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How To Save Millions Of Naira As A Foreign Student In Europe. - Travel (2) - Nairaland

Nairaland Forum / Nairaland / General / Travel / How To Save Millions Of Naira As A Foreign Student In Europe. (21478 Views)

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Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Sikay19(m): 6:46pm On Jun 09
Basalt:


1. Yes, education in German government owned universities are free, you only need to pay some few Euros every 6 months depending on your school. They call it semester contributions which is mainly for your transportation within the city. It might even be less in some schools sef. That's free honestly.

2. If you can successfully fund your block account which is about €10,332 then you only need to burget for your flight, accommodation and small pocket money before the money will start being unblocked for you.
It depends on your pocket but I think €1000 (temporary pocket money plus accommodation) will be perfect after paying for your flight.
3. Nothing is guaranteed in Germany for you bro. You can even stay upto 6 months without working depending on the city you are heading to. When you stay that long, it means you will be living with your blocked account because no work, no income.
You can also be lucky to get a work within one month of arrival just like me,
But just note that nothing is guaranteed for you in Germany.
Absolutely nothing, not even work
Well-done sir, For someone pursuing an undergraduate studies. How easy is it to secure an admission and student visa ?

Are these tips also applicable to undergraduate applicants as well ?

Thanks.
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by 2Lynx(m): 8:49am On Jun 10
Basalt:


.
And what about the language requirement?
Is there a way we can have that waived sir, I mean not taking the course here in Nigeria, but instead going through a language preparatory class on arrival, is this possible?
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by money121(m): 2:26pm On Jun 10
Ok
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Seniorwriter(m): 2:27pm On Jun 10
Basalt:
Good morning, good afternoon, good evening to all my fellow Nigerians.
It's me Basalt, the guy that doesn't mince words, and today I will be talking about the ways foreign students who study in Europe (especially in Germany) can still save millions of naira even before finishing their studies. Believe me it is not really easy but most of our lifestyles are making it even more difficult.

1. Stay in the student hostel. The number one thing eating deep in our pocket is accommodation. I know of a friend that pays over €500 every month in accommodation alone.
Student hostels are usually subsidized for students, and you save more money when you pay less for rent.

2. Stay away from public health insurance if you are above 30yrs and you are not working a full-time job unless you have medical issues. If you are working full-time in Germany, public health insurance is compulsory. Your firm pays half and you will pay half, that is understandable but in a situation where you are not working full-time, you will pay almost €200 alone as insurance for someone who is above 30yrs old.
If you minus such a big amount, minus your rent. Wetin Remain?

3. Avoid girls that are too demanding, if you were single before coming to Germany, then date only girls that are here with you in Germany, most girls in Germany work and make their own money. So they will never be a pest to you and you will have a physical companion, not a phone companion that always calls to demand money.
What most girls will do is this.
First of all, they try to establish a relationship with you for months by chatting and asking you how you are and showing concern, then they move into the phase of milking you dry with numerous financial problems. Avoid such girls like plagues. Once they start demanding, start ignoring.

4. Stop sending money home unless for an important project or for an emergency. You can always use the excuse of being a student or Corona virus to prevent some unnecessary begging. Don't give shishi unless saving of life is involved or you are sending money to buy land , build a house etc.
If you keep sending money to everyone that demands, you will always go broke.

5. Never stay too long without working. Europe is not a place to live without working. If the semester is on, you will probably be too busy with studies to work full time, get a part-time job or a mini job to support yourself, and pay bills otherwise you will have no option than to spend the ones you saved before.

6. Stop buying expensive gadgets on loan. Buying properties on loan gives you a false illusion that you have arrived when you don't have anything.
You buy the latest iPhone on credit, you buy E-bicycle on credit, you buy big plasma TV on credit, you buy Macbook on credit, you buy a screen touch laptop on credit, some even buy a car on credit as a foreign student (though mostly not Nigerian students) .
When you buy all these things on credit, you will live a life of debt, and hardly will you make savings because you are practically working for your debts.

7. Avoid unnecessary parties and celebrations. When you organize parties for almost everything, you spend money you should have saved. Remember you are just a student, you don't have a professional job yet, you can still be kicked back to Nigeria when you fail to get a job within 18 months of graduation (God forbid).

