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Celebrities / Re: Man Hugs Olamide, Cries Profusely (Photo, Video) by tomiwiyu: 1:17pm On Dec 13, 2021
Zaazu . Zeh. If you know why he Dey cry , you will follow him cry . On my way to ilu awozu . Wayray olorin

18 Likes 2 Shares

Politics / Re: Makinde Appoints Ex-lautech SUG President As Special Assistant. by tomiwiyu: 6:27pm On Nov 18, 2021
Congratulations Laurel . Many more achievements
Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 8:12am On Nov 15, 2021
Bmaster:
The image below is the reply i get each time i want to fund my binance wallet.



Guys in the house,help me out.
I:m new in the crypto world,and i want to fund my account.
And yes lest i forget,my account is verified(2nd pic)


How do you guys fund your account despite bank restriction orders??
cry


Stop it bro . Don’t use your Bank card to buy crypto on Binance . Your bank account will
Be flagged for fraud asap . Pray you haven’t being flagged self

5 Likes

Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 8:27pm On Nov 02, 2021
MrCodeSolo:
Back from my two months self-induced 'crypto sabbatical'. I missed trading at kucoin exchange alot..and I'm now seeing a lot of gems up in price and some others in stunted growths or still waiting to pop out big time. I now see so many monikers I'm unfamiliar with, all commenting n proffering suggestions and what have you. A good thing to see here.

I will be investing heavily on $dyp tomorrow...
Or Wednesday or so...if I should perhaps get a good deal at $0.37 I will just go all in and hodl strong till it hits X2 or X3 for real Yuh!

I'm just a simple business person who isn't addicted with d crypto game or obsessed with some fancy nomenclature of a gem and rooting for it to blow up the rooftop. bcus d crypto trading system was designed to go upandan across the graphy chart so that money is either gained or lost through the continuous play at our 'greed and fear emotional index.' las las, you will still get to make some good money if you are patience enough and hodl strong perhaps till Jesus comes. kiss
to be contd somewhere around december. #nairaland is not fun anymore. Kudos by the way $dyp is a DeFi yeilding protocol go look it up....this is not-a-financial advice


Thanks for the Call boss. Dyp doing great 110% profit already

2 Likes

Career / Re: #nairalife: The Makeup Artist Staying Hopeful At ₦50k/month by tomiwiyu: 11:46am On Jul 13, 2021
BigCabal:
Every week, Zikoko seeks to understand how people move the Naira in and out of their lives. Some stories will be struggle-ish, others will be bougie. All the time, it’ll be revealing.

The 28-year-old makeup artist in this #NairaLife has had multiple experiences with low-paying jobs. In 2020, she went in on a plan B and moved to a new city. She hasn’t figured everything out yet, but she’s also not where she was two years ago.


What’s your oldest memory of money?

The memory that comes to mind right now happened in 2007 when I was in secondary school. I found some ₦2k I had saved and forgotten about in a Danish butter cookies container. Unfortunately, the central bank had issued new designs of the naira, so the money I had was useless.

I feel a sharp pain, and it’s not even my money.
Do you get? It wasn’t much of a big deal though. Things were good at home at the time, so it was something I could let go without much fuss.

Baller.

You’d think so. Things were really good for the most part when I was growing up. It wasn’t until 2008 or 2009 that things started to take a different turn.

How?

Let’s just say that my dad had really big dreams and tasted money earlier on, but he wasn’t on top of his finances. He started out as a lawyer and went on to become a local government chairman in the south south. I think the idea of going back to being a lawyer and hustling for measly amounts of money didn’t appeal to him after his tenure ended. He thought he was going to get another big break and he hung onto that hope and forgot about everything else. This decision affected the family’s finances. Subsequently, most of the responsibilities fell solely to my mum, but there was only so much my mum could do with what she earned from teaching.

I got into university in 2008, and by my second year, things had gotten so bad that it was a struggle to get my parents to come through for anything I needed. The money always came late, and when it did, it was never enough to do anything. Being broke was my default setting.

Tough. So you had to figure things out yourself.

