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Travel / Re: General USA Student Visa Enquiries-part 17 by Topnotch10: 12:27am On Apr 18
moyosoreakintol:
Please I need some guidance and thoughts on the scenario below:
I got a full time mba admission in the USA with a 90k dollars scholarship. However my total cost of attendance is 146k dollars. So the deficit of the 56k would be covered via a loan though. I am expected to pay a non-refundable fee of 1000 dollars to secure my seat. Is it advisable to pay this amount or not? And please state your reasons. Also I cannot waive the fee and I need to pay this fee to get my I-20 to get the visa processing going.


What school is this? because I want to believe it’s a top business school. Asking for enrollment deposit before issuing I-20 to show commitment and secure your place in the incoming class is a very common practice amongst top business schools because of how competitive it is , and can even be as high as $2K/$3K in some schools. The enrollment deposit is typically also added to your tuition contribution, so you can think of it as paying part of your tuition.

Therefore, to proceed with your enrollment process, you’ll have to pay the deposit before the deadline, cos if you don’t , then you won’t be issued the i-20 and will have to forfeit the admission by the deadline. I don’t think $1K should be a problem if you have strong reasons to pursue an MBA in a top business school in the first place. MBA’s have one of the highest ROI in the US, especially from a top business school, and the school has even very generous to you taking a whooping $90K off.


To answer your question whether to proceed or not, it’s up to you to decide whether to proceed or go for an MBA in a less prominent school with a low or non-deposit requirement (because top schools will definitely as you for enrollment deposit) .

1 Like

Travel / Re: General USA Student Visa Enquiries-part 17 by Topnotch10: 10:00am On Apr 16
Ayosharon4321:
Pls can the bank statement be less than what was presented to get i20?
My sponsor has 75M in his account now, but he wants to make some transactions, will it affect me when I go for interview?


Pls it’s urgent

What is your deficit?

1 Like

Travel / Re: General USA Student Visa Enquiries-part 17 by Topnotch10: 9:02am On Apr 10
Ayosharon4321:
Hello house, please what are some business programs that could allow me get the 36months OPT?? And states with affordable tuition. Just saw a uni for 55k no funding. Please treat as urgent.



Thank you

STEM MBA

Illinois State University
Georgia State University

4 Likes

Travel / Re: General USA Student Visa Enquiries-part 17 by Topnotch10: 11:37am On Apr 08
OyoTunjiUSA:



Hey 🤠

1. You seem to know what you are doing by defending some points i have raised . However , USA visa is not about motivational talk and meaningless grammar.

2. Your case is different , someone worked for 8 years , probably a married applicant with kids using his parents as sponsor is a fool. I will always recommend people to use their employers as sponsors. You are just 26, perhaps never married and i can tackle you as a consular that you re supposed to be aiming for your Msc while focusing on expanding your businesses in Nigeria . Besides , you can do your STEM MBA in one of those countries you have visited .

3. Having businesses in Nigeria is not a good tie . Many multi-business owners have had their USA visas rejected. You may decide to use the rest of your life time in the USA while your businesses will keep running in Nigeria, and having visited 12 countries doesn't freak the USA embassies any more .

4. Let us stop here . I am here to point out possible loopholes to you in order to prepare yourself well. But don't listen to your profile is good ego, you are not the CEO of Cadbury.


Best Wishes 🙏

Thank you very much, I’ve taken note of your points and will work on them🙏🏾
Travel / Re: General USA Student Visa Enquiries-part 17 by Topnotch10: 10:02am On Apr 08
OyoTunjiUSA:



Hey 🤠

1. Except you are applying to Stanford University, Harvard University, UC Berkeley, U Chigago etc, MBA is now a commonplace program of study in the USA , hence you have to have applied to top-rated school (s) for USA consulars to take you serious . Even MBA is now shifting towards STEM-MBA , therefore going for just MBA in America must have a 100% convincing reasons to the consular before considering your visa issuance.

2. Nigeria has many promising youths of your kind who are into one business or the other but dolling out $40k straight away for your MBA as a self-sponsored f1 applicant might not sound right to the consular. Don't you pay taxes on your business ? Don't you pay staffs ? Those VOs are wizard , some will not use their Google calculator before they tell you your yearly profits.

