Stats: 3,167,317 members, 7,867,851 topics. Date: Saturday, 22 June 2024 at 04:55 AM |
Nairaland Forum / Wisdom4today's Profile / Wisdom4today's Posts
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Good one. We want more of this. Not the so called slay queens showing their nudes and clevage up and down. Meanwhile see How To Effectively Brand Your Business For Optimum Success. |
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Hmmmm Are there no better way of celebrating independence than to through your woman pride to the mud ![]() ![]() Not inspiring at all. Meanwhile see OVER 40 LUCRATIVE BUSINESSES YOU CAN START PART TIME OR FULL TIME AND MAKE GOOD MONEY IN NIGERIA WITH AS LITTLE AS 100K. |
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Good one. Entrepreneurs create more jobs in every society and put smile in the faces of many. Meanwhile, see 7 Indispensable Tips That Can Help You Start And Succeed In Any Business. |
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Too bad. When are we gonna start getting it right in Nigeria ![]() May God guide our leaders aright in every sector and sphere to bring positive results in our nation. Meanwhile see How To Start Fairly Used Clothing or Okrika Business In Nigeria. |
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Desperate politicians! Naija needs prayers seriously especially as we approach 2019. All will be well. Meanwhile, see 13 Best Business Sectors In Nigeria You Should Consider For Investment To Ensure Success And Profitability. |
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Chia! May God save our dear country. This can only happen in Africa and Nigeria. To get power must not be a do or die affair. Leadership should be a call TO SERVER ,but in Nigeria we have turned it into a call to BE SERVED. Meanwhile, see 5 EFFECTIVE WAYS YOU CAN GENERATE BUSINESS IDEAS EASILY. |
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Good. We need more of such good gestures by the well-to-do people in our society, not to look for ways of collecting what is left from the poor. That's how wealthy people behave in western countries. They look for ways of giving back to humanity. Stinginess can only make you poorer. Meanwhile, see 20 Money Habits That Keep You Poor and How to Avoid Them. |
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Sister, people will prefer to read a book on a successful marriage than a failed marriage, please don't bother to write. Go and fix your marriage, then write about it. See 9 Effective Ways You Can Network Your Way To Business And Career Success. |
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Great guy. I love his daring and entreprenuerial spirit. See How Paddy Adenuga Almost Succeeded in Buying Chevron Oil and Gas company in Netherlands. |
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It's good to celebrate our sisters. They are simply gorgeous! Meanwhile see HOW BILLIONAIRE FOLORUNSHO ALAKIJA BECAME NIGERIA'S WEALTHIEST WOMAN. |
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Chai. Women and girls be on your guard!! Animals everywhere. Evil generation. Anyway see, HOW TO START MAKING GOOD MONEY SAFELY BY INVESTING IN THE NIGERIAN MUTUAL FUND. |
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Her reply is too sarcastic!! Why can't people be polite for once ![]() ![]() ![]() Anyway, see HOW BILLIONAIRE FOLORUNSHO ALAKIJA BECAME NIGERIA'S WEALTHIEST WOMAN. 1 Like |
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Hmmmmmm. It takes some level of creativity and brilliance to be a fraudster. Why can't these fraudsters channel their God given creativity to someone more useful? See 7 INDISPENSABLE TIPS THAT WILL HELP YOU START AND SUCCEED IN ANY BUSINESS. |
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![]() ![]() There is nothing wrong to list the qualities you want in your future spouse, BUT make sure you have also developed yourself so as to provide value to your future spouse too. See 20 MONEY HABITS THAT KEEP PEOPLE POOR AND HOW YOU CAN AVOID THEM. 5 Likes 3 Shares |
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What are other important financial steps you think one should also take before the magical age of 40? Let's discuss. |
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It is generally believed that life begins at 40. Before you get to that unique age of 40, you should have achieved some financial milestones in life. I will be sharing with you some financial steps you should take and seek to achieve before the age of 40. If you have exceeded the age of 40, you can still start now to work towards these financial goals as I believe it’s never too late to achieve anything. Below are 6 strategic financial steps you take before age 40 in order to position yourself well for the future. 1. Build marketable skills – If you can do what others can not do, they would be willing to pay you for it. What skills do you have that other people would be willing to pay for? If you don’t have any skill, go and learn one today. This is very important! Seek to learn a skill that is not common. If everyone can do it, then the value won’t be high. If you learn or develop a rare skill which you can do almost perfectly and which has a good demand, then you can’t go bankrupt as your skill will always provide you income. Some good skills you can learn are graphic designing, desktop publishing, hair dressing, catering and decoration, tailoring, auto mechanic, generator mechanic, computer networking and repairs, computer programming, web designing, welding and fabrication, script writing, nursing, carpentry, tiling, painting, app development, installation of POP ceiling, electrician work and many others. 