Pretty much. A part of figuring things out was realising that I may have to live off my friends in school. A couple of friends understood that I didn’t have much, and they did the best they could for me. The other part was living with the shame that came with it.

What was that like?

Not fun. I didn’t even want to ask my friends for help. I tried as much as possible to stretch whatever resources I had, but it simply wasn’t enough. Having friends who came through was good for a while, but it also affected our friendship dynamics. A couple of people switched up on me before we left school because I had become a bit of a burden, which was understandable.

My last year in school was the toughest ever. First, it was an extra year. I tried to get tuition and rent from my dad. When he eventually sent some money, it was not enough to sort out both. I tried to talk my landlady into giving me a deal, but she didn’t agree to it. I eventually squatted with a friend who was kind enough to take me in, but the arrangement deteriorated into something else before the year was over. I finished uni in 2014.

Nice. Well done.

The next thing was NYSC. I served in the south-south and taught in a catholic secondary school. There was the ₦19,800 federal government allawee. The school where I worked paid ₦5k per month. There was also an extra ₦3k that came once every two months as compensation for the additional lesson hours I worked. The year wasn’t bad. The school provided free accommodation. Most of my monthly earnings went to feeding and travelling to a neighbouring state where my boyfriend at the time was serving.

I had no money saved up at the end of my service year in July 2015, though. I was pretty much winging it.

No more allawee. What did you do next?

Nothing for the first six months. I moved back home and got really antsy about finding work. My dad’s income was still non-existent, and he was taking my mum’s salary from her. When it didn’t seem like I was going to get a job, I asked my mum for help and she got me an interview at a school. I couldn’t mask my desperation during the interview, and the man who interviewed me took advantage of it. I don’t remember what he said word-for-word, but it was something along the lines of “Pay this small girl ₦15k.”

What?

I took the job. It was better than nothing. I resumed work In January 2016.

I respect that.

The workload was crazy. I was teaching all six classes in the school — two subjects for each class. With every month that passed, I hoped that they would see how hard I worked and give me a raise. But nothing came. I sent in my resignation the moment the school went on third term break. This was July 2016.

Three months after I quit, a beauty queen, who was a friend to one of my sisters, was looking for a personal assistant.I applied for the job and got it. The salary was ₦20k per month but I didn’t get paid once, and I spent four months working for her. She covered some of the logistics, but at the end of each month, she complained that she hadn’t made money from “beauty-queening”.

Omo.

My desperation was at an all-time high, and I made some ill-informed decisions and fell victim to one or two job scams. I knew something wasn’t right with the vacancies, but I went along because I was just looking for a means of survival.

After four months of working with the beauty queen, I quit. Let me even talk about the event that triggered this decision.

I’m listening.

I needed money badly that month and asked for my salary. Again, she said she had no money. But she asked if I was interested in a “Thanks for coming” gig.

Thanks for what?

Thanks for coming. This is how it works: Party organisers invite girls to a party to light things up. At the end of the party, they pay each girl between ₦20k and ₦30k. Some got more than that too. It depends on the deal you get.

Oh, I see.

I didn’t even have clothes to wear because I was broke. The beauty queen gave me one of her dresses and did my hair and makeup. We got to the location where we would get cleared to go to the venue of the party. When it was my turn, the person who was assigned to clear me said I didn’t fit the bill of whom they were looking for and should return home.

It broke me. I had bills to pay and I clocked that I wouldn’t even have gone there if I was getting paid for my job. I texted her the next day and told her I was done.

Whew.

MMM was the rave around this time and I put about ₦20k in it from the money I didn’t have. I made some money from it and it sustained me for a while before it crashed in 2017.

Fast forward to September 2017, an old friend whom I had just reconnected with reached out to me to ask if I was interested in a front desk secretary position that had opened in his brother’s office. I applied for the job and got it. They offered me ₦35k, promising to bump the salary to ₦50k after my appointment was confirmed. But I wasn’t sure if I wanted to accept it.

Was there a reason?

The job was in the heart of town and my parents were living on the outskirts. I had gotten another job at a school close to home. The basic salary was ₦20k but I could be earning up to ₦50k every month from after-school lessons.

A few days after the interview, my friend reached out again and asked me to take the job. The offer had been reviewed to ₦50k. So I took it.

