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Temi4fash's Posts

Nairaland Forum › Temi4fash's Profile › Temi4fash's Posts

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Investment › Re: Equity Investment. by temi4fash(m): 3:08pm On Feb 05
EquityM:
Of course, I can't put 9.5m+ into a Ponzi scheme. I'm also using TrustBanc directly, and they send me my statement weekly. I had trust issues with them at first; after doing back-and-forth withdrawal and my research, I let go of my worries.
I tried using thier app but its quite frustrating.

How are you managing with them?
Properties › Re: General Topic Thread-To Discuss Anything And Everything in Building Construction by temi4fash(m): 5:58am On Feb 02
inze:
i want to believe he must replied you. Quite a while back (inflation)
No he never did..
But you can give me an idea of the price you did it at that time to help my estimation.
Investment › Re: Equity Investment. by temi4fash(m): 7:07am On Jan 28
EquityM:
No tax for now, as I withdrew some funds from Cardinal to Zrosk. I wasn't taxed at all.
Which one is Zrosk?
Properties › Re: General Topic Thread-To Discuss Anything And Everything in Building Construction by temi4fash(m): 10:36pm On Jan 27
inze:
@Daniel007 Did a Good Job cool
Sorry please, What is the average cost per door?
Investment › Re: Equity Investment. by temi4fash(m): 9:12am On Jan 15
EquityM:
Go to the app and follow the attached instructions. Click on equity, and it will link you to the page where you can pay. Type the amount you want to pay, choose Paystack, choose transfer, and copy the account number, and make sure you insert the right amount the app requires.
Thabk you
Investment › Re: Equity Investment. by temi4fash(m): 8:40am On Jan 15
EquityM:
Another green today. Kindly check your portfolio, as it has been updated. Bearish might come tomorrow or Friday. May God bless us all. It's 2 a.m. here; I will hit the hay.
How do I buy into Equity investment?

I already have my CardinalStone App..

Can you guide me approximately?
Investment › Re: Equity Investment. by temi4fash(m): 5:43pm On Jan 13
EquityM:
clientservice@cardinalstone.com
crd@cardinalstone.com
complaints@cardinalstone.com
CC the above email.
Thank you for this..

I would try with some funds and let see how it goes in this quarter?
Properties › Re: General Topic Thread-To Discuss Anything And Everything in Building Construction by temi4fash(m): 2:19pm On Jan 12
topsy23:
Don't think anything is missing here except for him to change the Y-Box to 4-way box. Having Y-box means you are using wall bracket light on the project. Wall bracket light is becoming old fashion of electrical installation. Although some people still cherish it because ONE MAN'S FOOD IS ANOTHER MAN'S POISON..
The quantity of conduit pipes quoted above might not be enough based on your description of the project and. 6 flats(but number of bedroom was not stated). Your design drawing could have helped in giving a proper quantities of materials needed and also to guide you more on the installation process and procedures. Thanks
I hear this a lot this days.. that people no longer use will bracket..

So what was used to replace the wall bracket?

Any ideas
Investment › Re: Mutual Funds by temi4fash(m): 2:53pm On Jan 11
Creditalerts:
Send them a message through the app or Support@myinvestar.ng still put a call to them u will be fine
Thanks
Investment › Re: Mutual Funds by temi4fash(m): 12:44pm On Jan 11
Creditalerts:
Send them a message through the app or Support@myinvestar.ng still put a call to them u will be fine
Thank you
Investment › Re: Mutual Funds by temi4fash(m): 12:41pm On Jan 11
EquityM:
Fixed income fund. Reach out to @emmasoft. SFS Capital is doing well. The fixed income fund is like a turbo boost.
Thanks..

Any ideas how cowrywise work..

I notice that they are asking for 250 for the charges on the transaction, Any ideas about how good there services are?
Investment › Re: Mutual Funds by temi4fash(m): 12:32pm On Jan 11
EquityM:
CardinalStone and Quantum Zenith. I made some crazy gains sometimes. It all depends on the daily rate; however, the rate is unstable, unlike MMF. If you are patient, you will make a lot more from it.
Cardinalstone is for Equity and I saw you mention another fund.. What is it?

