₦airaland Forum

So these popular banks a this useless.
I checked my account balance but got notification that I would receive details in an SMS shortly. I waited several minutes but no message came. I checked again and again but didn't receive any message.

Meanwhile, my network operator had taken their series of over 6 Naira USSD charges for each attempt.

Just, few minutes today after 3 days of checking my balance, I received several SMS alerts of the balance inquiry.

The worst of it is that it was the initial balance I had in the account 3 days ago that was in the SMS alerts even though I have used the bulk of the money for upkeep, about 2,980 Naira.

I know they do this just because they want to remove 36 Naira SMS alert charge at the end of the month for the six times I checked my balance. Who even knows how many times I will be checking my balance this month.

This bank embarrassed me in front of a POS FEMALE operator.
I did 3,500. Insufficient fund
3,400 insufficient fund.
3,200 insufficient fund.
3,000 insufficient fund.
2,900 insufficient fund.
She did not complain because of the charges she will collect. But she told me to try 2,500.
She did and it was approved and a debit alert showed up immediately telling me my balance is 480.

If they had sent me the balance inquiry, I wouldn't be writing this episode. So sad.

150k.
Down north
Jesus Our Savior.

You are buying brand new gadget and you are opening it in the market. Who does that?

hucknall:
Oga, you go buy expensive roasted fish just to settle rat on Sunday morning? Na wa o. Next time, just invite the rat make una sit down chop together, since e no dey pay rent and e own the house pass you!

That would have been a nice idea but I don't speak rats.
It's like you do speak rats since you know very much.
Please help organise the meeting. I promise, it will favour the rats and it family.

These rats have taunted me for too long. I could not endure them any more.

I went and get this roasted fish with kill and dry from those noisy vendors. But to my surprise, these rats have refused the delicious fish I got for them to eat and sleep in peace.

Can you imagine that these rats will be walking right in front of me expecting me to chase them.

I did chase one to a conner of no escape yet this rat escaped. I tried kicking the rat but it some how escaped under my leg. I ended up hitting my leg on the wall. The pain made me start perceiving the fish I kept for the rat like it was beckoning on me to come and eat it.

I don't want to say Witch craft rat.

Who is experiencing this?

Congratulations my friend.
So there is peace in Politics.
But there must be a Victor and a victim.
Those with influential children will always win.
Those whose children are non Nigerians can't.

Start drafting your thank you letter. That is if you become mature before the story go public.

SeeWahala:
If you're calling that maize 🌽 a machine . . . Then what name will you now give the Samsung when your 'so-called' girlfriend gifts you another phone? 🤔

Let's forget if the girlfriend is an oyibo bbw 59yr old woman or not for now 😏

You are not paying attention to the right message. The story is to give the chinko phone value. If not, boys will be pricing it 20k when he put it on sale.

kpankpangolo:
Africans and our belief in the supernatural.

Fixed

ILoveNG:
There is, you will see the link on any government website


https://www.pebec.gov.ng/reportgov-ng

It is just a dormant website without monitor or resolution. It is there for formality sake.
I reported Immigration about my passport application that was marked as inactive because I had not gone for capturing by then. No response, no feedback, no reply, no resolution. I wasted my money for nothing.
They did not send any notification whatsoever before invalidating my application. They did not state that the application process becomes invalid if not completed at any stipulated time frame. I just went to the immigration portal as usual and input my details and got response that my id has become invalid after failing to complete complete application process. That is cheating.

All those advice will be making him think he is papillo. There is no one day for you in betting. It comes unexpectedly.
You will realize it when you play 10 to win 10m and fail, 10 to win 2m and fail, 10 to win 10k and fail, 10 to win 1k and fail, 10 to win 100 and fail, 10 to win 10 and still fail.
When spontaneity is not on your side, chance hardly favour you.

Amotolongbo:
This one still get the time to be advising Onila 😆😆😆

It's not an advise oh. I'm rendering invisible assistant. It works. I hope she testifies soon enough.

Sorry for all the challenges associated with the hate you have for him. It's unfortunate he doesn't exist to at least apologize for being the person you hate so much.