Did you get a raise after?

No. But they gave me free accommodation after a couple of months with them. While I was at the job, I made more friends in the city and met one or two glucose guardians here and there, and this helped my finances a bit. My monthly earnings grew from ₦50k to ₦100k. In very good months, I got up to ₦150k. I had a bigger purchasing power. However, I couldn’t plan around the money so much because it wasn’t stable. The only money I could count on was my ₦50k salary.


I worked here till February 2019. I thought I was giving more value than they were willing to pay for. It was only when I told them that I was leaving they started talking about a raise. But my mind was already made up.

I tried looking for another job but nothing came up from the search. I was like, “It’s time to try something new.”

What was that?

I’d been looking at the possibility of moving to Lagos and trying my hand at being a makeup artist. I needed training and money for that, so it didn’t seem like it was going to happen until a friend offered to sponsor my training.

In March 2020, I moved to Lagos and enrolled at the school.

How much did this cost?

The tuition was ₦200k and I spent an extra ₦100k on buying the products I needed. My friend paid for this and also sent me a monthly stipend of ₦50k from March 2020 to December 2020.

I finished at the school in May 2020. Then came the question of what to do next again. I didn’t want to do the traditional beauty makeup where I’d have a studio and make people up for events. I wanted to do editorial and production makeup. The problem was, I didn’t have a portfolio. I did the next thing I could do.

What was that?

I started reaching out to editorial makeup artists on Instagram and offering to assist them on their projects. I slid into a lot of DMs. No reply. No call back. Thankfully, I was still receiving ₦50k from my friend so that got me through that period.

Someone eventually replied in June 2020.

Whoop Whoop!

I worked with her until September although she didn’t pay me. While I was still assisting her, another person reached out to me. She paid me ₦10k the first time we worked together.It wasn’t a lot but it was the first time I was making money off this thing, so I was convinced that it could actually work.

A big signal.

It was. My first big break came in May 2021 when a friend helped me get my first solo job on a movie set and I was paid ₦80k. Omo, I was so proud of myself, and very much relieved. I hadn’t made any money from January till March.

I’m mostly assisting people on their projects these days, and I get between ₦10k and ₦20k for each day I spend on a set with them.

How much do you make in a month now?

It’s tricky to put a handle on that. But anything between ₦50k and ₦100k seems accurate.

What’s been your best performing month so far?

June. I made about ₦100k from all the jobs I got. I’m not good at keeping track of all the money that comes in, so it may have been more than that. Also, I’ve earned more money in each of the past three months than I did at my 9-5 while doing lesser work. For context, working for four or five days in a month will fetch me more than ₦50k.

But the jobs don’t come in every time, do they?

No, they don’t. But this is peak season, so I’m enjoying it. I’ve made ₦65k so far this month. This is a big deal for me.

Let’s segue into your running costs every month.
I plan my expenses around ₦50k every month.


How much do you imagine will be enough money for you right now?

₦200-₦300k per month. I have a couple things I want to do right now but can’t afford. On top of the list is getting an apartment. I live with my sister and her boyfriend, and they’ve been super nice. I feel like it’s time to leave but I can’t and it’s killing me.

Also, I have black tax to worry about. My dad and I used to quarrel a lot about that because he thought I wasn’t doing enough. There was a time he said to me, “I put it to you that you’re stingy.” After that fight, I started sending between ₦2k and ₦5k home every month. But I’ve not been able to do that since I moved to Lagos.

I’m curious, how have your experiences shaped your perspective about money?
I’m still in a place where I obsess about money, although the intensity has reduced over time. I’m beginning to realise that it’s not a do or die affair. I suspect it’s because I’m currently making more money than ever. I have a laid back approach to finances now and am focusing on how to expand my streams of income.

Sounds like there’s a plan B.

Yes. I have friends who have digital skills and friends who work in tech. They’ve recommended courses I could take, and I spend my days off on these courses. I’m currently crazy about community management, and I think it will be the next thing I try my hands at.

Nice. So How much do you have in your bank account now?