8. Stop posting exortic pictures on facebook. People in Nigeria have that mindset that whoever goes on vacation is rich, they have the mindset that whoever enter aeroplane or even eat chicken is rich. So when you post such mouth watery pictures on facebook with nice environment coupled with your abroad induced freshness, you will create an illusion that you have arrived and you will only attract known and strange people begging in your dm. So you can avoid such disturbance by staying on a low key online.

Nice writeup.
Saving is a prudent habit.

@Seniorwriter
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by itslinkin4005(m): 2:38pm On Jun 10
Basalt:
Good morning, good afternoon, good evening to all my fellow Nigerians.
It's me Basalt, the guy that doesn't mince words, and today I will be talking about the ways foreign students who study in Europe (especially in Germany) can still save millions of naira even before finishing their studies. Believe me it is not really easy but most of our lifestyles are making it even more difficult.

1. Stay in the student hostel. The number one thing eating deep in our pocket is accommodation. I know of a friend that pays over €500 every month in accommodation alone.
Student hostels are usually subsidized for students, and you save more money when you pay less for rent.

2. Stay away from public health insurance if you are above 30yrs and you are not working a full-time job unless you have medical issues. If you are working full-time in Germany, public health insurance is compulsory. Your firm pays half and you will pay half, that is understandable but in a situation where you are not working full-time, you will pay almost €200 alone as insurance for someone who is above 30yrs old.
If you minus such a big amount, minus your rent. Wetin Remain?

3. Avoid girls that are too demanding, if you were single before coming to Germany, then date only girls that are here with you in Germany, most girls in Germany work and make their own money. So they will never be a pest to you and you will have a physical companion, not a phone companion that always calls to demand money.
What most girls will do is this.
First of all, they try to establish a relationship with you for months by chatting and asking you how you are and showing concern, then they move into the phase of milking you dry with numerous financial problems. Avoid such girls like plagues. Once they start demanding, start ignoring.

4. Stop sending money home unless for an important project or for an emergency. You can always use the excuse of being a student or Corona virus to prevent some unnecessary begging. Don't give shishi unless saving of life is involved or you are sending money to buy land , build a house etc.
If you keep sending money to everyone that demands, you will always go broke.

5. Never stay too long without working. Europe is not a place to live without working. If the semester is on, you will probably be too busy with studies to work full time, get a part-time job or a mini job to support yourself, and pay bills otherwise you will have no option than to spend the ones you saved before.

6. Stop buying expensive gadgets on loan. Buying properties on loan gives you a false illusion that you have arrived when you don't have anything.
You buy the latest iPhone on credit, you buy E-bicycle on credit, you buy big plasma TV on credit, you buy Macbook on credit, you buy a screen touch laptop on credit, some even buy a car on credit as a foreign student (though mostly not Nigerian students) .
When you buy all these things on credit, you will live a life of debt, and hardly will you make savings because you are practically working for your debts.

7. Avoid unnecessary parties and celebrations. When you organize parties for almost everything, you spend money you should have saved. Remember you are just a student, you don't have a professional job yet, you can still be kicked back to Nigeria when you fail to get a job within 18 months of graduation (God forbid).

8. Stop posting exortic pictures on facebook. People in Nigeria have that mindset that whoever goes on vacation is rich, they have the mindset that whoever enter aeroplane or even eat chicken is rich. So when you post such mouth watery pictures on facebook with nice environment coupled with your abroad induced freshness, you will create an illusion that you have arrived and you will only attract known and strange people begging in your dm. So you can avoid such disturbance by staying on a low key online.
please in the part of accommodation, I heard that students accommodation is more expensive in uk. How true is this ?
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Getdabag: 2:39pm On Jun 10
k
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Ojokinugwa: 2:51pm On Jun 10
1) Someone of 40 years of age with just O level result in Nigeria is there any hope for such individual in Germany?( 2) if yes what type of visa should such go with? Working/ job or student?(3) how much does it cost either ?(4) Any reliable agent that can secure all traveling expenses then pay back with interest after securing a job ?
I may sound foolish but I need answers to these questions thanks.

8 Likes 1 Share

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Mrbaz1: 2:53pm On Jun 10
Basalt:
Good morning, good afternoon, good evening to all my fellow Nigerians.
It's me Basalt, the guy that doesn't mince words, and today I will be talking about the ways foreign students who study in Europe (especially in Germany) can still save millions of naira even before finishing their studies. Believe me it is not really easy but most of our lifestyles are making it even more difficult.

