₦airaland Forum

Complement of the season and here wishing you a prosperous coming year 2021.

We are so sorry about our little silence to those that indicated interest in being part of our proposed virtual meeting to know more about turnkey real estate investment potentials in the United States.

The reason been that we were trying to weigh other options with more benefits for potential investors, benefits like mortgage opportunity, lower tenants vacancy ratio, favourable tax rate etc.

Therefore, we have been in discussions with another property company at Houston, Texas, United States and should be able to fine tune discussions by early January, 2021 and thereafter organised virtual meeting with the firm representatives and the prospective investors.

Then another property company in Dubai, UAE as Property Investment in Dubai attracts Two(2) years, Five (5) years and Ten years residence permits depending on the amount invested, high return on investment, Zero tax rate etc. The team from Dubai is likely to be at Lagos towards the end of January, 2021 to meet with potential investors.

Now, you as a potential investor or realtor that might have interested investors should let us know which location you or your prospect might prefer to buy turnkey real investment property from either Houston, Michigan or Dubai so we can make arrangements to reserve for you to be a part of the proposed virtual meeting via ZOOM based on choice location come January, 2021.

Kindly comment here "interested in keyturn real estate investment virtual meeting" with your preferred location and a whatsapp enabled phone contact or send a message via whatsapp to 08117949689 (whatsapp only).

Many thanks while awaiting your responses..

LAND/PROPERTY TITLE PERFECTION AND DEVELOPMENT APPROVAL GOES DIGITAL BY 2021.

According to the statement made by the Lagos State Governor Mr. Babajide Sanwoolu at the LASRERA'S maiden Real Estate Conference on Wednesday 9th December,2020. The governor said aplications and payments for processing C of O, Governor's Consent, Building Plans Approval and other land related matters shall going to be done Online in Lagos State beginning from the first quarter of 2021.

The plan, the Governor said, is to further accelerate the process of getting approvals on land matters and create an enduring business-driven property development market in the State.

Sanwo-Olu made the disclosure at the maiden Real Estate Marketplace Conference and Exhibitions organised by Lagos State Real Estate Regulatory Authority (LASRERA), with the theme: “Unearthing real opportunities in Real Estate.”

The Governor said the State’s Department of Lands had built the required capacity for smooth transition to the online platform, stressing that the plan was already in its final stage.

When the web-based platform is finally launched, there will be no need for applicants seeking for Certificates of Occupancy (C of O), survey and building plan approvals to physically submit paper documents for authorisation. All documentation and payments will be done by applicants from the comfort of their homes.

Sanwo-Olu said the new development would bring about quick turnaround time in land transactions and boost private investors’ confidence in provision of home ownership model that will address deficits in housing.

He said: “We have improved on our GIS solution to accelerating land matters in Lagos. From the first quarter of next year, we will be launching an online platform on which all land transactions will be done. When the project kick-starts next year, there will be one-stop shop for all transactions relating to land, including Governor’s approval on CofO, and building approval by Ministry of Physical Planning and Urban Development.

“We have given our commitment on this, because of the need to improve the turnaround time from when people submit their requests for approval and the time the authorisation is completed. We cannot afford to disappoint private investors and applicants seeking real time approval. We are raising our capacity, so that we can respond to the requests and discharge them.”

For us at A2 REALMART OPTIONS, we are fully prepared for this switch from physical to digital as we are aware and familiar with the required documents, acceptable standard, format, pdf version for scanning documents, monitoring from submission to conclusion owing to the fact that we've always been an advocate of digitalization of real estate practices and land administration.

Therefore, we are always at your service for:

* Processing Building Development Permit
* Processing of Governor's Consent
* Survey Plan/Title Search
* Land/Property Sale and Purchase
* Property Management
* other land related matter

For consultation, please contact +2349049045703, +2348032296562, +2348117949689(Whatsapp Only), email: a2realmartoptions@gmail.com.

Best regards.

BUILDING A CAREER AS A REAL ESTATE BROKER.

Their is an age long saying that the youths are the leaders of tomorrow. Unfortunately in this present Nigeria, majority of the youths are still struggling to "survive" the huge monster of financial instability starring them at there faces owing to the highest level of unemployment and under-employment rates which have rendered many incapacitated.

So, the big question is, for how long can we all fold our arms expecting a Messiah to take over the leadership of the government and turn things around for good not minding that most of the so called government youth empowerment policies or programmes are NOT easily accessible by the "common youths" who consitute the larger percentage of the youthful society.

The answer is not far fetched, its all about the youths supporting the youths to pull themselves out of the dungeons of unemployment and poverty.

The idea of this subject topic came from a testimony shared with me of recent by a close friend.

His story goes thus; "I remember when I graduated from the university and subsequently concluded my Voluntary National Youth Service to the government. I was very broke like most graduates, to buy basic things for myself was a big problem. I had to accept a teaching job at a private school close to my residence. While teaching part time, I reached out to a friend who is a real estate broker with my problems and he said to me, why not empower yourself?

That was how I got to learn about the Opportunities in Real Estate Brokerage through his mentorship. I started with two things, my smartphone and passion for the business. I bought my very first laptop from the proceeds I made from the business. I pay rents and invest with proceeds from the business and today, am doing better and already pursuing professional certification".

Dear youths, While you’re looking for your dream job. Why don’t you explore opportunities in Real Estate Brokerage business by attending our real estate entrepreneurial seminar coming up on January, 2021 at a fee of N10,000.00/participant.

Our professionally trained and certified Real Estate Practitioner seminar facilitator shall empower you with indept knowledge about the following seminar course content:

* How to start and run a real estate agency practice vis-a-vis business name registration, registration with regulatory bodies etc.

* The foundation of a successful real estate brokerage business.

* Modern Marketing Tips

* Common Real Estate Laws & Alternative Dispute Resolutions.

* Different Land Title Documents and How to conduct land title search.

* How to advance your career and become certified Real Estate Practitioner.

There shall be opportunity to attach participants that exhibit great passion and brilliance with volunteer real estate firms for one month mentorship (No salary attached).

Therefore, are you an unemployed, underemployed, energetic, passionate youth hungry for breakthrough. If your answer is yes, this seminar is for you, kindly send "interested in real estate brokerage seminar" as a message via whatsapp to +2348117949689.

Thank you and let’s do this.

Powered by A2 REALMART OPTIONS & YIELD UNIQUE SERVICES

PURCHASE REQUEST:


Bareland measuring from 900sqm and above at Atlantic Nominee Estate, Ajiwe, Ajah, Lagos. Title should be genuine & verifiable. Budget: N22m but client can improve if the plot is within developed area. If you have for sale, kindly send the Block No, Size and Price.


+2348117949689 (whatsapp only), +2348032296562 or email at a2realmartoptions@gmail.com. 


Thank you.

THE SWITCH FROM PHYSICAL TO DIGITAL REAL ESTATE PRACTICE.

It won't be an understatement to say over 70% of clients search for properties to buy, rent or lease online and more than half of property tours are booked through a website. Now more than ever, it has become inherent for real estate practitioners to keep up with the latest tech that can help to differentiate oneself from the competitors by learning how to leverage the real estate tech revolution.

It is important for real estate professionals to adjust to these technological advances and diversify their strategies, as new tech will continue to accelerate the pace of business. Consumers will increasingly seek centralized experiences that integrate all facets of a real estate transaction.

From digital open houses to Artificial Intelligence (AI) platforms to bitcoin cryptocurrency, new technologies are taking over the real estate industry by storm and accelerating the pace of business. With tech-savvy Generation representing the larger percentage of property seekers, it is important to power up your career by staying on top of these swiftly evolving trends and learning how new tech can work for you.

Let us look at few of these technologies already infusing into real estate practice:

1. Artificial Intelligence:

This can be an intimidating and viewed by some industry players as something that might overpower human intelligence and bring less dependence on human to perform some tasks. Today Artificial Iinteligence solutions are used to meet a growing need for convenience and efficiency. Real estate Artificial Inteligence platforms can range from robots giving house tours to immersive virtual tours offered from the comfort of your client’s couch.

For example, chatbots, these tools have been around for a while. The technology incorporates Artificial Intelligence tool (coding) into your website or mobile App for automated voice, text, and messages response to clients enquiries, questions or request using Artificial intelligence to talk straight with potential customers/clients. That implies potential clients can get instant response to enquiries twenty four hours (24hrs) on your website or Mobile App even while you were asleep or your physical office is not opened.

The technology is taking the spotlight now and majority of businesses including top players in the real estate industry now uses chatbots as part of their customers/clients support.

2. Blockchain Technology:

While Blockchain Technology is still young, it has already demonstrated its vast potential with the recent use of bitcoin currency in luxury real estate sales transactions. Bitcoin, a digital cryptocurrency created by blockchain technology, is essentially a decentralized electronic money used for transactions worldwide. The appeal of this peer-to-peer currency is that it is borderless, not controlled by a monetary authority unlike bank wire transfer and the likes.

In the recent times, property sellers are willing to accept the currency for large-scale projects fueling speculations that bitcoins may be revolutionizing the financial sector next.

3. Virtual Reality (VR) and Augmented Reality (AR):

These technologies offer a unique try-before-you-buy model in real estate. Thanks to aerial footage of property for sale, rent or lease obtained from drones and 3D technology, your clients can now have an immersive virtual experience of the property view.

With the introduction of VR/AR, the real estate is claimed to enter the third synthesis phase in the evolution of its technology, which enables an increase in the efficiency of physical spaces’ management. Buyers are expected to increasingly use VR technology to view homes benefitting in doing so from spatial visualization without even attending the chosen property. This will save valuable time and money offering instead a higher quality experience to the users.

Advanced remote property viewing with virtual tours.Increased efficiency of property marketing.Accessibility via mobile applications and web apps.A possibility for customers to win time and investigate a property in detail.A potential to cover multiple stages of sales, buying, and even decorating processes.

Agents may soon no longer need to spend time and money staging a space, because clients are able to personalize it with virtual furniture. Many international investors already use VR before considering a real estate purchase, and this trend will increase as the VR experience becomes more immersive and sophisticated. Allowing your clients to evaluate a space will help speed up their decision-making process and is more likely to put you in touch with an interested buyer.

4. Geolocation technology:

More agents than ever before are anticipated to go hyperlocal. One of the reasons is that property owners are getting disconnected from real estate agents. As a consequence, more real estate agents are focusing on what can make delivered services more valuable — on local property marketing. Being one of the hottest real estate technology trends, the geolocation can help realtors focus on this market demand. Good knowledge of local markets and assistance in finding one’s bearings there is a service to be sold at a good price. In fact, there are quite a number of things that can go wrong without the real estate agent’s help and a smart specialist has to take care that the information they are providing is exclusive and highly relevant.

Geolocation technology, in turn, helps not only pinpoint the physical location of the chosen property but also visualize such parameters as property data, county maps, topography, flood zone maps, soils in order to assess the land value.

To have the data and above services delivered in the most convenient way for all parties involved, it is a good idea to get a personal real estate management software solution developed and implemented. Then, as long as an agent can provide his or her services taking full advantage of everything that the rise of real estate technology entails, they all and their services remain high-demand.

Conclusion:

The future of real estate will be driven by technology, It is however worth mentioning that mapping out one’s strategic for the future is much important.

