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Business / Re: CBN Lists Deposit Money Banks In Nigeria (see Full List) by Ynix(m): 4:40pm On May 08
post=129850851:
Good thread.

Do we have some Nigerians that do not have an account in these Top 7 banks in Nigeria below?

#JustCurious



1. Access bank
2. Fidelity bank
3. First City Monument Bank
4. First Bank
5. Guaranty Trust Holding Company
6. United Bank for Africa
7. Zenith Bank

Yes and that is where the likes of Opay and MfBs won
Nairaland / General / Re: How Can I Send Cash Anonymously? by Ynix(m): 1:39pm On May 08
TheGreatIYANU:
I want to send some money to a few people in Nigeria, but do not want my name on the transaction.

Asides POS or sending to a third party to send to them, are there any fintech apps currently in Nigeria that support anonymous transfer/deposit?

Kindly let me know.

Ps, it should be apps you have personally used for same purpose and they work.

CBN will never allow such, that is the essence of cryptocurrency

Go to the bank and do OTC deposit, use an anonymous name and anonymous phone number
Business / Re: Landmark Reopens After FG Demolished Beach Front Facilities by Ynix(m): 10:01am On May 07
MyVILLAGEpeople:
But these two comments though lol
As if they have access to the sea shore

1 Like

Business / Re: Any Small Business Idea To Start With 500k by Ynix(m): 10:00am On May 07
Charx122:
Good morning,
I will like to have options of small business I can start off with
500k .. I will appreciate please matured minded ideas thank you.
It's up to you but my best advice to you is to get a laptop learn an essential digital Skill or go into real estate agency you don't need so much money to get started
Jobs/Vacancies / Re: I Keep Having Suicidal Thoughts Everyday by Ynix(m): 9:57am On May 07
Nomorelove:
I never thought it will come to this but at this point, I need help. I made a very useless mistake that cost me everything I had. I can't even boast of 1k right now in my account. Everyday, voices keep telling me to take my life. The voices are getting louder. The truth is I am almost at that point where I listen to them because I'm already tired. Before all these, I do software development and write for people. Now, people are owing me left right and center and I no longer own a laptop to work.

I don't know who will see this post but please, anybody should just come to my aid. I am ready to do anything so you can verify my claims. There is a big river close to where I live and every blessed day, it's as if the river goddess keeps calling me to come. I also see her in my dreams. It may sound funny, but I am telling the truth. I still have a whole lot ahead of me and I don't want my life to end here. Nairaland is the only place that came to my mind to share what is happening to me. Thank you all for reading and God bless.

Do all you can to stay alive even if it involves doing construction labor work. There is always light after the tunnel

1 Like

Programming / Re: I Want To Start Developing Mobile Phone Games For Android What Should I Learn? by Ynix(m): 10:44am On May 05
lovediehatelive:
Please just want to venture into developing mobile games for Android, probably starting with 2d games.


When it comes to concepts and all that, I boil crazily with them from time to time.

So creativity should not be an issue. The problem here is the tech aspect.


Please what should I know and learn, and kind of step by step from concept to making my game live.


I plan on 2D, but have an eye for 3D games after succefuly publishing some exciting 2D games. ( For 3D I plan creating something like soccer games like dream league soccer)

Please advise

You have a long way to go though
Family / Re: My Wife Sleeps With My Boss by Ynix(m): 1:01pm On May 04
achimendy:



After the whole thing just walk away.

Exactly

1 Like

Family / Re: My Wife Sleeps With My Boss by Ynix(m): 1:00pm On May 04
guysbewise:


Hacking a wife's phone without her permission is an offence. So him showing it to them can get him into more trouble.
na Nigeria we day
Family / Re: My Wife Sleeps With My Boss by Ynix(m): 1:00pm On May 04
jaxxy:


u mean expose his marriage and family to public disgrace and ridicle? including the children?


And after that what next? undecided


Better think b4 u destroy ur family further with childish actions.

