₦airaland Forum

BOOK-KEEPING IN PERSONAL FINANCE
EVER WONDERED WHERE ALL YOUR MONEY WENT AFTER YOU RECEIVED YOUR PAYMENT OF SALARY? THIS EXPERIENCE IS NOT LIMITED TO SALARY EARNERS. INDIVIDUALS ENGAGED IN PERSONAL BUSINESS ALSO EXPERIENCE THIS DILEMMA.
This brings to mind an experience while growing up. My mum was tired of starting a new business, making good profit, but always having this problem of ‘unexplainable cash disappearance.’ At some point, she would jokingly say it seems some mysterious powers are stealing her profit. Have you had similar experiences?

For anyone who is superstitious, such conclusion would sound reasonable. But it really is not. I challenge you to prove me wrong.
Read more.........http://valourdigest.com/bookkeeping-in-personal-finance/



DEALING WITH BUDGET BUSTERS (PART 2)
This article is a continuation of our previous post on budget busters. We highlighted problem areas in budgeting including housing, food, automobiles, debts and insurance. Below is a list of five other budget busters and how you can deal with them.

Recreation/entertainment

While recreation and entertainment are vital, they should be put in the proper perspective. Do not use borrowed money for entertainment. The normal tendency is to escape problems, even if only for a short while – even if the problems later become more acute. Everyone, whether in debt or not, should seek to reduce entertainment expenses.
Read more......http://valourdigest.com/dealing-with-budget-busters-part-2/


THE INSPIRING STORY OF AN ACHIEVER (PART 3)
Proverbs 4:18: “The steps of the just is like the shining light that shines brighter and brighter unto the perfect day”

My life was making some progress but I still thought it was slow.
About this period I registered for a business plan competition. I was not expecting much but I just tried.
About 161,000 Nigerians altogether applied for the business plan competition. I was fortunate to be selected for the 3-day training.

The fact is that my sales copy writing skills really came handy. You know why? It is because a business plan is actually a sales letter.
Read more.........http://valourdigest.com/the-inspiring-story-of-an-achiever-part-3/



THE MAN WHO RUNS WITH THE VISION
There is a popular quote from the good book that says, “Where there is no vision the people perish.” I beg to also say, “Where there are no people the vision perishes.” To establish a vision, you need people. And not just people who know about the vision, but people who see it as a cause they can lay down their life for.

This is one big difference between a real leader and those who profess to be leaders. A leader is that man who runs with a vision in everything he does. He is committed to fulfilling his call as a leader.

The challenge today is that not every man runs with a vision. Some set out with no destination in mind. They are of the opinion that life happens and could take one to anywhere, while others are of the “Que sera sera (Whatever will be, will be) mindset.”
Read more..........http://valourdigest.com/the-man-who-runs-with-the-vision/


HOW TO BUILD RELATIONSHIP CHEMISTRY FOR EFFECTIVE LEADERSHIP
Relationships are pivotal to your success. You cannot succeed being a lone ranger.

Even good leadership is based on relationships. People won’t follow you if they can’t trust you or even get along with you. The key to making your followers trust you is to develop a relationship with them. It is the responsibility of a leader to connect with the people he leads. That can only be done by developing a personal relationship chemistry that takes care of the needs whether physical, emotional, psychological, financial or spiritual, of each follower. The challenge is that some leaders do little or nothing to connect with the people they lead. That is one of the reasons they fail in leadership. A successful football coach, a respectable businessman and a man that is in charge of his home all have one thing in common. It is growing relationship chemistry with the people they lead.
Read more.......http://valourdigest.com/how-to-build-relationship-chemistry-for-effective-leadership/

5 SIMPLE WAYS YOU CAN GET BETTER WITH YOUR SPENDING
MAKING MONEY ISN’T AS EASY AS SPENDING IT. YOU CAN EXPEND YOUR ENERGY AND TIME WORKING TO MAKE N100K IN ONE MONTH AND BEFORE THE END OF THAT MONTH, YOUR BANK ACCOUNT IS ALREADY EMPTY.
This happens to a lot of people and it is not about the village people standing on anybody’s case. It’s their spending habit.
Being good at spending your money does not really require a math skill. In fact, nobody excepts you to be a professor in mathematics or banking and finance to understand how to spend your money.
Read more…….. http://valourdigest.com/5-simple-ways-you-can-get-better-with-your-spending/



HOW TO IMPROVE YOUR SOCIAL LIFE: 6 OF MY FAVORITE TIMELESS TIPS
Today I’d like to share a few of my favorite timeless tips for improving your social life.
Here are six of them.
1. Be wary of building walls.
“People are lonely because they build walls instead of bridges.”
Joseph F. Newton Men
The ego wants to divide your world. It wants to create barriers, separation and loves to play the comparison game. The game where people are different compared to you, the game where you are better than someone and worse than someone else.
Read more……….. http://valourdigest.com/improve-your-social-life-6-favorite-timeless-tips/



4 WAYS YOU CAN MAINTAIN A WORK-LIFE BALANCE
I have heard so many things about work-life balance. I have attended seminars, conferences and workshops on work-life balance, but found out that most of them left out one key ingredient that helps to give a full understanding of it. First, you need to grasp the meaning of work-life balance. It does not imply you being idle or working less. But as the name connotes it means finding a way of maintain a balance between work and everyday life. My discovery in trying to maintain a work-life balance was broadened when I had several discussions with successful entrepreneurs who are fathers to children and husbands to wives. I was so curious to know how they were able to successfully strike a balance between their lifestyle and work. Here are a few secrets I discovered:

1. THEY ACCOMPLISH MORE TO SAVE TIME
Read more………. http://valourdigest.com/4-ways-you-can-maintain-a-work-life-balance/




8 SIMPLE WAYS TO CRITICISE YOUR PARTNER CONSTRUCTIVELY
The issue of criticism cannot be ignored in a relationship. This is because we all have weaknesses. There is the tendency for you to react to your partner’s weaknesses through criticism. It’s therefore imperative to learn how to criticise constructively.
While criticising, you have to be very careful. And you can only do this by checking your motive and making sure it is right. If you don’t, you might end up creating strife in your relationship.
Destructive criticism is dangerous and could destroy a relationship. It could make the other partner feel inferior, shameful and humiliated. Even when you criticise someone, there is no guarantee the person being criticised will change except you criticise the right way.
Read more…….. http://valourdigest.com/8-steps-on-how-to-criticise-constructively/




EXPAND BEYOND YOUR INNER CIRCLE
The chances of maintaining an inner circle in leadership is very high, especially if that circle is result oriented. You might be tempted to remain at that point, not knowing what is out there for you. Too many people resist change, because change could be disruptive and challenging, so they choose to stay where they are. But they don’t know that to get outside their inner circle they need to actually start from their circle.
This is the reason I’ve imbibed the quote of Pope Francis that says “This is important: to get to know people, listen, expand the circles of idea. The world is crisscrossed by roads that come closer together and move apart, but the important thing is that they lead towards the good.” The good news in expanding beyond your inner circle in leadership is that it leads towards the good. This is one reason you should seek to make a move.
Read more……… http://valourdigest.com/expand-beyond-your-inner-circle/

13 MISTAKES THAT WILL TANK YOUR FIRST DATE
Going on a first date can feel like walking a tightrope: You’re trying to impress her without coming on too strong—or worse, looking desperate.
As a result, lots of guys wind up making the same mistakes. A new survey by activity-planning site Vimbly identified the top pitfalls that turn women off. Some of them might seem trivial, but let’s face it: It’s a first date. You don’t get a lot of leeway to mess things up when there’s no established relationship.
Here’s how to avoid the 13 common missteps in the survey so you can ace your first impression—and schedule a second date before the waiter brings out dessert.
Read more……. http://valourdigest.com/13-mistakes-that-will-tank-your-first-date/




HOW TO KNOW YOUR RELATIONSHIP WON’T LAST
Most people get into a relationship without knowing where the relationship is heading to. They get confused when they see their partners display certain behaviours towards them, behaviours which are indicators to what is to come. Here are tips that can help you tell if your relationship will last or not:
1. When your needs are not being met: One of the many signs to discern that your relationship is not working is if your needs are not being met. Though, it is not possible for you to completely meet up with the aspirations of your spouse, it is expected that you should be able to do certain things for each other. As a matter of fact, you and your partner are created to provide love and support for each other.
Read more………. http://valourdigest.com/how-to-know-your-relationship-wont-last/



HOW TO MAKE YOUR NAME GREAT
Do you know you can make your name great?

