₦airaland Forum

wetin Bubu won go defend, he will ask What are dey saying? What is arbitration? I was not the President na I was the Head of State? You fifu should call Tunde na

Love800:
I went to the hospital for test.

This is the result of the test below
Syphilis is negative.
HIV is negative.
Blood is normal.
Urine is not normal.

I want to ask. If one's urine is not okay, what does it mean?

start by drinking enough water daily, try at least 5 Litres per day, avoid all toxic drinks and high carbs intake for few weeks then go for test again

jesusjnr2020:
Does The Holy Spirit Also Tell Us To Stop Praying?

Woke up at past 12am last night and my initial plan was to pray but I was still feeling sleepy, so I decided I would go back to sleep to later wake up to pray.

But while I was going through my phone briefly before I went back to sleep, I heard a voice say, "pray".

I was reluctant at first because I felt quite weak, but considering the time of the day I was asked to do so, when spiritual attacks were usually at its peak, and I didn't know the reason I was given that instruction, i couldn't take any chances.

Moreover it was my initial plan to pray so why not, i started praying anyways.

It was a struggle initially but with time I got into the prayed mood and was happy that I was eventually able to pray as I previously planned to do.

However after I had prayed for close to 2 hours, I had a voice say, "it is enough, it's enough".

That sounded really awkward as I have never heard such a thing before. I was sincerely worried it wasn't the Spirit of God, but the devil trying to stop me because my prayer was achieving the purpose I was told to pray and wrecking his evil plans.

I didn't stop though until I had finished with my prayers.

However i'm still wondering who was behind the voice telling me "it is enough", because I know it's normal for the Spirit of God to urge us or even wake us up from sleep to pray where necessary.

I think that has happened to me before, and also heard several others share such testimonies in the past, but "it is enough" during prayers is a completely new one for me.

Or is there anyone here that have heard such an experience before?

God bless.

Yes, you must have been interceding and the issue has been sorted

femisplash:
This is the same model for Lagos-Calabar coastal road project. Why was there so much of deliberate mischief and unnecessary hullabaloo over the funding?. However, this model is proven to be feasible. This model is going to work just as fine for Lagos-Calabar too, I guess critics have to be a bit more reasonable.

same model US has been using for decades

Ndubuisipaul1:
Am in love with this lady. She loves me too. But she always ask me for money.

If I had enough I will make sure I meet most of her need, due to how much I love her.

But the issue is that I don't have enough. So am withdrawing myself from her.
anytime she discover that am withdrawing from her she will complain .

I love her and it's hurt so much that I can't provide her with her basic needs.

Am just asking God, Why can't you give me money to take care of this girl?

She loves me I love her too but money no dey

it's good you love her and she loves you, it's better for you to make her know you can't grow if you give her all you have, and also stop falling in love, clear your eyes and work on yourself. If gbege happen now the lady will look for someone better than you. I guess you started the relationship with spending money that is why you are in this crisis, ladies are often loyal to their feelings, know how to play your game well, you too start asking her for money

Jega2000:
I make roughly 500k-700k on average monthly but I am not really comfortable...

First be contented but at the same time have a plan to double your income, go beyond being uncomfortable to planning to earn more, start with saving at least 30% of your earning, invest part of the money in learning high income skills like digital marketing, copywriting and some other few. If possible create your own digital products and create a loop of selling them to grow your income. in case you need more explanation chat me up on 08089456258

ThugCheetah:
Please this just happened to me, someone sent me some money and called me that it was a mistake.. what’s your advice?

transfer some amount of money out of your bank app to start with, if the balance remains almost the same then it is true. the reason is because flash credit is now getting popular, call it fake alert. Report to your bank but also go public with the phone number. You have to be careful because kidnappers also are using this format

Bigkoko:
In Africa, the only LLC that would compete with Bigkoko Group Inc. is Flutterwave. I have gone to the other side and saw that and i believe they have also seen it too! Wont say much!

In Africa its going to be Bigkoko & Flutterwave. The rest go exit business space for us to rule Africa! And Las las Bigkoko go swallow Flutterwave

With Bigkoko Pan African Gift Cards, even Visa, Master Card go bow when i finish cooking my cocoction!

You are not even near voguepay not to talk of paystack and flutterwave

MIKOLOWISKA:
Nothing stopping you from running for gov o
Heck you don't even need to be governor to do the layout like dangote did

did you see I was replying someone about his Governor, I no need all this motivation sha

SmartPolician:
Hope Uzodinma should invite Presco to manage Adapalm for the Imo State because he's obviously too incompetent to manage the palm plantation.

wetin even concern Government with money making, If I were any of those governor's I will create up to 50 companies, one will be the holding company that will be in charge of all the paperworks and control, then sell majority shares of like about 65 to 75 percent of each of them to local and international investors. Then put the money raised into getting lines of credits for creating industrial layouts and free trade zone that will lead support all the infrastructural needs of the companies. That is the best way to develop a State Economy and create jobs