I need to change strategy this year
Investment › Re: Mutual Funds by temi4fash(m): 12:24pm On Jan 11
Creditalerts:
I moved a larger part of mine to firstally already
First Ally is has not verified and upgrade me to tier 3. And so i dont know if moving in funds there is safe.
Investment › Re: Mutual Funds by temi4fash(m): 8:40am On Jan 09
emmasoft:
SA-Emma also check page 420 it's there. Just being careful of the bot before i chop ban
I already used it but they have not upgraded my profile.
Investment › Re: Mutual Funds by temi4fash(m): 5:25pm On Jan 07
emmasoft:
Good, I was just coming in here to make that announcement that all backlog has been worked on.
I didnt get my daily interest o.. They just added my Quarterly interest to my principal thats all..

the interest for the last 7 days has not being added from what i can infer..
Properties › Re: General Topic Thread-To Discuss Anything And Everything in Building Construction by temi4fash(m): 7:23pm On Jan 04
dapotemi:
No to both questions
Okay.. thank you
Any ideas on how to go about no 2?
Properties › Re: General Topic Thread-To Discuss Anything And Everything in Building Construction by temi4fash(m): 3:23pm On Jan 03
Compliments of the Season

Please how do they do approvals in Ogun State.. Magboro Precisely..

Do we need to have C of O before we can process the approval.

Thank you
Properties › Re: General Topic Thread-To Discuss Anything And Everything in Building Construction by temi4fash(m):
dapotemi:
See

I got this exact paper last year when I was working on my building in mowe ..I just ignore it. The security guard told them that the site owner is a soldier and since then, Dem no show again....mine was 250k or so..
Don't take them serious.Continue with what you're doing and if you think they'll be a menace, keep 20k for one side give them.. DON'T PANIC
Compliments of the Season

Did you do the approval for this place?

And please do you need rhe C OF O before you can process approval in Ogun State?
Investment › Re: Mutual Funds by temi4fash(m): 2:43pm On Jan 03
t33why:
That'd be your best bet, I thought of reaching out to Norrenberger too when the issues started but then I had just started using their platform less than 2weeks sef and all of a sudden no access on app and web. It was too early for that kind of stress
wink cheesy
Investment › Re: Mutual Funds by temi4fash(m): 8:12am On Jan 02
EquityM:
You need strong wifi; sometimes my 5G does not allow me to log in to my Investar app. Try and clear the cache in the app, restart your phone, or find good WiFi and connect.
Wawu.. Me no get power for all this kind thing..

EquityM:
CardinalStone. The app is on the Play Store or Apple Store. "CS Alpha"
Would try this today.

Thanks
Investment › Re: Mutual Funds by temi4fash(m): 8:11am On Jan 02
t33why:
All good here for myinvestar, had this issue with my Norrenberger app and web, the day I was lucky enough to get into it, I withdrew all my funds
Lool.
I use the web Norrenberger and it has not failed me before.

This issue with my myinvestar app is giving me concern.

3 days now no access immediately after I on-boarded and the customer care called me that day self..

Maybe I would reach out to them
Investment › Re: Mutual Funds by temi4fash(m): 6:20am On Jan 02
EquityM:
It's preferable to diversify and try out a new mutual fund as opposed to shifting money around, which could impede capital growth. Last week, I invested 10,000 naira in the CardinalStone Alpha income fund, and I received a dividend of more than 700+ naira from the capital gains of the fund on the 1st of Jan, which is different from my daily earnings. Soon, I'll top it off and see how it goes. One fund would undoubtedly increase if another were declining.
Which app is this please.

I want to be very intentional with my investing this year..
Investment › Re: Mutual Funds by temi4fash(m): 6:17am On Jan 02
EquityM:
Today, First Ally paid out its dividend. Already reinvested, no tax drama...
I have not been able access my investerapp for about 3 days now. Is it same with everyone?

Cc:emmasoft
Investment › Re: Mutual Funds by temi4fash(m): 1:57pm On Dec 30, 2025
emmasoft:
SA-Emma
You can also check page 420 it's there in my post on how to register for different Fund managers
I didn't see your email in box o
Investment › Re: Mutual Funds by temi4fash(m): 11:54am On Dec 30, 2025
I
emmasoft:
It's not necessary based on the underlying asset. There is a reason MMF is qualified as a low-risk investment. Don't try to ascribe any risk beyond its status to it. Having insurance on MMF is like having insurance on Tbills. We should not use a sledgehammer to kill mosquitoes.

Your money in MMF is not cash, and the full weight of the Federal government backs the major underlying asset. Even if your suggestion is applied, it will only reduce the return further without added value.
What js your referral code for My investar app.. Lost where you wrote it and it making me pend my registration
Investment › Re: Mutual Funds by temi4fash(m): 3:14pm On Dec 14, 2025
Harddiskng:
With excellent operational efficiency, customers might even over-look 1%-2% difference.

When i see Stanbic slacking I just shake my head. Imagine them delaying a transaction for days cuz the person forget to put narration. Even after you send them evidence of payment showing transactions details in a follow-up mail immediately after payment.

It is like they have new generation of status quo workers, that don’t want to go even an extra mile, for any reason.