George Washington Carver was a prominent African-American scientist and inventor born into slavery in Diamond, Missouri, around 1864. His name will continue to make history because of his great deeds. Carver is best known for the many uses he devised for the peanut. Despite his predicament and background, Carver went on to become one of the most prominent scientists and inventors of his time, as well as a teacher at the Tuskegee Institute. Carver devised over 100 products using one of these crops—the peanut—including dyes, plastics and gasoline. When asked in the parliament how he made such discovery, he made reference to the Holy Bible as his secret. He died in 1943.
Great names are not predicated on background, riches or inheritance, but only on the basis of courage and leadership. Names are given to everyone by birth, but a name can only be remembered for great deeds and the level of responsibility accorded to it when pronounced.
Read more……….. http://valourdigest.com/how-to-make-a-great-name/





3 STEPS THAT HELP YOU ACCEPT RESPONSIBILITY
Responsibility according to the dictionary is the social force that binds you to the courses of action demanded by that force. It is also a form of trustworthiness; the trait of being answerable to someone for something or being responsible for one’s conduct.
This is usually not an easy thing in leadership owing to the fact that most people consciously and unconsciously run away from responsibilities because they come in the form of demanding tasks which requiretime, energy and sometimes your resources to make them work. This is the reason, finding and accepting responsibility makes the cost of leadership high.
The fact remains that accepting responsibility is work. Owen D. Young was of the opinion that there is nothing magical about leadership, but there are certain penalties attached to it.
Read more……….. http://valourdigest.com/3-steps-that-help-you-accept-responsibility/




7 SIMPLE RULES FOR CHOOSING YOUR FIRST CAR
Buying your very first car is a rite of passage, no matter how old you are when you do it. A car is the biggest symbol of independence, even if you own your own house or have moved out of your parents into a rental. A car allows you the freedom to go wherever you want, whenever your budget for petrol allows you to. You get to go wherever you want in your own time; there is no timetable or ticket time to adhere to when it comes to your own car. You can set off as early or as late as you like, which makes the world really open up to you.
The thing is, buying a new car is a challenge, never mind buying a first car! Where do you start? Who do you speak to so that you know you’re not getting ripped off? What cars do you even look at? Does the mileage mean anything? These are all questions that you will ask yourself as a first-time car buyer. It’s a minefield out there when it comes to buying cars and you really need to do your research before you decide to head out and brave the car forecourts.
Read more…………. http://valourdigest.com/7-simple-rules-for-choosing-your-first-car/

3 WAYS TO INVEST YOUR MONEY WISELY
If you are wise, then you will see the need to invest. Becoming a wise investor is a process that requires discipline, patience and a good understanding of risk management. Ultimately, the goal of investment is to generate enough passive income to cater for your needs and help you achieve financial independence. This means that the end point for various investors is as different as their individual objectives and the kind of lifestyle they are striving to attain.
However, some basic disciplines are common to every successful investor. We’ll take a look at three of them in this article.
Read more………….. http://valourdigest.com/3-ways-to-invest-money-wisely/




THESE 5 MINDFUL HABITS WILL KEEP YOU FROM BURNING OUT
Humans are easily distracted. Habits like excessive use of smartphones, gossip, social media, substance abuse, endless email, mindless web browsing, too much TV, video games, unnecessary meetings, bargain hunting, when done in excess, zap you of energy, productivity, a willingness to serve and ultimately, fulfillment.
It doesn’t have to be that way. Here are five ways to rig your environment for greater success and happiness:
1. AVOID PASSIVE SCREEN TIME.
Read more……. http://valourdigest.com/these-5-mindful-habits-will-keep-you-from-burning-out/



BOOK REVIEW: TALENT IS NEVER ENOUGH -BY JOHN C. MAXWELL
John Maxwell is one of my favourite authors. I love the practical application, unique perspective and depth of thought that characterise his books. I also enjoy how he uses real life stories to illustrate his message and drive home his point in all his works – at least the ones that I have read or listened to – including Talent is Never Enough.
The main message of the book is that while talent often plays an indispensable role in facilitating success, true success is rarely a result of talent alone. Rather, it is a product of many other factors. Talent is Never Enough calls on readers to enhance and maximise their talents by making 13 major choices which will move them from being talented people to becoming “talent-plus” people.
Read more………. http://valourdigest.com/talent-is-never-enough/


5 WAYS TO DEBUNK CAREER MYTHS
Career myths are traditional beliefs or mindsets that people have adopted about certain careers. These myths are mostly propagated when friends discuss their views or exchange thoughts and ideas about certain career paths. Most people harbour myths and stereotypes about certain careers without even realising it, thus complicating the matter. In some cases, the effects are mild and can be easily dismissed. In extreme cases, these unproven beliefs could interfere with one’s ability to achieve one’s goals.
To ensure that you don’t get derailed from your career path, you must learn to confirm your beliefs or expose your misconceptions for what they are. You can do this by expounding on the issues. Examine your options and uncover the facts about the career in question. If you don’t take decisive action as described, you may find yourself overlooking opportunities and the possibilities of being established in your preferred career. Barbra Streisand, an American actress, rightly said, “Myths are a waste of time. They prevent progression.” To avoid wasting your time and denying yourself of opportunities, here’s how you can successfully debunk career myths:
Read more………… http://valourdigest.com/career-myths/





GODWIN BENSON: EVERY SITUATION HAS A SOLUTION
From being at the rear of the class, Godwin Benson went on to become an egghead and a first class graduate of systems engineering. He has also won several awards including being named as one of the top five winners in Microsoft’s Passion to Empire Challenge, held in April 2015. In a story that is somewhat similar to that of renowned neurosurgeon and US presidential aspirant, Ben Carson, Godwin narrates how his transformation began when his grandmother took it upon herself to help him develop a love for knowledge by challenging and training his inquisitive mind. Now, he seeks to influence the educational sector through Tuteria, a platform that connects learners with tutors. He attributes his success to a high sense of excellence, empathy and dependence on God.
Excerpts:
Tell us a little about yourself, starting from background to present
Read more………. http://valourdigest.com/godwin-benson/

APPLY FOR 2018 AFRICA AWARDS FOR ENTREPRENEURSHIP
Application Period: 22 May – 7 July 2018 .
THE AFRICA AWARDS FOR ENTREPRENEURSHIP
The Africa Awards for Entrepreneurship aim to recognize some of the continent’s most innovative and impactful entrepreneurs. Over the past 9 years, AAE has attracted over 7000 applications from industries and sectors ranging from education. health, transport, energy among others.
Read more……… http://valourdigest.com/apply-for-2018-africa-awards-for-entrepreneurship/



APPLY FOR AFRICAN LEADERSHIP ACADEMY CLASS OF 2019
African Leadership Academy (ALA) seeks to enroll the most outstanding young leaders from across African and around the world — ALA is not only looking for young people who are smart and excel academically, we are also looking for young people with potential to lead and impact the world around them through their courage, initiative and innovation. Please watch our video if you would like to learn more.
Admission Criteria
African Leadership Academy is unlike any other educational institution you will come across. At ALA we seek to change Africa! We believe that this transformation lies in the hands and minds of young people with a desire to move the continent toward peace and prosperity.
Read more……… http://valourdigest.com/apply-for-african-leadership-academy-class-of-2019/





COOL FACTS YOU DIDN’T KNOW ABOUT THE HUMAN BODY
The human body is pretty weird. The more we learn about our bodies, the weirder but more amazing they seem.
Thanks to biology, we can learn so much odd stuff about ourselves and our world.
Today, we have condensed five really cool facts you didn’t know about the human body
YOU’RE ARGUABLY WAY OLDER THAN YOU THINK YOU ARE
Humans begin as an egg, so in order to know your real age it is just fair to add the age your mother had you to your age now. I guess you are feeling a bit old now.
Read more………. http://valourdigest.com/cool-facts-you-didnt-know-about-the-human-body/




WHY YOU SHOULDN’T BE AFRAID OF MAKING MISTAKES
“If you’re not making mistakes, then you’re not doing anything. I’m positive that a doer makes mistakes.” –Coach John Wooden
These two sentences become a mantra that sometimes pushes people beyond their fear.
In the book How to Be Like Coach Wooden by Pat Williams, Coach Wooden described why he was occasionally bothered if his players didn’t make enough mistakes in practice:
Read more……… http://valourdigest.com/why-you-shouldnt-be-afraid-of-making-mistakes/




5 FEARS THAT EVEN HIGH ACHIEVERS HAVE TO FACE
High achievers are comfortable being uncomfortable. It takes a high threshold of guts, smarts and heart to press on when others quit. Some people get it. They understand that life isn’t a straight line and when they’re stuck in a rut, they’re gritty enough to weather the storm of uncertainty and let it pass until a new path reveals itself.
I once had a coaching client who made a career leap from working as a financial advisor with a hefty paycheck, to entrepreneurship and stressing about when the next paycheck would come. Her entire career had been as a financial advisor. She wasn’t worried about financial stability or business development or how she’d support her family. But now she was an entrepreneur, and she was worried sick.
Read more….. http://valourdigest.com/5-fears-that-even-high-achievers-have-to-face/

4 Things You Have To Do Before Making Your Side Hustle Your Full-Time Business
Most people who start a side hustle do so to bolster the income from their full-time job. Maybe you’re paying off student loans or saving for retirement, or you just want some extra spending money for the occasional vacation.
When your side hustle picks up momentum, it can transform into a full-fledged business. That said, it’s important to look before you leap. If you’re going to abandon the safety of a full-time job to start working for yourself, it makes sense to double-check that you’re ready. Here are four things you need to do before you jump ship.
Read more……http://valourdigest.com/4-things-you-have-to-do-before-making-your-side-hustle-your-full-time-business/