Meanwhile, should you find this article useful/informative and would love to be reading more of same, kindly click the below link to view and like our facebook page

https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp

OR click the below link to join our facebook group tagged "Principles and Practices of Real Estate investing"
https://www./963016777388030/

Also, should you wish to attend our next training (online) coming up December, 2020 on the topic "TRENDING DIGITAL MARKETING TOOLS FOR REAL ESTATE BUSINESS DEVELOPMENT" do not hesitate to send a message via Whatsapp to 08117949689 indicating your Interest in the online training (NOT FREE) and further details shall be communicate to you.

Best regards.

TRENDING DIGITAL MARKETING TOOLS FOR REAL ESTATE BUSINESS DEVELOPMENT.

In this ever-changing digital world, thriving in the real estate business or any other business requires being up to date with the latest marketing trends in the industry.

Early January this year when we had the last edition of our physically organised training on the topic "Leveraging on technology for boosting real estate business" at which our facilitator talked about the world of using leading edge online marketing tools such as Realtor Monster, Quicksell App, Mobile Monkey etc to help Realtors grow sales performance, better serve customers little did we know that Covid-19 pandemic will broke out and change the way things are done conventionally.

During the lockdown, the testimonies received from participants at the training were encouraging as most of them were able to put all that were learned at the training into practice especially the aspect of phone camera pairing (android or IOS) for video touring and live broadcast. Many of them testified they were able to use that for property viewing by potential clients without stepping out of their homes and conclude deals, that's what technology can do.

With the advent of recent happenings across the globe, use of technology and digital marketing skills are becoming increasingly important in running a successful business. It is the future of real estate business and that's the more reason every business owner be it realtor or not should have a strong online presence to stay on par with the changing scene. Realtors should be in tune with the progressing technology pattern by choosing to invest in digital technology marketing training to ensure they have the skilled set necessary to stand out from competitors.

Ways that Digital Marketing will Change the Real Estate Market in 2021 and Boost Exposure.

Through right setup, it is possible to automate your many marketing jobs, like running email campaigns, delivering targeted pieces, etc. The good news is that these tools are more affordable in 2020.

Chatbots

These tools have been around for a long time. The technology incorporates voice, text, and messages to talk straight with customers. Chatbots are utilized much longer than virtual reality. However, it is taking the spotlight now and in the coming years. The majority of businesses now are using chatbots as part of their customer support.

In fact, several messaging apps are using bots to promote products and services. The apps offer chatbots to help brands in promoting their products and services while providing a personalized customer support experience.

It is a successful technology because it can quickly and accurately provide answers to the client’s questions. Furthermore, they can gather data about their users. These data are effective in boosting interaction with them.

Chatbots offer a more responsive way in dealing with customers.

Augmented Reality

The greatest challenge with real estate marketing is that clients need to see the property in person before they make a final choice. The good thing is that you can add augmented reality to your digital marketing.

There are several tools that let you produce virtual tours of properties. They can present to your clients what a certain construction project will appear when it is finished.

Virtual tours of the neighbourhood are now deemed necessary. The reason for this is that tours could give your clients a feel for the surrounding area. They enable them to comprehend how it would feel like if they live in the property and the neighbourhood.

Technology firms are also releasing toolkits that make augmented offerings a lot easier. In this case, augmented technology becomes more accessible in 2020. You must consider technological improvements for your real estate digital marketing strategy.

Blockchain Technology

Blockchain technology is currently disrupting how the globe views financing and monetary systems. Rentberry, for example, is a rental platform that utilizes this technology to simplify the rental process for tenants and renters. But the advantages of this technology are now being utilized in digital marketing as well.

This technology enables marketers in tracking their adverts placement and ensuring their consumers that they click their adverrs. As a result, customer engagement data become more accurate and relabel. That said, your marketing assets will not be wasted.

With its transparent nature, it gives consumers more control over what and how their personal information is being used by marketers. When they trust you, they are likely to share their personal data. It helps you know more about them better.


Social Adverr Campaigns for Real Estate Digital Marketing

Social media is a reliable marketing channel. Several companies still do not totally comprehend how extremely effective these systems have ended up being.

A variety of fresh offers from the huge networks made it possible to get to target markets specifically and more effectively than in the past. These fresh offers would include geofencing and improved retargeting.

The trick to maximizing it is to create advanced social projects that utilize the complete variety of tools and styles. Companies that invest in advanced social methods are most likely to find an outstanding ROI on their investment.

Influencer Marketing

People want authentic and real experiences. That’s why your potential clients are likely to believe a real person over the adverts that you show. And this is where influencer marketing becomes useful. It is costly. But it is also effective.

If you use it in your real estate marketing, you need to find influencers that can reach out to your right consumers. To further assist your campaign, you can use an effective hashtag that your clients can remember easily.

Digital marketing for real estate is useful. However, you must first understand your target audience.

These and some more shall be thoroughly dealt with at a training we intend to Co-organise with Alicorn Consulting Limited come November, 2020 at Lagos with the topic " New Trending Digital Marketing Tools For Real Estate Business Development" to be facilitated by the company Managing Director who is a seasoned digital marketing expert, website and apps developer with several years of experience in Human Capacity Development Marketing, Business Development, Web-Based Application Development, E-learning, Video and Radio streaming websites.


Brief Profile Of The Traning Facilitator:

He is an alumnus of the University of Ife now Obafemi Awolowo University from where he graduated with a First Class honor degree in Computer Science & Economics and also holds an MBA of The University of Ibadan with specialization in Marketing & Finance (1998).

Later he proceeded to the United Kingdom to study International Securities and Investment Banking at ICMA Centre, University of Reading, United Kingdom.

He worked briefly with Chevron Nigeria Limited in the medical division of the company with a mandate to automate the medical and pharmaceutical services of the department. After eighteen months with Chevron Nigeria, he joined the service of Computer Software Associates (CSA) in 1994 as an Analyst until 1995 when he was headhunted to lead and manage a new start-up, Systems Automation Limited.

On returning to Nigeria after his study in the UK, he took up appointment with Lead Securities & Investment Limited (now Lead Capital Limited) as the Chief Operating Officer and Investment Manager where he gained enormous exposure to local and foreign Markets and also took part in landmark transactions during the privatization exercise of the Federal Government on National Oil, Ashaka cement and WAPCO, amongst others and once also managed foreign relationships on behalf of CSL with Nomura, State Street International and JP Morgan, USA.

He's a man with enormous training & experience when it comes to Marketing, Finance & Computer.

By attending this training, you have 100% guarantee that you will receive information that will help you utilize digital marketing tools effectively to promote your business and attract more clients and sales. You should be sure of receiving quality training that shall increase your clients base, boost your sales and business development.

Should you have interest and financially willing to attend this training, kindly comment with your full names with a whatsapp enabled phone contact or send a message via whatsapp to +2348117949689 for more information. Kindly note that limited space is aailable.

Best Regards.

Cleanliness is next to Godliness, reach out to us for your:

* Apartment Cleaning
* Office Cleaning
* Industrial Cleaning
* After Renovation/Construction General
Cleaning.
* Floor Tiles/Terrazo Cleaning with Chemicals
* Use of chemicals to clean compound floor
with green algae
* Fumigation etc.

By professionally trained experts.

Contact: +2349049045703.

USE YOUR LANDED PROPERTY AS PROOF OF HOME TIE OR FUND FOR VISA AND IMMIGRATION PURPOSES.

It is no new that Covid-19 global pandemic grounded many activities across the globe including travels except those on Permanent Residence Status and Citizens that could travel to their home countries. Thank God the ease of lockdown is becoming more pronounced among several nations of the world and activities are gradually picking up as Airports, Embassies and so on are opening up (though few were processing online applications all the while).

However, outbound and inbound international flights have resumed so also institutions of learning. Therefore, this time seems to be the most appropriate for those that are interested in getting the required documents ready to travel either for study, tourism, medical or as permanent immigrant.

Proof of fund is one of the basic requirements for permanent resident or study visa application most especially to Canada, one will need to provide to Canada Immigration & Citizenship an evidence of enough mandatory funds to support oneself and any accompanying family members when landed in Canada. This is because the government of Canada will not provide any financial support for new immigrants and therefore need to be sure the new immigrant will be able to support him/herself and his/her family members and same goes for study, either in the United Kingdom or Canada.

The amount required depends on the family size and can vary from time to time and for study visa depends on the institution. Meanwhile, at the time of putting in your application you'll need to show that you have at least the required amount or asset that could be liquidated to cash for your application to be processed.

Now you may be wondering what type of funds you can use and what type of proof is required. Well, there are options which we shall quickly dwell on into details:

SAVINGS: If you have savings which is equivalent or exceed the required amount, then your bank statement (not less than 3months) is a good proof of funds and if your money is split between several banks, you'll need to provide details of each to add up to the required amount or exceed if you have it.

REAL ESTATE: This is what many are not aware of that money in property is probably the most widely used proof of funds. It is a known fact that people sell property owned in their home country before landing in canada or relocating to anywhere else and will use the proceed or equity to establish themselves after relocating and if not for permanent residence, it's a kind of high assuring factor that the applicant shall return to his/her home country upon completion of study or visit.

This is totally acceptable by UK and Canada Immigration & Citizenship and they appreciate the fact that you may not have sold the property at the point you're required to supply the information/proof and has made allowances for that. Therefore, all you need do is to get a firm of Certified Estate Surveyors and Valuers that is "skilled" in writting this kind of report (cos some basic information that are to be included) to value the property and give a report stating opinion of the current market value of the property , such valuation report MUST be on the firm letter head, duly stamped, sealed and signed. The immigration body can then see how much equity you have on the valuation report.

If the property is on mortgage, you'll need to submit a mortgage statement from your lender showing how much money is owned on the property, then you submit a valuation report along with it to be able to see how much equity available to you on the property. It is assumed that the property would have been sold and the money in your account before landing or relocating finally.

In view of above, you may wish to consult us to meet that basic requirement for your property valuation, do not hesitate to call +2348032296562 or +2349049045703, +2348117949689 (Whatsapp only)

Here to serve you right...you will be glad u did!.

Thank you

AFFORDABLE LAND FOR SALE:

1. A.G.E.S Estate Phase 1, Oko-Afo (35mins drive off Ojoo-Badagry road) N400,000(600sqm).

Ages Estate Phase 2, Ilogbo, Off Lagos - Badagry road) N350,000(600sqm)

Title: Survey Plan/Deed of Assignment.

Structured Payment acceptable

40% Initial payment.
30% payable four (4) months after the initial payment.

30% payable four(4) months after the second payment.

2. A.G.E.S Estate Phase 1, Free Trade Zone, Ibeju-Lekki.

- N3m (600sqm).

A.G.E.S Estate Phase 2, Ibeju-lekki, Lagos.

Price: N2m (600sqm), N1.2m(450sqm).

Ages Estate Phase 3- N1.5m (600sqm)

Structured Payment plan

30% Initial payment.
30% payable four (4) months after the initial payment.

40% payable four(4) months after the second payment.

Note: 10% of the full land price is payable as agents fee.

For more enquiries, contact:

☎+234-8032296562
☎+2349049045703
☎+2348117949689
Email: a2realmartoptions@gmail.com

THE REASONS SURVEY PLAN SEARCH IS CRUCIAL PRIOR TO BUYING A LAND.

First, what is a Survey Plan? It is a document that shows the dimensions and boundary of a parcel of land to give an accurate measurement and description of that land. It is highly technical and those that are academically, practically and professionally certified to carry out land surveys are referred to as Land Surveyors and they are regulated by the Nigerian Institution of Surveyors.

