, the property where the second woman lives was purchased for her by the man whom the legal wife had hitherto had the impression of not being financially buoyant. The wife is confused as to the next step and is afraid that she may lose the house where she lives with her husband and other properties that may have been documented with both names. Be that as it may, some few members of her husband family are behind the acclaimed second wife simply because of their selfish interests and as an opportunity to frustrate the woman.

Then someone posted a comment that their is nothing the woman could do as bigamy as it’s a is a dead letter under the Nigerian Criminal Code especially that the man family members are in support of the second wife. Well, the position of the law is clear about bigamy, polygamy and the like whilst moral position is also clear about it but people can loose moral for selfish interests.

Bigamy still remains an offence under both the Criminal Code Act CAP C38 Laws of the Federation 2010 and the Marriage Act and it is therefore punishable under either of the body of laws. For instance the offence under section 370 of the Criminal Code provides that “Any person having a husband or wife living marries in any case in which such marriage is void by reason of its taking place during the life of such husband or wife is guilty of a felony and is liable to imprisonment for seven years.”

However section 33 (1),  of the Marriage Act CAP M7 Laws of the Federation 2010 now amended provides that “ No marriage in Nigeria shall be valid where either of the parties thereto at the celebration of such marriage is married under customary law to any person other than the person with whom such marriage is had.”

Section 35 provides that” any person who is married under the Act or whose marriage is declared by this Act to be valid shall be incapable during the continuance of such marriage of contracting a valid marriage under customary law; but, save as aforesaid, nothing in this Act shall affect the validity of any marriage contracted under or in accordance with any customary law or in any manner apply to marriages so contracted.
Section 39 “Whoever being in marriage goes through the ceremony of marriage under this act with a person whom he or she knows to be married to another person shall be liable to imprisonment for five years.”

Section 47 “ Whoever having contracted marriage under this Act or any modification or reenactment thereof, or under any enactment repealed by this act, during the continuance of such marriage contracts a marriage in accordance with customary law, shall be liable to imprisonment for five years.

Which means that the offence of Bigamy is committed when a married person during the subsistence of that marriage, marries another party while the husband or wife is still alive either when a person married under the Act marries another who is still also married under the Act or where a person married under the Act goes to contract a customary marriage or where a party married under customary marriage contracts a marriage under the act with another party other than whom one is married to.

Now, why aren’t these invalid marriages challenged in court? The answers are simple, ignorance and negligence. Ignorance in the sense that most of the people affected do not know their right and negligence in the sense that most women in the first instance are not legally married, so when the husband take up another wife, it is no longer bigamy but polygamy. To be able to sue for bigamy, the prosecution has to prove that   (1). There was indeed a first legal marriage. (2)The first marriage was valid at the time of the celebration of the second marriage. (3)The first marriage was subsisting when the second marriage was celebrated. That the second marriage was infact celebrated during the subsistence of the first marriage.

Simple as these all seem, any of the grounds require painstaking investigation and valid proofs to sustain. But so many get discouraged, what is more there are in many cases societal sentiments and other pressures even in the midst of glaring evidences to pursue a case of bigamy. So what is the way out in this particular scenario? Now if her suspicions are confirmed that and the husband is actually married to another woman, the type of marriage she contracted and the one her husband contracted with the other woman is in issue. If the union is contracted under the Act, then she only has a good case if she can prove the existence of another marriage. But first she must regularize all her documents to secure the future of her children. And that is why it is very important for every woman to legalize their marriage as no one knows tomorrow, people can change either for good or bad.

Marriage is a social and legal relationship and there are legal regulations to maintain the sanctity of marriage and to prevent actions deemed offensive to public morals. Every legal system, therefore, presents a conception of marriage, which states what validly constitute a marriage, stipulates actions that are wrong, and provides ground for its dissolution.

Although, Nigeria operates a dual legal system, this duality creates a disparity in the application of the law, as the court often has to determine whether to apply the adopted English Common Law or to apply customary law (which includes the Islamic Legal System). With regards to marriage, the law that applies is determined by the form of marriage; whether it is statutory (made under the Marriage Act), or customary.

Any marriage under the Marriage Act is monogamous, as provided by the Act, and proceeding to get married to any person other than the recognized spouse shall render him liable for bigamy. The Marriage Act, therefore, prohibits bigamy and penalizes it.
In a nutshell, you are secured as a woman when your marriage is legally secured.

As for women/men that are illegally married to legally married?

This shall be continued......