It won't instead it will create a buffer and constraints for the woman since he wanted to keep her. Any time she messed up he will remind her of what she did, it's all a mind game
Family / Re: My Wife Sleeps With My Boss by Ynix(m): 12:58pm On May 04
Oseone1:
Including their PASTOR since they are church members
I wanted to include that actually
Family / Re: My Wife Sleeps With My Boss by Ynix(m): 2:06am On May 04
Iykegodslove:
Good day everyone!! I am emotionally shattered as i type this message. I have been suspecting my wife for years now but no concrete evidence to confront her. There is a boss of my mine who happens to be our family friend. Each time he calls my wife, she deletes the call history immediately. This has been happening for years but i keep quite because i love my wife and my children so much. Of recent, i decided to know what is happening by hacking her call with him. Lo and behold, they are into deep relationship that my wife calls him baby. Infact, sleep has gone out of my eyes and am thinking of how to deal with the situation. It should be noted that i am not working under the man in question only that we are church members and he has rendered countless of help to me. I am wondering what puts my wife into this mess. I am graduate but i decided not to work for anybody but to focus on my farming. I am doing well financially bcs i can boost of 500k or more every month. We are not lacking anything at all. Please house ignore my typo and help with good advice. Note: i dnt want to divorce my wife and am ready to forgive her bcs she has been of great help to my success and moreover, i love my family very well. What should i do to stop them?

Do all you can to record all their conversations, pretend as if all is well and after that call for a special meeting preferably on her birthday and invite your parents, her parents and the boss of yours then show up all the evidences, and keep Mute after.


Alternatively just invite your pastor, one other wise elder in the church, your wife and the boss over for a confidential meeting and open up the Pandora box then tell them you love your wife but sincerely are disappointed in her and the boss you trusted but you are ready to forgive her if she repents and stops the whole nonsense else you won't have any choice than to make the case public. It's all about mind game, no one especially ladies like being caught in a condescending situation

547 Likes 56 Shares

Religion / Re: Please I Need Your Prayers Ooo by Ynix(m): 4:07pm On May 03
Peterodion49:
I need your prayers WHATSAPP 08171096446

What is the matter
Education / Re: Please What Advance Course Can I Do With B. SC In Economics by Ynix(m): 10:01am On May 03
sammyscholar:
Good day, sir. Pls, do you have idea of how to solve this econometrics calculation? The question 4. See picture below, sir:

To establish the relationship between public school teachers' salaries (Y) in North (D2i), South-South (D3i), South East (D4i), and West, we analyze the regression results:

For North (D2i): The coefficient is -1734.473 with a t-value of 23.1759 and a significant probability of 0.0000.
For South-South (D3i): The coefficient is -3264.615 with a t-value of -1.2078 and a probability of 0.2330.
For South East (D4i): The coefficient is -1213.112 with a t-value of -2.1776 and a probability of 0.0349.
The West (b1) is not represented directly in the coefficients but can be inferred from the intercept.

Advice to the Nigerian government:

North: Given its significant negative coefficient, North should be a priority for increasing public school teachers' salaries.
South East: While also significant, South East has a comparatively smaller negative impact on salaries but still deserves attention.
South-South: This region shows no significant impact on salaries, but it's still worth monitoring for potential future interventions.
Explanation for using three dummies instead of four:
Using three dummies instead of four avoids multicollinearity issues, ensuring each region's coefficient represents its unique effect on teacher salaries compared to a reference region, likely the excluded one. This approach also simplifies interpretation and enhances model efficiency.

1 Like

Politics / Re: South South Governors Commend President Tinubu's Coastal Highway Project by Ynix(m): 10:07am On May 02
boringdraw:
Tinubu is playing a long range game with short sighted South South politicians. The coastal road will take 8 years to complete.

Why not start the road construction from Calabar to Lagos?
That way all the business affected in Lagos now can operate and pay taxes for more years before eventually demolition if need be.

Since the road will presumably be half way in the next fours years, South South will be coerced to vote APC or lose out if Tonubu doesn't win.

What if Tinubu loses the next election?

What if Tinubu wins and turn his attention in another big project that benefits his region leaving the South South hanging?

South South should have insisted the road start from Calabar, that way Tinubu will ensure it gets to his region when completed.

You are missing it, you see that project is a money spinning project for him, a Win Win for 7 parties, himself first, his crony, Umahi and co, Real Estate investors, Manufacturers, Banking Chiefs and Nigerians in general. His plan is to have a PPP and concession with the aim of building Toll Gates so users pay Toll Fees just like that of Lekki. In 20 years they would have made excess money from it beyond your imagination.