Now let's look at features of a survey plan:

must contain the following information:

(a) A Survey Plan must indicate the name of the owner of the land surveyed.

(b). Detailed address or description of the land surveyed

(c). The size of the land surveyed

(d). The drawn out portion of the land survey and mapped out on the survey plan document

(e). The beacon numbers

(f). The name, address, stamp & seal of the Surveyor that drew up the survey plan and the date it was drawn up.

(g). A stamp showing the land is either free from Government acquisition or not.

Therefore, Survey Plan is one of the most important documents that a prospective land buyer should demand from the seller (either agent, individual or family) that intends to sell the land/property before making payment at all. The reason being that most land owners do not have C of O, registered deed or any other government verifiable titles on their lands other than Survey Plans especially lands owned by families.

This survey plan is what your lawyer, agent or whoever engaged by you would take to the Survey Department of the State where the land is located or office of the Surveyor General if the land is in Lagos State to do a geographical search. To remove any doubt,  alsob take a Registered Surveyor to the land to pick out the coordinates of the land to compare with the Coordinates on the Survey Plan and then to the Surveyor General’s office for charting to ascertain if the land is free from government acquisition or not.

Taking a Surveyor to the Land physically to measure and pick the land coordinates is one of the most important things you must do before you buy a land so as to know the status of the land because from experience sometime the Coordinates on survey plans presented by sellers might be different from the true coordinates on ground. So, no matter how cheap or "beautiful" or strategically located a land or property is, once that property has been discovered through search to be designated for Government use in future, there is no point going any further to purchase it.

 However, it will be a very foolish risk to attempt to defile the government and say nothing would happen, at least there are so many houses around or so many people have bought their own and nothing has happened and proceed to buy without a search.

Well for those who are conversant with the Lagos State Government's no nonsense approach in maintaining the master plan of Lagos, once your property is within that area that has being designated for future Government use, no matter how long it may be. The plan must be carried out accordingly and your property will go down without any form of compensation because you failed to do the right thing by throwing caution to the wind.

Please take caution and do the needful before you become a victim of buying lands that are defective because you failed to carry out a thorough background survey land check

Finally another advantage of the Survey Search is that if the land has been designated for Agricultural Purpose, you would know in advance. It’s mostly prevalent in Ikorodu, Badagry and Growing Rural Areas that are just cropping up.

Buying into a place designated for Agric is a major no-no when your intention is for residential development unless it has been designated for Residential or Mixed Development, if solely for Agricultural land use, avoid it please.

The summary is that Survey Plan search, when the land doesn't have C of O, Registered Deed and the likes saves you alot of head ache at first before you even move ahead. And once you meet an Omonile or Agent who is extremely difficult with you in terms of not providing the survey plan on demand for search please my brothers and sisters, walk away quietly.

The red flag has been shown that you're about to be scammed. A survey plan is a public document and not a private cheque book, so you shouldn’t be bamboozled by people who tell you that the owner doesn’t want to release it because of security reasons.

At A2 REALMART OPTIONS, we help Nigerians home and abroad to avoid being scammed in real estate deals by assisting land/property purchasers to conduct detailed Survey Plan Search, C of O and other government registered title search.

We also process the following for clients:

* Building Development Permit
* Governor's Consent to Assignment.
* Purchase of problem free land/property
* Sale of Land/Property by genuine owners
* Lease/Letting of Properties
* Other land related matters
To learn more about how we can assist you make faster and smarter real estate investment decisions, click here to view and like our facebook page

https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp

and should you wish to read more beneficial articles on real estate investing click here to join our facebook page tagged "Principles and Practices of Real Estate investing"
https://www./963016777388030/

Meanwhile, should you wish to engage our service for processing building plan approval, Governor's Consent, Title Search, property sales/purchase or any land related matter. Contact us today by calling +2348032296562, +2349049045703, +2348117949689 (Whatsapp Only). Email: a2realmartoptions@gmail.com

Thank you

PROPERTY VALUATION FOR STUDY VISA AND IMMIGRATION PURPOSES.

It is no news that Covid-19 global pandemic grounded many activities across the globe including travels except those on Permanent Residence Status and Citizens that could travel to their home countries. Thank God the ease of lockdown is becoming more pronounced among several nations of the world and activities are gradually picking up as Airports, Embassies and so on are opening up (though few were processing online applications all the while).

However, lnternational flights have resumed in some countries for study and permanent immigration visa holders and to tourists by some countries.Therefore, this time seems to be the most appropriate for whoever interested in getting the required documents ready to apply for study or permanent immigration visas.

Be that as it may, Proof of Fund is one of the basic requirements for permanent resident or study visa application most especially to Canada, U.K. Applicants will need to provide to Canada Immigration & Citizenship an evidence of enough mandatory funds to support oneself and any accompanying family members when landed in Canada. This is because the government of Canada will not provide any financial support for new immigrants and therefore need to be sure the new immigrant will be able to support him/herself and his/her family members.

The amount required depends on the family size and can vary from time to time. Meanwhile, at the time of putting in your application you'll need to show that you have at least the required amount for your application to be processed and the money has to belong to you (not borrowed). If the money is given to you by a friend or relation it must be as a gift which you are not expected to pay back with a written evidence or sworn affidavit.

Now you may be wondering what type of funds you can use and what type of proof is required. Well, there are options which we shall quickly dwell on into details:

SAVINGS: If you have savings which is equivalent or exceed the required amount, then your bank statement (not less than 3months) is a good proof of funds and if your money is split between several banks, you'll need to provide details of each to add up to the required amount or exceed if you have it.

REAL ESTATE: This is what many are not aware of that money in property is probably the most widely used proof of funds. It is a known fact that people sell property owned in their home country before landing in canada or relocating to anywhere else and will use the proceed or equity to establish themselves after relocating and if not for permanent residence, it's a kind of high assuring factor that the applicant shall return to his/her home country upon completion of study or visit.

This is totally acceptable by UK and Canada Immigration & Citizenship and they appreciate the fact that you may not have sold the property at the point You're required to supply the information/proof and has made allowances for that. Therefore, all you need do is to get a firm of Certified Estate Surveyors and Valuers that is "skilled" in writting this kind of report (cos some basic information that are to be included) to value the property and give report stating opinion of the current market value of the property , such valuation report MUST be on the firm letter head, duly stamped, sealed and signed. The immigration body can then see how much equity you have on the valuation report.

If the property is on mortgage, you'll need to submit a mortgage statement from your lender showing how much money is owned on the property, then you submit a valuation report along with it to be able to see how much equity available to you on the property. It is assumed that the property would have been sold and the money in your account before landing or relocating finally.

In view of above, you may wish to consult us to meet that basic requirement for your immigration purpose.

If you have any further inquiries, do not hesitate to call +2348032296562 or +2349049045703, +2348117949689 (Whatsapp only)

Here to serve you right...you will be glad u did!.

Thank you

PROPERTY VALUATION FOR STUDY VISA AND IMMIGRATION PURPOSES.

It is no news that Covid-19 global pandemic grounded many activities across the globe including travels except those on Permanent Residence Status and Citizens that could travel to their home countries. Thank God the ease of lockdown is becoming more pronounced among several nations of the world and activities are gradually picking up as Airports, Embassies and so on are opening up (though few were processing online applications all the while).

However, lnternational flights have resumed in some countries for study and permanent immigration visa holders and to tourists by some countries.Therefore, this time seems to be the most appropriate for whoever interested in getting the required documents ready to apply for study or permanent immigration visas.

Be that as it may, Proof of Fund is one of the basic requirements for permanent resident or study visa application most especially to Canada, U.K. Applicants will need to provide to Canada Immigration & Citizenship an evidence of enough mandatory funds to support oneself and any accompanying family members when landed in Canada. This is because the government of Canada will not provide any financial support for new immigrants and therefore need to be sure the new immigrant will be able to support him/herself and his/her family members.

The amount required depends on the family size and can vary from time to time. Meanwhile, at the time of putting in your application you'll need to show that you have at least the required amount for your application to be processed and the money has to belong to you (not borrowed). If the money is given to you by a friend or relation it must be as a gift which you are not expected to pay back with a written evidence or sworn affidavit.

Now you may be wondering what type of funds you can use and what type of proof is required. Well, there are options which we shall quickly dwell on into details:

SAVINGS: If you have savings which is equivalent or exceed the required amount, then your bank statement (not less than 3months) is a good proof of funds and if your money is split between several banks, you'll need to provide details of each to add up to the required amount or exceed if you have it.

REAL ESTATE: This is what many are not aware of that money in property is probably the most widely used proof of funds. It is a known fact that people sell property owned in their home country before landing in canada or relocating to anywhere else and will use the proceed or equity to establish themselves after relocating and if not for permanent residence, it's a kind of high assuring factor that the applicant shall return to his/her home country upon completion of study or visit.

This is totally acceptable by UK and Canada Immigration & Citizenship and they appreciate the fact that you may not have sold the property at the point You're required to supply the information/proof and has made allowances for that. Therefore, all you need do is to get a firm of Certified Estate Surveyors and Valuers that is "skilled" in writting this kind of report (cos some basic information that are to be included) to value the property and give report stating opinion of the current market value of the property , such valuation report MUST be on the firm letter head, duly stamped, sealed and signed. The immigration body can then see how much equity you have on the valuation report.

If the property is on mortgage, you'll need to submit a mortgage statement from your lender showing how much money is owned on the property, then you submit a valuation report along with it to be able to see how much equity available to you on the property. It is assumed that the property would have been sold and the money in your account before landing or relocating finally.

In view of above, you may wish to consult us to meet that basic requirement for your immigration purpose.

If you have any further inquiries, do not hesitate to call +2348032296562 or +2349049045703, +2348117949689 (Whatsapp only)

Here to serve you right...you will be glad u did!.

Thank you

HARD FACT:

The purchase of land goes beyond making payment and signing of an agreement, there is a dear need to conduct title search.

Before you effect payment and sign that land sale agreement, ensure that the land is truly without any encumbrance because lots of resources could be lost if the needful was not done.

You should ask yourself questions such as:

* Is it safe to purchase this land?

* Will I have any issue(s)with the government if I purchase this land?

* Will I be able to get a good title?

* Is this land outside the minimum setback of the closest public utilities?

* Will I be granted a building permit for a 3-storey building here?

* Will the cost of the foundation be too high because of the terrain/topography that it may be better to look for land elsewhere?

These are questions that professionals can provide you with reliable answers. Asking the right questions and getting reliable answers before embarking purchasing a land or embarking on a building project will save you precious time and money.

Consult us today for land title search, survey plan charting, development permit and other land related matters.

Thank you and accept our best professional regard.

A2 REALMART OPTIONS

+2348032296562, +2349049045703, +2348117949689(Whatsapp Only), email: a2realmartoptions@gmail.com

It is a known fact across the globe that real estate is the top choice among smart investors (especially offshore properties) as an investment to earn rental income in foreign denominated currency. However, unknown to many this opportunity can also be tapped into by an average individual and not only the super rich..

Offshore Real Estate Investment is a mean to create steady and structured cash flow, source of access to regular and legitimate foreign exchange and an investment which could provide excellent above average rates of returns from 12% to 14% and more.

