₦airaland Forum

This life does not balance, me that I target to save N500,000 thousand to start a business for the past 4 years and I have not achieve it despite my struggle to achieve it, when I hear people spending billions on somethings I will be like why is it difficult for me to achieve my own aim?

God please answer my prayers.

zackmann:
Still on my world tour. Arrived Mexico yesterday. Will be spending a week here. Buenos Dias (Good morning) from over here. I'm gonna break my last year's record of 8 countries visited. This year's going to be lit. 😁 The best way to achieve this, is by spending not more than 2 weeks in each country. Turkey's gonna be my next stop, and then The Maldives. Will be updating y'all on my journeys.

My Experiences so far
Mexicans are so welcoming. You can establish a really good relationship with a Mexican, in just an hour's meeting. They are the most polite and courteous people I've met, in my adventures so far. Oh... one more thing, their ladies are the best.

Good afternoon sir, please sir I need a financial support to start a business. I am a graduate and mother I have gained more experience for business to survive but I don't have financial support.
I intend to start a business of kitchen wares, I have experience in this line and frozen foods, if I can get like N500,000 which I can start paying back with eas, I will really appreciate it.
Transportation is taking 60% of my salary and I am finding it difficult to save, I am not getting younger, I am 40 years I don't want to suffer in my old age, please assist me.
Thank you and God bless you sir.

I learned to make myself happy not to attach my happiness to anybody.

Nazgul:
How can you think your salary is bonus. Unless the company chooses to pay you 13th month salary which would be the same amount as your salary, bonuses are usually far lesser than your salary.

Also your credit alert description would state it there as Salary not bonus, so it's impossible to mix them up.

Last year, I was paid my salary amount as bonus base on number of years I have used.
Concerning the alert, I did not receive alert for the payment, I just try and transferred money from the account to OPAY which entered, that was when I know that money has entered the account which I mistook for bonus.

I have spent my salary already, it is remaining N1,000 in my account. The company paid it last week Friday thinking it was bonus because I didn't see the alert, I just tried to transfer money from the account to my OPAY account and it went, it was the same day they paid bonus last year so I thought it was bonus.

It was when I got to head office yesterday that I got to know that it was salary they paid us, I was shocked, since yesterday that I came back, I have not stepped my feet outside till now because I am still shocked.

,

As a married woman, I am still using my father's name and I don't intend to change it because to me it doesn't make sense to me to just drop my father's name and bear another family's name I feel like I have denied my father who gave birth to me and nurtured me.

Your reform that makes Nigerians suffer more and make some people commiting suicide is a bad reform.

I don't even understand the system this government is operating. If you have money you will have problem with government, if you don't have money you will still have problem with government, this is the worst administration I have ever experience since I was born.

The government is over taxing the poor and no improved social amenities to show for it, what you will later hear is government official who embezzle 80 billions.

Things have really changed, you have to be updated to avoid being outdated.

blezzino:
Noticed this on my skin this morning
Please house what causes this?

That chair you rest on can give you the eczema

Just give me, N1,000,000 ( one million) from it , let me start a business.

We want peace.

I don't know why we can't resolve our differences amicably.

I have some neighbors who are troublesome, but I live with them using patience and wisdom (overlook some things they do, explain somethings they don't know to them with respect) at the end of the day there is peace in the house, this can also be applied between two nations.

May his soul rest in peace

I notice that all these small African countries are putting young men as presidents and the countries are developing rapidly.

,

Tinubu is being abused for his failure in handling Nigerian economy, don't play tribal card sir, hunger doesn't know tribe.

We are Yorubas and we are very disappointed in Tinubu's performance, people are commiting suicide everyday due to the failure of Tinubu, we thought he would be better than Buhari but we are wrong

Mr president sir, we are very disappointed in your performance.

I can't eat it

Netgurus:
Thank you. Base on your experience, is water supposed to come out of her body? Nothing has come out of her body, but online symptoms I get says water should come out of her body. The pain is just like that of labor but nothing has come out of her body

Sometimes mucor with stain of blood.

Netgurus:
Please nairaland women. Scan says she will deliver November 29 plus or minus 2 weeks. Is she supposed to be in labor now?

Yes , I was expecting my baby in December 24 but I gave birth in November, 25.
Please take her to better hospital, four days in labour is too much, you don't have to be gentle with them, arrange a cab and take her to a better hospital anybody that wants to stop you give them blow in there eyes, your wife is between life and death.

Designpr0s:
Please can you help me with the picture or link to this exact one.

I am seeing so many products

I am trying to upload the picture, the price is N163,000 on Fouani store online.
The model no is H32AOSL1S5 Hisense Air Fryer Oven 32 litres.

That is the image, you can buy from Fouani store online.

Me too, federal government need to appoint me for ambassador for hard working women, omi kan poju oka lo ni.

chevrolet60:
Is this how it feels to lose a loved one?
I'm broken. I can't continue with my exams anymore. It's tough on me right now. I'm confused

I am so sorry about your dad, may his soul rest in peace.
I remember some few years back, a girl of 16 years lost her dad and few months later her mother died, during the burial of her mother, she was telling the family to do fast with the burial that she can loose her parents and also loose her education because at that time she was writing WAEC, everybody was shocked.

The girl being the first born made sure she trained her siblings through school before she married, her parents were rich she didn't give any family members chance to manipulate them.

You can only reject it if you have other options, nobody is ready to feed you.

oluplus:
Words of wisdom.
Thanks for the advice.

Can we reach out if we need help?

Yes, thank you very much.

My advice to salary earners, I am a graduate of Accounting and I have been working for the past 12 years but presently I don't have any savings. I have made some mistakes during this journey.
Below are my advice to salary earners so that you won't live in regrets as I am presently:

1. Save at least 20% of your earnings you can increase it if you have the capacity but it must not be below 20%, you can save it in a co-operative society, I learned that after some few months, they will lend you three times of the money you save with low interest rate.

2.Try and have a business plan, calculate the amount you will need for the business and save towards it, you don't need to leave your work unless it grows to a certain level that can pay 3 times your salary.

3. Don't touch your savings unless for business, it is good to save it where you can't easily access it , co-operative society, bank with instructions on duration etc

4. Don't entrust your business with family members, they don't take it serious, I have bad experience with this and I am regretting it.

5. Don't lend out your savings, people might not return it, I have bad experience with this and I am regretting it.

6. If you are working in a company where you have access to loan, please make use of the opportunity as the interest rate is low invest it in a business, there is no access to loan in my company so I don't have the opportunity..

7. Lastly know that you can't be young for life make sure you have a business running for you so that when the work force is rejecting your age limit, you will have something to fall back on
I reject poverty for me and you.
Thank you.

fineboynl:
I did made a search for this two item, And I think i will need both. But somehow they both do similar things and it would be better to just go for one.

Considering the fact air fryer is more expensive with exchange rate its no longer friendly. For a person that already decided to buy the two.

Which should i buy first?

Primary ussage for now to dry ice fish, make fish barbecue. I use to buy meat-pies in my fridge and when i want to eat the meatpie they are too cold so i will reheat them.

Base on this which should i buy first?

You can buy Hisense microwave oven 4 in one, it can air fry, grill, microwave and bake you just need to turn it to the function you want.

You can get it at Fouani store, check online

If I have the opportunity to have one million naira, I will get a shop that is not above N300,000 then stock the shop with kitchen utensils, toasting machine, blender, clippers, fine frames, extension socket, pressing iron.

See where you landed when you want to outsmart your helper.

Ironfaceman:
Life is all about belief. Prayers and working hard.



Music Facts Everyday

I like igbos, if you are ready to do business, they will help you