1 Like

Politics / Re: South South Governors Commend President Tinubu's Coastal Highway Project by Ynix(m): 10:02am On May 02
triple996:
good one mr president. I just hope there is enough funds to go round, and it will not make FG abandon other projects that are already in progress....eg railways, AKK gas pipeline
AKK Gas pipeline is an NNPC project aimed at supplying Gas to Europe especially Germany as the EU are considering another option beyond Russia their targeted sellers being Nigeria and Algeria since we both have enormous gas in reserve

3 Likes

Technology Market / Re: How Caicai Trader Are Scamming Nigerians Of Their Btc And Gift Card by Ynix(m): 9:18pm On May 01
Hohaiiiode:
I made a transfer of btc to an address given to me by an agent of this fraudulent exchange.
After sending btc to this wallet address 3KFs5RDtYdBHYFu9nfEQAQSdYYoX12NFh6
They claimed they never received any btc even though the transaction was confirmed on btc public ledger. Please avoid them. Here is their number be warned there are scammers +852 5172 1738

Why did you opt for this na, you don lost big money. Meanwhile you can buy gift cards by yourself
Health / Re: My Guy Has Been Scratching His Underneath For Weeks by Ynix(m): 6:21pm On Apr 29
Testiebobo:
What can i do for my close friend who have being scratching his underneath for weeks.

A pharmacist prescribed an antibiotics for him but still itchy. He described his discomfort from coming up inside his body. #Lil will sometimes grab his joystick and rub it hard until it becomes pink# he told me.

I asked him when last did he Bleep and he said last year. I dont know how to help him again o. And i cant watch him crying from discomfort. What medications should i get for him?

Your guy should keep using the crop and also add anti fungal cream
Romance / Re: Can I Get Anyone That Create Vtu(data) Website Here by Ynix(m): 7:11am On Apr 28
jamesirewa:
I'm currently in need of someone that can create vtu (data) website.

Chat me up on 08089456258 I will give you the most affordable price and best even a mobile app for it
Investment / Re: Nigerian Mining Insider Seeks Foreign Partner For Rapid Growth: 70% Equity Offer by Ynix(m): 7:01am On Apr 28
kudosamass:
Gain Immediate Entrance into the Nigerian Mining Industry

Executive Summary
This proposal presents a unique opportunity for a foreign partner to invest in an established Nigerian mining and mineral trading company. We possess extensive local knowledge, industry contacts, and a proven track record of ability to source any mineral or obtain any type of mining site.

Company Description
• 5 years of experience in the Nigerian mining and mineral trading industry
• Strong relationships with local chiefs, community leaders, and government officials
• Proven ability to source minerals, particularly strategic metallic minerals
• Strong ability to secure any type of mining site and expertise in navigating the licensing processes.

Partnership Opportunity
We are seeking a foreign partner to take a 70% equity stake in our company. This partnership will provide us with the necessary:
• Financial Investment: To expand our mining operations and acquire advanced equipment.
• Technological Expertise: To enhance our mining efficiency; and mineral sourcing and processing techniques.
• Global Market Access: To connect with international buyers and expand our customer base.

Benefits for Partner
• Fast-Track Entry: Gain immediate access to the Nigerian mining sector through our established network.
• Reduced Risks: Mitigate operational challenges with our local knowledge and expertise.
• Resource Security: Secure a reliable source of strategic metallic minerals through our well-developed sourcing network.
• Access to a vast network of industry contacts
• Streamlined mining site acquisition and licensing procedures
• Deep understanding of local regulations and customs
• Proven ability to source valuable minerals

Our Strengths
• Local Expertise: We possess a comprehensive understanding of the Nigerian mining landscape, including regulations, procedures, and cultural nuances.
• Extensive Network: Our strong relationships with local stakeholders facilitate smooth operations and efficient mineral sourcing and mining site acquisitions.
• Proven Track Record: Our 5-year presence in the industry demonstrates our ability to navigate the complexities of the Nigerian mining sector.

Conclusion
By partnering with our company, you gain a foothold in the flourishing Nigerian mining industry with minimal risk and a maximized potential for return on investment. Our vast local contacts, knowledge, and proficiency; combined with your global resources, will establish a formidable force in the Nigerian mining sector.

Next Steps
We invite you to contact us to discuss this proposal further and explore the mutually beneficial opportunities this partnership presents. Please contact us to schedule a meeting.
See my Signature below for Contact.