Now lets break it down for A clearer understanding, their is a property company in Detroit, USA with the sole aim of providing world class level of services to international investors looking for a high return on their investments. The company has chosen to focus on Detroit USA because the city is the only city giving investors an opportunity to acquire turnkey residential assets at attractive lower prices of between $45,000.00 and $120,000.00 or above and attracts similar monthly rental income ranging from $1200 to $1600 as obtainable in other major cities like New York, Las Vegas and so on.

It is very evident that the safe, high return and affordable nature of Detroit properties, coupled with good monthly rental income in dollar denominated returns makes this investment a strong proposition for Nigerian real investors, especially with the rate at which US dollar is appreciating against Naira.

How it Works:

The Detroit based real estate company acquires residential properties, refurbish them to certified habitable standard and then subsequently place a tenant in the property when an investor acquires the property after a number of due diligence steps had been taken (including physical inspection of the property by a licensed inspector, the prospective investor himself/herself and a title search from a title company); finally, the Detroit based property management team manage the properties and distribute rents on a monthly basis to the investor. The aim of this is to provide an end to end service for international investors, that minimizes their workload.

Here below is the summary:

Acquire:

Investment properties purchased in the top investment areas throughout Metro Detroit

Renovate:

Extensive renovations are completed by the property company qualified construction team.

Offered:

Once renovated, the properties are then offered to qualified income seeking investors to acquire.

Title: The properties are covered by Certificates of Occupancy which the investor can further perfect

Management:

The Property Company in Detroit thereafter manages the properties on behalf of investors and pay out rents monthly into the bank account details provided by the investor.

Exit:

When the investor is looking to realize his/her capital gain, the property company markets and sells the property on the investor’s behalf and remit the proceed to the investor.

In addition, please note that at no point will an investor be paying money directly to the property company or broker for purchase until the transaction is closed where a flat service fee is paid. Prior to then, investors' money goes into a US Title Agency escrow account (use the link below to access Title Company's website) and the funds to close the transaction are also paid to the Title Company's escrow account(So the investor money is secured in case he/she decides not to proceed with the transaction).

http://www.fntic.com/

With regards to the transaction process, it is typically as follows:

Step 1 - Signify intention to invest

Step 2 - Select preferred investment(s) by reserving your preferred option(s). This involves payment of 10% of the sales price for reservation (fully refundable should you not wish to proceed post inspection) deposit to Title Company’s escrow account (http://www.fntic.com/). At this point, a licensed inspector shall be instructed to provide an objective written assessment (with images/short video) of the property in question and submits report to the investor and should the investor decides to visit in person it is allowed, an invite would be issued to assist the investor with securing a visa. At the same time, should the investor wish for an LLC and US bank account to be set up that can be done.

Step 3 - A title search is run by Title Company on the properties to ensure there are no encumbrances on the property (mortgage, unpaid bills etc.)

Step 4 - Once the title search is complete, should there be no encumbrances, then the transaction can be closed if the investor so desire via a wire transfer of 90% balance to the title company and the reservation fee is taken off the final price. At this stage, if you have opted for a US bank account and LLC, you pay a service fee. If no LLC or US bank account has been requested then broker receives commission from you. Furthermore, it is best practice to set-aside 2% of the value of the property to cover additional closing costs (including Title Search and Title Insurance).

Step 5- Any investor that is willing to personally visit the properties having paid reservation fee can be arranged to do so and a 4-star hotel could also be arranged at a discount for him/her, so that such an investor can determine to go ahead or not.

WHY DETROIT?

There are few developed cities in the world that provide income seeking investors with the opportunity to buy a house in good condition and in a safe area for less than $50,000.00 and subsequently receive around $1,500 per month in rental income. Improvement in Detroit economic climate has supported the demand for houses in Detroit which has led to an Increase in the housing prices over the last few years• However, note, with construction activity as well as the housing prices still below historical levels, further increase could be in store.Very strong momentum in Downtown Detroit - Downtown Detroit is booming significantly with new businesses constantly moving in, restaurants opening up and high quality tenants entering the city, so vacancy rates are very low.

Finally, annual property tax as well as annual insurance charge is relatively low compared with other major cities in the US such as New York, Florida, Miami, Las Vegas etc while the annual rental income is similar making the city preferred one by most investors.

Thus, this is an opportune time to make an investment in Detroit’s residential property market.

Let's take for an example, if you invest in a 3-bed bungalow with 2toilets/2bathrooms that goes for $70,000 (about N25.2m) at official rate of N360 to $1 and the monthly rental income is $900 (N324,000), then gross yearly income will be $10,800 (N3,888,000). Now less yearly taxes of $1100, Insurance cost of $800 and Management fee of $1080(10%). The Net Annual Rental Income shall be $8,020 (N2,887,200). Meanwhile, the more dollar appreciates, the higher the return in local currency.

Does that seems to be a good investment or not especially in a country where tenant can not delay or owe rent payment. Even N25m cannot buy land in some part of Nigeria not to talk of generating annual income of close to N3m in rent. Meanwhile, the income shall be in foreign currency which could appreciate higher at anytime.

The question now is, do you wish to take advantage of this great opportunity of investing in offshore properties and generate an income stream that’s independent of the economy of your country and denominated in foreign currency?

A2 Realmart Options and Alicorn Consulting Limited are in discussion with the Detroit based property company to schedule a virtual meeting via ZOOM with the company Sales Representative for a questioning and answering session.

Therefore, should you wish to take advantage of this great opportunity by investing in Detroit property or have clients that might be interested or would like to know more about this opportunity and would like to join the ZOOM meeting to get elaborate details, ask questions and get instant response from the company representative. kindly send "interested in Detroit properties" with your full names as a Whatsapp message to +2348117949689 (Whatsapp only) or by email at a2realmartoptions@gmail.com and more details and link to join the meeting shall be sent to you.

Opportunity comes but sometime once in a life time.

Many thanks.

It is a known fact across the globe that real estate is the top choice among smart investors (especially offshore properties) as an investment to earn rental income in foreign denominated currency. However, unknown to many this opportunity can also be tapped into by an average individual and not only the super rich..

Offshore Real Estate Investment is a mean to create steady and structured cash flow, source of access to regular and legitimate foreign exchange and an investment which could provide excellent above average rates of returns from 12% to 14% and more.

Now lets break it down for A clearer understanding, their is a property company in Detroit, USA with the sole aim of providing world class level of services to international investors looking for a high return on their investments. The company has chosen to focus on Detroit USA because the city is the only city giving investors an opportunity to acquire turnkey residential assets at attractive lower prices of between $45,000.00 and $120,000.00 or above and attracts similar monthly rental income ranging from $1200 to $1600 as obtainable in other major cities like New York, Las Vegas and so on.

It is very evident that the safe, high return and affordable nature of Detroit properties, coupled with good monthly rental income in dollar denominated returns makes this investment a strong proposition for Nigerian real investors, especially with the rate at which US dollar is appreciating against Naira.

How it Works:

The Detroit based real estate company acquires residential properties, refurbish them to certified habitable standard and then subsequently place a tenant in the property when an investor acquires the property after a number of due diligence steps had been taken (including physical inspection of the property by a licensed inspector, the prospective investor himself/herself and a title search from a title company); finally, the Detroit based property management team manage the properties and distribute rents on a monthly basis to the investor. The aim of this is to provide an end to end service for international investors, that minimizes their workload.

Here below is the summary:

Acquire:

Investment properties purchased in the top investment areas throughout Metro Detroit

Renovate:

Extensive renovations are completed by the property company qualified construction team.

Offered:

Once renovated, the properties are then offered to qualified income seeking investors to acquire.

Title: The properties are covered by Certificates of Occupancy which the investor can further perfect

Management:

The Property Company in Detroit thereafter manages the properties on behalf of investors and pay out rents monthly into the bank account details provided by the investor.

Exit:

When the investor is looking to realize his/her capital gain, the property company markets and sells the property on the investor’s behalf and remit the proceed to the investor.

In addition, please note that at no point will an investor be paying money directly to the property company or broker for purchase until the transaction is closed where a flat service fee is paid. Prior to then, investors' money goes into a US Title Agency escrow account (use the link below to access Title Company's website) and the funds to close the transaction are also paid to the Title Company's escrow account(So the investor money is secured in case he/she decides not to proceed with the transaction).

http://www.fntic.com/

With regards to the transaction process, it is typically as follows:

Step 1 - Signify intention to invest

Step 2 - Select preferred investment(s) by reserving your preferred option(s). This involves payment of 10% of the sales price for reservation (fully refundable should you not wish to proceed post inspection) deposit to Title Company’s escrow account (http://www.fntic.com/). At this point, a licensed inspector shall be instructed to provide an objective written assessment (with images/short video) of the property in question and submits report to the investor and should the investor decides to visit in person it is allowed, an invite would be issued to assist the investor with securing a visa. At the same time, should the investor wish for an LLC and US bank account to be set up that can be done.

Step 3 - A title search is run by Title Company on the properties to ensure there are no encumbrances on the property (mortgage, unpaid bills etc.)

Step 4 - Once the title search is complete, should there be no encumbrances, then the transaction can be closed if the investor so desire via a wire transfer of 90% balance to the title company and the reservation fee is taken off the final price. At this stage, if you have opted for a US bank account and LLC, you pay a service fee. If no LLC or US bank account has been requested then broker receives commission from you. Furthermore, it is best practice to set-aside 2% of the value of the property to cover additional closing costs (including Title Search and Title Insurance).

Step 5- Any investor that is willing to personally visit the properties having paid reservation fee can be arranged to do so and a 4-star hotel could also be arranged at a discount for him/her, so that such an investor can determine to go ahead or not.

WHY DETROIT?

There are few developed cities in the world that provide income seeking investors with the opportunity to buy a house in good condition and in a safe area for less than $50,000.00 and subsequently receive around $1,500 per month in rental income. Improvement in Detroit economic climate has supported the demand for houses in Detroit which has led to an Increase in the housing prices over the last few years• However, note, with construction activity as well as the housing prices still below historical levels, further increase could be in store.Very strong momentum in Downtown Detroit - Downtown Detroit is booming significantly with new businesses constantly moving in, restaurants opening up and high quality tenants entering the city, so vacancy rates are very low.

Finally, annual property tax as well as annual insurance charge is relatively low compared with other major cities in the US such as New York, Florida, Miami, Las Vegas etc while the annual rental income is similar making the city preferred one by most investors.

Thus, this is an opportune time to make an investment in Detroit’s residential property market.

Let's take for an example, if you invest in a 3-bed bungalow with 2toilets/2bathrooms that goes for $70,000 (about N25.2m) at official rate of N360 to $1 and the monthly rental income is $900 (N324,000), then gross yearly income will be $10,800 (N3,888,000). Now less yearly taxes of $1100, Insurance cost of $800 and Management fee of $1080(10%). The Net Annual Rental Income shall be $8,020 (N2,887,200). Meanwhile, the more dollar appreciates, the higher the return in local currency.

Does that seems to be a good investment or not especially in a country where tenant can not delay or owe rent payment. Even N25m cannot buy land in some part of Nigeria not to talk of generating annual income of close to N3m in rent. Meanwhile, the income shall be in foreign currency which could appreciate higher at anytime.

The question now is, do you wish to take advantage of this great opportunity of investing in offshore properties and generate an income stream that’s independent of the economy of your country and denominated in foreign currency? OR you have clients that might be interested.

A2 Realmart Options and Alicorn Consulting Limited are in discussion with the Detroit based property company to schedule a virtual meeting via ZOOM with the company Sales Representative for a questioning and answering session.