You can build another man you know. Just focus on what you like about him and he will be all that. If he dares become what you don't like, discard him and build another one. There is no limit to the number of men you can build because they don't actually occupy space.

It is going to be a feel good song

With yam that big, it's a no no. It should be diced in smaller bits.
Yam and beans porridge is key. But beans and potatoes is keyer.

Mrexcell:
You mean they are already deducting the #1b from the monthly allocations of states in the middle belt?

The forum vowed to challenge the legality of the proposed withdrawal of N1 billion monthly from participating states for the fund.

Okay they have not started. But the statement implies the trust fund is working on deducting the said amount monthly from the participating state. This can only happen if federal government is involved.

They boldly stated that the security trust fund was drafted by the sokoto caliphate to enhance their agenda. Boldly and clearly stated. It is a known thing. Yet the caliphate stands. They even use federal government to deduct the 1billion naira from member state account without their consent. Even purported member states where included without them registering to be part of the forum but because they are neither south, west nor eastby regional political division of the country. This is a serious crime.

No single vehicle on the road. Let me assume it has not been opened for public use, else, it is a waste. But it could attract housing development in the area and decongest some close by town.

Government should learn to start including housing estate along major highway projects. Without human activities, the road is partially useless.

Congratulations to her.

One good woman with capable Media team.

nairalanda1:
Actually, a lot of african countries do borrow to build rail and road.

Kenya has a very lovely railway, that was built with borrowed money. Ghana even took loans for railways not too long ago

The problem is, most African countries rely on selling minerals and agric products to the international markets, as well as oyel. And guess what, we do not set the prices, so if prices are too too low, wahala dey for government budget and the treasury

So, loans result.

Not holding brief for him though
Building railways that generate revenue for government is good investment

Elsafema:
I want a great good phone with good camera I budgeted 200k to 250k

Go for real me. The brand is solid.

SultanYoung:
This is a Long read but it worth the time.

Imagine Musa owns a bakery.

To bake bread, Musa needs flour. The people selling him flour say:

> "Musa, from now on, you must pay for flour in US dollars, not in naira."



But Musa is selling his bread to customers in naira.

Now imagine this happens:

Today, $1 = ₦1,500

Musa sells bread and collects ₦1,500 for bread worth $1.


Tomorrow, the exchange rate changes:

$1 = ₦1,700


Now the ₦1,500 Musa collected yesterday is no longer enough to buy the same amount of flour. Musa loses money.

After losing money several times, Musa says:

> "Since I buy flour in dollars, I will also sell my bread in dollars."



That is exactly what Dangote Refinery has done.

Before now

Dangote was buying much of its crude oil in US dollars.

But it was selling petrol, diesel and aviation fuel in naira.

When the naira became weaker against the dollar, the refinery could lose money.


What has changed?

Dangote now says:

> "If marketers want to buy petrol from us, they must pay in dollars."



So instead of saying:

> Petrol costs ₦900 per litre



they now say:

> Petrol costs $0.779 per litre.



The actual naira price will depend on the exchange rate.

For example:

If $1 = ₦1,600

Then:

$0.779 × ₦1,600 = about ₦1,246 per litre

If the dollar rises to ₦1,800:

$0.779 × ₦1,800 = about ₦1,402 per litre

So if the dollar goes up, petrol prices will likely go up too.

What does "ex-depot price" mean?

This is simply the price marketers pay at the refinery gate before adding:

Transportation costs

Storage costs

Filling station expenses

Their profit


So the pump price at filling stations will be higher than the refinery price.

Why did Dangote do this?

Because:

1. It buys much of its crude oil in dollars.


2. The government's naira-for-crude arrangement is supplying less crude than before.


3. The naira exchange rate changes frequently.


4. Selling in dollars protects the refinery from losing money due to exchange-rate changes.



What does this mean for ordinary Nigerians?

Fuel prices may become more closely tied to the dollar exchange rate.

If the naira becomes stronger, petrol prices may fall.

If the naira weakens, petrol prices may rise.

Marketers will need access to dollars to buy fuel from Dangote.


In one sentence Musa would understand:

> Dangote is saying: "Since I buy my raw materials in dollars, I will now sell my products in dollars too, so that exchange rate changes do not make me lose money."