1. Stay in the student hostel. The number one thing eating deep in our pocket is accommodation. I know of a friend that pays over €500 every month in accommodation alone.
Student hostels are usually subsidized for students, and you save more money when you pay less for rent.

2. Stay away from public health insurance if you are above 30yrs and you are not working a full-time job unless you have medical issues. If you are working full-time in Germany, public health insurance is compulsory. Your firm pays half and you will pay half, that is understandable but in a situation where you are not working full-time, you will pay almost €200 alone as insurance for someone who is above 30yrs old.
If you minus such a big amount, minus your rent. Wetin Remain?

3. Avoid girls that are too demanding, if you were single before coming to Germany, then date only girls that are here with you in Germany, most girls in Germany work and make their own money. So they will never be a pest to you and you will have a physical companion, not a phone companion that always calls to demand money.
What most girls will do is this.
First of all, they try to establish a relationship with you for months by chatting and asking you how you are and showing concern, then they move into the phase of milking you dry with numerous financial problems. Avoid such girls like plagues. Once they start demanding, start ignoring.

4. Stop sending money home unless for an important project or for an emergency. You can always use the excuse of being a student or Corona virus to prevent some unnecessary begging. Don't give shishi unless saving of life is involved or you are sending money to buy land , build a house etc.
If you keep sending money to everyone that demands, you will always go broke.

5. Never stay too long without working. Europe is not a place to live without working. If the semester is on, you will probably be too busy with studies to work full time, get a part-time job or a mini job to support yourself, and pay bills otherwise you will have no option than to spend the ones you saved before.

6. Stop buying expensive gadgets on loan. Buying properties on loan gives you a false illusion that you have arrived when you don't have anything.
You buy the latest iPhone on credit, you buy E-bicycle on credit, you buy big plasma TV on credit, you buy Macbook on credit, you buy a screen touch laptop on credit, some even buy a car on credit as a foreign student (though mostly not Nigerian students) .
When you buy all these things on credit, you will live a life of debt, and hardly will you make savings because you are practically working for your debts.

7. Avoid unnecessary parties and celebrations. When you organize parties for almost everything, you spend money you should have saved. Remember you are just a student, you don't have a professional job yet, you can still be kicked back to Nigeria when you fail to get a job within 18 months of graduation (God forbid).

8. Stop posting exortic pictures on facebook. People in Nigeria have that mindset that whoever goes on vacation is rich, they have the mindset that whoever enter aeroplane or even eat chicken is rich. So when you post such mouth watery pictures on facebook with nice environment coupled with your abroad induced freshness, you will create an illusion that you have arrived and you will only attract known and strange people begging in your dm. So you can avoid such disturbance by staying on a low key online.
baba God bless you for this update

1 Like

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Marpol2021(m): 2:53pm On Jun 10
OP NICE1, STILL PREPARING TO BE IN GERMANY FOR MY MASTERS.

1 Like

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by southniyikaye(m): 2:59pm On Jun 10
If I travel out and you bill me, you are actually doing yourself
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Abujalandlord: 3:09pm On Jun 10
Na this kind posting surpose full Nairaland...

Guy, God bless you

5 Likes

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by jamilufarm: 3:11pm On Jun 10
this guy doesn't know jack. Ignore him.
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Prosmobi(m): 3:17pm On Jun 10
I'm saving up to that amount for the block account.My problem is getting admission and processing the study visa.
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Johntobez: 3:24pm On Jun 10
you nailed it. Please i want to be enlightened on this. I have this agent they will process Canada working visa get work for you in a company then when you reach there you will start paying back within three month of arrival. they said the visa is 2yrs working visa. please i want to know if it is ok and worth trying. anyone that have idea can still advice me on this please

Basalt:


1. Yes, education in German government owned universities are free, you only need to pay some few Euros every 6 months depending on your school. They call it semester contributions which is mainly for your transportation within the city. It might even be less in some schools sef. That's free honestly.