Therefore, should you wish to take advantage of this great opportunity by investing in Detroit property or have clients that might be interested or would like to know more about this opportunity and would like to join the ZOOM meeting to get elaborate details, ask questions and get instant response from the company representative. kindly send "interested in Detroit properties" with your full names as a Whatsapp message to +2348117949689 (Whatsapp only) or by email at a2realmartoptions@gmail.com and more details and link to join the meeting shall be sent to you.

Opportunity comes but sometime once in a life time.

Many thanks.

OYO STATE GOVERNMENT INTRODUCE HOME CHARTER PROGRAM FOR OBTAINING CERTIFICATE OF OCCUPANCY.

Home Owner Charter is a program of the Oyo State Government on residential landed properties. The aim of the government is to allow home owners regularize the legal status and documentation of their properties whilst providing enumeration data for proper planning, provision of roads, schools, hospitals and other essential services by the State Government.

Under the program, owners of eligible properties built without title or required approval in Oyo State will be given a window of opportunity to obtain Building Plan Approval, Certificate of Occupancy or other title documents. All penalties and fines have been waived, documentation requirements relaxed and fees discounted to enable as many residents as possible to benefit.

All documents relevant to the ownership of the property should be submitted. These include Land Purchase Agreements, Deed of Gift or Sublease, Receipts, Survey, Applicant Passport photograph and Photograph of the Property, Affidavit etc.

On receipt of your completed application form and payment of the expected fee of N120, 000 only.

The Ministry of Lands, Housing & Survey internal Surveyors Surveyors, Town Planners and Land Officers will carry out a joint inspection visit to confirm that the property is eligible and that the information on the form is correct.

On submission of your completed application form you will be issued a fees assessment letter of the expected fee of N120,000.


Note: You will then have a maximum of 3 weeks to pay the amount on the final invoice.

Application forms are available free of charge at any of the following:

Ministry of Land, Housing and Survey.Partner Banks: Access Bank, Diamond Bank, Eco Bank, Enterprise Bank, Fidelity Bank PLC, First Bank PLC, First City Monument Bank, Guaranty Trust Bank, Keystone Bank, Mainstreet Bank PLC, Skye Bank, Stanbic IBTC PLC, Union Bank PLC, United Bank for Africa, Wema Bank PLC, Zenith Bank.Home Owner Charter Centers in your area.

You may engage our service to help process and monitor the application on your behalf.

Contact: +2348032296562, +234+2349049045703, +2348117949689(Whatsapp Only), email: a2realmartoptions@gmail.com

DO YOU KNOW YOU CAN OWN AN INVESTMENT PROPERTY IN THE UNITED STATES FOR AS LOW AS $45,000.00?

The fact still remain that real estate is the top choice among smart investors (especially offshore properties) as an investment to earn rental income in foreign denominated currency. However, unknown to many this opportunity can also be tapped into by an average individual and not only the super rich..

Offshore Real Estate Investment is a mean to create steady and structured cash flow, source of access to regular and legitimate foreign exchange and an investment which could provide excellent above average rates of returns from 12% to 14% and more. Now lets break it down for clearer understanding, their is a property company in Detroit, USA with the sole aim of providing world class level of services to international investors looking for a high return on their investments. The company has chosen to focus on Detroit USA because the city is not only giving investors an opportunity to acquire residential assets at attractive prices of between $45,000.00 and $120,000.00 or above with monthly rental income ranging from $1200 to $1600 as obtainable in other major cities like New York
 
It is very evident that the safe, high return and affordable nature of Detroit properties, coupled with the FX issue in Nigeria (resulting in an interest in dollar denominated returns) makes this investment a strong proposition for Nigerian real investors.

How it Works:

The Detroit based real estate company acquires residential properties, refurbish them to certified habitable standard and then subsequently place a tenant in the property; an investor can then acquires the property after a number of due diligence steps had been taken (including inspections of the property by a licensed inspector and a title search from a title company); finally, the Detroit based property management team  manage the properties and distribute rents on a monthly basis to the investor. The aim of this is to provide an end to end service for international investors, that minimizes their workload.

Here below is the summary:

Acquire:

Investment properties are purchased in the top investment areas throughout Metro Detroit

Renovate:

Extensive renovations are completed by the property company qualified construction team.

Offered: 

Once renovated, the properties are then offered to qualified income seeking investors to acquire.

Management:  

The Property Company in Detroit manage the properties on behalf of investors and pay out rents monthly into the bank account details provided by the investor.

Exit:       

When the investor is looking to realize his/her capital gain, the property company markets and sells the property on  the investor’s behalf and remit the proceed to the investor.

In addition, please note that at no point will an investor be paying  money directly to the property company or broker for purchase until the transaction is closed where a flat $900 service fee is paid. Prior to then, investors' money goes into a US Title Agency escrow account (use the link below to access Title Company's website) and the funds to close the transaction are also paid to the Title Company's escrow account(So the investor money is secured in case he/she decides not to proceed with the transaction).

http://www.fntic.com/

With regards to the transaction process, it is typically as follows:

Step 1 - Signify intention to invest

Step 2 - Select preferred investment(s) by reserving your preferred option(s). This involves payment of 10% of the sales price for reservation (fully refundable should you not wish to proceed post inspection) deposit to Title Company’s escrow account (http://www.fntic.com/). At this point, a licensed inspector shall be instructed to provide an objective written assessment (with images/short video) of the property in question and submits report to investor and should the investor decides to visit in person it is allowed and invite could be issued to assist with securing a visa. At the same time, should the investor wish for an LLC and US bank account to be set up that can be done.

Step 3 - A title search is run by Title Company on the properties to ensure there are no encumbrances on the property (mortgage, unpaid bills etc.)

Step 4 - Once the title search is complete, should there be no encumbrances, then the transaction can be closed if the investor so desire via a wire transfer of 90% balance to the title company and the reservation fee is taken off the final price. At this stage, if you have opted for a US bank account and LLC, you pay a $900 service fee. If no LLC or US bank account has been requested then broker receives $400 from you. Furthermore, it is best practice to set-aside 2% of the value of the property to cover additional closing costs (including Title Search and Title Insurance).

Step 5- Any investor that is willing to personally visit the properties having paid reservation fee can be arranged to do so and a 4-star hotel could also be arranged at a discount for him/her, so that such an investor can determine to go ahead or not.

WHY DETROIT?

There are few developed cities in the world that provide income seeking investors with the opportunity to buy a house in good condition and in a safe area for less than $50,000.00 and subsequently receive around $1,500 per month in rental income. Improvement in Detroit economic climate has supported the demand for houses in Detroit which has led to an Increase in the housing prices over the last few years• However, note, with construction activity as well as the housing prices still below historical levels, further increase could be in store.Very strong momentum in Downtown Detroit - Downtown Detroit is booming significantly with new businesses constantly moving in, restaurants opening up and high quality tenants entering the city, so vacancy rates are very low.

Finally, annual property tax as well as annual insurance charge is relatively low compared with other major cities in the US such as New York, Florida, Miami, Las Vegas etc while the annual rental income is similar making the city preferred one by most investors.

Thus, this is an opportune time to make an investment in Detroit’s residential property market.

Let's take for an example, if you invest in a 3-bed bungalow with 2toilets/2bathrooms that goes for $70,000 (about N25.2m) and the monthly rental income is $900 (N324,000), then gross yearly income will be $10,800 (N3,888,000). Now less yearly taxes of $1100, Insurance cost of $800 and Management fee of $1080(10%). The Net Annual Rental Income shall be $8,020 (N2,887,200).

Does that seems to be a good investment or not especially in a country where tenant can not delay rent payment. Even N25m cannot buy land in some part of Nigeria not to talk of generating annual income of close to N3m in rent. Meanwhile, the income shall be in foreign currency which could appreciate higher at anytime.

The question now is, do you wish to take advantage of this great opportunity of investing in offshore properties and generate an income stream that’s independent of the economy of your country and denominated in foreign currency?

A2 Realmart Options and Alicorn Consulting Limited are in discuss with the Detroit based property company to schedule a virtual meeting via ZOOM with the company Sales Director for a questioning and answering session. Therefore, should you wish to take advantage of this great opportunity by investing in Detroit property or have clients that might be interested and would like to join the ZOOM meeting to get elaborate details, ask questions and get instant response from the company representative. kindly send "interested in Detroit properties" with your full names as a Whatsapp message to +2348117949689 (Whatsapp only) or email a2realmartoptions@gmail.com and more details and link to join the meeting shall be sent to you.

Opportunity comes but sometime once in a life time.

Many thanks.

THE USE OF CHATBOT AUTOMATION TO GROW YOUR REAL ESTATE BUSINESS.

During the press conference to announce that NOKIA is being acquired by Microsoft, President and CEO of Nokia, Stephen Elop ended his speech saying “We didn’t do anything wrong, but somehow, we lost”. Upon saying that, all his management team, himself included, shed sad tears.

Nokia had been a respectable company, it didn’t do anything wrong in business, however, the world changed too fast. Its opponents were too powerful. Nokia missed out on learning, missed out on changing, and thus lost the opportunity at hand to make it big. Not only did it missed the opportunity to earn big money, the company lost its chance of survival.

The message of this story is, if you don’t move with change, you shall be removed from the competition. It’s not wrong if you don’t want to learn new things. However, if your thoughts and mindset and ways of doing business cannot catch up with time, you might be eliminated.

Complacency and "I know it all" attitude (even as industry leader) is a big enemy in business and life. The advantage you had yesterday, will be replaced by the trends of tomorrow.

You don’t have to do anything wrong, as long as your competitors catch the wave and do it RIGHT, you can lose out and fail.

Those who refuse to learn & improve, will definitely soon become redundant & not relevant to the industry, in this fast moving economy. They will learn the lesson in a hard & expensive way. It's either you evolve or dissolve, therefore learn, re-learn and continue to learn.

One of the most recent effective ways to grow a Real Estate Business in the current time is to use Chatbot Automation.

What is a real estate chatbot:
A real estate chatbot is a computer chat-based automated program that helps you automatically respond to buyer and seller leads, can answer common questions, collect clients information, and even connect prospects to you when they’re ready to talk.

The Chatbot send you alerts when hot prospects visit your website, webpage etc and nurture relationships with interactive, conversational touch points. It can also provide instant answers to "Frequently Asked Questions" for buyers, sellers and renters. It streamline communication with a universal inbox — convos and convo history can be in one place and you can share access with a team through the Facebook page, be there for your clients wherever they go your across platforms including your website, Facebook, and the Messenger phone app. Schedule properties viewings with a link to your calendar, Showcase properties in a visual, mobile-friendly interface, link to video tours and more thereby saves you time, so you close more deals.

A real estate chatbot respond to buyers and sellers 24/7, even when you aren’t available and their details are emailed to you automatically to follow up with. It operates on Artificial Intelligence that can understand user inputs and instantly respond to many questions when integrates with your website, Facebook Business Page, and the Facebook Messenger app (over 1.2 BILLION users). It engage customers wherever they find you.