MURRAY’S WIMBLEDON HOPES HIT AFTER TOURNAMENT PULL-OUT
Andy Murray’s hopes of being fit enough to play at Wimbledon have taken a fresh hit after he pulled out of his planned comeback next week in the Netherlands.
The former world number one, who has not played a competitive match since he was knocked out of the Wimbledon quarter-finals last July due to a hip injury, underwent surgery in Australia in January after pulling out of the Australian Open.
“Unfortunately I won’t be ready to play in Hertogenbosch,” the British three-time Grand Slam champion posted on his Facebook page.
Read more……..http://valourdigest.com/murrays-wimbledon-hopes-hit-after-tournament-pull-out/

OPPORTUNITIES FOR AFRICANS: SEEDSTARS AFRICA STARTUP COMPETITION 2018 FOR STARTUPS, ENTREPRENEURS; UNCTAD YOUTH FORUM 2018 AND MORE
LATEST OPPORTUNITIES FOR AFRICANS
MultiChoice Talent Factory Film Skills Development Programme 2018 for African creatives (Funded to MultiChoice Talent Factory academies hosted in Kenya, Nigeria and Zambia)
Ashoka/American Express Leadership Academy Emerging Innovators Bootcamps 2018 for Social Entrepreneurs (Fully Funded)
Read more…….http://valourdigest.com/opportunities-for-africans-seedstars-africa-startup-competition-2018-for-startups-entrepreneurs-unctad-youth-forum-2018-and-more/




7 MENTAL TECHNIQUES TO IMPROVE YOUR TIME MANAGEMENT
Beneficial time management is something most of us struggle with. In a world that certainly has no shortage of distractions, it becomes all too easy to waste away hours or even days on activities that are neither useful nor really all that enjoyable.
If you would like to start getting more value out of the hours you’ve been given, check out these seven mental techniques for improving your time management.
VISUALIZE YOUR DAILY GOALS.
Read more………http://valourdigest.com/7-mental-techniques-to-improve-your-time-management/



5 IMPORTANT DECISIONS TO MAKE TO STOP RUNNING OUT OF MONEY BEFORE PAYDAY
Running out of money before payday is not a lifestyle anyone should live. It’s very important to make a decision against this to avoid financial stress and anxiety.
If you’ve always found yourself borrowing from friends and colleagues before payday, you really need to start paying attention to how you spend your money.
You might argue that your salary is not enough to take care of your financial responsibilities, but sometimes, your financial habits could be responsible for the reason why your income doesn’t see you through the end of another month.
Read more………..http://valourdigest.com/5-important-decisions-to-make-to-stop-running-out-of-money-before-payday/




HOW TO BUILD BIGGER SHOULDERS WITH LATERAL RAISES
Your typical dumbbell vanity routine is probably heavy on biceps and triceps work-what’s more classic than grabbing some weights and repping out some DB curls to end arm day?
But if you’re fixated on only working out your arms for size gains, you’re missing out. The lateral raise might be the best exercise for targeting another key area to make your flexes more impressive, your lateral deltoids-the muscles that make your shoulders look broader.
To perform the exercise, grab some moderately light dumbbells that you don’t struggle to lift. Hold them next to your sides, with a slight bend at your elbow. Stand with your feet shoulder-width apart and squeeze your core, bending your elbows.
Read more……….http://valourdigest.com/how-to-build-bigger-shoulders-with-lateral-raises/




FIVE TIPS TO NOTE BEFORE BREAKING UP WITH YOUR LOVER
There comes a time in a relationship when you just have to call it a day, and somehow, it’s not the act of breaking up that is dwelled upon in years to come, but the manner in which it was done.
It’s best to end things amicably so you don’t have any regrets afterwards when your head is clear.
Here are five tips to make breaking up easier.
Read more……..http://valourdigest.com/five-tips-to-note-before-breaking-up-with-your-lover/

WAYS TO PREPARE BEFORE YOU SWITCH CAREERS FROM JOURNALISM TO MARKETING
You may have read that journalism has been in its death throes for the last decade. That’s bad news for many, but it struck me as particularly horrific when I entered the workforce six years ago hoping to be a professional writer.
I’ve worked as a staff writer and editor for both digital and print publications since then, all while the industry felt like it was coming apart at the seams. There were plenty of positives along the way—nothing feels better than interviewing artists you love or landing a magazine feature. But at every stop I’ve made, journalists tend to describe themselves as huddling in a foxhole.
Read more……. http://valourdigest.com/ways-to-prepare-before-you-switch-careers-from-journalism-to-marketing/





5 BELIEFS THAT KEEP YOU BROKE
The subject of money is a big topic for a lot of people. Thoughts of “How am I going to pay my mortgage?” “Will I ever get out of debt?” “Will I ever be able to retire?” stream through our mind.
As we ponder, worry, or even stress about money we use up a lot of bandwidth for our brains. Therefore, we have less energy to go towards creativity, peace, joy, happiness, the ability to solve problems, or feel that we have any control over our lives.
Read more……. http://valourdigest.com/5-beliefs-that-keep-you-broke-money/




COSTLY MISTAKES TO AVOID WHEN TRAVELLING ABROAD
We all make mistakes, but when it comes to travelling abroad, we can make costly mistakes without even trying. Some of them are quick to fix and easily forgotten, others can be expensive, and time-consuming. When next you are travelling abroad, Jumia Travel, the leading online travel agency, highlight mistakes you should avoid.
FAILING TO CHECK THEIR PASSPORT DATES
Did you know that many countries require your passport to be valid for at least six months after your return? If you go through customs with a passport that is soon to expire, you may be turned away. Check the passport regulations for your destination country well in advance of your trip.
Read more…… http://valourdigest.com/costly-mistakes-to-avoid-when-travelling-abroad/



13 HOME REMEDIES FOR STOMACH ACHE (SIMPLE AND EFFECTIVE)
It’s back. That I-feel-like-I-was-punched-in-the-stomach sensation that leaves you hunched over, nauseated, and without an appetite. We’ve all been there, whether because we ate something bad or because there is another digestive health issue at play. Either way, you need relief – fast.
Before you rush off to the pharmacy to pick up a big bottle of Tums or chug Pepto Bismol, I’d like you to consider these home remedies for stomach ache that can not only take the edge off quickly, but help to address the reason why you have the stomach ache in the first place.
Below are 13 home remedies for a stomach ache:
Read more…….. http://valourdigest.com/13-home-remedies-for-stomach-ache-simple-and-effective/




WORLD CUP 2018 SQUADS: THE 23-MAN LIST FOR EVERY COUNTRY – IN FULL
The 2018 FIFA World Cup in Russia begins on June 14 and ends on July 15, with 32 squads from around the globe taking part in football’s most prestigious tournament.

Of the 32 teams taking part, 20 of those will be making back-to-back appearances, including reigning champions Germany, while less recognised national sides such as Iceland and Panama are making their first appearances.
Similarly, fans of the beautiful game will see star household names such as Lionel Messi and Cristiano Ronaldo represent their respective countries, but will also have the privilege of discovering new faces as coaches look to break in a new generation of younger players.
Read more……. http://valourdigest.com/world-cup-2018-squads-the-23-man-list-for-every-country-in-full/

4 WAYS TO KEEP YOUR BEST EMPLOYEES ENGAGED (AND AWAY FROM THE JOB BOARDS)
Ever heard of giving your direct reports stretch assignments? You’d most likely give them to your employees who don’t feel challenged enough, or coast through every assignment, or ask for more work.
The basic idea is that you add a project to their plate that’s a bit out of their comfort zone—forcing them to pick up new skills, flex their innovative muscles, and ultimately become stronger employees.
But of course, sometimes there are no resources to create these kinds of assignments for your team.
Read more……. http://valourdigest.com/4-ways-to-keep-your-best-employees-engaged-and-away-from-the-job-boards/




WHY YOU SHOULDN’T BE AFRAID TO HAVE A DIFFERENT OPINION FROM YOUR TEAM
Have you ever been on a team where it seemed like everyone shared the same mind? They all agreed on everything, and things went along swimmingly?
This seems great in theory, but when everyone agrees with each other all the time, it might mean that great ideas are getting left on the table… or not even considered at all.
In fact, The Harvard Business Review says diverse teams are smarter, and cites a McKinsey report that shows when teams are racially diverse, companies have a 35% higher average return, and when they are gender diverse, they have a 15% higher return.
Read more…….. http://valourdigest.com/why-you-shouldnt-be-afraid-to-have-a-different-opinion-from-your-team/





10 QUESTIONS ABOUT MONEY EVERY ADULT SHOULD KNOW HOW TO ANSWER
Only 17 states require that students take a personal finance course to graduate from high school, a number that’s barely budged in years.

If you didn’t happen to grow up in Missouri, Virginia, Utah, or the other 14 states that offer formal required courses, there’s a good chance you were never taught all the basics of money management. (Which helps explain why an estimated two-thirds of Americans can’t pass a basic financial literacy test.)
But it’s not too late to catch up. Being able to answer these 10 key money questions is a good place to start.
Read more…….. http://valourdigest.com/10-questions-about-money-every-adult-should-know-how-to-answer/





APPLICATION FOR 9TH BATCH OF AFRICAN UNION YOUTH VOLUNTEER CORPS 2018/2019 EXTENDED TO JUNE 15
The African Union Youth Volunteer Corps (AU-YVC), established in 2010, is a continental development program that promotes youth volunteerism in Africa.