This is baseless. There is no manufacturing sector that doesn't import. Do they sell their products in dollar?
Before dangote refinery, Government has been exporting crude for dollar. They are not paid in Naira. They offered dangote a white flag to make it easier for him to access the crude in Naira so that Nigerians can benefit from the refinery but be is now using this nice gesture as a right against the government. That is heartless.
Without government selling to dangote in Naira, dangote will still import crude oil to run his refinery. The import won't be in Naira. It would be in dollar.

What government should do like I have been saying is to impose tariffs on export and subsidize import. That is the only way to create balance in what dangote is doing. Let him prioritize export to get all the dollar he wants while the government gets their own share in tariffs charged in dollar too.
Government will have dollars from export and more dollars from tariffs if foreign countries finds his tariffs reflected products price attractive over other marketers in other countries.
If import is subsidized with the excess crude, Dangote will be the one to call for dialogue.

Government needs dangote. But dangote is showing that he cared about Government.
Dangote is making exports. It is in news. What stops him from buying crude in Dollar with the dollar he is earning from those exports. If he needs more dollar, he would have to buy it like other businesses and importers. Not to blackmail government.

When someone is showing you how greedy they are, you have to go an extra length to clip that wing. No one can be more greedy than the government. Absolutely no one.

The ripoff continues. Government only hope is to bring down the exchange rate. But how can they when they don't have the dollar.
They think this is a good bargain but they will see it very soon. The volume of dollar marketers will be demanding to purchase these products from dangote will be more than what they are already trying to gain in the deal. If they withhold the dollar, scarcity will be noticed.
Don't keep loose ends with Dangote.

Winterhaven:
One of these figures is out of place. Which one do you think is odd? Give reasons for your answer.

The square at the center. It doesn't have black edges like the rest of the shapes.

LoveyouLord:
The SCUML Cert is real. I even checked it in EFCC website now. I always avoid ponzi schemes but believed in this one because of their EFCC certificate because I know what the certificate entails and what I takes before getting that certificate from EFCC, so its either EFCC is working with them to scam Nigerians or they do the work that makes us believe the certificate is meant to prevent crime

Was NRC Reading LTD registered as a ponzi company?
Was NRC Reading LTD the same as Nigeria Reading Culture?
It only takes NRC Reading LTD one publication that dissociate it company from activities of Nigeria Reading Culture (NRC) to exonerate itself. It will be seen as document and identity theft by legal system that rely mostly on technicalities to exonerate criminals.

Like it has been said several times, Nigeria is a crime scene.

Sounds like they want to reintroduce it.
They should be truthful to Nigerians for once. The circular to reject the notes will still be in commercial banks mail. Union bank, FCMB and First Bank have rejected this notes from me. CBN that is rejecting the new 200 naira notes forcing the commercial banks to recirculate mutilated notes is here claiming that this old 100 naira is still legal tender.

Brother Kenneth please don't listen to them. Leave any marriage that is not working. You are even free to lie that it is not working to find excuse to leave. It is not court marriage.

No gaslighting should make you endure toxic marriage. Enjoy your new found love.

But if your new found love is trying to pepper your ex, just know that you are on a use and dump arrangement, not marriage.

banku:
You got it upside down!

Don't be fooled, they live like contented slaves outside with crumbs from their master’s table. When they change it to naira, it becomes millions.

They start beating their chests thinking they are kings.

If they can afford a return ticket, they are already big. That comfort everything.

Keky:
I want to warn everyone about what happened to me.

I bought an IPTV playlist from Segun2222 segunmelvin22@gmail.com, 09044228305 after he assured me it was valid and working. After I made the payment, he sent me login details for an account that had already expired.

I contacted him immediately to explain the issue and requested either a replacement or a refund. Instead of resolving the issue, he blocked me and stopped responding.

I have screenshots of our conversation, proof of payment, and evidence showing the account he sent was already expired.

I'm sharing my experience so others don't become victims. Based on what happened to me, I strongly advise everyone not to send this seller any money.

If you've had a similar experience with this seller, please share it in this thread.

Unless it is specific channel list, you can get free IPTV link on line. Use VLC to stream and you would have your mobile satellite TV in your palm. Sorry for your loss.