₦airaland Forum

bigtt76:
Tochyno1995 ...see below. Have you also checked that your credit score on Experian is not locked to external checks? Your score looks good though.

Question
a. Is your rent paid by bank transfer directly to the landlord's account? If yes, try setting up a standing order to execute same time every month
b. How is your council tax or utility bills paid? Do you have Direct Debit set up on your account to debit it every month? Direct debits are reported to credit bureaus
c. Look for Contract-SIM from any of the mobile networks (I use Virgin mobile) and port your current line to them, use direct debit to pay for this monthly. To call home you can use cheap call cards available in Tescos or ASDA etc
d. How long have you been on the electoral roll?

Try the following

1. Place the embolden on standing order and use the following to report your rent payment to report the rent payment to credit agencies.
2. Credit Ladder [/b]sign up using my referral https://www.creditladder.co.uk/join/4kN2nMj0DmjpABDL),
3. [b]Loqbox (sign up using my link https://www.loqbox.com/en_gb/loqbox-invite?referral_code=SZJ9DXFXHX&referral_channel=link)
4. Sign up for AMEX https://americanexpress.com/en-gb/referral/tEMItOhbvx?XL=MNANS
5. Try not to open too many bank accounts (are your accounts online banks or conventional banks) or close any already opened
6. You should sign up to Experian credit score platform and they have a 30 days trial with which you can use to guide and boost your scores

You can report previous payment as currently is if you make the transfer same time monthly. The apps would pick it up from your bank account.

This is very useful, thank you so much for the information.

bigtt76:
Were you on the electoral register before applying? Registering online does not automatically mean you've been listed. By law, the Electoral Register is updated on the first working day of every month except October and November.

How have you been paying your bills? Standing order or cash? You should look at doing direct debit or standing orders if not. Also look at taking a contract-sim only phone deal with your phone network instead of pay as you go. It helps cause they will debit you using direct debit monthly. What bank do you use? Ensure your bank reports your DD to credit score companies.

When applying as a student, best you quote a low annual salary amount. Don't go and be quoting £24000 as your income when everyone knows as a student you can't earn up to that due to the 20hr restrictions.

Allow sometime (say 3 months) before re-attempting. All the best

Yeah, i did the electoral register before i applied. I also voted in the last council elections.

Anyway, i'll reapply after 3 months and setup direct debit using my Lloyds bank. I feel Revolut does not report these transactions to credit authorities because i've been using revolut for my Uni's school fees direct debit.

Thanks a lot.

Dygeasy:
the emboldened explains a lot.

You have to show some committment to specific payments consistently and timely. If you can register on Creditladder, try to report your rent monthly. Once you're seen as one who doesn't miss payments, all these approvals will start falling in your laps.

Bigtt76 has a Creditladder link

Thank you so much, i'll do as suggested.

bigtt76:
If you are registered on Experian, Totally Money or Equifax, you can log on there to check your eligibility. Most CC companies allow you to check your eligibility before applying. cheesy

Before trying though ensure you have registered on the electoral roll, been paying bills via direct debit ....these could come in handy in them seeing you on the financial space cheesy

You can try it with my referral link https://americanexpress.com/en-gb/referral/tEMItOhbvx?XL=MNANS kiss

Hi, i've registered on Experian, checked my credit score and it's 757 out of 999 (fair, not even good or excellent).

I'm 6 months in the country as a student but when i applied for the CC today using your referral link, it was denied.

I'm on the electoral register as well but i haven't setup any direct debit yet - i just did that today for my phone bill. I used to pay the monthly bill manually.

Is there anything i can do to fix this- even paypal instalment payment was not approved for me same with Klarna?

Visa alert�

Course - IT Project management

CAS received - October 4th
Biometrics (Standard) - October 11th (VFS Dubai)
CAS used Mail - October 24th
BRP Collection Mail - October 26th
Passport Delivered via DHL - October 27th

[No NSF email, No paid Call, No paid mail]

Documents submitted for visa application:
Passport
CAS
2 Employer reference letters
UAE Residence ID
Bank Statement
Waec Certificate
Transcript


Note: I used Nigerian Bank statement as POF all through.

Teesside University January 2023 Msc

It takes an average of 3-5 working days after bank confirmation and you complete the qualification check.