I

CHEAP LAND FOR SALE:

Half a plot of dry land is open for sale within Woodland Estate( a well laid out estate) at Down Agric, Ikorodu, Lagos.

Title: Purchase Receipt & Survey.

Price: N1.5m.

Brokers Fee: 10% of the sales price.

Contact: +2349049045703

BASIC REASONS FOR STUDY VISA DENIAL IN CANADA YOU SHOULD AVOID.

Relocating to Canada, U.S.A or United Kingdom through study is one of the best route to moving with one's family and eventually securing a Permanent Residence. Getting admission to Canada, US or UK for study is a great achievement, however, that's just the first hurdle, before you can pack your bags and move to Canada, US or UK for your study, you must get a visa.

Therefore, let's take a look at how an applicant can avoid getting a rejection on his/her study visa application. If you’re about applying for a Canadian study visa, kindly take very careful note of some common factors to watch out for when making your study visa application.

Although, most International students are eligible to apply to come to study in Canada with family members (spouses & children). These are few things to note to do this successfully. Let it be known that when you applied for admission, you did that for yourself alone, but when applying for visa, you can include your family (spouse and children) for your study visa

On that note, your visa application shall then determined by three things
* Purpose of study
* Proof of funds
* Home ties

These three things are the expectations for single applicants as well, but if applying as a family, you have a stronger justification to make. You will need to show additional funds to cater for the family, justify the importance of having family members with you, and have other ties to your country.

Purpose of study:

In your study plan/letter of explanation, you will need to convincingly explain the reasons you chose to study in Canada and why your spouse & children should accompany you to Canada.

Your children can apply for a visitor/study permit (depending on age), and spouse, a visitor/work permit (depending on what they intend to do in Canada)

NB: If you are a student going to a school/program that is not eligible for a post-graduation work permit (PGWP), your spouse is not eligible for the spousal open work permit (SOWP).

This is one of the important reasons to ensure the program you apply for is eligible for PGWP. The study plan helps you to justify the purpose of your study & the importance of having your family with you so that your spouse can work and support the family while you're are studying.

Other reasons could be anything from the fact that your children are young, or your family has never been apart before. Family unification is important to Canada, so you can leverage on that.

Proof of funds (POF)

If you intend to apply with your family, you will have to pay extra application fees & also show more POF than a single applicant. You must also show that you have sufficient funds to support yourself & the family members accompanying you without working in Canada. You are expected to show enough to cover your tuition and living expenses as the student; and the additional funds for the living expenses of those accompanying you. And the total funds you need will depend on your own family number.

To be more practical, you need to show that you have the value of living expenses for one year (Naira equivalent of CAD$10,000 for you in addition to the cost of your tuition for one year).

Let’s say you wish to study for a Masters in Marketing for 2 years, and your tuition is $12,000 per year, you are expected to have the sum of $10,000 living expenses (1year) and $12,000 tuition for one year, a total of CAD$22,000. So if you have a family and you will be applying for them as well, you need to have an extra CAD$4000 for each of them for their living expenses per year.

If you are applying alone (at first), then you or your spouse needs to show enough funds for the living expenses on your family (no definite amount for this but should be sizeable depending on your family size).

Home ties

Proof of home ties, this is very crucial and an important aspect of the Canadian study visa application owing to the fact that many applicants have been denied based on insufficient proof of home ties, that simply means having sufficient fund is not enough to guarantee your visa approval. As an international student, you are a temporary resident & need to show that you have reasons to leave Canada after your study (if required to do so).

IRCC wants to see evidence of your home ties. Many applicants find it easier to use their family members as part of their home ties. But in the case you're applying with your family, it means you must be ready to show other ties.

It could be your business, investments, employment, financial assets and most importantly landed properties (which are mostly preferred cos they hardly depreciate in value but appreciate more over time).

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a valuation report of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property(ies) owned by the visa applicant and the corresponding value of such a property either a house undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non apprearance visa application or the one you first submit your application for assesment prior to physical interview.

It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

The report would be a guide to the visa officer to establish the affordability of expenses of visit, stay, study and that the applicant have assets that can be liquidated to raise funds if the need arises.

In view of above, you may wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with indepth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries, do not hesitate to contact +2349049045703 (Whatsapp only) or +2348032296562.

Here to serve you right...you will be glad u did!.

Thank you

Note: Once you present your application well and provide the required documents in the 3 areas of consideration, your application is good to go

BASIC REASONS FOR STUDY VISA DENIAL IN CANADA YOU SHOULD AVOID.