I have ₦40k saved up. It’s something, and I’m proud of it. I don’t save a specific amount every month because of the structure of my finances. When I get paid for a job and can afford to save something from it, I do it.

What part of your finances do you think you could be better at?

I could do better at keeping track of what I currently earn and possibly saving more. I should be able to have a better grip on saving in a few months though. However, it’s almost impossible to be more prudent than I already am.

Tell me about the last thing you spent money on that made you feel good.

After I got paid for my first solo job in May, I spent ₦50k on a new set of makeup products, and man, the joy I felt! Recently, I spent ₦20k on a dress, a pair of shoes and a bag for a wedding I was invited to. I hadn’t bought anything for myself in a minute so that also felt really good.


On a scale of 1-10, how would you rate your financial happiness?

4.5. People say that financial happiness is a state of mind, and I agree. I’ve been stressing over money all my life and I just want more out of this whole thing. I’m tired but I’m also happy about the progress I’ve made in the past couple months. Am I 100% content? No. But there are no regrets. My financial situation is still a work in progress, and I’m doing the best I can. That will do for now.

Source: [url]https://www.zikoko.com/money/naira-life/nairalife-the-makeup-artist-staying-hopeful-at-%e2%82%a650k-month/[/url]



May we not fail as a PARENT InshaAllah. Amin
Travel / Re: How To Save Millions Of Naira As A Foreign Student In Europe. by tomiwiyu: 3:31pm On Jun 10, 2021
Johntobez:
you nailed it.

Please i want to be enlightened on this. I have this agent they will process Canada working visa get work for you in a company then when you reach there you will start paying back within three month of arrival. they said the visa is 2yrs working visa. please i want to know if it is ok and worth trying. anyone that have idea can still advice me on this please


In my own understanding Na slavery in disguise

9 Likes

Business / Re: Share Your Experience As A POS Vendor by tomiwiyu: 2:13pm On Jun 10, 2021
Well as minute as the income may seems to be, I actually got a POs for business (Phone seller) and since then sales is different. The POS serve as an attraction to bring customers into my shop to buy other things . Alliamdullilah
The Bad side hmmm, well God have being saving me from bad transaction.

55 Likes 2 Shares

Crime / Re: CCTV Video Of Baba Ijesha Molesting The 14-Year-Old Girl Released (Censored) by tomiwiyu: 8:57am On May 02, 2021
bluebay:
Heart breaking video but truth been told, That girl sha looks older than 14 years old and moreover, Any who like woman a lot, can fall for such trap coz with the look of things, the girl was asked to sit close to the man when no one is at home and on a norms, it’s not done anywhere, for a 14year old girl to sit with a man on same sofa when no one is home ....
that doesn’t mean the man won’t be punished for his act, but not as a rapist but a molestor...


I am not surprised when I came across comment so derogatory like this . That is just the product of two bad specimen producing an output. You are such a shame to your family

1 Like

Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 2:26pm On Apr 01, 2021
R2bees:
Enter KLV now!!. Don't know why it's not listed on Binance
Any big news coming . It is on KuCoin
Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 2:23pm On Apr 01, 2021
Any information on TRIO ? The coin is in dip presently, don’t know probably somthing will
Boost it
Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 6:27pm On Mar 31, 2021
Waooh in this life ehn, just accept what happen to you and move on.

I am a BeeteeCeee Lover as I love having it in wallets very well. But this days that I switched to Binance from Blockchain wallets and have control on the coin. Have made terrible decisions in the market.

During the last BeeteeCee , I set stop loss at 57,000 truly the loss was stopped and moved to my USDT , I noticed an upward moment 24hiurs later I entered again at 57,500 not up to to 10hours BeeteeCee deep to 51,500�. I moved on.

Three days back I saw the bearish movement of the coin I set stop loss at 55,000 hoping it will sunk more but to my surprise the coin reach 59,500 and still standing�

Now my money Dey locked on USDT and btc is doing off I go for my dollars .

I weak .