3. Okay. let's assume that everything you have narrated about you is genuine, then it would be reasonable to have a business manager (s) . I will recommend you use your parents as your over-all sponsor. However, It would be a fluke if you eventually get this visa because few things are not aligned well in your application.

4. You should have started with attending business conferences or seminars abroad .


Best Wishes 🙏


1.) Yes, my MBA is stem designated. I also believe my position and career path is very much in line with the MBA degree/program.

2.) This is why I want to maintain a consistent story from my DS-160 to my I-20 financial declaration and my visa interview. I’ve been in this position for over 5years, and the funds is from my personal savings (salary, bonuses, liquidated assets, etc)

3.) Yes, I do have a manager who will continue to manage the business when I’m away, and I will still continue to earn income/salary.
Using my parent as the full sponsor poses some worry, because i read a transcript here where someone who has been working for 8years was denied after using his parents as full sponsor, because the VO expected that at that stage of his life, he personally should be able to show substantial financial contribution to his post graduate study.

Saying that I’ve been leading a company/business for years whilst earning income, but I cannot contribute to my post graduate studies and then shouldering the full responsibility on my parents might be contradicting.

At the end of the day, I’m just looking for the best story/approach that would be convincing and make sense to the VO. So I appreciate your insights.

4.) I have already visited over 12 countries (UK, France, Italy,UAE, etc) in the last 2yrs for business and personal reasons and never had any reason to apply to the US until now.
Travel / Re: General USA Student Visa Enquiries-part 17 by Topnotch10: 8:11pm On Apr 07
Greetings everyone.
I have been following this thread for a while now. I need your advice/contributions as I am about to fill my DS-160 and also fill my I-20 form.

I am 26 years old, I have a Bachelor’s in Engineering. I started my business immediately after my BSC and I have been running it for 5years now.

As the CEO/Founder, I intend to apply for an MBA to acquire business and managerial skills which I believe will take my business to the next level.

My plan initially was to Self sponsor and cover the deficit, firstly because I don’t think it’ll sound well to the VO that a CEO or business founder of 5years can’t at least fund his studies, so I believe this will also give me credibility since i can afford and also willing to invest that much in myself.
Secondly, I also want to avoid all the plenty questions about who is funding me and instead just speak for myself.

However, a friend told me that might not be a good approach because a VO will most likely believe a 26yr old in Nigeria has $40K to put away for studies, and therefore recommended that I combine it with family funds.


Before I proceed with my DS-160 and I-20, I would appreciate your advise on what to do, so I can have my stories straight and be consistent with it from my DS-160 to I-20 to visa interview.

Please what do you all advise?

1 Like

Travel / Re: Securing Visa To France, Applying From Nigeria... by Topnotch10: 2:58pm On Sep 08, 2022
So I was denied for the folllowing reasons (check attached pictures) and I must say I’m lost of words, it’s like my judgement was based on another application cos everything mentioned was provided and other reasons completely untrue. I have also visited Dubai, Lebanon and Morocco this year, so please could anyone tell me what could have gone wrong?��


Documents submitted
CAC certificate
6months Business statement ( 5m Closing bal)
3months Personal statement ( 3m closing Bal)
Hotel reservation
Flight ticket reservation
Medical insurance
Cover letter
Introduction letter from company
Tax clearance certificate
Explanation of itenary
Property Deed of assignment

Travel / Re: General UK Visa Enquiries - Part 4 by Topnotch10: 6:57pm On Nov 11, 2021
I can help with visa fees payment (for those having issues) , but 3 people max (my card is limited)
Travel / Re: General UK Visa Enquiries - Part 4 by Topnotch10: 6:55pm On Nov 11, 2021
esdajo:
OP, please, DON'T ignore this advise. Just do this but go the priority way. Submit the same set of documents but tackle the mistake on your cover letter and I'm sure you would get the visa this time around.