Relocating to Canada, U.S.A or United Kingdom through study is one of the best route to moving with one's family and eventually securing a Permanent Residence. Getting admission to Canada, US or UK for study is a great achievement, however, that's just the first hurdle, before you can pack your bags and move to Canada, US or UK for your study, you must get a visa.

Therefore, let's take a look at how an applicant can avoid getting a rejection on his/her study visa application. If you’re about applying for a Canadian study visa, kindly take very careful note of some common factors to watch out for when making your study visa application.

Although, most International students are eligible to apply to come to study in Canada with family members (spouses & children). These are few things to note to do this successfully. Let it be known that when you applied for admission, you did that for yourself alone, but when applying for visa, you can include your family (spouse and children) for your study visa

On that note, your visa application shall then determined by three things
* Purpose of study
* Proof of funds
* Home ties

These three things are the expectations for single applicants as well, but if applying as a family, you have a stronger justification to make. You will need to show additional funds to cater for the family, justify the importance of having family members with you, and have other ties to your country.

Purpose of study:

In your study plan/letter of explanation, you will need to convincingly explain the reasons you chose to study in Canada and why your spouse & children should accompany you to Canada.

Your children can apply for a visitor/study permit (depending on age), and spouse, a visitor/work permit (depending on what they intend to do in Canada)

NB: If you are a student going to a school/program that is not eligible for a post-graduation work permit (PGWP), your spouse is not eligible for the spousal open work permit (SOWP).

This is one of the important reasons to ensure the program you apply for is eligible for PGWP. The study plan helps you to justify the purpose of your study & the importance of having your family with you so that your spouse can work and support the family while you're are studying.

Other reasons could be anything from the fact that your children are young, or your family has never been apart before. Family unification is important to Canada, so you can leverage on that.

Proof of funds (POF)

If you intend to apply with your family, you will have to pay extra application fees & also show more POF than a single applicant. You must also show that you have sufficient funds to support yourself & the family members accompanying you without working in Canada. You are expected to show enough to cover your tuition and living expenses as the student; and the additional funds for the living expenses of those accompanying you. And the total funds you need will depend on your own family number.

To be more practical, you need to show that you have the value of living expenses for one year (Naira equivalent of CAD$10,000 for you in addition to the cost of your tuition for one year).

Let’s say you wish to study for a Masters in Marketing for 2 years, and your tuition is $12,000 per year, you are expected to have the sum of $10,000 living expenses (1year) and $12,000 tuition for one year, a total of CAD$22,000. So if you have a family and you will be applying for them as well, you need to have an extra CAD$4000 for each of them for their living expenses per year.

If you are applying alone (at first), then you or your spouse needs to show enough funds for the living expenses on your family (no definite amount for this but should be sizeable depending on your family size).

Home ties

Proof of home ties, this is very crucial and an important aspect of the Canadian study visa application owing to the fact that many applicants have been denied based on insufficient proof of home ties, that simply means having sufficient fund is not enough to guarantee your visa approval. As an international student, you are a temporary resident & need to show that you have reasons to leave Canada after your study (if required to do so).

IRCC wants to see evidence of your home ties. Many applicants find it easier to use their family members as part of their home ties. But in the case you're applying with your family, it means you must be ready to show other ties.

It could be your business, investments, employment, financial assets and most importantly landed properties (which are mostly preferred cos they hardly depreciate in value but appreciate more over time).

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a valuation report of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property(ies) owned by the visa applicant and the corresponding value of such a property either a house undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non apprearance visa application or the one you first submit your application for assesment prior to physical interview.

It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

The report would be a guide to the visa officer to establish the affordability of expenses of visit, stay, study and that the applicant have assets that can be liquidated to raise funds if the need arises.

In view of above, you may wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with indepth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries, do not hesitate to contact +2349049045703 (Whatsapp only) or +2348032296562.

Here to serve you right...you will be glad u did!.

Thank you

Note: Once you present your application well and provide the required documents in the 3 areas of consideration, your application is good to go

REAL ESTATE FACTUAL INFORMATION

Not too long a time ago, Mr. Clem living in Lagos was preparing to relocate to the United States. As a wise investor, he decides to invest some money in real estate by buying some plots of land in Lekki.

That was in 2001, he contacted a realtor who showed him some choice locations at N6m/plot. But to Mr. Clem, "this is expensive. It will take 30yrs for this to develop" he lamented.