Only God know the future

2 Likes

Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 1:15pm On Mar 17, 2021
What is wrong with XEM , is there hope for this coin?
Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 6:37pm On Mar 13, 2021
Binance to support LOOM Network . God time to hold LOOM inside Bag
Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 5:24pm On Mar 09, 2021
XRP is kinda Sluggish but I gonna hold
On for long
Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 5:16pm On Mar 09, 2021
Really do appreciate guys dropping signal here and explain to newbies , God bless you guys. Pls is there any WhatsApp link or Telegraph group that can be joined for quick access to you guys . Kindly help a poor man rise . Good bless. 07032409538
Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 7:39pm On Mar 02, 2021
MrCodeSolo:
Why do u want to sell all your xrp?....ripple will soon rise as it's d 3rd largest cryptocurrency by market cap.

What it means is, you are placing a pending sell limit on your 330 xrp at d rate that is more than the current market rate...so when u choose that rate or type in your rate, your order will appear and queue up on the level 2 order book; waiting it's turn to be filled...and as soon as it is filled, u will get d equivalent as your new usdt avail bal.


Useful information, I know I will met guidance angel here. Just converted my eth from Luno to XRp to start trading on Binance . I won’t mind to be guided well on the nitty gritty of trading . My DM is open 07032409538. God bless
Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 7:36pm On Mar 02, 2021
pragmatistm:
Limit is the price you wish to sell. If you check on the left, the current market price is 0.42519 but the limit you have is 0.42585. If you click "sell" your sell order will not fill immediately but it will fill when the market price reach that limit price. You can use "limit" to sell at higher profit if you think the coin will rise in value. But to swap or sell instantly, you can change the" limit" to "market". Just tap on it and choose " market ".
Thanks really appreciate your contribution. God bless
Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 6:51pm On Mar 02, 2021
Pls I want to change my XRp to USDT and from USDT to buy a lesser coin . I don’t understand the limit digit on the sell platform . Pls can someone give me a guide. Thanks

Investment / Re: Crypto Currency Investors Thread by tomiwiyu: 6:43pm On Mar 02, 2021
priceaction:


Still riding well, Joined from 0.50 , now @ 0.70, sTill riding on FLOW, SOL, FIO (/USDT) for more than 1 week, e get why.

I dont know how to buy the deep. I no get money , i only buy and ride... in different coins...

Most important trading guide for me in order:
1. Volume... yes... volume....
2. momentum ( percentage change/amplitude... e get how we dey read am and trade any coin)
3. candle formation.... ( haaaa thats my name priceaction)

3a: 3 day CANDLE CHART on binance
3b: 1 day CANDLE FORMATION . ( how it ended by 1am nigerian time and i enter)


ANYTIME YOU SEE THIS TYPE OF MARKED CANDLES WAY UP, HOW IT LOOKS LIKE ESPECIALLY AFTER A DEEP OR SERIES OF DEEP CANDLE(s) with other analysis, watch am oo. E get why....

i no be guru o.. i am a novice learner wey know nothing ooo. But if you understand what i posted , and practice on it, it will end well every month.

Pls can you kindly drop a contact to chat you directly. I want to get some information. Thanks
My contact : 07032409538
Nairaland / General / Re: I Notice Strange Marks On My Body When I Wake Up by tomiwiyu: 7:24pm On Mar 01, 2021
Tina4yes:
Please I need answers. I recently started noticing strange three line marks on my body. Like scratches but this is deep with normally three lines and sometimes one line ( I have attached pictures). I do not drink, I always read my scriptures and pray before I sleep. I don’t have any pet. I live in a very clean house (abroad). I do not sleepwalk or have any health issue.

I noticed this before but recently started seeing more of the marks. Please does anyone know what this marks mean, how I can stop it, or any solution? Please don’t comment nonsense answers because I am very serious and need honest answers and solutions. Thank you so much.


It might probably be wall gecko. Just fumigate your room
Phones / Re: Does Nigerian Customs Charge This High For Ordinary Smartphone Sent From US? by tomiwiyu: 5:10pm On Sep 24, 2020
Kubernetes:
Hello,
So I bought three used smart phones from eBay.
The phones just came this afternoon via EMS post office.

The office called me and said my items have arrived, but I am gonna pay #41,000 as custom duty.This means I am am average of 13,000 per phone.

This is ridiculously high for a country who does not produce a phone.