Thank you, I’ll apply again once I get a my passport collection mail.
Travel / Re: General UK Visa Enquiries - Part 4 by Topnotch10: 5:49pm On Nov 11, 2021
Iamajala:


I feel you bro, I guess the volume of application they receive this year is too much that the ECO don’t have enough time to go through your application abi the ECO get eyes problem?. This is really unfair.

Best thing you can do is to re-apply immediately and explain in details, point out ECO’s misinterpretation in your cover letter and I bet your visa will be issued, this has happened to few people back and it worked, it’s like UK need another visa fee and priority money from you cheesy

Na to pray and fast make I no jam unfortunate ECO again o, cos it seems this particular ECO didn’t even go through my Cover letter and application at all��
Travel / Re: General UK Visa Enquiries - Part 4 by Topnotch10: 1:17pm On Nov 11, 2021
Hello house ,
Did my biometric 2nd of November I just got my refusal mail today (priority).
However i am perplexed by the reason for my refusal. Firstly, i stated that I am self employed, attached all the necessary documents to prove this (Business reg certificate, Tax clearance, corporate account statement,etc).
I also stated that my personal account was used for business before I created my corporate/business account, so all huge deposit were strictly for business (I attached so many invoices and receipts) .
I also stated that I intend to spend N1,150,000 on my trip.
It is just as if the ECO didn’t go through my application at all (saying I declared N1,150,000 as extra income) , and also complained about my credits when I already clarified that with proofs (receipt and invoices).
The last part that threw me off was where the ECO highlighted a deposit of N1,100,000 on the 28th of October which I already stated as my monthly salary and came directly from my corporate account, yet the ECO wrote “the source of fund is unknown”.

I’m very confused at this point cos the mail says I don’t have a right of appeal. Please advise on next step to take.

Travel / Re: General UK Visa Enquiries - Part 4 by Topnotch10: 9:11am On Oct 21, 2021
Tutu82:

If you have it include it as it is important and shows good character but is not a guarantee you would be approved either.A few people may have not submitted and got theirs but remember every application is a case by case basis ie they submitted a substitute document which you do not have.
Good luck in your application.

Thank you. I intend to apply for my Visitor’s visa next week. I was told FIRS doesn’t issue TCC for sole proprietorship business and I can only obtain Personal income Tax clearance from IRS. The issue now is i over declared my income (started paying myself a salary that would easily pass with my income & budget calculation) , and now the calculated Tax would be a lot. I was told by someone from FIRS that a lumpsum of 150K would suffice (cos annual income is around 12m), but I am skeptical because it’s still very far from the calculated Tax and I have seen people who have been denied here due to descrepancies in their Tax clearance certificate. What do you advise I do? Please help.
Travel / Re: General UK Visa Enquiries - Part 4 by Topnotch10: 3:08pm On Oct 11, 2021
Greetings everyone,
Please I would like to know if it’s compulsory to submit a Tax Clearance Certificate when applying for a visitor’s Visa as a Self employed/Business owner. I have invoices/receipts to back up every transaction on my Corporate and personal accounts, so I would like to confirm the importance of the Tax certificate as I have just 2weeks to apply for my visa.
Travel / Re: General UK Visa Enquiries - Part 4 by Topnotch10: 5:34pm On Aug 17, 2021
OladipupoIyowun:


UK inflow and outflow pattern differs from the US, the first question I will ask u is apart from this your side hustle that brings this monthly turnover, do you have a permanent job in Nigeria that is fully recognized? Like a Government job or an Established Private Company.

No, I do not have any job asides this. I understand that if I had registered my business earlier and paying myself salary monthly, I wouldn’t have to worry about anything. But I didn’t find this thread early enough, so I’m trying to work with what I have.
Travel / Re: General UK Visa Enquiries - Part 4 by Topnotch10: 5:25pm On Aug 17, 2021
Good day all, big thanks to everyone who has contributed and gotten this thread to where it is now.
I intend applying for UK visit Visa in October. I am currently self employed and my business has a monthly turnover/sales revenue of up to N50m.

So far, I believe the major issue I’ll face applying for visa is convincing them that the money going in and out of my account is genuine and it’ll be readily available for my trip.
I intend to apply for my Visa first week of October, and travel in November.