Why you need an automated Chatbot:

You probably noticed that prospects first search properties Online are impatient these days. So it’s very important to provide answers to people’s questions/enquiries as quickly as possible. Otherwise they’ll just find another agent who can provide them immediately. If you’re in the business of property sales or rentals, use of this real estate chatbot pop up your business page, website whenever an enquiry is made on property related to your listing, auto engage the prospect, respond to questions and the template can help you to:

* Collect contact info for a new client looking
to sell a house
* Collect contact info for a new client looking
to buy a house
* Collect contact info for a client interested in a
property rental
* Provide listings of available properties for
sale, lease or rent

When a user first interacts with this bot, they can choose which of these options best matches what they’re looking for. Then, if they’re interested in buying, selling or renting, you can use the bot to showcase individual listings in a way that’s more engaging than scrolling through a website. You’ll have their contact info to follow up, and if something catches their attention, they can get a link to get in touch with you to know more.

Real estate chatbot is powered by an Artificial Intelligence (AI) algorithm that understands buyer and seller inputs. This allows your chatbot to respond to typed questions and answers. Users can also provide quick answers via handy buttons, it can also provide users with answers to commonly asked questions. Buyers and sellers can request showing appointments to book with you and provide property information for home valuations. Additional conversation flows include generating referrals, property management, and helps a Real Estate Business to Interact with as many prospects over different properties all at the same time.

If you would like to learn more about Real Estate Chatbot Automation and how it can help expand your Real Estate Business, then you need to attend our next traning put together by A2 Realmart Options and Binary Systems Inc on "Use Of Chatbot Automation To Grow Real Estate Business". It's going to be a face to face training session for limited numbers of participants because of the current global situation and the cost is N10,000/participant.

At the training, you'll learn:

* How to build your own free chatbot for your
real estate business.

* How to start using the real estate chatbot
template.

* How to get new leads to your real estate
Chatbot

* How to qualify leads with interactive chat
forms

* How to set up Frequently Asked Question-
and-Answers in the Chatbot

* How to add the Chatbot to your website,
Facebook Page etc.

* How to set up appointments with your bot

* How to add properties to showcase in
Messenger

* How to set up alerts that notify you of new
leads

* Tips for live chat takeover when someone
needs a human to take over for the chatbot
and more.

To signify your interest to attend the training, send "interested in Chatbot Automation as a message with your full names & Whatsapp enabled phone contact to 08117949689 (Whatsaap Only) or send an email at a2realmartoptions@gmail.com and you shall be prompted with a response containing further details.

Note: Limited space available for participants.

Thank you.

FOR SALE:

A plot of bareland measuring about 458sq.m (50' x 100') within a well developed neighbourhood at Iba, Close to LASU, Iba, Lagos. Good for hostel development.

Title: Purchase Receipt & Survey Plan.

Meanwhile, the vendor shall assist the buyer to secure the requisite deed of assignment wth Baale involvement so that the buyer could further process his/her title deed on the land.

Price: N8m (Negotiable).

For more info, contact: +2348117949689(Whatsapp only), +2348032296562, +2349049045703, email: a2realmartoptions@gmail.com

PROPERTY VALUATION FOR VISA AND IMMIGRATION PURPOSES.

It is no new that Covid-19 global pandemic grounded many activities across the globe including travels except those on Permanent Resident Status and Citizens that could travel to their home countries. Thank God the ease of lockdown is becoming more pronounced among several nations of the world and activities are gradually coming up as Airports, Embassies and so on are opening up (though few were processing online applications all the while).

However, international travel might not open up immediately for tourists but for study and permanent immigration applicants of which such applications take months to complete. Therefore, this time seems to be the most appropriate for whoever interested in getting the required documents ready.

Proof of fund is one of the basic requirements for permanent resident or study visa application most especially to Canada, one will need to provide to Canada Immigration & Citizenship an evidence of enough mandatory funds to support oneself and any accompanying family members when landed in Canada. This is because the government of Canada will not provide any financial support for new immigrants and therefore need to be sure the new immigrant will be able to support him/herself and his/her family members.

The amount required depends on the family size and can vary from time to time. Meanwhile, at the time of putting in your application you'll need to show that you have at least the required amount for your application to be processed and the money has to belong to you (not borrowed). If the money is given to you by a friend or relation it must be as a gift which you are not expected to pay back with a written evidence or sworn affidavit.


Now you may be wondering what type of funds you can use and what type of proof is required. Well, there are options which we quickly dwell on into details:

SAVINGS: If you have savings which is equivalent or exceed the required amount, then your bank statement (not less than 3months) is a good proof of funds and if your money is split between several banks, you'll need to provide details of each to add up to the required amount or exceed if you have it.

REAL ESTATE: This is what many are not aware of that money in property is probably the most widely used proof of funds. It is a known fact that people sell property owned in their home country before landing in canada or relocating to anywhere else and will use the proceed or equity to establish themselves after relocating and if not for permanent residence, it's a kind of high assuring factor that the applicant shall return to his/her home country upon completion of study or visit.

This is totally acceptable by UK and Canada Immigration & Citizenship and they appreciate the fact that you may not have sold the property at the point You're required to supply the information/proof and has made allowances for that. Therefore, all you need do is to get a firm of Certified Estate Surveyors and Valuers that is "skilled" in writting this kind of report (cos some basic information that are to be included) to value the property and give report stating opinion of the current market value of the property , such valuation report MUST be on the firm letter head, duly stamped, sealed and signed. The immigration body can then see how much equity you have on the valuation report.

If the property is on mortgage, you'll need to submit a mortgage statement from your lender showing how much money is owned on the property, then you submit a valuation report along with it to be able to see how much equity available to you on the property. It is assumed that the property would have been sold and the money in your account before landing or relocating finally.

In view of above, you may wish to consult us to meet that basic requirement for your immigration purpose.

If you have any further inquiries, do not hesitate to call +2348032296562 or +2349049045703, +2348117949689 (Whatsapp only)

Here to serve you right...you will be glad u did!.

Thank you

REASONS NIGERIANS ABROAD SHOULD INVEST IN NIGERIAN REAL ESTATE NOW:

One of the most critical skills in wealth creation is to be able to understand and correctly interpret opportunities as it regards timing.

Despite the global Covid-19 pandemic, this period seems to be of great opportunities for Nigerians in the diaspora to invest in buying properties back home. Here are a few reasons you should invest in real estates in Nigeria today if you are a Nigerian living in the diaspora.

1. It's not smart to keep money in the Bank: The money you keep in the bank keeps loosing value as inflation is consistently hitting on it. This is why even the Central Bank of Nigeria suggests that banks should loan out 50% of their customers' savings. That means that even your bank hardly keep the money you deposit with them. They trade and do other business with it and then give you some miserable stipends as 'interest' for keeping your money with them.

2. The Dollar Keeps Rising: As at March 2020, the exchange rate of a dollar to a naira was around N360 but its about N470 as we speak. This implies that what you could have bought with $2,000 pre-covid, you may be able to buy more with same amount at this period. That's is a good advantage for you if you live abroad. Meaning, you could buy more properties right now.

3. Property Companies and owners are Currently Selling Cheap: The pandemic heat has caused a lot of disorder that has resulted in many vendors offering crazy discounts to real estate buyers. Some are offering as high as 50% discount right now, that further buttress the reason this is the best time to invest as the economies will soon stabilize and prices go back to normal.

4. Every Other Investment Options Are Volatile: stocks, bonds, crypto-currencies, forex, gold, e.t.c all experience fluctuations in price. That's why Jeff Bezos was able to make $5billion in one day and lost $8billion in the next 3 days.

5. The only sure and dependable asset investment that guarantees consistent and steady rise is property, especially land banking.

Property is never about today.

Its only smart thinkers that will ask what the property they bought today will be worth in few years time. And that's the motivation that keeps them investing in real estate business.

We have genuine and affordable properties in our portfolio you can purchase without hassles. You can also give us instruction to get you properties with genuine and verifiable titles tailored to your budget.

Contact us today at +2348032296562, +2349049045703, +2348117949689(Whatsapp only), email: a2realmartoptions@gmail.com

Meanwhile, you can also visit and like our facebook page to get access to frequent and reliable articles on land matters.

https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp

Thank you.

THE CONTROVERSIAL 6% STAMP DUTY ON RENT BETTER EXPLAINED.

Just some few days ago, the Federal Inland Revenue Service (FIRS) announced that landlords and property agents in the country are to charge six percent Stamp Duty on all tenancy and lease agreements and that he landlords/ property agents are to remit such collections to FIRS “so that they do not run foul of the Stamp Duty Act.”

The tax agency further pointed that property-related transactions like tenancy or lease agreement fall under the Ad Valorem category of the stamp duty which attracts six per cent duty payable in percentage of the gross sum of the tenancy or lease.

According to FIRS, the burden of payment of the six per cent rest on the beneficiary of the tenancy or lease agreement, whom the Stamp Duty Act identified as the tenant or renter and that the responsibility of collection and remittance fall on the landlord or agent in charge of the property for lease or rent. The party making the payment shall have the obligation to account for the applicable stamp duties.

Some other Stamp Duty types according to the statement are; Appraisement or Valuation of Property , Certificate of Occupancy and Partnership, Gift of Land and Legal Mortgage.
Others are Legal Mortgage (Upstamping), Deed of Conveyance or Transfer on Sale of Property, Memorandum of Understanding (Related to Land, Sales, Joint Venture, Surrender, Subdivision Agreements, Power of Attorney (Irrevocable/Land Related) and Sales Agreement.

Stamp Duties payment is enabled by the Stamp Duties Act (SDA) 1939, as amended by numerous Acts and various resolutions contained in the Laws of the Federation of Nigeria. The Stamp Duty Act also provides a list of documents in its schedule and the duty payable on each. The Finance Act 2019 states that: “the Federal Inland Revenue Service shall be the only competent authority to impose, charge and collect duties upon instruments specified in the Schedule to this Act if such instrument relates to matters executed between a company and an individual, group or body of individuals.” (Please note the clause)

In a simple term, Stamp Duties are basically taxes paid to the Federal or State Government on documents ( also known as instruments for the purpose of the Stamp Duties Act) such as Conveyances on Sale, Bills of Exchange, Promissory notes, Agreements, Contracts or even documents such as Letters and Certificates of admission, Instruments of Apprenticeship, Insurance Policies etc.

With my thirteen years experience in the course of perfecting title documents on properties for clients, I've got reasons to engage in beneficial discussions with senior tax officials who took time to explain to me some uncleared issues even prior to
recent pronouncement of the 6% stamp duty on rent and those items of useful information gathered during those discuss gave me the insight to come up with this write up.

However, the focus here is to acquaint people in every category reading this with useful information. The legal effect of a document which is duly stamped according to S.19 of the Stamp Duties Act is basically that it will be admissible in evidence in a Court of Law. This excludes documents given as evidence in criminal proceedings and all just exceptions on other grounds (S22 (1)&(4) SDA). It is advised therefore that Stamp Duty is paid on documents required to be stamped because you never know when a transaction could end up in Court. However S.22 of the Stamp Duties Act also provides terms on which instruments not duly stamped may be received in evidence. (Kindly take time to read the Act in full).

Meanwhile, since the pronouncement of the 6% stamp duty on rent was made it has generated a whole lot of controversies among Nigerians but in my opinion it's like "an old wine in a new bottle".

Many people are of the opinion that the policy amounts to multiple taxation owning to the fact that property owners were already made to be paying taxes like ground rent, tenement rate and Land Use Charge (in Lagos State) and so the introduction of stamp duty on rent should not have been made mandatory this period that the nation economy is in comatose.

The Federal Government in defence of that says payment of stamp duty on rent is not the obligation of a property owner but the tenant unlike the ground rent, tenement rate or land use charge that are obligations of property owners.