This is from experience, I use both Stanbic & FBNQ. I maintain a specific ratio between them. I didn’t know that for some reasons during that period, the bank i was using wasn’t sending customer narration.

24 hours later, FBNQ credited. After 3 days I was still speaking english with Stanbic. They were even the ones day that informed of the no narration problem. It was just very unnecessary, given the fact that i always message the customer service of both companies; immediately after payment, with screenshots, my Investment ID and evidence of payment. Imagine my disdain, reading from Stanbic customer service executive that the delay was because the initial transfer from an account also bearing my name oo had no narration angry like i also sent you a follow-up mail with evidence of payment why tf are telling me this undecided

I would never have imagined a few years back, that FBNQ would over take Stanbic in terms of operational efficiency. FBNQ wey before they open my Money Market account, I know wetin my eye see lol. The mail trail long.

With Stanbic’s abysmal rates nowadays, my funds movement is sure. I just never get their time.
Hello,

Please how do you top up on FBNQ?

Had a bad experience with them one time when it took about 3 days to acknowledge and book my payment.

Looking forward to your kind response
Investment › Re: Nigerian Stock Exchange Market Pick Alerts by temi4fash(m): 10:38am On Nov 24, 2025
Locotrader:
It is a time for Xmas bull.
Don't miss out.
Beware of Maradonna's of Nsempa.
Can you recommend stocks we buy
Family › Re: As A Nigerian Husband How Much Bills Do You Share With Your Wife? by temi4fash(m): 9:22pm On Nov 16, 2025
advanceDNA:
whether you are dangote level rich or not ..most Nigerian women expect you to pay all the bills.....it's just a natural entitlement they think they deserve because they naturally equate their vaglna and being with you to 200billion dollars..... grin
still, plenty women share bills in their home, when the need comes...but don't table it as something that should be shared by percentage when the need as not come up..
The need: ur income can't carry the whole expense at home....


women don't like to chest heavy bills like rent unless its very necessary......don't go there... cool

another no go area..... .women only pay tuition when they are single mothers.....they believe they have already contributed more than you by birthing and nurturing........she will feel like you are suffering her by paying tuition if her own child grin

when it comes to chores, unless u work long hrs and enter only at night or u are hardly around ......treat chores like u are living with your roommate that expects you to help.....it helps your spouse know u care........if it's the cooking u can do, do it often, they will appreciate that u help....... If it's dishes or floor...do it often.....
Its the 21st century....get a washing machine and to avoid some small small fight

if u marry weréy...u go must collect...

If u marry a woman that sees team playing in marriage as a norm, u self treat her as a team in decision making...i.e, like they are not an outsider in the house...


Some women na werey... Weda u share bills or not u go collect... Just marry werey that you can tolerate her madness...because the chance that you will marry werey in Nigeria is higher grin

But if you get lucky and you nor marry weréy.......respect your wife....your wife go respect you

she should use her money to sort some of her personal needs and that of her own family .. otherwise you go chest plenty bills from in-law side, especially all those give me give in-laws.
This man just summarised it very well....

God help all of us..

The main something is God should one mercy and get a good wife...

Na the summary be that
Romance › Re: Reality Every Guy Need To Know ( STRICTLY REDPILL) ... by temi4fash(m): 9:06pm On Nov 16, 2025
emmaodet:
grin cheesy

Amen bro.
I say amen to your prayer.
If life goes against you, against your hustles, dreams and aspirations...... Hmmmmmm
People will categorize you as lazy, someone who didn't plan well and you will be virtually invisible in the dating/relationship/marriage world.
I don't even pray for my enemy to be in such position
As in baba,

its a very bad place to be oo.. May God help all of us oo.

May God never see that phase and deliver those who are in that phase of life..
Romance › Re: Reality Every Guy Need To Know ( STRICTLY REDPILL) ... by temi4fash(m): 5:26am On Nov 16, 2025
emmaodet:
And Options means Power. Ability to negotiate for a better condition and service.
Something the average man does not have.
It is the Bedrock of Simping.
If life and nature is against you and you have no option, naturally you will drop your ego, demands, price and be more humble.
You see this bolded part eh...

May it never happen to us ..

It can make the best of us look very stupid and the learned very foolish..

God would show us mercy in Jesus name
Family › Re: Lovely Stories About Good Marriages by temi4fash(m): 3:29pm On Oct 19, 2025
femi4:
I am good, quite busy these days
it is well with all of us boss
Family › Re: Lovely Stories About Good Marriages by temi4fash(m): 3:25pm On Oct 19, 2025
femi4:
Life is more interesting when you are not surrounded by leach that doesn't know how to make money
Mehn its being a while i read your comment....

How you doing sir?

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