2. If you can successfully fund your block account which is about €10,332 then you only need to burget for your flight, accommodation and small pocket money before the money will start being unblocked for you.
It depends on your pocket but I think €1000 (temporary pocket money plus accommodation) will be perfect after paying for your flight.
3. Nothing is guaranteed in Germany for you bro. You can even stay upto 6 months without working depending on the city you are heading to. When you stay that long, it means you will be living with your blocked account because no work, no income.
You can also be lucky to get a work within one month of arrival just like me,
But just note that nothing is guaranteed for you in Germany.
Absolutely nothing, not even work.

In addition to this, you have to note that before you get work in Germany as a foreign student, there are things you must do first.
1. You must first enroll in school and have enrolment certificate.
2. You must get your own registered accommodation. Getting an affordable accommodation in Germany is not easy, you have to know that.
3. You must process your resident permit and have your work permit ready.
It took me less than a month to get everything done and I was lucky to come around October when companies were actively recruiting for December prime work.

All companies in Germany will demand for these major things before giving you a job contract so everything depends on when you are able to get all these things ready.
It took some people months to get accommodation which is needed to process your resident permit and subsequently work permit.
So the faster you get them ready, the faster your chance of being eligible for employment.

1 Like

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Johntobez: 3:26pm On Jun 10
you nailed it.

Please i want to be enlightened on this. I have this agent they will process Canada working visa get work for you in a company then when you reach there you will start paying back within three month of arrival. they said the visa is 2yrs working visa. please i want to know if it is ok and worth trying. anyone that have idea can still advice me on this please

1 Like

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by tomiwiyu: 3:31pm On Jun 10
Johntobez:
you nailed it.

Please i want to be enlightened on this. I have this agent they will process Canada working visa get work for you in a company then when you reach there you will start paying back within three month of arrival. they said the visa is 2yrs working visa. please i want to know if it is ok and worth trying. anyone that have idea can still advice me on this please


In my own understanding Na slavery in disguise

4 Likes

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by sexypet(m): 3:32pm On Jun 10
Hello goodevnin brother, thanks for the write up. Pls i need legit help to travel out of nigeria, i have tried tirelessly to travel out but agents keep eating my money. Pls help me

2 Likes 2 Shares

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Theagnosticdude: 3:36pm On Jun 10
Thanks for this wonderful post.


Do they allow medical students to study and work, and how easy or difficult is it to get admitted into their medical school as a foreigner?
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Eriokanmi: 3:39pm On Jun 10
Good one, OP. I once acted just like you're doing as a student. My cousin too is doing the same, though he works remotely with an RF company...a foremost logistics firm. He earns mote and spends less

1 Like

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by SweetDipBenny(m): 3:47pm On Jun 10
But international student accommodation is way too expensive na. D guy payin €500 is his choice because one can get a nice place for €250 a month. It's a rip off dont try it

3 Likes 1 Share

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by tblaze007(m): 3:52pm On Jun 10
Basalt:


1. Yes, education in German government owned universities are free, you only need to pay some few Euros every 6 months depending on your school. They call it semester contributions which is mainly for your transportation within the city. It might even be less in some schools sef. That's free honestly.

2. If you can successfully fund your block account which is about €10,332 then you only need to burget for your flight, accommodation and small pocket money before the money will start being unblocked for you.
It depends on your pocket but I think €1000 (temporary pocket money plus accommodation) will be perfect after paying for your flight.
3. Nothing is guaranteed in Germany for you bro. You can even stay upto 6 months without working depending on the city you are heading to. When you stay that long, it means you will be living with your blocked account because no work, no income.
You can also be lucky to get a work within one month of arrival just like me,
But just note that nothing is guaranteed for you in Germany.
Absolutely nothing, not even work.

In addition to this, you have to note that before you get work in Germany as a foreign student, there are things you must do first.
1. You must first enroll in school and have enrolment certificate.
2. You must get your own registered accommodation. Getting an affordable accommodation in Germany is not easy, you have to know that.
3. You must process your resident permit and have your work permit ready.
It took me less than a month to get everything done and I was lucky to come around October when companies were actively recruiting for December prime work.

All companies in Germany will demand for these major things before giving you a job contract so everything depends on when you are able to get all these things ready.
It took some people months to get accommodation which is needed to process your resident permit and subsequently work permit.
So the faster you get them ready, the faster your chance of being eligible for employment.