Be that as it may, the decision could be seen as insensitivity, ill-timed, unwelcome and unacceptable by many as it's likely to bring more hardship to the already impoverished Nigerians, most that are still unable to pay their rents even at very low price. Instead, people opined that the government should be concerned with policies to curb skyrocketing prices of building materials, than subjecting Nigerians to more hardship by the decision to tax rent.

But here are the hard facts:

(1) Tthe 6% stamp duty is for tenancy above 21 years (i.e long lease agreement starting from 21 years and above) while 7 to 21 years lease or tenancy attracts 3% and less than 7-year tenancy is 0.78%.

For example, if the lease term is less than 7 years, stamp duty rate is 0.78% (e.g. N780 on N100,000 rent). For a term of 7+ to 21 years, stamp duty rate is 3% (means N3k for N100k rent). For a term above 21 years, stamp duty rate is 6% (e.g. N6k for N100k rent)

(2) The stamp duty on rent or lease only applies to new agreements and not to renewals. If a new agreement is drawn up at renewal, that document should be stamped, just like initial Agreement. If, however, the renewal terms are already in the initial Agreement such that no new document is prepared but just payment of the rent for renewal, then no stamping is required.

(3) If you are an individual renting from another individual, your stamp duty is payable to the state tax authority such as LIRS if you are resident in Lagos. If either the tenant or the landlord is a company, then the duty is payable to FIRS.

(4) Tthe obligation to pay stamp duty on rent rests with the tenant. However, FIRS is seeking to appoint the landlord as the agent to collect and remit the tax.

Some other Stamp Duty types and their rates are Appraisement or Valuation of Property, 1.5%; Certificate of Occupancy, Partnership N1,000 flat rate; Gift of Land, 1.5%; Legal Mortgage, 0.375%; Legal Mortgage (Upstamping), 0.375%; Deed of Conveyance or Transfer on Sale of Property, 1.5%; Memorandum of Understanding (Related to Land, Sales, Joint Venture, Surrender, Subdivision Agreements, 1.5%; Power of Attorney (Irrevocable/Land Related), 1.5%; and Sales Agreement, 1.5%

If you find this article useful and would love to read more of same click here to view and like our facebook page

https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp

And shoul you wish to read more viable articles on real estate investing, need free advise on land related matters, click here to join our facebook group tagged "Principles and Practices of Real Estate investing"
https://www./963016777388030/

Meanwhile, should you wish to engage our service for Processing of Governor's Consent, Processing of Building Plan Approval, Land Title Search, Property Sales/Purchase or any land related matter. Contact us today by calling +2348032296562, +2349049045703, +2348117949689 (Whatsapp Only). Email: a2realmartoptions@gmail.com

Thank you.

Akintayo Akinlolu.

OWN A LAND FOR AS LOW AS 300K WITH PAYMENTS SPREAD WITHIN 12MONTHS.

Buying land in Nigeria, as in many parts of West Africa, is perceived by many as being only for the rich and super rich. To some extent that could be true most especially for land within the fully developed parts of a town or city. However, like the popular saying that " Rome was not built in a day" those highly demanded locations with high prices were once surburbs but with prospects for rapid development and those can could see into the future grabbed the opportunity early enough and now ripping in multiple folds. It will sound unbelievable to some people that a plot of land was once sold for as low as N12m in Lekki Phase 1, still many that could afford it refused to buy for one reason or the other while the bold ones that bought never regretted.

So buying land is strategic especially when not for immediate development for occupation by the buyer (future investment), however the location should have high prospects for physical and human developments and that's where you need a partner like us to search and recommend land at advantageous locations for rapid physical and human developments selling at affordable for all prices for your consideration to buy.

Therefore, we are willing to make your dream of buying genuine land without any hassle a reality and that is the reason we have put together for your consideration land you can buy hassle free from a private estate development company at very affordable prices even with installment payment option.

1. AGES ESTATE, IBEJU-LEKKI
Ibeju-Lekki area of Lagos state is assumed to be next real investment hot spot for development by many real estate developers and industry experts alike. The reason been that, there are plans for great future developments ongoing in the area ike the Lagos Airport, Seaport coming to that area aside other developments like the Free Trade Zone (FTZ), Dangote refinery, and Pan-African University Campus. It is also one of the locations for the Lagos Smart City deal with Dubai.

Industry experts are of the opinion that these projected developments coming into the area will increase economic activities in the area within the next few years, create more jobs and generally make the area a major business district in the country.

Going by the above mentioned facts coupled with the current real estate trend in Lagos, this period seems the best for the smart ones to invest in landed property in the area, as it would be of great value in the nearest future. The idea is to invest in the area now that it is just evolving and relatively affordable, as against when the area shall be fully developed and property prices skyrocket as it were in the cases of Lekki Phase 1, VGC, Victoria Island, Ikoyi etc.

Ages Estate Phase 1- N3m (600sqm).
Ages Estate Phase 2- N2m (600sqm), N1.2m(450sqm)
Ages Estate Phase 3- N1.5m (600sqm)

Structured Payment plan

30% Initial payment.
30% payable four (4) months after the initial payment.
40% payable four(4) months after the second payment.

2. AGES ESTATE, AGBOWA.

Ages Estate, Agbowa - N600,000(450sqm)
Ages Estate Agbowa - N400,000 (300sqm)

Ages Estate, Ikorodu - N500,000 (600sqm)
Ages Estate, Ikorodu- N300,000 (300sqm)

Structured Payment plan

40% Initial payment.
30% payable four (4) months after the initial payment.
30% payable four(4) months after the second payment.


3. AGES ESTATE, OKO-AFO.

Ages Estate Phase 1, Oko-Afo in Agbara - N400,000(600sqm)
Ages Estate Phase 2, Ilogbo in Agbara - N350,000(600sqm)

Structured Payment plan

40% Initial payment.
30% payable four (4) months after the initial payment.
30% payable four(4) months after the second payment.


DOCUMENTATION.

Buyers shall fill and sign application form for interest to purchase land and after making the initial payment shall be issued with Contract of Sale/Memorandum of Understanding while upon successful payment completion shall be issued with duly executed deed of assignment.

Should you have interest in buying into any of these estates, kindly send your names and the location you are interest as Whatsapp message to either of the following numbers or by email and we shall revert to you for further actions to move forward.

Thank you for taking the step of making your dream comes true.

☎+234-8032296562
☎+2349049045703
☎+2348117949689
Email: a2realmartoptions@gmail.com

THINGS TO KNOW WHEN BUYING AN INHERITED PROPERTY.

Some people invest in real estate solely for the sake of their children. In fact, I know of a man who doesn’t have a single property in his name. Every property he owns is in the name of his wife and children.

In the Holy Bible, Prov. 13:22 says: a good man leaves an inheritance to his children's children. So leaving an inheritance for ones children is a very good thing. However, if your properties are in your name, you have to make sure transferring them to your loved ones at the ripe time is done properly through a valid Will.

According to Wikipedia, a Will is a legal document that expresses a person's (testator) wishes as to how their property (estate) is to be distributed after their demise and as to which person (executor) or trustees are to manage the property(ies) until final distribution.

This means that a will only describes how the testator want the property(ties) to be shared, it does not confer the title on the property(ies) to the beneficiaries mentioned in it. For example, if a property inherited through a Will has a certificate of occupancy (C of O) title, the title does not automatically belong to the beneficiary of the property. To transfer property title of a deceased to the survivor/beneficiary mentioned in the will, a Deed of Assent (in the case of valid will) or a Vesting Deed (no valid will) must be prepared and signed by the Executors or Administrators of the estate of the deceased to transfer the interest in the property to the beneficiary. By virtue of the deed of assent or vesting deed, the beneficiary can then transfer his/her interest in the property to another person (the buyer).

This implies that when you want to acquire a property that was inherited by the seller, in terms of documentation, you need to request for more than a copy of the will. You need the seller to present you with a copy of letter of administrators, verifiable title you can search at the land registry that confirms his/her present ownership status on the property such as Deed of Assent earlier mentioned.

If the property is in possession of the family as a body, you need to get a memorandum of understanding or agreement to sell jointly signed by all the surviving children of the deceased, duly executed Power of Attorney, deed of conveyance/assignment signed by the family head and all other principal members of the family to confirm their consent to the disposition of the family property to you.

In a nutshell, buying an inherited property is a process that you'll need to involve a competent lawyer to work with your agent to avoid any future complications.

On a final note, buying an inherited property is not a big deal if you can take all necessary precautions and follow your lawyer's advices.

In case you have questions, additions, comments and observations regarding this topic, feel free to ask or comment for learned colleagues, experts and lawyers in this group to shed more light.

Read and share if you think this write up is of benefit to you and others you might think of. Also, you can click on either of the links below to join our facebook group to read more relevant topics on land/property related matters, the group is tagged "Principles and Practices of Real Estate Investing". The aim of the group is to provide
members with free advisory services on real estate investing /land matters, proffer solutions to challenges
faced by real estate investors, chunk out useful information about processes of buying properties without
having issues, land documentation and to introduce profitable real investment opportunities.

Should you wish to join the group click on the link below:
https://www.facebook.com/group/963016777388030/

You may also click the link below to like our Facebook page and get to read more relevant articles on land and property related
matters;

https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp

Finally, you can talk to us if you wish to engage our services for the following:
1. Property Sale, Purchase, Letting, Leasing or management.
2. Perfection of Title Documents such as processing of C of O, Governor's Consent etc.
3. Land Title Search
4. Processing Development Approval
5. Valuation of Land, Building, Plants & Machinery for various purposes.

Please contact +2348032296562, +2348117949689 (whatsapp only) +2349049045703 or send us an e-mail at a2realmartoptions@gmail.com

Thank you

FOR LETTING:

Massive semi furnished 6-bedroom duplex with a room guest chalet (bungalow) at Ajao Estate, Isolo, Lagos. Rent: N5m(negotiable).

Same is open for sale at N85m.

Contact: +2348032296562

NEW STANDARD FOR DEED OF ASSIGNMENT ACCEPTABLE FOR PROCESSING GOVERNOR'S CONSENT IN LAGOS STATE.

1. Full names of the Assignor(s) and the Assignee(s) as the case may be should be properly indicated on the cover page.

2. Detailed description and location of the assigned property should appear on the cover page .

3. Full names of the lawyer that prepared the deed, address and signature should be at the bottom right of the cover page.

4. NBA (Nigerian Bar Association) seal of the lawyer should be placed on the cover page.

5. The signature page for both the assignee(s), assignor(s) and the Lagos State commissioner for Justice and Attorney General should be on same page or be printed back & front if a page won't contain all.

6. The deed must be paged.

7. Assignee must to sign at the bottom on all the pages of deed including the cover page.

8. 5 x 5 passport photography(s) of the assignee(s) on white background should be stapled at the top right corner of the cover page of each deed.

8. Applicant should ensure he/she collect evidence of lodgement of Survey Plan record copy from the land surveyor that prepared it...This is very important as it shall be demanded for to process Governor's consent.

9. If the land is not within Lagos State allocated scheme, ensure original copy of Survey Plan is inserted in each copy of the deed.

10. If the root title is covered by Global Certificate of Occupancy most especially family land, ensure you collect a cover letter which MUST be on the family letter head paper and addressed to the Registrar of Titles, Land Registry, Alausa, Ikeja.