Do you have iron ore for sale
Politics / Re: Where Will The $760,000 America School Abuja Refunded Go To? by Ynix(m): 6:58am On Apr 28
MerchantMNT:
I suspect it would go the account that the original payment came from, then Efcc can continue tracing from there

No it will be with CBN under EFCC account standing as an evidence against Bello

1 Like

Romance / Re: I Want To Learn Yahoo And Scamming by Ynix(m): 6:25pm On Apr 27
Bintabisiriyu2:
I don tire, salary no reach anywhere.

I want to scam, do yahoo or steal money i don't care!
Look at my crush now giving me face because of money.
My mate are chopping but we dey manage salary.
It's well, i need someone to teach me anything to do to get money but i don't wanna be caught o, i just want to do it for the funds and enjoy it like my mates.
Please i don't want to be caught o.
If you can teach me anyway to do yahoo please indicate am very serious.
Beware of greef
Art, Graphics & Video / Re: Please, Help Me Choose The Best Design by Ynix(m): 6:24pm On Apr 27
A
Business / Re: You Have 10million Naira, How Much Can You Generate In 12 Months And How? by Ynix(m): 7:20am On Apr 27
Ynix:


I can generate 2-3 million naira monthly

For me 10 million Naira is not only sufficient but more than enough to build a thriving financial empire within just one year—legitimately. I believe that with strategic vision, strong team work backed up by innovative thinking, it's not just a dream; it's a tangible reality waiting to unfold.

First option is to mastermind a groundbreaking real estate platform, which will be positioned as the trusted middleman in lucrative land banking auctions. By tapping into the ever-expanding real estate market, I'll orchestrate transactions that not only yield substantial returns but also revolutionize how properties are bought and sold.

My secret weapon will be Monthly online contests, enticing participants with the chance to win coveted parcels of land—all while driving engagement and attracting investors through strategic social media campaigns and influencer partnerships.

My Second avenue to the planned wealth creation lies in the dynamic world of crowdfunding, usually startups hunger for capital and investors crave promising ventures. By launching a cutting-edge crowdfunding platform backed by social media marketing, I'll bridge the gap between ambitious entrepreneurs and eager investors, catalyzing innovation and fostering growth. And once again, my ingenious approach of hosting monthly contests—this time offering funding opportunities to aspiring startups—will captivate audiences and fuel exponential user growth.

But here's the real game-changer: I plan to secure pre-seed funding from renowned backers like Baobab Network or Antler. With their support, I'll amplify the business to unprecedented heights, by access to their invaluable resources and expertise. Often they invest $150,000 as preseed into startups that have potentials of being sustainable. Let me stop at this for now.
Business / Re: You Have 10million Naira, How Much Can You Generate In 12 Months And How? by Ynix(m): 6:47am On Apr 27
DarlingtonC:
If you were to be given 10 million naira today, how much can you generate in one year?

And how will you do it?

Only legitimate means only.

You might just get it

I can generate 2-3 million naira monthly
Religion / Re: My Spiritual Fervency Is Affecting My Secular Interests: How Do I Find Balance? by Ynix(m): 5:59am On Apr 27
PeterObi4Presid:
Please, this call for opinion/advise is strictly directed to people in the Lord who have been in my shoes, and who are genuinely on fire for God , not to some random nominal Christians who aren't sure of their standing with God or some argumentator who only get validation from likes. Thanks for understanding.


Now, since I gave my life to God, a lot has changed about my life...tangible radical changes.
One of those changes is in that most times or when I go on fasting spree, I find it hard to combine spiritual exercise and my secular interest that are also important

We all know we have to work to feed. And we also have to explore our interests, but in my case, my fervency for spiritual things almost always takes my mind off other things in such that I can't concentrate on them as I would wish, as spiritual matters takes up my mind the more.
Many times I feel guilty that it sort of makes me procrastinate on personal interest I am working on as I spend my concentration on reading Bible, trying to memorize verses, fasting and praying...And as we also know, fasting takes away strength and inclines one more to spiritual things more than secular personal matters...