The program aims to deepen the status of young people as key actors in Africa’s development targets and goals, enhancing their participation in policy development as well as design and implementation of relevant interventions towards the Africa Union’s Agenda 2063, ‘The Africa we want’. It brings people together to share skills, knowledge, creativity and learning to build a more integrated, prosperous and peaceful Continent driven by its citizens.
Read more…… http://valourdigest.com/application-for-9th-batch-of-african-union-youth-volunteer-corps-2018-2019-extended-to-june-15/

THE #1 REASON MEN STRUGGLE WITH RELATIONSHIPS (AND WHAT TO DO ABOUT IT)
Men lie.
We live in a culture that encourages lies and shame.
Men are rarely supported in speaking their truth.
We are supported in giving up what makes us vulnerable, real and ultimately human.
Male gender assignments start early thereby limiting and infringing on our ability to become better men and human beings.
Read more……. http://valourdigest.com/the-1-reason-men-struggle-with-relationships-and-what-to-do-about-it/




ROHN: 8 TRAITS OF HEALTHY RELATIONSHIPS
Your family and your love must be cultivated like a garden. Time, effort and imagination must be summoned constantly to keep any relationship flourishing and growing.
Jim Rohn
Nothing can bring more joy to life than beautifully fulfilling relationships. The depth of meaning, understanding and appreciation that these kinds of relationships bring is almost unfathomable. And, of course, as many people find out, nothing can bring so much pain as a broken relationship with someone dear to you.
Yes, relationships make the world go ’round. For better or for worse. But the exciting thing is that we can do much to increase our chances of having terrific relationships—relationships that are fulfilling and exciting, rich with meaning, joy and love.
Read more…….. http://valourdigest.com/rohn-8-traits-healthy-relationships/



HOW TO GAIN CONFIDENCE AND BECOME THE GREATEST
The stories of major successes are full of radical actions that put people in a position ahead of the pack.

While in college, Bill Gates acquired his first deal that founded Microsoft by calling the president of MIT-Systems and securing a meeting for a demonstration of new software for their platform. In truth, he hadn’t even written a single line of code.
David Bowie hired a large number of bodyguards to follow him just to make him appear famous while in the U.S.
Self-improvement guru Wayne Dyer would call bookstores in different accents pretending to be customers in order to drum up demand for his first book.
Read more…….. http://valourdigest.com/how-to-gain-confidence-and-become-the-greatest/





DELEGATION IS AN ART (AND HERE ARE 9 SIMPLE WAYS TO DO IT BETTER)
When you lead others, it is important to know that there is an art to delegating. While some leaders think it takes too much of their time and attention to delegate work to their people, there’s a big upside to this process. If done correctly, you will find that your staff are more productive and happier as a result. When your people know you trust them enough to delegate an important task, it boosts their motivation to get the job done.
It is a sign of greatness when a leader has the ability to enable their employees to get things done. One research study showed that 53 percent of business owners believe that they can grow their business by more than 20 percent if they only delegate 10 percent of their workload to someone else. That’s huge.
Read more…….. http://valourdigest.com/delegation-is-an-art-and-here-are-9-simple-ways-to-do-it-better/





ZINEDINE ZIDANE ANNOUNCES SHOCK REAL MADRID RESIGNATION
Despite clinching a third successive European title just five days ago, the Frenchman’s tenure at the Santiago Bernabeu is at an end.
Zinedine Zidane has announced that he is leaving Real Madrid less than a week after guiding them to an unprecedented third successive Champions League title.
The club revealed on Thursday that Zidane was to appear in a hastily arranged news conference that caught many by surprise, fuelling speculation that his tenure at the Santiago Bernabeu could be coming to an end.
Read more……… http://valourdigest.com/zinedine-zidane-announces-shock-real-madrid-resignation/

WOULD YOU HAVE HIRED STEVE JOBS?
It’s easy in retrospect to say you would grab the leader who drove the creation of the iPhone, iPad and so many other things that built Apple into the most valuable company in the world.

But would you have taken on this scruffy college drop-out who showed some interest in technology but looked like a hippie and smelled so bad that Atari had to assign him to the night shift to placate co-workers who complained he seldom showered or used a deodorant? The negatives went beyond a lack of obvious qualifications, body odor and dress. He had shown himself to be, says Walter Isaacson in his best-selling biography of Jobs, manipulative and arrogant, and “a dreadful manager” who was not a great engineer and didn’t know much about technology.

Read more.......http://valourdigest.com/would-you-have-hired-steve-jobs/




HOW TO USE CRITICISM TO BECOME VASTLY MORE INFLUENTIAL…
I get lots of criticism nowadays. More than ever.

It’s mostly in the comments. Sometimes emails. A few public virtual call-outs. Nothing in person yet, but I’m sure that day will come.

Some criticisms are simply disagreements (many with great points). Of course, there are the pure trolls, who probably didn’t even the article before critiquing. Some are angry, vicious responses personally attacking me and my beliefs!

Read more.........http://valourdigest.com/how-to-use-criticism-to-become-vastly-more-influential/



46 MOST INTELLECTUALLY STIMULATING SITES THAT WILL SPARK YOUR INNER GENIUS…
Curiosity has a lot to do with getting smarter.

Learning is not just limited to the classroom anymore.

It’s a life-long process that can enrich your knowledge every day. And the good news is that you access free online resources anywhere to help you grow.

Your career, and personal life will never be the same if you can commit to some of these awesome resources in just ten minutes a day.

Read more.......http://valourdigest.com/46-most-intellectually-stimulating-sites-that-will-spark-your-inner-genius/

HOW TO ASK FOR RECOMMENDATIONS ON LINKEDIN
By now you know I’m a big proponent of making the most of your LinkedIn. I’ve written about easy ways to elevate your professional profile — even over your morning coffee, words to avoid, more words to avoid, how to tell your story and more. Today’s LinkedIn topic: How to ask for recommendations.

The ideas is to have recruiters, would-be managers (or employees), clients and other important people in your professional life be able to read what others — colleagues, past bosses, mentors and more — say make you and your work special.

You won’t know if you don’t ask. And chances are you won’t get good response or helpful recommendations if you don’t know how to ask. Here are some tips.
Read more.....http://valourdigest.com/how-to-ask-for-recommendations-on-linkedin/



EVERY POTENTIAL INVESTOR WILL ASK YOU ABOUT THESE 3 THINGS. HERE’S HOW TO BE PREPARED
There’s a quick litmus-test conversation any early-stage VC will have with the founder, and it’s one that you should be as prepared for as your elevator pitch. It goes something like this:

VC: “How much money are you raising?”
Founder: “$8-10 million.”
VC: “What’s your current burn rate?”
Founder: “$250,000/month.”
VC: “So at a constant rate of burn rate you’d be raising enough for 2.5 to 3 years. Why are you raising so much?”
Founder: “Um. Let me check my plan.”
Read more......http://valourdigest.com/every-potential-investor-will-ask-you-about-these-3-things-heres-how-to-be-prepared/






12 BOOKS THAT SHOW HOW GREAT INNOVATORS REALLY CHANGED THE WORLD
The World Wide Web is one of those rare innovations that both truly changed the world and can also be largely attributed to just one person, Tim Berners-Lee. Working as an IT specialist at CERN laboratory in Switzerland he became intensely interested in finding a better way to store and retrieve scientific documents. So in November, 1989 he created the three protocols, HTTP, HTML and URL, that we still use to surf the web today.

Far more than a technical guide, Weaving the Web tells Berners-Lee’s personal journey of discovery, bringing his hopes and frustrations to the story of how he brought into life one of the most central technologies of the modern world. It is a wonderfully readable, fun and informative book!
Read more......http://valourdigest.com/12-books-that-show-how-great-innovators-really-changed-the-world/




4 WAYS TO LEAD ANY PERSONALITY TYPE ON YOUR TEAM
As a leader, it’s important to know the people you work with. Strong relationships lead to stronger teams, and stronger teams lead to a more productive and more successful company. But getting to know people isn’t just knowing their favorite TV show or the name of their spouse. That’s trivia. To effectively manage your team, you’ve got to be aware of and understand your team members’ personalities.

There are tons of personality tests out there: Myers-Briggs, Big Five, DiSC, StrengthsFinder, etc. All of these seek to categorize people by their innate characteristics and provide a window into their strengths, tendencies, and behavior. While these tests aren’t always perfect, they can really help you understand how to better lead your team — no matter what personality types are on it.
Read more......http://valourdigest.com/4-ways-to-lead-any-personality-type-on-your-team/



5 SIMPLE PARENTING STRATEGIES THAT HELP KIDS BUILD MASSIVE MENTAL STRENGTH
When my first book, 13 Things Mentally Strong People Don’t Do, hit the shelves, readers kept asking me the same question over and over again; “How do I teach my kids how to be mentally strong?”

I was thrilled to learn so many adults were invested in helping their kids build mental muscle. As a psychotherapist, I’ve seen countless adults endure years of suffering because they lacked the basic skills they needed to deal with hardships, setbacks, failure, and rejection.
Read more.......http://valourdigest.com/5-simple-parenting-strategies-that-help-kids-build-massive-mental-strength/

4 WAYS TO BUILD TRUST IN YOUR FAMILY
Trust requires unconditional love as well as honesty, reliability, and a concern for the needs of others. One of the most important characteristics of a happy and loving family is trust between its members. As parents, we set the example for our children to follow. If children know that they can rely on their parents for support and love, they will be more likely to grow into trusting, caring individuals themselves. The following guidelines will help you to build trust and develop closeness in your family.