The letter is to confirm that a certain portion of the family land had been sold to you by the family with other details deemed necessary and the letter should be duly signed by the family head and the family secretary. The reason being that before any consented deed would be accepted for registration at the land registry, it's now a MUST for the applicant to present original root of title for sighting and in the case of global title, the land owner(s) would not be able to release the original to everyone that bought from them, so the cover letter is acceptable in lieu of that.

However, we are open for more enquiries from you at A2 REALMART OPTIONS with a view to engaging our service for processing Governor's Consent to Assignment on your deed. We are deeply rooted when it comes to title documents perfection with proven track records.

Meanwhile, you may also click on the links below should you wish to visit our facebook page or join our facebook group tagged "Principles and Practices of Real Estate Investing through which we give free advisory services on real estate investing and other land related matters.

https://www./963016777388030/

Or click here to like our Facebook page
https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp

Contact us today, ask questions and you shall be glad you did.

LET'S LIFT THE BURDEN OFF YOU...

My simple knowledge of economics tells me that the forces of demand and supply determines the price of a commodity. The law of demand and supply simply states that " the higher the demand for a commodity the higher the price and the higher the supply of a commodity, the lesser the price".

Going by the present coronavirus pandemic ravaging the entire world with its resultant effects on the global economy of which Nigeria is not exempted as evident by sharp decline in prices of crude oil accross the globe, huge numbers of job losses, up to about 40% cut in workers salaries, and the list continues. The ripple effect of all these shall purely result into down turn in financial purchasing power by the citizens leading to low demand for most commodities and increase in supply thereby compelling sellers to reduce prices up to about 30% or more.

Landed properties are most likely to be affected by the above described assertions and thus, making this period the appropriate time for real investors to buy properties owing to the fact that most sellers shall be willing to cut off prices for financially capable buyers rather than holding on endlessly most especially now that most sellers need to raise capital for varying dear purposes.

Therefore, are you financially strong and willing to take this advantage to buy a property either for development into personal use or for revenue generation for both short term and long term? Talk to us today at A2 REALMART OPTIONS, a Real Estate Brokering, consulting and Marketing services firm registered with the Corporate Affairs Commission of Nigeria (CAC) since 2011 to help you search for genuine properties tailored to your budget with verifiable government registered titles for your consideration for outright purchase. Our tentacles spread across nooks and crannies of Lagos State, Oyo State, Ogun State and other states of the federation called Nigeria and beyond with members of staff deeply rooted in land administration, negotiation and property evaluation.

Our business model is based on providing professional real estate consultancy services ranging but not limited to:

* Property Management.

* Property Sales, Purchase, Buy to Lease/Lease To Buy Options, Mortgage Procurement/Guides.

* Feasibilty & Viability Appraisals

* Valuation for various purposes.

* Property Development.

* Perfection of Land Title Document.

* Property Title Search.

* Structured Joint Venture Deals and other land related services.

Our Vision:

To provide quality real estate services with utmost professionalism with a view to achieving maximum clients satisfaction.

Mission Statement:

To build long, lasting and mutually beneficial business relationships with clients and provide outstanding professional services delivery through innovation and use of relevant modern technological applications.

Core Values:

We believe in treating our clients with respect, grow our business through creativity, invention and innovation in mix with honesty, integrity and professional/business ethics.

However, you may click on the links below should you wish to visit our facebook page or joint our facebook group tagged "Principles and Practices of Real Estate Investing through which we give free advisory services on real estate investing and other land related matters.

https://www./963016777388030/

Or click here to like our Facebook page https://www.facebook.com/A2RealmartOptions/?referrer=whatsapp


Contact us today and you shall be glad you did.

AKINTAYO AKINLOLU
Lead Consultant/Head of Practise.

☎+234-8032296562
☎+2349049045703
☎+2348117949689
Email: a2realmartoptions@gmail.com

TURNING "DEAD" REAL ASSETS TO WEALTH.

Over the weekend I was engaged in a discussion with a neighbor about what would be economic after effects of Covid-19 pandemic globally most especially on Nigeria as a nation. My neighbour lamented bitterly about how much he had "eaten" into his business capital and how he approached a bank with the hope of raising more capital through bank loan only to be turned down on the ground that the property he wished to secure the loan is untitled which in commercial terms remain a "dead" asset.

Land or property titling as established all over the world gives room for land identity and transferability to create wealth or raise urgently needed capital by people through loans. As a people or individual, land certification (perfection of title) is highly essential for wealth creation. Sadly, many have land and properties but no registered title, crops but no deed, businesses but no statue of incorporation.

It is the unavailability of these essential representations that explains the reason many have not been able to raise needed capital through the banks and other financial institutions either for business expansion or starting up a business.

Therefore, it's not an over-statement to say title enhance property value, expand access to property and protect the rights in properties, secure mortgages. Ignorantly, many do not understand value loss in untitled properties aside the statutory implications.

Let's look at the cases of two hotels recently pulled down in Portharcourt, Rivers State for violating the State Governor Executive Order on lockdown. Armed with registered title documents, the owners of the hotels could approach a court of law to challenge the demolitions when Land Use Act of 1978 clearly indicates conditions on which a property can be demolished and the procedures to follow. But if no proper title documentation duly registered with the government, the table could be turned against them and the reason for demolition altered to justify the action.,

Although, Government has statutory power to compusorily aquire land from its owner(s) for public interest use but with compensation paid to the owners of such private property(ies) or land in accordance with the land use act 1978 and even Urban & Regional Planning Act 1992. Therefore, no government can compulsorily acquire, demolish or take over any property in any part of Nigeria, without compensation, except on some conditions. Some of those conditions like:

(A) Where the property is in a dangerous condition or is injurious to man, animals or plants. Generally, a property can be demolished by Control Department of an Urban and Regional Planning Board of any arm of the government where such property is defective and can pose danger or constitute nuisance to the occupier or the public. The government can demolish such a building having earlier served the owner with demolishion notice to pull down the structure at his/her own expense without any compensation payable to the owner failure which the government can pull it down and the owner is oblige to pay the government cost incurred in demolishing the property.

(B) Unknown to many because they did not bother to research well into the title, land use zonning, restrictions and so on in respect of the land on which the property is built. One might built on land within government acquisition (if no land search was conducted) and when the time comes for the government to make use of such land for any public use, development or project no matter how long, the government may have no other option but to demolish all the buildings and structures without any compensation due to "illegal occupants" on such land. The more reason you as a real investor should endeavour to research well into status of any land before buying or building without approval because many doesn't even care about getting building permit before erecting permanent structure on land.

Also, to be able to get compensated when private properties are compulsorily acquired by any arm of the government. Affected claimants might be asked to submit some valid and verifiable title documents on the property/land such as C of O, registered deed, conveyance, registered survey plan, approved building plan etc as evidence of ownership and statutory right on the land to be able to receive compensation. In the case an affected claimant has none of these documents it could be very difficult to get compensated.

Sometimes because of the fees payable to the government to secure these listed documents, many landowner would try all mean to avoid getting the documents. Fast forward to many years after and the unexpected happens that you need to produce any of these documents, what would you Do?

In conclusion, a developing nation like Nigeria need reliable, efficient and cost affordable land titling/certification to encourage more people and thereby promote access to financial assistance and more wealth creation in the informal sector.

Meanwhile, if you wish to engage our service(s) for any of the following:

1. Perfection of Title Documents such as processing of C of O, Governor's Consent etc.

2. Land Title Search

3. Processing Development/Building Approval.

4. Property Sales & Purchase at any location within the country.

5. Property Management.

6. Valuation of Land, Building, Plants & Machinery for various purposes.

Please do not hesitate to call or send whatsapp message to the phone lines stated below.

However, if you find this article informative and would love to read more useful information on land matters, you may join our Facebook group tagged "Principles and Practices of Real Estate Investing". The aim of this group is to provide members with free advisory service on real estate investing /land matters, proffer solutions to challenges faced by real estate investors, chunk out useful information about processes of buying properties without having issues, land documentation and to introduce profitable real investment opportunities. Should you wish to join the group, click on the below link https://www./963016777388030/

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Many thanks for reading till the end.

RECENTLY INTRODUCED MEASURES PERTAINING TO PERFECTION PROCESS OF LAND TITLE DOCUMENTS IN LAGOS STATE.

This week a Webinar was organized between the Legal Advisers & Company Secretaries of the various banks in Nigeria with the Lagos State Attorney General & Commissioner for Justice, Mr. Moyosore Onigbanjo, SAN, the Lagos State Registrar of Titles, Mrs. M. A. Alli-Balogun and the Permanent Secretary of the Lagos State Ministry of Lands, Mr. Bode Agoro and the topic of discussion centered on “Managing the Perfection Process in Lagos State in an era of Covid 19”. Basically referring to the process of perfection of Land Title documents in Lagos State at this Covid-19 pandemic period.

Succinctly, here are some of the newly introduced measures:

* Owing to the Covid-19 pandemic, the Ministry of Lands is on skeletal work and not open to the general public. Be that as it may, the Customer Center is operational and still accept applications for further processing . It accept applications for Certificate of Occupancy, Governors’ Consent, release of legal mortgages etc.

* However, for your application to be accepted at the customer center, your application which is expected to be on your letter head paper MUST have a functional email address, phone number and contact address clearly written on it. The application letter together with all other required support documents should be enclosed in a sealed envelope and dropped at a designated area at the center.

This shall be further processed and correspondences shall be sent to you either by email, text messages or phone calls.

* For now, applications for searches have been suspended. This is because of the high volume of request for searches that are usually received by the Ministry and most importantly the ongoing digitalization of the land registry. At present, there is the scanning and sorting of land title files at the state lands registry. The scanning is currently being done and some files have been moved out of the registry to the digitalization center still within the Ministry, hence all searches on title document suspended for now.

Its pertinent to note that the scanning/digitalization activities cannot be completely left to ad-hoc staffs or
consultant to handle due to the sensitivity of the files cum the legal and statutory responsibilities placed on the registry.

Therefore, the registry members of staff have to be involved in the scanning process which also involve the tracing of all files relating to every root of title to be compiled in one electronic file.

* As a result of the above explained, the digitalization process might lead to delay at the registration stage of the process of Certificate of Occupancy and Governor’s Consent.

* The good news is that upon completion of the digitalization process, searches will be fully automated and can then be done from the comfort of the homes and offices of accredited users.

* Then, application for Certificate of Occupancy, Governor’s Consent and perfection of mortgages can then be equally be done electronically.

Applicants will only be required to come at certain stages of the application process to bring the originals of required documents for sighting.

* The public should note that there are no missing files in the Lands Registry, although there are misplaced files. Meanwhile, compilation of all misplaced files is ongoing and there is a collaborative arrangement with the owners of the files to get the documents in those files back to the registry.

* The Lagos State Government holds the view, that the Land Use Act gives the Governor of the State the power to control and manage all the land in the State. As such, “Federal Lands” in Lagos have to obtain a Lagos State certificate of occupancy before they can be allowed to build on such lands.

* The Lagos State Government is not opposed to the use of block chain technology in the Ministry of Lands. However, the basic requirement for any technology is the digitalization of the data which is what is currently being done. After the data has been digitalized, there can be discussions as to the pros and cons of block chain technology. For now, the focus of the Ministry of Lands is to digitalize all files in the Lands Registry from inception and to be scanning incoming applications as they are being received.

For more useful tips on real estate practises, land matters, real estate investing, land title search/documentation and so on. You may click on the link below to join our facebook group tagged "Principles and Practices of Real Estate Investing.

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Thank you and stay safe.....