He traveled without buying the property. After 15yrs in the United States, he returned to find out to his bewilderment that Lekki has developed beyond his expectation.

He called his realtor to get him a quote. "I have some brief Mr Clem and the cheapest among them is 120m/plot" the realtor said.

Mr. Clem was shocked, he didn't take the realtor for his words. He searched around and found out that it was true.

Lesson 1: "Don't wait to buy land, buy land and wait"

He opted to invest at Ibeju-Lekki and after frantic search, he was able to get an offer at Ibeju-Lekki for 5m per plot. He's going to buy 50 plots this time. He has learnt his lessons. He told the realtor he will be paying the next day but he didn't. After a week, he called to initiate the transfer and he was shocked to hear the estate was sold out.

Lesson 2: "The Property you inspected yesterday and planning to pay today is the same property someone inspected too and paid for same day.

He ended up buying a property nearby for 7m per plot against the 5m.

Don't be like Mr. Clem, there are lots of affordable properties with great investment potentials you can invest on today and continually "smile" for the rest of your life.

Ibeju-Lekki and Epe are presenting unique, fantastic opportunities to you today. Development rate will be faster than that of Lekki because of massive projects like Lekki Free Trade Zone, Lekki Deep Sea port, Alaro City, The Dangote Refinery, Lagos Smart City, Lekki Golf Resort and a whole lot. Try and search these projects online to have an idea of what we are talking about.

As at date, you can still get a plot of land with good title within Ibeju-Lekki and Epe for as low as N5m/plot or a little more depending on the location and nearness to the main road.

Think about these and give us a call today to begin your real estate investment journey to future wealth. Those that bought plots of land at Lekki and oniru axis then at 6m/plot are forever grateful for the wise choice.

Talk to us at +2348032296562, +2349049045703, a2realmartoptions@gmail.com.

YOU'LL BE GLAD YOU DID!!

IMPORTANT THINGS YOU NEED TO KNOW ABOUT GETTING YOUR VISA APPLICATION APPROVED.

We are actually a firm of real estate surveyors and valuers that renders property valuation service for intending visa applicants that have landed properties to value and the report submitted as proof of their home tie & economic status along with other support documents they might have for submission with their applications to boost chances of getting visa approval.

However, often times most applicants do ask how much it will cost or should be on account to be positively considered especially for study visa to Canada.

The basic truth is, relocating to Canada (no matter the route), will cost you money! Secondly, the more people you have in your family, the more money you need (that’s basic, right?

If you are relocating under ‘express entry’ or travelling for visit, you can find out how much you need, depending on the number of people in your family on Canada immigration official website.

But if you are relocating with a study permit, you need to show that you have the value of living expenses for one year (Naira equivalent of CAD$10,000 for you in addition to the cost of your tuition for one year).

Let’s say you wish to study for a Masters in Marketing for 2 years, and your tuition is $12,000 per year, you are expected to have the sum of $10,000 living expenses and $12,000 tuition for one year, a total of $22,000.

If you have a family and you will be applying for them as well, you need to have an extra $4000 for each of them for their living expenses per year.

If you are applying alone (at first), then you or your spouse needs to show enough funds for the living expenses on your family (no definite amount for this but should be sizeable depending on your family size).

What kind of funds can you show?

Another good question!

The visa officers want to see cash in your bank account, mutual funds account or any account that you can immediately withdraw from.

These funds can be in yours or your spouse’s account. If the fund is from your spouse, he/she would need to write you a letter of sponsorship or co-sponsor.

What about stocks or landed properties?

Another very IMPORTANT factor mostly considered is home tie. The issue of convincing the visa officer that you have strong home ties to yourself and your family that would bring you back to your home country after your study is one of the toughest and one of the foremost reason why people are denied visas.

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a property valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a current market valuation of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on or before expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property(ies) owned by the visa applicant and the corresponding value of such a property either a home, undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non apprearance visa application or the one you first submit your application for assesment prior to physical interview.

Visa valuation is a formal valuation report with current fair market value on your residential properties to support and assists your application with Department of immigration and Citizenship. It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

The report could be a guide to the visa officer to establish the affordability of expenses of visit, stay, study and that the applicant have assets that can be liquidated to raise funds if the need arises.

In view of above, you may wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with indepth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries, do not hesitate to contact +2349049045703 (Whatsapp only) or +2348032296562.

Here to serve you right...you will be glad u did!.

Thank you

IMPORTANT THINGS YOU NEED TO KNOW ABOUT GETTING YOUR VISA APPLICATION APPROVED.