Be open and honest whenever possible

Obviously, there are certain subject matters that you should not discuss with your children. However, you should try to be honest with them when it is appropriate to do so. Give your child honest answers to his questions.
Read more......http://valourdigest.com/4-ways-build-trust-family/



THE 3 BIGGEST RELATIONSHIP MISTAKES TO AVOID
You are about to learn the 3 biggest relationship mistakes which are deadly and should be avoided at all costs.

Every relationship has a fine line, which, once crossed, leads to the point of no return – eventual breakup.

It’s scary to see how many well-meaning people adopt these bad habits without realizing how damaging it can be. Pay attention, and stop these behavior patterns in their tracks, before they ruin your love life.

Ready?
Read more.......http://valourdigest.com/the-3-biggest-relationship-mistakes-to-avoid/




HERE ARE THE BEST WAYS TO MAKE MONEY TRAVELING THE WORLD
EVER WONDERED HOW THOSE PEOPLE YOU FOLLOW ON INSTAGRAM DO IT? YOU CAN DO IT TOO, AND HERE’S HOW.
My name is Andrew McDermott. My wife, Adrienne, and I have been traveling the world full time since July 2014 under the moniker A and A Take the World. We have built a bit of a presence on Instagram and have fielded hundreds of questions from friends and strangers around the world in the last few years.

EVERYONE WANTS TO KNOW HOW WE CAN AFFORD TO TRAVEL FULL TIME.
We aren’t “backpackers”. We don’t scrape by, taking advantage of every free offer, laborious 28-hour bus ride, or couch to crash on. I’m not going to recommend something like working at a hostel, WWOOFing, Workaway, or swabbing the decks on a yacht; I’m talking about real jobs with material salaries.
Read more......http://valourdigest.com/here-are-the-best-ways-to-make-money-traveling-the-world/




4 POWERFUL EXERCISES THAT MAKE A TOXIC RELATIONSHIP HEALTHY
Love is a dance of connection and disconnection. There are times when you feel compelled to be with your lover, and other times when you feel the need for alone time.

Some of us need more connection, others need more independence. Sometimes these differences lead to a toxic relationship.

There are only two roads to making a toxic relationship not so toxic. Road One leads to breaking up and finding a more secure partner. Road Two leads to seeing the problems in the relationship as a slingshot for growth.
Read more.....http://valourdigest.com/4-powerful-exercises-that-make-a-toxic-relationship-healthy/



3 RULES FOR TURNING STRESS INTO SUCCESS
Stressed? Author and speaker Denis Waitley shares three guidelines to transform negative anxiety into positive success. Follow these rules and take action now to let go of your stress.

Accept the unchangeable.
Everything that has happened in your life to this minute is unchangeable. It’s history. The greatest waste of energy is looking back at missed opportunities and lamenting past events.

Grudge collecting, getting even, harboring ill will and vengeful thinking do no good. Success is the only acceptable form of revenge.
Read more.........http://valourdigest.com/3-rules-turning-stress-success/

WANT THAT PROMOTION? 10 THINGS YOU HAVE TO DO
We all want to move up, or ahead in our careers. Depending on your chosen profession moving up can take multiple paths, but is dependent on whether you get the promotion. There are ways you can stay at the “top of the pack” in your boss’ mind when promotion time comes. None of these require spending an inordinate amount of overtime to get things done. Most of the techniques simply require working hard and being a positive, stable personality in the office or work-space.
Read more……http://valourdigest.com/want-that-promotion-10-things-you-have-to-do/



FISHING FOR TALENT? LURE THEM WITH THE PERFECT JOB POSTING
Imagine an online dating profile that said, “Must be this tall, must earn this income, must own this kind of house and car. Please apply here!” Great.
Yet that’s how most job descriptions are written. Think about it: Your company doesn’t need to hire a generic person. Your company needs to hire one great person–and that means communicating to your future employee in such a way that he or she will truly want to become part of your team.
While this takes some effort, it’s worth it when you find the right hire. That person will not only contribute immediately, but will also be a valued member of the team who can grow into more advanced positions in the organization.
Read more………http://valourdigest.com/fishing-for-talent-lure-them-with-the-perfect-job-posting/



WHATEVER YOU DO, DON’T BE A CELEBRITY
Our culture celebrates celebrities to a fault. We place such a high priority on being famous that any other social status is unacceptable. But what does it mean — to be a celebrity — and is it worth the cost?
THE SEARCH FOR MEANING
We all want to be “epic” and don’t know why. Want to be important, to be needed.
We look at celebrities — famous people — and we envy them: their money, possessions, and prestige. We want their lives. But why?
Read more…….http://valourdigest.com/whatever-you-do-dont-be-a-celebrity/




ARE YOU TOO OLD TO LEARN TO CODE?
Today, we have question from two students, Mark and Todd. They’re in their forties and are getting started in web development, and they are worried that they’re too old. Too old to learn or too old to get a job.
It’s funny I get this question because I felt too old to learn to code when I was 19 years old. It took me six years before I started to code. When I started, I was 25.
Thinking logically, if I’m too old to learn when I was 19, I should be even more afraid when I was 25. But I wasn’t. I wasn’t afraid because I burned my bridges. I decided I don’t want to work in a bank and decided to learn to design and code. It was a do or die. I couldn’t worry because I had to learn enough to find a job within a year.
Read more………http://valourdigest.com/are-you-too-old-to-learn-to-code/




WHY TOYOTA CARS DOMINATE THE AUTOMOBILE INDUSTRY IN NIGERIA
Toyota is made to last forever. These are not my words, but those of the three car dealers I met while trying to get my first car. If this line does not make you part with your cash, they try the next one, ‘the car was made specifically for the Nigerian road.’ I do not dispute their selling points because I have found both to be true in the last one year, though there are other matters I will like to raise about the car later.
No doubt, the Toyota brand has established itself in the Nigerian market as the number one car brand for a number of reasons. The product in many ways supports the living standard of both the middle and upper-class Nigerians as it is easy to maintain and repair. The spare parts are almost ubiquitous, from side mirrors to the entire engine, unlike some other brands that take you on a journey of frustration to fix just the smallest parts.
Read more…….http://valourdigest.com/why-toyota-cars-dominate-the-automobile-industry-in-nigeria/

THE MINDSET YOUR COMPANY NEEDS TO GROW ORGANICALLY
M&A is central to many companies’ growth strategies. But you can’t grow by acquisition alone. Companies with more organic growth generate higher shareholder returns than those relying on acquisitions alone. But organic growth remains elusive. It’s been easier to go from big to bigger through M&A than new to big through entrepreneurship.
That failure is not due to a lack of trying. Companies dedicate vast amounts of time, money, and effort to organic growth. The problem is that many companies have the wrong “operating system” for organic growth.
Read more……. http://valourdigest.com/the-mindset-your-company-needs-to-grow-organically/



HOW TO GIVE THE SAME TALK TO DIFFERENT AUDIENCES
If you’re asked to speak at a conference or event, it’s likely because you’ve demonstrated expertise in your particular subject. To provide a great experience for attendees, you generally want to focus on the topic the organizers have requested – the “greatest hits” that you’re known for. But you’ll run into trouble if you give the same speech verbatim every time: your material will resonate much better with some audiences than others, and some may have heard your remarks before and get bored with the exact repetition.
So how can you strike the right balance and effectively deliver a similar talk to different audiences? As a professional speaker who delivers between 30-50 paid keynotes per year, here are three strategies I’ve discovered that can help you craft a successful talk that resonates with diverse attendees.
Read more….. http://valourdigest.com/how-to-give-the-same-talk-to-different-audiences/




YOU’LL PROBABLY SUCCEED IN LIFE, UNLESS YOU’RE ONE OF THESE TYPES
Having been an underdog for most of my life, I’d never underestimate anyone’s ability to succeed.
Lazy people can succeed if they work just hard (or smart) enough at the right time.
Unhappy people can succeed even if it makes them unhappier.
People-pleasing people can succeed because sometimes nice guys do finish first.
Read more……… http://valourdigest.com/youll-probably-succeed-in-life-unless-youre-one-of-these-types/




HOW TO QUICKLY BLOW-PAST THE TOP 1–3% OF YOUR INDUSTRY
The more successful a person becomes, the more distractions there are. The harder it is to remain focused on their core objectives.
We are now living in what Harvard Business Review calls, “The Gig Economy,” where you’re essentially working for yourself as a specialist or collaborator with multiple companies or multiple projects.
In the gig-economy, you want to be what Kevin Harrington calls, “A key person of influence,” which means you’re well-known in the field and get access to all the best gigs.
Read more…….. http://valourdigest.com/how-to-quickly-blow-past-the-top-1-3-of-your-industry/