I intend to apply for my Visa first week of October, and travel in November. I only just registered my business last month, and just created a corporate/business account today.

So here’s is my idea;

I move all my business transactions to my newly created corporate account. By October when I intend to apply, I’ll have 2months SOA on my business account , and 6months on my personal account (first 4months made up of business transactions and last 2months strictly just salary since I just created a corporate account) .
I can try explain the inflow on my personal account as business , back it up with receipts/invoices and further show the transaction pattern/similarities etween my personal account and 2months old corporate account as a transition from the business being a side hustle to a fully registered business which I can back up with business registration documents, receipts and invoices.

On the other hand to prove ties, I can provide documents showing;
House rent receipt and agreement
Landed property ownership
Business space rent receipt


Does this work? Please help and shed more light.
Programming / Re: Need A Technical Partner (web & App Developer) by Topnotch10: 2:35pm On Sep 03, 2017
This is not the right place for this, thank you.
adelnehis:
I would like to sell my android app!
I am selling an app that generates a fake whatsapp notification.
Trick your friends and family that you received messages they didn't send.
It includes:
Android studio project file,
APK file,
Project key and
all app assets.
email: adelnehikhare@gmail.com
Programming / Re: Need A Technical Partner (web & App Developer) by Topnotch10: 9:53am On Sep 01, 2017
pulsa:
Are you still in need of a programmer

Kindly send your email
Programming / Re: Need A Technical Partner (web & App Developer) by Topnotch10: 1:05pm On Aug 28, 2017
Habiz:
To make you work faster, I will advise you hire a web developer with experience in progressive web apps. You can easily convert the web app/ website into a mobile app through ionic framework or phonegap but if you really want same person to handle the web app and the native app, that will take alot of time and you may end up shipping out a crappy software solution. Also try not to use react in your friend end because of the licensing policy incase you want to secure external funding for your startup. Goodluck sir
Thanks for the advice sir. However the web and app platform are designed to offer different functions but keyed to the same database. So cloning the website to a web app wouldn't work in this case.

1 Like

Programming / Re: Need A Technical Partner (web & App Developer) by Topnotch10: 1:02pm On Aug 28, 2017
olamil34:
then why are u here ? u should be googling tutorials on how to.
Why so much pain in your responses. My reason here has been clearly stated ,thank you.
Programming / Re: Need A Technical Partner (web & App Developer) by Topnotch10: 8:06am On Aug 28, 2017
olamil34:
in the tech industry we divide work into teams that why u hear google android team, facebook infrastruture team, pinterest ios team, etc. No one man can handle it all without making extensively stupid mistakes. So good luck in finding ur all platform dev, am pretty sure u want to give him 30% of the stake in the company while u have 70%.
FYI I have quite a good knowledge in programming too. So i know exactly who/what I'm looking for. Thank you.
Programming / Re: Need A Technical Partner (web & App Developer) by Topnotch10: 2:15pm On Aug 27, 2017
olamil34:
benjamin baby what's up am oye a baby web developer here is my email johsonoye34@gmail.com or better still send me ur number
Hi, we're currently looking for someone with an expertise in both web and app development.
Programming / Need A Technical Partner (web & App Developer) by Topnotch10: 10:10am On Aug 27, 2017
Good day,
I am Benjamin, a tech entrepreneur. I am currently in need of a technical partner for my start-up idea in education. So far, I've been able to design the interface of the app, conduct market survey across over 4000 customers(students) to validate my idea and determine how feasible it is. I have all the knowledge ,experience and resources to give the start-up great traction. However ,I do not have the expertise to develop this solution, and it would take quite a while learning to build a complex system of such. Therefore, I need a technical co-founder, who can work with me to develop the web and app solution for an exchange in equity . The target market for this solution are the students in higher institution (University, polytechnics, college of technology ) . The core revenue stream of this product would come from in-app purchases and subscription to our service. Based on this model, we project a revenue of $22000 in our first year of operation..
If you are interested in working on this project to develop the software for an exchange in equity, kindly drop your email here. Thank you.

1 Like

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