maik99:


Make that incredibly sexy 2015 accord be like 4m🤝

You said my mind

maik99:


Very well said
The agenda against Honda in particular is annoying

wish the agenda will push the prices down

PETERiCHY:


From NOW till June my CRYSTAL BALL 🔮 is pointing @ #200.

BARGAIN HUNTERS TAKE NOTE!

*ThE OcTopuS* 🐙

whicch stock please?

Locotrader:


Leave religion out of stock trading.
Your primary purpose of coming to the market is to make money.

Church will even collect tithe and offering from an armed robber they know and still pray for him.

If you don't want to make the money, others are ready.My best is to point and you watch it.
Watch champion from tomorrow and see

anyways, ethics is personal

Locotrader:
For Nsempa members who are still holding cash and looking for what to buy, well Champion brew is looking attractive.I am not pointing it based on numbers but because of it's free float which is less than 5%. If NB, Guiness, IB are now shaking body, champion will shake body than all of them.

Check it out tomorrow morning at 3.60 to 3.90 b4 it enters #4+ full bid.

Have noticed this stock for months now but it's against my religious beliefs.
I refuse to be tempted

SharingIsLife:

I stopped having data on 2 SIMS because the first time this happened on my Airtel, I went and recharged my MTN but the same thing was happening there. So I felt like I'd wasted the money.

Get a Glo sim if the network is good in your area

Rinoxy:

Pls can you do a breakdown for a 180k earner? At your convenience. Thanks.

Good evening...

I think that aside from your income, your other financial commitments and age play a role. For instance, if you are from a rich home where no one is expecting anything from you, your case may be different from another colleague who's a bread winner for the entire extended family.
That said, some people advise 50-30-20 (50% of income for need- food, transportation, accomodation and other essentials.
30% for wants -that is other necessities that aren't very compulsory for your existence including helping people and contributing to association/ religious groups while 20% goes into compulsory savings) you may decide to switch the 30 and 20 based on your personality and age. But my rule of thumb is to save atleast 20% of income monthly.
Mutual fund has been very helpful to me because aside from being an investment, you don't have it readily available like using your bank ATM to withdraw at the slightest need (takes about 48 hours to get your fund if you opt to withdraw.)

40- 45k investment won't be bad

How reliable is this Kia Rio 2007 to 2010?
What's your estimated cost to keep it running aside from fuel price.
Hope it won't make one a regular customer to mechanic and rewire

I wasn't earning this much when I realised I wasn't doing well with financial management. I changed my style even without earning any extra.

1. Open a mutual fund investment with either Stanbic IBTC, United Capital or FBNQuest. (There are others but I recommend any of these)
2. Make it a habit to transfer a certain amount into the investment account once you get your salary. I will recommend a minimum of 100k
With this, you plan to live on whatever is remaining. Close your mind to the fact you have this investment on the side.
3. Start to think of business you can start on the side and work towards that for the next 6 months.
(If you are putting down 100k in a money market fund, you will be surprised that by July or thereabouts, you may have another 40-70k as gain on investment)
4. Start the business either as side business or business for your wife
5. Continue to drop the said amount monthly until you achieve your financial goals

Can we have clean 2007-2010 Honda Civic 1.6?

IYGEAL:


I think by delivery he means your pattern of writing

Exactly

megawealth01:


IB time go come... I also have it well loaded... All ANAMBRA projects dey my portfolio...

Which one is IB?
I go like meet you someday and have a chat. Your thinking pattern interest me though your delivery doesn't

academicjosh:

This Honda Civic generation has very good engine but the transmission leaves a lot to be desired.
I changed mine about two years after buying it Nigerian used. I used the recommended transmission oil yet after two years or so, it stopped selecting. After spending so much trying to fix it, I got someone to convert it to a manual transmission around March 2022.
I am still using it till date and have only had to change clutch disk and kit possibly because of my driving style.
I've just put it up for sale so I can upgrade to the 2008 - 2011 generation.
So, if you are interested in the 04/05 Civic, watch out for the transmission.

Thanks Boss

TiiY:


I just started trading as well, Please can you share with me some ot the materials you read. What apps and stockbrocker do you use please

Read "My Wallst" (saw it as an app on playstore) and Investor's Handbook- Stocks Made Easy
Currently reading "The Intelligent Investor" (another app on playstore

thebargainhunte:


Congratulations, you are a fast learner.
You wicked o... You want to be a trillionaire by trading stock? . Nascon is holding me since last year.

Didn't you see how my brother's went home for Christmas?
Don't you want me to do same in my home state and share pictures 😁😁😁?