HOW LIVING ABROAD HELPS YOU DEVELOP A CLEARER SENSE OF SELF
In today’s increasingly globalized world, more and more people are choosing to live, work and study abroad—and this trend appears to be a good thing: social science studies have shown that international experiences can enhance creativity, reduce intergroup bias, and promote career success.
To better understand the psychological effects of living abroad, we set out to examine whether and how international experiences can transform a person’s sense of self. Specifically, we focused on “self-concept clarity,” the extent to which someone’s understanding of himself or herself is “clearly and confidently defined, internally consistent, and temporally stable”.
Read more……. http://valourdigest.com/how-living-abroad-helps-you-develop-a-clearer-sense-of-self/

WHY MILLENNIAL MEN DON’T GO TO THERAPY
About eight years ago, Eugene was in the midst of transferring colleges when he noticed how his mood sagged, seemingly at random times, triggered by the smallest things. He had spent the previous two years at a California State University “smoking, drinking and playing computer games” before realizing that he was treading water and wasting time. He felt envy toward friends who had a career path, but also contempt for other students who were either coasting or were just plain dumb.
Eventually, Eugene dropped out of school, aiming to transfer to a more prestigious private university. But over the next few months, daily routines like pulling himself out of bed and getting dressed loomed over him with daunting effect.
Read more……http://valourdigest.com/why-millennial-men-dont-go-to-therapy/


HOW TECHNOLOGY IS HIJACKING YOUR MIND…
I’m an expert on how technology hijacks our psychological vulnerabilities. That’s why I spent the last three years as a Design Ethicist at Google caring about how to design things in a way that defends a billion people’s minds from getting hijacked.
When using technology, we often focus optimistically on all the things it does for us. But I want to show you where it might do the opposite.
Where does technology exploit our minds’ weaknesses?
Read more……. http://valourdigest.com/how-technology-is-hijacking-your-mind/


THE TOP 10 MOST IN-DEMAND SKILLS FOR 2018
This is all useless,” I thought.
I’ve had this scenario occur several times throughout the process of formal schooling.
I felt it in high school while learning the “SAS” rule to compute angles for a triangle.
I felt it in college when I had to listen to my professor — who never had any business experience except for being a business professor — read the bullet points of his PowerPoint presentation word for word.
Read more…….. http://valourdigest.com/the-top-10-most-in-demand-skills-for-2018/

17 THINGS EVERY COUPLE MUST DISCUSS BEFORE GETTING MARRIED
I’ve been writing an advice column in some shape or form for close to fourteen years now, and I can say with confidence that at least 75% of the letters I receive from married people are about issues that could have been avoided if the couples had better communicated their expectations about married life before tying the knot. Letters in which a husband and wife have drastically different ideas on where they’d like to raise a family are, sadly, not uncommon. But they’d be much more of a rarity if couples would discuss these 17 issues before getting married:
Read more……http://valourdigest.com/17-things-every-couple-must-discuss-before-getting-married/


WHY MEN SHOULD GIVE UP SELF-MEDICATING FOR SELF-CARE
When I gave up smoking–and went back to it, and then gave it up again–I realized that nothing goes as well with vice except for other vices.
Giving up smoking makes you want to smoke–to celebrate, to relieve anxiety, to deal with the fact that–in reality–you need a smoke. It’s the same with drinking and recreational drug use. The more they become parts of your day, the more your life is literally centered around the smoke break, drinks after work, and pills when you don’t really need them.
But we all make those excuses for why it would be better with them.
Read more……http://valourdigest.com/why-men-should-give-up-self-medicating-for-self-care/





BREAK THROUGH DIGITAL DISTRACTIONS TO MAKE A REAL CONNECTION
Tired of competing with cell phones and computers for the attention of the people you’re trying to talk to? Here are eight tips to break through digital distractions.
Ever conducted a meeting only to find yourself looking at the tops of digitally distracted heads?
Have you ever used your device or checked it for messages while another person spoke?
Digital distractions have become the new workplace normal. Having 24/7 access to emails, texts, calls and calls are considered a competitive advantage in the business world. While real-time communication is beneficial, devices pose a challenge for leaders to maintain and grow influence with clients, colleagues and employees.
Read more……http://valourdigest.com/break-through-digital-distractions-to-make-a-real-connection/



HOW TO ACHIEVE YOUR 10-YEAR PLAN IN THE NEXT 6 MONTHS
How much time does something really take to accomplish?
Before answering that question, a better question is: How much time do you actually have?
Once you’ve answered that question, you’ll then be able to ask: Where is all of your time going?
Only then can you determine how long something really needs to take.
Read more…..http://valourdigest.com/how-to-achieve-your-10-year-plan-in-the-next-6-months/



LG’S Q7 PHONES ARE AN UPGRADE TO ITS MIDRANGE ANDROID OFFERINGS
LG has been making a midrange Android phone lineup for some time now, but now it’s being refreshed with today’s announcement of the Q7 series.
There are a few additions to the Q7 phones that are not only noteworthy but unusual on anything but a flagship phone, like its 5.5-inch FHD+ full-screen display with an 18:9 aspect ratio (2160 x 1080 / 442ppi).
The Q7 family consists of the Q7a, Q7, and Q7+, with a 3GB of RAM and 32GB storage standard on the first two. The latter is upgraded to 4GB RAM and 64GB storage.
Read more………http://valourdigest.com/lgs-q7-phones-are-an-upgrade-to-its-midrange-android-offerings/

10 TIPS FOR EMOTIONAL HEALING
We experience emotional distress in all sorts of ways, as sadness, anxiety, addictions, unproductive obsessions, unwanted compulsions, repetitive self-sabotaging behaviors, physical ailments, boredom, and as all sorts of angry, bleak, and agitated moods.
What helps relieve this distress? What helps a person to heal? The mental health system as currently constituted says that the following two things help the most: drugs and talk therapy. Setting those two aside, what else helps? Here are ten tips for emotional healing:
Read more….. http://valourdigest.com/10-tips-for-emotional-healing/


5 THINGS I WISH MY FATHER TOLD ME ABOUT MARRIAGE
Getting involved in a marriage is a complicated and tricky business for most of us. In my case, the only reference I had was watching my parents work out their relationship and bringing up my brother and I over an eighteen year period.
In all that time my father never said a word to me about marriage or relationships. He wasn’t talkative at the best of times and he certainly wasn’t going to talk about personal stuff. That is why in the title I say what I “wish” he had told me.
Here are the five things I wish my father had told me about marriage:
Read more……. http://valourdigest.com/5-things-i-wish-my-father-told-me-about-marriage/

Sex can be an incredibly vulnerable experience. For people who struggle with alcoholism, the desire to dull some of the more uncomfortable feelings associated with sex ― like fear, anxiety and insecurity ― can be even greater.

But once you get sober and stop using alcohol as a crutch, you’re forced to feel everything a bit more deeply and clearly ― the good feelings and the bad.

“Sex has become a much more conscious process [since I got sober],” Seamus Kirst, author of Shitfaced: Musings of a Former Drunk, told HuffPost. “Before, I would drink to build up the confidence to flirt with people, and then drink to get through having sex. Besides my one serious relationship, I would usually have sex when I was drunk, so I wasn’t really aware of what I actually enjoyed sexually, and often sex wasn’t even an especially pleasurable experience.”

Read more......http://valourdigest.com/8-ways-sex-changes-when-youre-sober/

A new report is highlighting the risks of keyless car ignitions after more than two dozen people died from carbon monoxide poisoning after mistakenly leaving a vehicle running in their garage.

Since 2006, at least 28 deaths and 45 injuries have been linked to keyless engines that do not automatically shut off after the driver exits the car, even if the driver leaves with the fob required to activate the engine, a review by The New York Times found.

In each case, the driver was found to have inadvertently left the car running in a garage. Many keyless vehicles do not need the fob nearby to remain running. The error caused the attached homes to fill up with the exhaust’s toxic carbon monoxide gas, which is odorless and colorless.

Read more......http://valourdigest.com/keyless-cars-have-killed-more-than-2-dozen-people-since-2006-report/

7 REASONS YOU SHOULD JOIN A COMMUNITY OF PROFESSIONALS
The short answer? It’ll keep you connected, informed and aware—whether you’re an entrepreneur or an ambitious professional.
Despite being touted as the new and best way to network, social media just cannot replace the advantages of a professional organization. And people are starting to realize it, too, because professional organizations (aka communities) have recently experienced a resurgence—58 percent of the under-40 population belong to one, according to Buzz Marketing Group’s June 2015 survey data.
Read more….. http://valourdigest.com/7-reasons-you-should-join-a-community-of-professionals/



WHEN DOES A BOY BECOME A MAN IN HIS MOTHER’S EYES?
The short answer? It depends on the mother.
For some, there’s a single defining moment. For others, it’s a complex mix of the physical, numerical, financial, and nonsensical, such as:
• When he turns 18.
• When his beard grows in.
• When he faces adversity and fights his way back.
• When he turns 21.
Read more……. http://valourdigest.com/when-does-a-boy-become-a-man-in-his-mothers-eyes/


5 STEPS TO SURVIVE YOUR QUARTER-LIFE CRISIS
My quarter-life crisis began on my 31st birthday when my mother gave me a small paperback book titled Young Millionaires. Inside, there were stories of various entrepreneurs who all became millionaires before their 40th birthdays.
At that time, I was a classroom teacher at a public junior high school in Anaheim, California. I loved my job, but I was frustrated by the paltry salary I was earning in my fifth year teaching and by the fact that I was spending about 15 percent of my income buying school supplies for my students because of never-ending budget cuts.
Read more…… http://valourdigest.com/5-steps-to-survive-your-quarter-life-crisis/