2. Pay off your debts – Debt can be a major setback on your journey of financial security, especially debt with compounding interest. You should do everything within your power to pay off all our debt starting from those with the highest interest rate. Your aim should be to live a debt-free life. Pay off your debts and ensure you do not get back into debt. You have more peace when you are debt- free. Business loans is an exception, however, you should explore other means of raising capital for your business before considering taking a business loan. 3. Start your own business part-time or full–time – If you don’t start a business before age 40, when will you start it? When you get old? Business is a risk and the older you get, the lower your risk appetite and propensity. Before you get to age 40, try starting a business. You can do it part time if you are an employee. This will help you to learn, grow and gain experience from your mistakes. Business mistakes and failures are better made while you are young than at old age. 4. Build a solid base of passive income streams from paper assets – Paper assets are one of the greatest ways the rich make money almost effortlessly! Warren Buffett is one of the richest men on earth because of paper asset. Imagine you have N50, 000,000 invested in mutual fund at a low annual interest rate of 10%. That means you would make about N5,000,000 annually and about N 416,666 monthly. If you keep rolling over the interest and capital, you would make even more more in subsequent years. That’s why the rich keep getting richer because they use the power of compounding to get richer using paper assets. Before age 40 is the best time to acquire a good amount of paper assets. Invest in stocks, treasury bills, bonds, mutual funds and other paper assets. Have a stake in a wide range of paper assets. 5. Invest in real estate – Real estate investment is one of the best investments you can ever have because, it always appreciate in value with time. Also, aside food, housing expenses in form of rent constitutes one of the highest family expenditure. Before your get to age 40, it would be good if you have built your own house. See how you can build your own house with little income here. At worst, even if you haven’t built a house, try and buy a land before you get to 40. 6.Get married and have all your children – You have a more balanced view to life as a married person with children. You may not agree with me, but I know this is true. Married people hardly jump into action without giving much thought to it. As a married person you think things through and weigh things on several perspectives before making a move. You think of the consequences of your actions as it will affect your family in one way or another. You rub minds with your spouse and make a more balanced decisions too, including business decisions because, two good heads are better than one. Also, having your children before age 40 has several advantages as it helps you to grow with your children and it helps you to bear the financial burden of bring up your children while you are young. There you have it. Getting information does no one any good unless it is utilised. The choice is yours. What are other important financial steps you think one should also take before the magical age of 40? Let's discuss. CC: Lalasticalala Dominique Puskin Naijacutee See source for more info. 1 Like 1 Share
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Good essay. Thanks OP for penning this down and sharing. Also see 11 FINANCIAL STEPS YOU SHOULD TAKE BEFORE AGE 40 TO AVOID REGRETS. |
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What is special with the lady that is not in other ladies?? I think she is just overhyped. Meanwhile, SEE HOW BILLIONAIRE FOLORUNSHO ALAKIJA BECAME NIGERIA'S WEALTHIEST WOMAN. 2 Likes |
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Hmmmm |
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Drop shipping is good. Freelancing with Fiverr is another one. Revenue from Google Adsense is also a very good one. See 20 PROVEN WAYS YOU CAN START MAKING MONEY ONLINE IN NIGERIA BY SPENDING ALMOST NOTHING. |
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What about political instability in Nigeria ![]() |
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Nice tips. |
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As the NLC fights for increase in minimum wage, what are the other measures the government is taking or would take to improve the economy, curb inflation, create political and electoral transparency and better the lives the citizens? These are pressing issues we need to address in this country, not only minimum wage. Meanwhile, never you rely on salary, else you will remain a slave all your life. See OVER 50 PROFITABLE BUSINESSES YOU CAN DO IN NIGERIA PART-TIME OR FULL-TIME. 2 Likes |
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Nice one OP. Thanks. |
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The Nigerian law makers should mandate foreign companies that we import their products to come to Nigeria to set up factories that would produce whatever we are importing or else face ban of importing such product. Meanwhile, see 35 MOST PROFITABLE BUSINESSES IN NIGERIA WITH HIGH DEMAND. |
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God bless Naija. We really need to develop our Tourism Industry so that it can be very attractive to tourists all over the world and generate more foreign revenue for the country. Tourism sector among other sectors will bring Nigeria foreign exchange if well developed. See 13 BEST BUSINESS SECTORS IN NIGERIA FOR INVESTMENT TO ENSURE SUCCESSS & PROFITABILITY. |
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