I want to appreciate everyone here for helping out in my investment journey.
I joined the train as a complete novice on July 13 last year when I bought my first stocks (Dangsugar).
Since then, I have made mistakes, learnt new things read books and read every single post on this thread and I must say the quality of conversations here is top-notch.
To the glory of God, I'm over 40 percent up within this period thanks to you all. Hope to keep doing things till I reach 1000000 percent.

jiz:
Food business

Can you give a further detail of what you mean 🙏

[quote author=GloryMacFred post=127514313][/quote]

Brother, this is 2007 irrespective of the production date.
Do a little research on the car you are selling

FanRong:
I'm sorry, this post is going to be a long one. But you're saving a soul if you read through and advice candidly.


My story
We've dated for 6months and we've lived together for the 6months.

On our 3rd month, I found her interesting and told her I'll like to marry her. She accepted but no engagement ring or anything to show. We just accepted by word of mouth.

Since then, I've worked towards it. I've told her to call her mum and eldest brother(dad is late) to relate my idea and understand their feeling since it won't be that easy to marry. (same state, but my people and her people are highly selective in marriage)

After several persuasion, and threat that I'll throw her out if she doesn't relate the circumstances to her family, she called the mum. And again I had to force her to call the eldest brother. She claimed she did. And that's enough. I'm ok.

Meanwhile, there's this guy(her ex) she claims helped her when she came to Lagos. It was when I started accommodating her that I found out in her chats that she was living with this guy, but lied to me she was living with her Aunt and the aunt's husband was harassing her sexually and she wants to leave. She later told me the guy, though provides for him but has never had sex with her, even when she was living in his house. These stories doesn't move me since everyone, who is not a virgin has an ex. So I forgave all that and we moved on.

She wasn't everything I need in a women, but I told myself I could train her the way I want. We continued adjusting to each others likes and dislikes.

I feed her this 6 months, provide comfortable shelter, buy her things she needs,(not want). Told her I'll do more and open a shop for her, if we get married, but she still confronts me asking why should I wait till after marriage? . I didn't allow the words move me cos Its my decision and my money and also, I'm used to gold diggers.

A good number of times, I see her as being selfish. If things doesn't benefit her, she'll not get bothered even if I'm involved.

Just this week, It became obvious to me that she argues everything I request her to do. From 24th Dec, we've been on holiday, we're always at home.
1. I'll wake her up at 9 and ask her to prepare breakfast for the family, she'll prefer to roll on the bed than do it. I'll finally have to do it myself so I can get things done and get busy.

2. I detest girls on eye lashes. I've repeatedly told her how I dislike it, but when she went to fix herself for the Christmas, she fixed the eyelashes, Contrary to my demand.

3. I got her some sneakers to upgrade her fashion style and look smarter, instead of the usual slippers and sandals she wears.
When we prepared to go to the beach few days ago, I requested her to put on the sneakers to look more fashionable, but she refused buttressing that she must wear what she wants, sandals.

4. Few days ago, we had a heated argument and she said that if I'm not happy that she's living with me, that she can go, afterall, she has somewhere to stay. I asked her to go and she immediately called that her ex bf to come to my house. I immediately swung into action, took all her belongings out, before the ex will arrive, at the same time, retrieving the items I gifted her.
While she was struggling to have her gifted items back, our neighbours heard the struggle and had to come and settle for us. She apologized and I forgave her. we were back into the house.

5. Just yesterday , we left home together, and I locked the door and I took the keys with me. We walked down the street together to the Busstop, I have almost no friend and seldomly greet. But there's this my ex girlfriend by the roadside, she saw me and yelled my name, I went to greet her and my Fiancée picked offence, left me without waiting for me. After that I chased her and told her it's nothing because I've told her everything about this ex.
Before we could get to the Busstop, she demanded for the house keys and I gave her since she might come back earlier than me.
We couldn't say bye. The anger was clear on her face and we parted ways.

After about 15mins, I got to where I wanted to make payment for the items I picked only to notice I am not with my transaction phone. I was confused where could I have kept it, the seller insisted I may not have come to his shop with the phone, and the phone rang as I called with my second phone. so I had to call my Fiancée for assistance since she's with the keys.
At first, she said she was still around the Busstop but when I told her I needed her to go home and confirm my phones whereabout, she said she can't go back that she has gone far, shouted on me and hung the phone.

I called and called and called, but she didn't pick. Many thoughts ran into me. Who took this phone? My money? , my phone? , my sim card? . I had to find my way and trekked back about 4km to the house since I had no cash with me. And finally saw the phone ringing in my house. I was relieved.

The way she shouted to me on the phone got me unbalanced, I felt she would be fire if I get this girl as a wife.

We finally traveled to our home state today and I paid the bills for the traveling. My major plan of traveling was to see her people and do the needful before I mistakenly get her pregnant. But I'm seriously contemplating of canceling this plan and throw her out come January. I need peace.

Dear nairalanders, I'm really in the middle of the deep blue sea and the devil.

I need mature and candid advice please.
Should I continue with the marriage plans or the redflags are obvious?