Bro Abeg you get sure person wey fit run the traveling issue for me ? I’m ready to move

2 Likes

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by skit66(m): 3:55pm On Jun 10
Johntobez:
you nailed it. Please i want to be enlightened on this. I have this agent they will process Canada working visa get work for you in a company then when you reach there you will start paying back within three month of arrival. they said the visa is 2yrs working visa. please i want to know if it is ok and worth trying. anyone that have idea can still advice me on this please

bro you should be careful with those people... they are mostly fraudster.. they will dupe straight up... talking from experience

5 Likes

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by skit66(m): 3:57pm On Jun 10
Basalt:
Good morning, good afternoon, good evening to all my fellow Nigerians.
It's me Basalt, the guy that doesn't mince words, and today I will be talking about the ways foreign students who study in Europe (especially in Germany) can still save millions of naira even before finishing their studies. Believe me it is not really easy but most of our lifestyles are making it even more difficult.

1. Stay in the student hostel. The number one thing eating deep in our pocket is accommodation. I know of a friend that pays over €500 every month in accommodation alone.
Student hostels are usually subsidized for students, and you save more money when you pay less for rent.

2. Stay away from public health insurance if you are above 30yrs and you are not working a full-time job unless you have medical issues. If you are working full-time in Germany, public health insurance is compulsory. Your firm pays half and you will pay half, that is understandable but in a situation where you are not working full-time, you will pay almost €200 alone as insurance for someone who is above 30yrs old.
If you minus such a big amount, minus your rent. Wetin Remain?

3. Avoid girls that are too demanding, if you were single before coming to Germany, then date only girls that are here with you in Germany, most girls in Germany work and make their own money. So they will never be a pest to you and you will have a physical companion, not a phone companion that always calls to demand money.
What most girls will do is this.
First of all, they try to establish a relationship with you for months by chatting and asking you how you are and showing concern, then they move into the phase of milking you dry with numerous financial problems. Avoid such girls like plagues. Once they start demanding, start ignoring.

4. Stop sending money home unless for an important project or for an emergency. You can always use the excuse of being a student or Corona virus to prevent some unnecessary begging. Don't give shishi unless saving of life is involved or you are sending money to buy land , build a house etc.
If you keep sending money to everyone that demands, you will always go broke.

5. Never stay too long without working. Europe is not a place to live without working. If the semester is on, you will probably be too busy with studies to work full time, get a part-time job or a mini job to support yourself, and pay bills otherwise you will have no option than to spend the ones you saved before.

6. Stop buying expensive gadgets on loan. Buying properties on loan gives you a false illusion that you have arrived when you don't have anything.
You buy the latest iPhone on credit, you buy E-bicycle on credit, you buy big plasma TV on credit, you buy Macbook on credit, you buy a screen touch laptop on credit, some even buy a car on credit as a foreign student (though mostly not Nigerian students) .
When you buy all these things on credit, you will live a life of debt, and hardly will you make savings because you are practically working for your debts.

7. Avoid unnecessary parties and celebrations. When you organize parties for almost everything, you spend money you should have saved. Remember you are just a student, you don't have a professional job yet, you can still be kicked back to Nigeria when you fail to get a job within 18 months of graduation (God forbid).

8. Stop posting exortic pictures on facebook. People in Nigeria have that mindset that whoever goes on vacation is rich, they have the mindset that whoever enter aeroplane or even eat chicken is rich. So when you post such mouth watery pictures on facebook with nice environment coupled with your abroad induced freshness, you will create an illusion that you have arrived and you will only attract known and strange people begging in your dm. So you can avoid such disturbance by staying on a low key online.
bro good afternoon. i want to study in Canada. i got the privilege from someone but i don't really know how it works.. can you please help me out step by step on how to archive it... i will really appreciate �

1 Like

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by shollyshine(m): 4:02pm On Jun 10
Nice one
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Funkybabee(f): 4:15pm On Jun 10
Basalt:


1. Yes, education in German government owned universities are free, you only need to pay some few Euros every 6 months depending on your school. They call it semester contributions which is mainly for your transportation within the city. It might even be less in some schools sef. That's free honestly.

2. If you can successfully fund your block account which is about €10,332 then you only need to burget for your flight, accommodation and small pocket money before the money will start being unblocked for you.
It depends on your pocket but I think €1000 (temporary pocket money plus accommodation) will be perfect after paying for your flight.
3. Nothing is guaranteed in Germany for you bro. You can even stay upto 6 months without working depending on the city you are heading to. When you stay that long, it means you will be living with your blocked account because no work, no income.
You can also be lucky to get a work within one month of arrival just like me,
But just note that nothing is guaranteed for you in Germany.
Absolutely nothing, not even work.