How do I strike a balance and still continue to burn for God?
Sincerely, my love for God increases and being fervent brings inner joy and more revelation, but anytime I occupy my mind with my secular pursuit for maybe a week, i notice i feel less connected to God and lose my peace and physical touches of the spirit.....I dont know what i am missing, i truly desire wisdom in this matter....cos i do also have career interest that needs deep attention and full cognition....
I will appreciate sincere reply by true men or sons of God On how to switch between both world and operate effectively in both sides and still maintain concentration

What you need is to manage your time well.
Don't be a fanatic instead create a weekly plan for yourself, it can be one or two days of fasting weekly which can be during weekends.

Plan your days a day ahead.
Plan your time of praying with specific timing
Plan your time for preparing for work a day ahead to

Take note Jesus was not a fanatic neither was he a religious bigot, he spend his midnight praying and his days working. You too go and do the same

1 Like

Religion / Re: I Stopped Talking To Muslim Girls Because Of This by Ynix(m): 8:42am On Apr 26
payaseriy:
I migrated to The North Last year and this was the best decision of my life. For the first time, i actually had a feel of life as a Nigerian.

Warri life had made me hardened and ruthless. Always aggressive and looking to stir trouble from minor misunderstanding, but the folks in the north are always meek and would even apologise even if i started the scuffle.

But there is one problem. A big problem. I need a woman. I don't mean sex mate, man can always get that one, i mean i need a woman to share life with. I have had flings with many northern girls and it was fine, but the one's i truly like would not like me for obvious reasons, "Religion". Their parents always object to them being my friends in the first place.

I take contacts daily but end up deleting them or not calling them. Some of these girls are very very different from Southern girls and they seem primitive. I even had one that burnt her pant just because she got wet from my touch. That girl was yeaning for sex love at the time but i got impatient and left her because of her always chanting "Allahu" something, whenever i get close to her.

To be honest, this is a big concern to me because i really need a real woman to start my life with. And i have already stopped talking to these northern girls.


There are christian Hausa girls na, start going to a church and you will find them

1 Like

Investment / Re: For The 2nd Time, Who Will Invest In My Idea? by Ynix(m): 12:58am On Apr 26
Icandream:
I know there are rich pple here that are looking for an idea to invest in and I have put everything in place to kickstart but the capital at my disposal isn't enough. This is the second time I'm posting this, So for the second time, who is willing to take a risk by investing 200k in this? I'm ready to give u details on ur email if interested.

You don't have to be entitled to anyone's money you have to work to earn it. Your writeup shows an entitlement mentality and with it I don't see you getting what you wanted
Business / Re: Pls Someone Should Link Me To by Ynix(m): 9:39pm On Apr 25
Seunpapa65:


I sent you a mail

I didn't see it. Send it to ajideayodeji@gmail.com
Business / Re: Pls Someone Should Link Me To by Ynix(m): 11:59am On Apr 25
Seunpapa65:

I have a laptop

Good, reach out to me but you must be ready to put your work out on pc
Business / Re: Pls Someone Should Link Me To by Ynix(m): 11:02pm On Apr 24
Olaolar:
Like which online or offline business can someone start with 200k .. the way things be for economy now someone need to double the hustle not hoping on salary only

Buy a laptop and chat me up on 08089456258
Career / Re: Should I Accept This Job Of 60k Or Go Back To Farm? by Ynix(m): 9:27pm On Apr 23
MOG6670:
great advice. But the issue is that i don`t have an exprience in what u've listed above. I expertire in rice, beans, maize, groundnut and soyabeans. And here in our side, we don't have all these kidnapper, herdmen and the likes. "i'll like to try thir ginger of a thing, went to market in search of it seed yesterday (here in adamawa) but seller says that the seed can only be found at kaduna and jos.
Call someone over there to buy it for you and send it
Career / Re: Should I Accept This Job Of 60k Or Go Back To Farm? by Ynix(m): 5:59pm On Apr 23
MOG6670:
Hello farmlander's. I'm a guy of 24yr, an exprienced farmer. amazinly i got a job offer of 60k salary here in the north through one of my babe. The issue is that i'm an agriculturist in-which i already organise my tools and equipment form farming as the rainy time is fast approaching, and noted that 1m+ is guarantee plus free food from my mama Lol, if i choose to farm. Here comes this girl with this tempting job offer. Now i'm little confused on which is the best. Noted that if i choose the job, career done start be that. Cc. #Nlfp laslasticala
The challenge with farm now is kidnappers. Here is my advice take the job and use the money raised to farm easy crops like Carrot, Ginger or Cucumber and sell

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