You also an MSc. Teesside uni students? Let's connect bro.

olaoye15:
Oh. That's great. I am also a Teesside hopeful. When did you upload your POF documents. And how long did it take for CAS to drop.

Thanks.

i did mine, paid about 36 pounds. Just do it for your degree alone and you'll be fine.

cincolaze:
Congratulations... Please did you do the Qualification check?

Hey Mumi, do you mind if we connect with each other?

I am also a Teesside uni student, i already got my CAS as at October 4th and at the visa processing stage.

Did my entire processing from vfs Dubai. it was faster here i guess.

Mumibaby:
CAS dropped for me today. Teesside Jan applicant.

One of the most popular nations in the middle east is set to make history as the first to grant citizenship to foreign nationals (expats).

His Royal Highness Sheikh Mohammed Bin Zayed in a series of tweet, this morning, announced the government's decision to grant citizenship to investors, scientists, and professionals alongside their families.

According to the UAE government, this decision aims to attract highly skilled workers to the UAE. It will, as well, boost foreign direct investment in the country as it prepares to host the world EXPO 2020 later in October.

For years, expats in UAE are not allowed to apply for permanent residency or citizenship regardless of their years of residency in the country.

History is about to be made. The oil-rich Arab country whose economy is highly dependent on tourism & commerce, with a 90/10 expat/local population ratio is set to give expats the opportunity to hold one of the most powerful passports in the world.

i can't stop laughing each time i view this video ... Those who don't learn from history are doomed to repeat it!

can't be said any better. My experience at MMA airport 3 years ago made me wow at the level of corruption in these public institutions

money is the common friend

Next... is Nigerian embassy in AbuDhabi, UAE.

Most of these embassies are actually useless and act as a ring to promote various illicit vices!

moralistic:
you said Nigeria is a shit hole... that there is no hope of survival... the people are witches and wizards... that we don't have a good health system... poor infrastructure... and all that...

Dubai has a better health system compared to Nigeria.... and less cases of covid 19 compared to Nigeria

just small corona virus, you they run back to Nigeria to add to the number of existing cases...

is this not foolishness and wickedness on the part of these so called Returnees ?

Before you make this statement, hope you know UAE currently has about 20k+ Coronavirus cases currently?

Secondly, Dubai is just a small city and emirate in this country. Stop mistaken its popularity as a country on its own.

Ororo the GOAT!

Kudos to him ...

We need these good gestures at these trying times.

All hands should be on deck to support our substandard health infrastructure.

I stay in Dubai and witnessing how governments are making policies in a bid to stem its spread.

Although the media isn't helping matters, but then, Nigeria had better suspend inbound flights for a while

Else,... Sorry will be the case.

Most of us fail to realize that the worst issue here isn't the spread itself. No, but the economic impact it will have on everyone.

Currently, in Dubai, most employees have been either forced to go on unpaid leaves or salary slashing, until the effect of the government-shutdown settles.

All those saying it won't survive because of weather blablabla, is Nigeria as hot as UAE?

No need to panic though, just take caution.

Omo this guy must really be a habitual thief.

Can you imagine the smile on his face?

Criminal!!!

samhay:
Situation has changed, some banks now open account for Nigerians

Abeg which of the banks bro. I am in Dubai and i am a Consultant here. I have also been facing this issue for the past 9 months

Blogger, am I the only one seeing "Doha" in your report?

But your headline read Dubai. Abeg Doha is a city in Qatar, while Dubai is in the United Arab Emirates.

Haba, confusing headline!

Omo so this people go supreme court laslas...
In as much as I do not support this present government, but I think Atiku should use this money to help the poor instead.. HABA!!!

Tiku cannor cum again cos there is no more p**sy to make him cum �

Bro, first.. Nice moniker & wonderful personal text... Mehn! I followed you o... See dreams mehn! Everyone should check..[/quote]How far walkermichael, I want make we connect biko

Buhari wan marry ke ... This one weak me

Sexually Transmitted degree.. Hmmm.. lmao

If that is the case, then the lecturers are carriers of the STD.

Therefore we need to place them under anti-retroviral medications which is what the BBC video is doing now. hahahahah

if you still have the phone, contact me on watsapp, lets negotiate