We are actually a firm of real estate surveyors and valuers that renders property valuation service for intending visa applicants that have landed properties to value and the report submitted as proof of their home tie & economic status along with other support documents they might have for submission with their applications to boost chances of getting visa approval.

However, often times most applicants do ask how much it will cost or should be on account to be positively considered especially for study visa to Canada.

The basic truth is, relocating to Canada (no matter the route), will cost you money! Secondly, the more people you have in your family, the more money you need (that’s basic, right?

If you are relocating under ‘express entry’ or travelling for visit, you can find out how much you need, depending on the number of people in your family on Canada immigration official website.

But if you are relocating with a study permit, you need to show that you have the value of living expenses for one year (Naira equivalent of CAD$10,000 for you in addition to the cost of your tuition for one year).

Let’s say you wish to study for a Masters in Marketing for 2 years, and your tuition is $12,000 per year, you are expected to have the sum of $10,000 living expenses and $12,000 tuition for one year, a total of $22,000.

If you have a family and you will be applying for them as well, you need to have an extra $4000 for each of them for their living expenses per year.

If you are applying alone (at first), then you or your spouse needs to show enough funds for the living expenses on your family (no definite amount for this but should be sizeable depending on your family size).

What kind of funds can you show?

Another good question!

The visa officers want to see cash in your bank account, mutual funds account or any account that you can immediately withdraw from.

These funds can be in yours or your spouse’s account. If the fund is from your spouse, he/she would need to write you a letter of sponsorship or co-sponsor.

What about stocks or landed properties?

Another very IMPORTANT factor mostly considered is home tie. The issue of convincing the visa officer that you have strong home ties to yourself and your family that would bring you back to your home country after your study is one of the toughest and one of the foremost reason why people are denied visas.

Therefore, you must know what the visa officers want to see and craft your application to satisfy them. Submitting a property valuation report of your landed assets (land & building) along with other required documents for visa application could actually boost your chance of visa approval.

Either for visit, study, medical or other temporary or permanent residency visa applications, it is strongly advisable for applicants to provide a current market valuation of their property(ties) in order to assist and convince visa officer about their economic/financial status in their home country and also as proof of strong home tie to pull the applicant to return on or before expiration of period granted.

Property Valuation report could make a visa officer develop good mental picture of who the applicant is, it just like what CV is to a job recruiter. An employer can develop an idea who a job seeker is through the CV to decide if the job seeker should be considered or not. A valuation report describe in detail the property(ies) owned by the visa applicant and the corresponding value of such a property either a home, undeveloped land, agricultural farmlands etc which undoubtedly could be a strong proof of the applicant tie to the home country that can pull him/her back after his/her study.

This document shows the amount of wealth you own in property(ties) in your homeland which will make a strong pull factor for your return to your homeland once the purpose of your visit is over and that may eliminate doubt of your return and one point of visa rejection.

Also, it could serve as a support document to your proof of fund which are usually liquid assets such as bank deposit etc. It will make lots of senses if you have good financial status as confirmed by your bank statement of account and property or assets valuation report to corroborate your status.

Though, there are many who do not submit this document due to ignorance or it doesn't matter mind set but it would be wise to do it by a smart applicant especially if its a non apprearance visa application or the one you first submit your application for assesment prior to physical interview.

Visa valuation is a formal valuation report with current fair market value on your residential properties to support and assists your application with Department of immigration and Citizenship. It is important to prove that your housing assets is valuable as a strong home tie for returning after your study abroad or temporary visit and back up for proof of fund especially Canada Express Entry applicants and schooling.

The report could be a guide to the visa officer to establish the affordability of expenses of visit, stay, study and that the applicant have assets that can be liquidated to raise funds if the need arises.

In view of above, you may wish to consult us for engagement in providing you with this service of property valuation to meet your immigration purpose or whatsoever, our expertise team of Registered Estate Surveyors & Valuers with indepth knowledge of valuation will do justice to that to achieve your maximum satisfaction with utmost professionalism.

For any further inquiries, do not hesitate to contact +2349049045703 (Whatsapp only) or +2348032296562.

Here to serve you right...you will be glad u did!.

Thank you

JAKANDE ESTATE ISOLO.

2 bedrooms with within a block of six flats is for sale at Jakande estate, Oke-Afa, Isolo, Lagos.

Floor: Middle floor

Title: Letter of Allocation

Price: N7.5m Asking

Picture and short video available on request via WhatsApp.

https://www.youtube.com/watch?v=VTDpcF2A054

3-BEDROOM FLAT FOR SALE AT LESS THAN N10M.