SEVEN ANDROID APPS FOR ENTREPRENEURS
Not all the good business apps are for iOS only. Here are seven apps made just for Android devices that can help entrepreneurs run their businesses better.
It seems as though virtually every “best apps” list is targeted exclusively toward iOS users, often leaving Android users out in the cold. The lack of attention paid by many business and entrepreneurial blogs and websites often only adds to the perception that the Android operating system lacks the sophistication to be taken seriously as a tool for small business owners. In reality, nothing could be further from the truth, and this list will hopefully illustrate the many options for small business owners and entrepreneurs available on the Android platform.
Read more…….. http://valourdigest.com/seven-android-apps-for-entrepreneurs/



HOW RWANDA’S CAPITAL BECAME AN AFRICAN TECH LEADER
In1994, the African nation of Rwanda suffered one of the worst genocides in human history. Over the course of 100 days, its government slaughtered one-tenth of the country’s population and displaced more than 2 million people, turning them into refugees with little hope for the future. But even before the genocide, Rwanda was a country in crisis; the ongoing civil war had destroyed its already fragile economy, severely impoverished its citizens, and made it impossible to attract external investment.
Fast-forward to 2017, and this nation of 12 million people is undergoing a complete transformation. The key to this radical and fast-paced turnaround has been a form of sharing that many overlook when they examine the collaborative economy: knowledge sharing.
Read more……. http://valourdigest.com/how-rwandas-capital-became-an-african-tech-leader/

RISE OF THE NIGERIAN INSTAPRENEURS
Five years ago, in a tiny dorm room in St. Catharines, Canada, Tosan Ideh and Tuoyo Dudu started the ITSK Heritage Brand, an exotic jewelry business. For them, Instagram offered the opportunity to reach their intended audience through appealing visuals of their products. In the beginning, it was difficult to monetise the business through Instagram. “A lot of my reach then was through marketing campaigns off Instagram. For example, I partnered with models and well-known people to make the brand look appealing and to gain an audience,” Tosan recalls.

Instagram has changed a lot since then, becoming more business-friendly and creating tools that help gather an audience. Now, their sales can come from exploiting new features on the platform.

Read more......http://valourdigest.com/rise-of-the-nigerian-instapreneurs/



HOW TO MATCH THE COLOR OF YOUR SHOES WITH THE COLOR OF YOUR SUIT
Once you have your shirt and tie put together, you need to match your shoes to your suit. To do this, know that there are three main colors of dress shoe — black, brown, burgundy/oxblood — to go with five main colors of suit — light gray, dark gray/charcoal, navy blue, brown, black. You can’t wear any shoe with any suit, so use the above illustration to help you make the appropriate selection. The only suits that go with every color shoe, and therefore are the most versatile, are navy blue and light gray. The least versatile suit — black — should really only be paired with black shoes.

When you have multiple options of shoe color, how do you know what to go with? Keep the following in mind to determine what color shoe to wear to any given event (and use the dress shoe hierarchy to then determine the right style):
Read more......http://valourdigest.com/how-to-match-the-color-of-your-shoes-with-the-color-of-your-suit/



HOW TO DECLUTTER YOUR LIFE AND REDUCE STRESS
Excessive clutter is often a symptom and a cause of stress and can affect every facet of your life, from the time it takes you to do things to your finances and your overall enjoyment of life. Clutter can distract you, weigh you down, and in general it invites chaos into your life. Often times, however, tackling the clutter can seem an insurmountable task if you don’t know where or how to start. By devoting a little of your time to getting rid of the clutter in your life and maintaining things relatively clutter-free , you’ll reap the rewards of pleasing living areas, reduced stress, and a more organized and productive existence.

Read more......http://valourdigest.com/how-to-declutter-your-life-and-reduce-stress/



SAMBURU NATIONAL RESERVE SAFARIS
Located 350km from Nairobi and totalling 104 sq. km, Samburu National Reserve has a lot to recommend it as a safari destination.

It is situated on the banks of the Ewaso Ng’iro River, which, running from the glaciers of majestic Mount Kenya, supplies water for wildlife all year round! It is this reliable water source that first attracted the herders, now known as the Samburu people, to the region. The Samburu remain here today and it is a privilege for travellers to observe their ways of life, similar to yet distinct from the culture of the Maasai.Along the river banks, there is abundant acacia forest in addition to groves of doum palm, providing both food and shade. Otherwise, the reserve is sandy savanna that yields long grasses during the rains in April and November.
Read more.....http://valourdigest.com/samburu-national-reserve-safaris/




THE 7 HABITS OF HIGHLY CREATIVE PEOPLE
The most commonly held belief about creativity is that it’s elusive, esoteric and unique only to the anointed few.

The ancient Greeks believed that creativity was this divine attendant spirit that came to human beings from some distant and unknowable source, for distant and unknowable reasons. They called these spirits daemons. The Romans had a similar idea as well but called the spirit a genius.

Centuries later, not much has changed. The only difference is that we no longer attribute creativity to divine spirits, but to special individuals. We think that it’s only Beethoven, Picasso and Mozart who have creative genius.

Except that’s not true.
Read more......http://valourdigest.com/the-7-habits-of-highly-creative-people/

8 COMMON THINKING MISTAKES OUR BRAINS MAKE EVERY DAY…
Get ready to have your mind blown.
I was seriously shocked at some of these mistakes in thinking that I subconsciously make all the time. Obviously, none of them are huge, life-threatening mistakes, but they are really surprising and avoiding them could help us to make more rational, sensible decisions..
Regardless, I think it’s fascinating to learn more about how we think and make decisions every day, so let’s take a look at some of these thinking habits we didn’t know we had.
Read more…… http://valourdigest.com/8-common-thinking-mistakes-our-brains-make-every-day/


WHAT LIVING LIKE A MINIMALIST ACTUALLY LOOKS LIKE
Have you noticed the word “minimalism” popping up all over the place lately? Blogs, books, social media, podcasts, TV segments—it’s definitely a hot topic.
I thought I knew what it meant. And I thought I was a pretty minimal guy already. But then I met one of the leaders of the trend (he and his business partner are known as The Minimalists) and realized it goes much deeper than a clean and simple living space.
It’s about mental health and lifestyle. It’s about clearing out whatever isn’t serving you in your life, be it emotional, physical, mental or spiritual. It’s about getting honest with yourself about where you are holding onto things that are holding you back.
Read more……. http://valourdigest.com/what-living-like-a-minimalist-actually-looks-like/


DO YOUR FINANCIAL GOALS SPARK JOY?
Within the confines of my cozy New York City apartment, I’m in a constant battle against clutter. At least once a quarter I get entirely fed up with the routine of storing, shifting and lifting to find whatever I need at the back of my closet.
So naturally, Marie Kondo’s best-selling book, The Life-Changing Magic of Tidying Up, piqued my interest. Unlike standard questions of practicality, frequency of use and sentimental value often used to assess what is and isn’t worth keeping, her KonMari Method distills the process of decluttering down to one central question: Does it spark joy?
Read more….. http://valourdigest.com/do-your-financial-goals-spark-joy/



WHY SOME PEOPLE STRUGGLE TO CREATE BOUNDARIES…
Boundaries are essential to have healthy relationships with romantic partners, friends, and even colleagues. But so many people struggle with saying “no,” and communicating where their limits actually are.
According to doctor of psychology and therapist Perpetua Neo, sometimes we feel like we don’t deserve to have boundaries. If you’ve never tried to build your boundaries up, it feels really strange to try, and this can be enough to put people off. Neo told Business Insider it can be a little bit like going to the gym for the first time.
Read more…… http://valourdigest.com/some-people-struggle-to-create-boundaries/

You can now sign up for the Android P public beta, so you can download the early software to your phone to try it out, and be one of the first to get it on their device.

This is the first year Google has included support for products that aren’t part of either the Nexus or Google Pixel lines, so it may be that you can get the software early on your third-party phone as well.

If you have a Google device, it’ll need to be the Google Pixel, Google Pixel XL, Google Pixel 2 or Google Pixel 2 XL. It seems the company has dropped the Nexus 5X, Nexus 6P for this release.

Read more.....http://valourdigest.com/how-to-download-the-android-p-beta-right-now/

IT’S PERSONAL: THINK LIKE A NONPROFIT TO HELP YOUR BUSINESS GROW
Corporate social responsibility (CSR) isn’t just for big businesses and nonprofits. Small businesses need to be value-driven and give back to the community too. Here’s why.