HelpeeDeck:
Pls which saving financial app has the best interest rate or fixed deposit bank have the best interest rate. Atleast if someone lock up 4m for 6month

install bamboo or risevest and buy Nvidia or Google Shares

meobizy:
Many reasons. She’s a divorcee so it’s more complex than birthing a bastard. She could be Hot, missing the feeling of being a wife, sharing parental duties with the man, using him as a father figure and many others. In a baby daddy, baby mama situation, na only sex and nothing more.

they did not divorce they instead separated

bewisemasses:
I can imagine d kind of feeling Dangote goes thru anytime he hears or thinks of d name bua.

they are cousins

RosemaryBash:
I need a website designer that can help me design massage Web page
If you're interested Pls
Message me on Telegram @RosemaryBash
Thank you

I just sent you a message on Telegram

Rockzy1:
I'm thinking of relocating to another state within Nigera and start a new life with 1million naira?

The major reason for relocating is that something happened to me and i want to move on from the pains, depression etc. I've tried to move on but it's not working.

the amount can even give you a headstart in Lagos if you decide to try satellite towns

topsy23:
Your analysis on plumbing and Electrical might be wrong. Electrical cables are very expensive now... Check the below analysis for cables

1.5mm for lighting
Red 5
Black 4
Green 1

2.5mm
Red 3
Black 3
15mm green 3

4mm
Red 2
Black 2

1.5mm for fence light
Red 2
Black 2
2.5mm 2

10mm cable 1

With the above analysis, 2m will not be enough for electrical because pipes and distribution board is not part of the analysis above. Also, light fittings which is the final fix is not part of it too..

You are actually right at least considering inflation, but for a typical 3 bedroom flat the range of 2.5 to 4 should

osazsky:
boss them finish u o I swear.clearing 500k, excavation 700k..u won't spend upto 120k for both if u had used Hausa guys or Benue guys to run these jobs..na wastage be this.ur money long

did you see leveling there, what does it take to achieve leveling, have you heard of cut and fill. I provided a costing from an Engineer's perspective not from a gbasgbos perspective

GeneralPula:
Almost everything you listed here are not op to that.

27-30m would be enough complete

May be from the angle of street labour, I am giving a quotation based on my Civil Engineering background

DarlingtonC:
A lot of expenses here can be reduced by 50 percent

sure based on taste and choice of material of lesser quality and durability

VaginaAcademic:
Please I need serious advice and breakdown

Take a look at this

1. Site Clearing and Preparation
Site Surveying and Mapping: ₦300,000
Site Clearing and Leveling: ₦500,000
Excavation for Foundation: ₦700,000
Sub-Total: ₦1,500,000
2. Foundation Stage
Materials (Cement, Sand, Gravel, Steel): ₦3,500,000
Labor for Foundation Work: ₦2,000,000
Damp Proof Membrane and Blinding: ₦1,000,000
Sub-Total: ₦6,500,000
3. Structural Work
Wall Construction (Blocks, Mortar, and Labor): ₦8,000,000
Reinforcement for Pillars and Lintels: ₦3,000,000
Sub-Total: ₦11,000,000
4. Roofing
Roofing Materials (Wood, Zinc/Aluminum, Nails): ₦4,000,000
Roofing Labor: ₦1,000,000
Sub-Total: ₦5,000,000
5. Windows and Doors
Aluminum/Steel Windows (Materials and Installation): ₦2,000,000
Doors (External and Internal): ₦2,500,000
Sub-Total: ₦4,500,000
6. Electrical and Plumbing
Electrical Wiring and Fixtures: ₦2,000,000
Plumbing and Sanitary Fittings: ₦2,500,000
Sub-Total: ₦4,500,000
7. Interior Finishing
Plastering and Screeding: ₦2,000,000
Painting (Interior and Exterior): ₦2,000,000
Tiling (Floor and Walls): ₦3,000,000
Ceiling Work (POP or PVC): ₦1,500,000
Sub-Total: ₦8,500,000
8. Exterior Finishing
Paving/Compound Finishing: ₦3,000,000
Drainage and Fencing: ₦2,500,000
Sub-Total: ₦5,500,000
9. Contingency (5%)
Unforeseen Expenses: ₦2,500,000
Grand Total: ₦50,000,000

Note: This costing is subject to reduction or addition based on inflation, market situation, quality of materials and type of expertise engaged

eddy2farm:
Thank for the advice.
I have actually put all this on paper.

I really want go big this time around. The bigger the better for profit which can enable me leave as normal human being in this hard time.
I want to fulfill my wish because I am getting older.
My plan is to take my family out this country.

Imagine all till now I am still looking for money and the right connection, which is a shame to me already.

Study, think and plan considering alternative perspectives, all you are seeking for at your fingertip if you can just dig deeper in search of knowledge. Yoruba will say there are many routes to get to the market

Lakeside86:
I want to know if the piggyvest investment platform is safe ,secure and initiates your payment as at when due. I am leaning towards safe lock and monthly contribution options. I need honest response please.