A unit of neatly maintained 3-bedroom flat (mid-floor) within a block of six flats at Low Cost Housing Estate, Oke-Afa, Isolo, Lagos.

Price: 9m (slightly negotiable).

Title: Letter of Allocation

Note: The flat is ideal for investment or owner occupied. Rent obtainable on similar flats within the estate ranges between N500k and N600k a year.

Should you wish to buy cheap flats within the low cost housing estate, Oke-Afa Isolo, Lagos do not hesitate to contact us.

For further details and arrangement for inspection contact: +2348032296562, +2349049045703. Email: a2realmartoptions@gmail.com.

Thank you

SUNDAY RENDEZVOUS:

(1) TERRACE HOUSES FOR SALE AT AKORA ESTATE:

Exquisitely Built 4Nos. Five (5) Bedroom Terrace Houses with a room Bq at Akora Villas Estate, Adeniyi Jones, Ikeja.

Price: N150million

Title: CofO

(2) FOR SALE AT OLD IKOYI, LAGOS.

Land measuring 4883.982sqmts with demolishable structure on it located directly on Bouldilon Road, Ikoyi, Lagos.

Title: Certificate of Occupancy issued by Lagos State Government.

Price: N1.2m/sqm

(3) BLOCKS OF LUXURY FLATS FOR SALE:

12(nos.) Blocks of 3-Bedroom Luxury Flats located behind Lagos Business School, Ajah, Lagos.

Attractions:

* 2 parking space for each flat.

* CCTV camera

* Indoor game pavilion.

* Solar Inverter/Generator for 24hrs electricity supply.

Price: N40m per flat.

Title: Deed of Assignment.

Other terms and conditions to be mutually agreed.

Note: The FLATS are also available for rent upon completion at N3m/flat.

(4) QUICK SALE AT JAKANDE ESTATE, ISOLO.

A unit of neatly maintained 3-bedroom flat (mid-floor) within a block of six flats at Low Cost Housing Estate, Oke-Afa, Isolo, Lagos.

Price: 9m (slightly negotiable).

Title: Letter of Allocation

Note: The flat is ideal for investment or owner occupied. Rent obtainable on similar flats within the estate ranges between N500k and N600k a year.

(5) PRIME PROPERTY FOR SALE IN A PRIME ESTATE WITHIN THE GOVERNMENT RESERVATION AREA, AGODI, IBADAN.

Executively finished and fully furnished 2(nos.) 3-bedroom semi-detached duplexes within a gated and heavily guarded estate at Government Reservation Area, Agodi, Ibadan.

Price: N220m (negotiable for the 2units), N110m (negotiable for one unit).

Title: Deed of Assignment.

For further details and arrangement for inspection contact: +2348032296562, +2349049045703. Email: a2realmartoptions@gmail.com.

Thank you

EASIEST ACCESS TO HOUSING FINANCE.

This is an online mortgage marketplace/facilitator for Nigerians home and abroad seeking to buy property within Nigeria and may require some form of financing to do so. The firm connect you to mortgage lenders that are willing to fund your transaction, it's a way to find and compare mortgages from different lenders and secure a mortgage that the terms and conditions best suits you.

The process is simple, Just fill an online form to tell about yourself, the property you want or already gotten with the intention to buy and how much fund at your disposal and you'll get a response that gives you real offers from about fifteen different mortgage lenders.

You go through their terms and conditions, then you can select the one that best suit you, upload necessary documents required from you and the mortgage facilitator takes it up from there for further processing till it is approved, ask questions about your mortgage and manage your payments.

THOSE THAT ARE ELIGIBLE FOR A MORTGAGE:

* Salary Earners (Not less than six months on their current employment)

* Self Employed (with track record of steady cash inflow).

* Diaspora ( Nigerians Abroad that met the above two conditions )

* Verifiable means of identification such N.I.N, International Passport, Driver's license e.t.c

* 20% down payment of the intended property worth

* Interest rate - 13% - 20% (Depends on the mortgage sum)

* Repayment Period - 20 years Maximum (Depends on the age of the mortgage applicant, 30yrs to 50yrs could get longer duration than applicants of 50yrs and above).

* Estimated duration to approve loan - 6-8 weeks

* Client have access to 15 banks and can pick the one that best suits them.

Click on the link below to start your application

https://bongalow.com/agent/akintayo-akinlolu-2COXq