Owning and running a business requires a daily schedule filled with tough calls: Who is better qualified for the role? Who gets promoted? And sometimes, unfortunately, who must we lay-off? Rarely do the answers to these and many other questions come easily. And so, in order to create a sense of fairness, we look at stats, numbers and operational goals to objectively reach a suitable conclusion in order to create processes and manifest company culture.
Creating a fair and objective work environment is both commendable and necessary. Data points and margins are essential to growth and security.
Read more….. http://valourdigest.com/its-personal-think-like-a-nonprofit-to-help-your-business-grow/



SEVEN ALTERNATIVES TO ‘THANK YOU’ THAT WILL IMPROVE YOUR COMMUNICATION SKILLS
T hanks, but no thanks.
Saying “thank you” is our business when it comes to the corporate world. In a nutshell, my company helps companies find better ways to say it to their employees. Needless to say, communications and public speaking play a huge role in realizing that. A good general lesson I’ve learned is that simply saying “thank you” is not always enough. It can wear out its welcome, or worse, come off as insincere. Everyone can benefit from having multiple tactics for saying it.
There is quantifiable power in gratitude.
Read more….. http://valourdigest.com/seven-alternatives-to-thank-you-that-will-improve-your-communication-skills/

6 WARNING SIGNS YOU NEED MORE SLEEP, BASED ON YOUR WORK BEHAVIOUR
For years now, doctors have been trying to help us understand that not getting enough sleep has real consequences for the human body, such as weight gain, skin breakouts, increased bouts of illness, and puffy eyes. But the way poor sleep messes with the brain doesn’t just result in physical warnings. The evidence of insufficient sleep reveals itself in the way we behave, too.
1. YOU FIND YOURSELF ARGUING OR IN THE MIDDLE OF CONFLICTS MORE OFTEN.
Sleep deprivation negatively influences mood, making you more prone to issues like depression and increasing your sensitivity to everyday events.
Read more……. http://valourdigest.com/6-warning-signs-you-need-more-sleep-based-on-your-work-behaviour/



6 CRUCIAL THINGS YOU MUST DO TO GET THE WOMAN YOU WANT
If you’re a guy who’s a bit stuck on the love front, here are 6 crucial things GUARANTEED to attract the right girl for you.
Most men I speak to look at finding love in the wrong way. They’ll blame the ‘woman drought’ or ‘they’re all stuck up’ or ‘all the good ones are taken’ and a whole bunch of other stories that have very little to do with it.
Finding love is about having the right mindset & behaviors to match that mindset. You don’t need to be on umpteen dating apps, be a bazillionaire or have model looks to make this happen for yourself … you just need to take action.
Read more…. http://valourdigest.com/6-crucial-things-you-must-do-to-get-the-woman-you-want/


WHERE TO GET MONEY TO START A BUSINESS
Where can you get money to start your business? Start-up funding is one of the biggest challenges a new business needs to address. Here are 18 ways to get your startup business launched, even if you have little or no money.
What’s the biggest obstacle to starting a business? For most people, the biggest stumbling block is how to get the money to start the business. When you calculate your startup costs and then add in the amount of money you need to cover your personal expenses during the startup phase, getting enough money to start your new business can seem like an impossible dream.
Read more…….. http://valourdigest.com/where-to-get-money-to-start-a-business/

10 MORE TRICKS TO APPEAR SMART IN MEETINGS
If you’re trying to get ahead in the corporate world, appearing smart in meetings should be your top priority. This can be hard if you find yourself daydreaming about Mexico, margaritas or queso cheese dip.
If this happens, keep one of these tricks in your back pocket so you always look like you know what everyone’s talking about even though you definitely do not.
Read more…..http://valourdigest.com/10-more-tricks-to-appear-smart-in-meetings/


HOW TO ACHIEVE YOUR 10-YEAR PLAN IN THE NEXT 6 MONTHS
How much time does something really take to accomplish?
Before answering that question, a better question is: How much time do you actually have?
Once you’ve answered that question, you’ll then be able to ask: Where is all of your time going?
Only then can you determine how long something really needs to take.
Read more….http://valourdigest.com/how-to-achieve-your-10-year-plan-in-the-next-6-months/


THE SECRET LIFE OF A HIGHLY SENSITIVE PERSON
Growing up, I was constantly labeled as the “good listener.” I was also told to stop “taking things so personally.” I can read other people without them saying a word. I feel everything. All the time. Really deeply.
That’s because I’m a highly sensitive person, or HSP. Sensory-processing sensitivity (SPS) is the trait’s scientific term, and while it’s greatly misunderstood and often mischaracterized, it’s found in 15 to 20 percent of the population.
Read more…..http://valourdigest.com/the-secret-life-of-a-highly-sensitive-person/


TOP 10 MOST EXPENSIVE RED WINES IN THE WORLD
It isn’t just an aspiration to a connoisseur’s taste that drives one to buy a bottle of expensive wine. With prices that can pay the mortgage for months, if not the entire loan, these vintage wines are a good investment, really.
CNBC reported that fine wines are, in fact, one of the best-performing luxury assets with values reaching up to 25 percent last year, according to The Knight Frank Luxury Investment Index. It topped art , jewelry, coins and other luxury assets by a mile in this graph.
Read more….http://valourdigest.com/top-10-most-expensive-red-wines-in-the-world/



WINDOWS 10 APRIL 2018 UPDATE PROBLEMS: HOW TO FIX THEM
If you have experienced any Windows 10 April 2018 Update problems since downloading and installing the major update, then you’ve come to the right place, as we’re constantly updating this article with fixes to the most common problems.
New issues concerning the Chrome web browser not working after installing the Windows 10 April 2018 Update have come to light, so we’ve added a fix to this guide.
Read more…….http://valourdigest.com/windows-10-april-2018-update-problems-how-to-fix-them/

THE IMPORTANCE OF GETTING DISTRACTED
On any given day, the productivity section of my news feed greets me with umpteen articles espousing the virtues of staying focused. Pieces about the science of staying focused, techniques for keeping my mind from wandering, and re-hashed messages on how billionaires become billionaires because of their nearly inhuman ability to stay laser-focused on specific goals. It seems to be generally accepted among success-minded folks that focus is fundamental to excelling in business and life.

But what happens when we carefully analyze that idea? Let’s, shall we say, focus on the origins and philosophy of staying focused for a bit and see what problems we can dig up.
Read more.....http://valourdigest.com/the-importance-of-getting-distracted/


WHY EVEN AMBITIOUS PEOPLE RARELY BECOME SUCCESSFUL
It’s not measurable.

“Success” can only truly occur internally, because it is based on emotion. At the most basic level, success in your relationship with yourself. Most people are living a lie. They purposefully ignore and distract themselves from what they deep down want for themselves.

Many people want something more for themselves. They have dreams and ambitions. Yet, few of these people ever get what they intended.
Read more.....http://valourdigest.com/why-even-ambitious-people-rarely-become-successful/


THE SURPRISINGLY TECHNICAL PROCESS OF SONGWRITING
Music is everywhere. It has become so seamlessly interwoven in our lives that sometimes we don’t even notice its presence. You encounter or interact with music on a daily basis, but have you thought about what it takes to actually write a song? Probably not. In this episode of Wonky and Technical, I’m going to look at a familiar subject from some unfamiliar angles. Join me as I dive into music composition, the neurology of music, and how the technicalities that define both are delightfully strange.

Now you might be thinking: Music has been around forever! What’s left to not know about it?

And you’d be right—music is incredibly old. We’ve been studying the technical side of music since the dawn of math. We know more about the physics of sound and how it breaks into sequences and scales than I could ever summarize. But understanding how sound waves work is a far cry from grasping what the human brain undergoes during the songwriting process.
Read more.....http://valourdigest.com/the-surprisingly-technical-process-of-songwriting/

How To Get The Job When You Don’t Have The Degree To Back It Up
Don’t let your lack of a degree halt your professional progress—follow these tips to stand out from the crowd and show employers what you have to offer.
Companies need people, not collections of degrees. Despite that obvious truth, many people who would otherwise be great candidates for open positions don’t apply for roles that advertise education requirements they don’t meet—even when their other experiences and skills would make them the perfect fit.
Read more….. http://valourdigest.com/how-to-get-the-job-when-you-dont-have-the-degree-to-back-it-up/


Want To Make Money? Invest Like Norway’s Wealth Fund, Says Author
Norway’s sovereign wealth fund has lessons for retail investors according to a book out this week: Think long-term, don’t sell when stocks markets go down and be mindful of your home biases.
The fund invests revenues from the Nordic country’s oil and gas production in stocks, bonds and property.
Read more…..http://valourdigest.com/want-to-make-money-invest-like-norways-wealth-fund-says-author/

25 Things You Should Know About Marrakech
It’s not Morocco’s capital city (that’s Rabat). It’s not the country’s largest metropolis (that’s Casablanca). It’s not even the African nation’s oldest city (that’s Fes). But Marrakech triumphs over other Moroccan cities as the unofficial cultural center thanks to the winding alleys of its vast medina, contrasted with the modern malls and restaurants of the Nouvelle Ville, juxtaposed yet again with the luxurious palm tree-lined resorts and villas of its Palmeraie district. Before you lose your way in the city’s souks, get lost in these 25 facts about Morocco’s most popular tourist destination.
Read more…… http://valourdigest.com/25-things-you-should-know-about-marrakech/


Mourinho – ‘I Do Regret Some Negatives’
Jose Mourinho has been speaking ahead of what could be his last Premier League meeting with Arsene Wenger in the dug-out on Sunday.
Does he regret any of the past animosity with Wenger?
“Little things it would be better without them.,” he said. “Some gestures, some words. I feel better now without it. But in 2004 Arsenal were the famous champions ‘the Invincibles’.
Read more…… http://valourdigest.com/mourinho-i-do-regret-some-negatives/