Are you waiting for someone to tell you that you are being used?
Move on Brother

mattbass:
Good evening all.... Please I have a question for a friend that wants to buy a Nigerian used Mercedes C230.
V6
But the compressor is bad meaning ac not working and according to the guy to fix it will amount to 50k.
The power stirring has issue meaning is very stiff and to fix according to him will cost 35k.
And the cost price is at 1.5m.
Please is it a good buy and to fix all those things will amount to what price. Thanks.

While we wait for our gurus to come and answer with better technical support, I will tell you the car have more problems than the owner is telling you

Meerahbel:
Increase saving
Aggressively invest (There is a saying that it is difficult to teach an old dog a new trick.

There are investors that are only into real estate and are doing fine, there others who are only into Fixed Income investments and are also doing fine, there are others who are only into stocks and are also doing. There are also investors who combine everything.



You should have known that if an asset or investment does not generate cash flow, I can't deal.)
Quit my job
Face my business squarely
Then get a remote job to augment my business

You went to copy oga Emma in stock pick thread?
Na wao

Your woman is either selfish or too young to understand.
If she was mature enough, she would have used your own mother as a bet to get you to spend the money.
People should learn the art of communication.

Nazgul:

It used to be 20k before subsidy removal. I don't know how much they charge now.

Ok

SmartyPants:


These refineries don't produce PMS and they produce only a fraction of the quantity Dangote can produce. BUA and the national refineries will be more of a threat, but the market is so big outside Nigeria that there's really no threat at all. Everyone will have enough demand to sustain operations.

I believe we can consume everything they can produce.
Meanwhile the west African market is so large that there won't be leftover

Nazgul:
Are there not driving schools in your location? Using a GLK to learn isn't the problem. The problem is can you control it? There's a reason why driving schools use jalopy cars to train their students.

Jalopy cars are slower and easier to control. That GLK you're talking about can reach speeds of up 80km/h within seconds of stepping on the accelerator. Can you control such acceleration as a leaner without running into another car or hitting passers by?

Another problem why I wouldn't recommend that you use it is that most trainee drivers usually mistake the accelerator for brakes. Whenever they're told by their instructor to apply the brakes, some would step on the accelerator.

Imagine stepping on the accelerator of a GLK instead of the brakes, and a car is in front of you. You'd ruin your headlamps, and the entire front of the car including the car in front of you. That's a debt I know you wouldn't want to plunge yourself into this period.

Any idea of price of driving school?

What's the price and location

Blitzking:

You can lear with any car but not advisable..cos if u bash the car na serious money to repair.

You are also putting your relationship with that friend at risk by using his "super car" for learning

Josephamstrong1:
I don’t really understand some schools this days. My baby girl cleared all her subjects with distinction, all As and she was given 3rd position. She has been sobbing uncontrollably since yesterday. Yes, she was promised Christmas gifts and present if she takes first position in class this term.
I think she deserves the 1st position. I want to go to the school on Monday and appeal for result recheck. It can’t be!
I am not taking this o! My baby deserves 1st position with this result.

What kind of parents do we have nowadays?
She came 3rd and she's subbing and the next thing is to go and fight the school?
Instead of you to use this to teach her about the journey of life?
Little wonder kids commit suicide when they have a little challenge in life.

This result in my house will generate alot of motivational conversations. Tell the kids the world does not revolve around them. They must dream high, work hard but there's more to life than another person's (Teacher) judgement

Do you know that another kid may have same 15As but did better than her overall

[quote author=GloryMacFred post=127487114]Toyota Corolla 2001 (Ash)

Foreign Us
Price: 5.5M

Location: Uyo, Akwa Ibom


Contact: 08118408291





This price no shock you as you type am?

Machinegun91:
800k can do the job

Be real for once

dawnomike:
I have not, but I know someone who has.... That car us very durable, fuel economical and rugged!!!

It is a good buy anytime any day... The guy travelled to many cities in Nigeria with that car before fortune elevated him

What about cost of parts and availability?

emmasoft:


Mutual funds generally are pull of funds from individuals and corporate bodies managed by a professional called the fund manager.

There are different mutual funds which are mostly named based in the underlying asset.

Equity funds as the name implies has the underlying assets as shares of quoted companies, that means the money invested by investors who subscribed to Equity fund is solely invested in shares hence it belong to the the High risk type of mutual funds. The value fluctuates according to the prices of quities. If the stock market is doing well, the fund does the same and vice versa.
Investors can lose their capital and gains in Equity funds. There is not nothing guaranteed.

On the other hand balance funds have underlying assets divided into various instruments like equities, real estate, money market instruments, that is how it derives the name balance. The fund managers tends to balance up the assets with different instruments with some low risk, medium and high risks instruments

The reason most balance funds are doing well generally this year is because there has been a long bullish run in the equity market this year and at the same time rates sre increasing because of inflation rates in the money market and fixed income instruments.

For all investments, balance fund inclusive follow your investment objectives so that you will not be greedy or fearful.

The least risky of them all is the money market fund.

Thank you oga Emma.
Me and you still get talk but that would be on WhatsApp