Thank you.

it is not an investment platform, it's a saving platform

OsusuBishop:
On December 27, 2024, I contacted the call center of one of the international banks in Nigeria to lodge a complaint about an issue with my account. To reinforce my report, I also sent an email to their designated support address. Thankfully, by the end of that same day, the issue was successfully resolved.

However, what followed left me deeply concerned. Over the next few days, I began receiving several missed calls from an unfamiliar number. Out of curiosity, I eventually answered the call today December29,2024. The caller introduced herself as a representative of my bank and claimed she wanted to help resolve the issue I had reported earlier.

Immediately, I became skeptical. Why would someone from the bank want to resolve an issue that had already been fixed? [/b]Shouldn't they have seen the status of my case in their system? My suspicion grew as the caller began asking sensitive security questions. Without hesitation, I ended the call.

To ensure my account's safety, I promptly reached out to the bank using the official numbers on their website. [b]The representative I spoke with confirmed my fears: no such call had originated from the bank, as my initial issue was already resolved.

Now, here's my biggest concern: how did the fraudulent caller know I had recently contacted the bank? How did they gain access to such specific information about my account issues? This points strongly to a possible insider leak.

This experience is a wake-up call. It’s a reminder to everyone to remain vigilant, especially during this festive period when scammers are on the prowl, targeting unsuspecting individuals for their "Happy New Year Funds."

Protect yourself by:

1. Always verifying calls and emails through official bank channels.

2. Never sharing sensitive information over the phone, even if the caller claims to be from your bank.
3. Reporting any suspicious activity to your bank immediately.
4. Stay safe, everyone! Scammers are everywhere, but together, we can outsmart them.

Stay safe, everyone! Scammers are everywhere

The way things are in Nigeria I won't even advise anyone to keep huge amount of money in ones savings account

eddy2farm:
Honestly I really want to increase my capacity to around 170 to 200 acres but I don't have the money l.



Okay I will take your advice

Tanks so much.

First don't put yourself under unnecessary pressure, second create a plan and see if it worth it, think on paper about the 170 to 200 acres.
3. Think of ways of generating the money and research about the best options and the worst options.

Beeassociates:
Good day Nairalanders..
I need your good advice concerning this....
I intend to start up a travel agency very soon.
I already have a short time experience working with an IATA accredited travel agency and I am passionate about this business.
I do intend to start small, hence I won't be aiming for the IATA license for now. initial service would be flight ticketing, Although I'm thinking of including other services such as visa consultancy, tour arrangements, hotel booking, etc.. but how do I go about this?
thanks

First thing first, raise enough funds to register your company I saw that travels is minimum of 30 million shares during CAC registration

Redman44:
This blue ocean strategy . What is it about? Can you explain, please?

https://www.youtube.com/watch?v=sYdaa02CS5E?si=K1uE4oD7MTla994y

Nnamekus1:
Greetings Nairalanders!

I'm a small business owner who deals on motorcycle spare parts, keke spare parts, bolts and nuts, and Lubricants.

I have been in business since January 2023 but my business has been stagnant. It's not growing even though I make enough sales but with small profit margins.

However, I think the reason for the stagnation is because I spend more than I earn due to my inability to track my profit and inventory. I don't even know how much I earn so as to know how much to spend.

I know about accounting softwares and POS systems and I have thought of using one but I don't know the one that would serve my purpose especially when it comes to inventory management. My business is such that it's difficult to track the inventory. Reason is because sometimes I buy an item in whole and sell it parts by parts. I can buy a fairly used keke napep, disassemble it and sell it parts by parts. And no matter how you try, you can't accurately enter the inventory parts by parts in this case.

So I want to know if there is a software or app that can allow me enter a whole item (like a whole keke) and when I sell part of it (like the tyres, windscreen, shaft, etc), it would count under the main item.

Another area where I'm having some challenge is in the area of bolts and nuts but I can handle it, only that it would take my time and money too.

Please I need professional advice, suggestions based on experience.
Thanks all.

I can create one for you for managing your inventories and also stocking. Chat me up on 08089456258

ednut1:
Tinubu is not GEJ. He us ready to spill blood for power

the dude is a deep Marcavellian

eddy2farm:
Why is it hard to get federal or state agriculture loan?
I have been farming for about 15 years now , geting a loan to increase the farm size is a problem.
Last time I think around 2020 or so I try apply for NIRSAL loan. They took my application money up till now I never here from them.is a shame that government are not supporting real farmers.
However I have been able to farm over 55 acres of casava farm, 5 acres of plantain farm and 10, acres of palm farm without loan from anyone.
We are heading for a new season to start farming. I will appreciate if government can give me loan.
I went to other private microfinance bank for loan but what they are willing to give me for a start is very poor.
Honestly I am bigger than a loan of 500k or 1m.

Bros Avoid Nigerian loan of every category. Use Blue Ocean Strategy to raise your needed fund

Educationalserv:
very stupid of you .Oyo and osun are majority Muslim and are guide by Sharia law to govern there life's how is it your business.

Abi eleyi Sinwin ni