It's also very surprising that the phones are even old used phones that reigned in 2006.

Edited.

I just collected them.

1..Hp ipaq glisten,cost is w $48 and the duty I paid is #600.

2...Hp ipaq h6318,cost is $10 and the duty I paid is #300

3...Iphone 10,the cost is $450 and the duty I paid is a whopping #41,000

You could have simple use a shipping company like Amgray to Ship carry such goods. It will cost you lest than 18k for everything you mentioned there. Even nothing up to that. Get your findings well before embarking on such next time

1 Like

Phones / Re: IOS Iphone Anyone? Find A Solution For Ur Iphones Here by tomiwiyu: 1:39pm On Jul 29, 2020
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Phones / *** Cheap UK Used Iphone And Samsung Phone Guaranteed** by tomiwiyu: 1:30pm On Jul 29, 2020
Very Cheap iPhone and Samsung's Gadgets

EffteeGlobal Services . Best plug for your Apple and Samsung Products.

All our goods are � Functional and tested and trusted .

Available Stock
iPhone XR (64GB) ------- #215,000

iPhone 7plus (32GB) ---- #125,000

iPhone 8plus (64GB) ----- #165,000

Samsung S9+ (64GB) ----- #125,000

Airpod pro UK used ------- #90,000

Contact Call/DM :: 07032409538/07064838947

WhatsApp:: https:///2347032409538

IG page :: @effteeglobal_services

Addresses: Oyo: Shop 17 Sadela filling station Ring Road Challenge Ibadan .
Osun: No 21 Ikirun Road , Ayetoro Area, Osogbo Osun State.

Technology Market / Re: ***CHEAPEST GRADE A PHONES*** RESELLER PRICES FOR IPHONES AND SAMSUNG by tomiwiyu: 1:13pm On Jul 29, 2020
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Follow our IG page : EffteeGlobal_services to get enough updates.

New Stock Available .
UK used Iphone Price list .

iPhone 7plus 32GB --- 125,000
iPhone 8plus 64GB ----- 165,000
iPhone XR 64GB -------- 215,000
Samsung S9+ 64GB ------=125,000

Office address Oyo: Shop 17 Sadela filling station Ring Road Ibadan Oyo State.
Office Address Osun: No 21 Ayetoro Area ikirun road, Osogbo

Call/ WhatsApp: 07032409538/07054838947

Technology Market / Re: New Arrivals : UK Used iPhones...Samsung Galaxy Phones ..Watches and Laptops by tomiwiyu: 1:02pm On Jul 29, 2020
EffteeGlobal Services . Your best plug for Apple product and Samsung's.
Follow our IG page : EffteeGlobal_services to get enough updates.

New Stock Available .
UK used Iphone Price list .

iPhone 7plus 32GB --- 125,000
iPhone 8plus 64GB ----- 165,000
iPhone XR 64GB -------- 215,000
Samsung S9+ 64GB ------=125,000

Office address Oyo: Shop 17 Sadela filling station Ring Road Ibadan Oyo State.
Office Address Osun: No 21 Ayetoro Area ikirun road, Osogbo

Call/ WhatsApp: 07032409538/07054838947

Business / Re: ➜ ➜ ➜Currency/E-currency Market Deals➜ ➜ ➜ by tomiwiyu: 9:23am On Mar 01, 2020
*Bring All eBay I buy at a freaky freaky rate*
100% Legit
Fast pay fast deal.

You can come up with terms of trade that suite your conscience
eBay needed Yummingly
Contact : 07032409538
Phones / Re: IOS Iphone Anyone? Find A Solution For Ur Iphones Here by tomiwiyu: 3:28pm On Feb 01, 2020
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Super neat phones
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_Silver_ iphone XSmas *230k*

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1 Like

Celebrities / Re: Fans Hail Davido In The Street As He Drives Into His House (Photos) by tomiwiyu: 10:17pm On Sep 03, 2019
Obo to the world

10 Likes 2 Shares

Car Talk / Re: This One-off BMW X6 In Vantablack Finish Is The Darkest Car In The World by tomiwiyu: 6:55pm On Aug 28, 2019
Dash me

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