In addition to this, you have to note that before you get work in Germany as a foreign student, there are things you must do first.
1. You must first enroll in school and have enrolment certificate.
2. You must get your own registered accommodation. Getting an affordable accommodation in Germany is not easy, you have to know that.
3. You must process your resident permit and have your work permit ready.
It took me less than a month to get everything done and I was lucky to come around October when companies were actively recruiting for December prime work.

All companies in Germany will demand for these major things before giving you a job contract so everything depends on when you are able to get all these things ready.
It took some people months to get accommodation which is needed to process your resident permit and subsequently work permit.
So the faster you get them ready, the faster your chance of being eligible for employment.


That's roughly 6m + haba, it's kinda much ooo
Unless they have some ways to runs it
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Emmhychidi(m): 4:23pm On Jun 10
UrVillagePpl:


Thanks a million Sir. I appreciate


Please how do I get ur number so that we would communicate... I want to do my masters there to...

1 Like 1 Share

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by abdullahi45: 4:53pm On Jun 10
Basalt:
Good morning, good afternoon, good evening to all my fellow Nigerians.
It's me Basalt, the guy that doesn't mince words, and today I will be talking about the ways foreign students who study in Europe (especially in Germany) can still save millions of naira even before finishing their studies. Believe me it is not really easy but most of our lifestyles are making it even more difficult.

1. Stay in the student hostel. The number one thing eating deep in our pocket is accommodation. I know of a friend that pays over €500 every month in accommodation alone.
Student hostels are usually subsidized for students, and you save more money when you pay less for rent.

2. Stay away from public health insurance if you are above 30yrs and you are not working a full-time job unless you have medical issues. If you are working full-time in Germany, public health insurance is compulsory. Your firm pays half and you will pay half, that is understandable but in a situation where you are not working full-time, you will pay almost €200 alone as insurance for someone who is above 30yrs old.
If you minus such a big amount, minus your rent. Wetin Remain?

3. Avoid girls that are too demanding, if you were single before coming to Germany, then date only girls that are here with you in Germany, most girls in Germany work and make their own money. So they will never be a pest to you and you will have a physical companion, not a phone companion that always calls to demand money.
What most girls will do is this.
First of all, they try to establish a relationship with you for months by chatting and asking you how you are and showing concern, then they move into the phase of milking you dry with numerous financial problems. Avoid such girls like plagues. Once they start demanding, start ignoring.

4. Stop sending money home unless for an important project or for an emergency. You can always use the excuse of being a student or Corona virus to prevent some unnecessary begging. Don't give shishi unless saving of life is involved or you are sending money to buy land , build a house etc.
If you keep sending money to everyone that demands, you will always go broke.

5. Never stay too long without working. Europe is not a place to live without working. If the semester is on, you will probably be too busy with studies to work full time, get a part-time job or a mini job to support yourself, and pay bills otherwise you will have no option than to spend the ones you saved before.

6. Stop buying expensive gadgets on loan. Buying properties on loan gives you a false illusion that you have arrived when you don't have anything.
You buy the latest iPhone on credit, you buy E-bicycle on credit, you buy big plasma TV on credit, you buy Macbook on credit, you buy a screen touch laptop on credit, some even buy a car on credit as a foreign student (though mostly not Nigerian students) .
When you buy all these things on credit, you will live a life of debt, and hardly will you make savings because you are practically working for your debts.

7. Avoid unnecessary parties and celebrations. When you organize parties for almost everything, you spend money you should have saved. Remember you are just a student, you don't have a professional job yet, you can still be kicked back to Nigeria when you fail to get a job within 18 months of graduation (God forbid).

8. Stop posting exortic pictures on facebook. People in Nigeria have that mindset that whoever goes on vacation is rich, they have the mindset that whoever enter aeroplane or even eat chicken is rich. So when you post such mouth watery pictures on facebook with nice environment coupled with your abroad induced freshness, you will create an illusion that you have arrived and you will only attract known and strange people begging in your dm. So you can avoid such disturbance by staying on a low key online.

Well put. Thank you.

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