[quote author=siie post=56083581][/quote]you need a nuclear slap.

So ADO-EKITI is now a state in GH.

motive017:
Huge back to back wins for me and everyone that believed in me and my source. Big thanks to God almighty for it possible. contact me to be part of my next big win. drops tomorrow (01/05/2017).

i fear you broh.

[quote author=siie post=56083251][/quote] FOR THE RECORDS AM NOT.

Hades2016:
my brother what's is SARS and what's is NPF ..... SARS are selected for each police branch OK ....

some quys cleared me upstairs. Thanks ANYWAY.

.Y.

.

chei

kpele

greggng:



Special anti robbery squad aka sars is a branch of Nigeria police force aka npf same way boko haram is pdp and pdp is boko haram

LOL. Man PDP IS BH. You are funny. Thanks for the auto-correct. Never knew. Now i do.

tinktanker:
see mumu. So u no sabi anything as u old reach.

if you had simply corrected me just like the others did without rendering insults on me, you wouldn't die. Now whose the MUMU? Mr know all.

ObongawanAKS:

I'm sorry sir, was only space-booking. Howdy?

am okay bae, and how about you?

Ebije1:
bros, SARS is under NPF, just as MOPOL is also under NPF.

okay, now i know. Cos i always believed they're on their own.

pitapromiz:
you are too funny. SARS is a department under NPF.... Nigerian police force. Cheers others like CTU. MOPOL. SAKS. Etc

i'LL

k9ine:
Are you telling us the NPF is a department; okay department of which MDA?

Biko SARS is Special Anti-Robbery Squad. Its a unit of the NPF, you hear?

thanks. I now know. I hear you.

mhiztaNexy:
Sars is under npf

thanks i never knew.

Deilluminator:
Department of NPF, right?

yeah. Thanks.

k9ine:
Are you telling us the NPF is a department; okay department of which MDA?

Biko SARS is Special Anti-Robbery Squad. Its a unit of the NPF, you hear?

thanks. I never knew

HsLBroker:
Na wa for NPF

SARS not NPF. They two different DEPARTMENTS.

ObongawanAKS:
.

that can cause a scare.

ZombieTAMER:
Africans are lazy and only good in making babies ...,,, Trump

AFRICANS What do you say about CHINA?? Back up your statement?

Does the woman impregnant herself? If they terminate the marriage, who takes care of the kids?.. If they bleeps alot, they should try tuberligation. The marriage should continue. Thanks.

Messi

the same man.

He is doing well in terms of biz creation and hustle, our roads are still dilapidated.

Sometimes it seems impossible to start a savings
account, or to grow one if you already have it. You
work hard for your money, which goes towards
utility bills, insurance, and paying off your credit
cards or major purchases. How can you ever get
ahead, unless you push yourself to take another job instead of sleeping? These simple tips will
help you put aside extra money every month.


1. Pay yourself first. You’ve probably heard this phrase a lot as a
working young adult, but do you understand
what it means? Basically, whenever you get paid,
transfer money to your savings account first. Even
if it’s only ten dollars a paycheck, transfer it!
That’s money you’re guaranteed to save. Use the rest to pay bills, and if you’re not quite making
ends meet, then cut out some of the non-
necessities you might pay for each month, like
seeing a movie in a theater or going out for
drinks. The more you look at these expenses and
cut down on them in the coming months, the more you’ll be able to up how much you “pay”
yourself! 2. Find new ways to have fun. Once you look at how you spend your money,
you’ll be able to find new ways to have fun. Rent
movies instead of going to the theater. Have
friends over for drinks instead of going to a bar.
Experiment with brewing different types of coffee
instead of spending $5 on a single cup. 3. Take advantage of what’s free. Cities often have fun, free events to take
advantage of. Some cities have free summer
concerts so you can hear a band for free instead
of paying a cover charge to hear the same band at
a club! The zoo and certain museums also have
free days or special free after-work events. And don’t forget — the library is always free! Why buy
an expensive hardback and only read it once,
when you can get it from the library for free? Also,
libraries usually have extensive DVD collections so
you can rent movies for free! 4. Buy used. If you do want to own a book or movie, instead of
using the library consider purchasing media more
affordably at used bookstores, half.com, or use
Paperback Swap, where you can send your old
books to someone who wants to read them, and
get books you want to read sent to you! 5. Have a yard sale. There might be things you can’t sell on half.com
or eBay because shipping costs don’t make it
worthwhile. In that case — a yard sale! This is the
perfect time of year for it; summer yard sales are a
great way to make a couple hundred bucks a pop!
It’s an easy way to get rid of stuff you don’t need anymore, while you make some money! 6. Conserve. Summer is also a great time to conserve utilities.
Those extra hours of daylight mean you don’t
have to use lamps and overhead lights as much.
You can also keep windows open to get fresh air
and a great cross breeze — at least until it gets
burning hot. It’s great for the environment and means your utility bill will be a lot lower! 7. Keep a grocery list. It’s too easy to go into the grocery store without a
list and come out with a ton of junk food, and
maybe half the ingredients you need for three
dinners. Keep a running list of what staples you
need to replenish and plan meals for the week
before you go to the store. This way you’ll buy exactly what you need and nothing more. Earn a
personal bonus if you use coupons, or you plan
meals around sale items in the paper! Make
enough to have leftovers for lunch, and you’re
saving money on two meals every day! 8. Change your services. It always seems like the best deal to bundle your
services, but sometimes you’re stuck with
something you don’t use — would you like a
landline along with your cable? Paying for
something you don’t need is throwing money
away every month. Instead, reassess each monthly bill you have. If you have Wi-Fi at home,
check and see if you can downgrade your
cellphone plan to include less data, since you can
use your own internet in the house. That one
change can save you a hundred dollars a month! 9. Ask for discounts. This one can be tough, but it works! Whenever
you’re in the checkout line, especially if it’s for a
service, like at a car dealership or with a
repairman, ask if the clerk can give you a
discount. You can get ten or twenty percent off of
many things just by asking — if you’re a regular customer! It might seem uncomfortable at first,
but it’s probably just as uncomfortable for the
clerks, because instead of saying no, they’ll give
you something off! 10. Cancel club memberships. Go through your wallet and see how many
membership cards you have. Do you use them?
Cancel them if you don’t! Do you have a
membership to a big-box store? Add up your
receipts and see if the discounts you save when
buying products in bulk justify the annual membership fee. Also think about how often you
use these products, and if you’ve seen coupons
for them at other places. You might be able to
save more money when you buy them at smaller
stores, in smaller quantities throughout the year!
Do you go to the gym enough to justify the cost? If you don’t go too often, consider quitting the
gym and working out outside. Go for walks or
runs in the neighborhood; run up and down
stairs, and save the monthly fee! 11. Know your employee benefits. Go to Human Resources and ask to see what’s in
your benefits package. You might know about
health, dental, and vision benefits, but there
might be perks you don’t know about until you
ask! Some people have found that their employee
package includes tickets to the company’s box at sporting events, special prescription discounts,
and more! 12. Buy generic. Speaking of prescriptions — always ask for
generic. The drugs are basically the same except
for one major difference — the price! Generic
drugs are often less than ten dollars, whereas the
brand-name version can cost five times more!
This goes for food, also. The store brand of most products is just as good as big-name brands, and
way cheaper! The store also discount these
products often and offer more coupons for them. 13. Practice preventative health. Regardless of how good your health coverage
may be, it never hurts to practice preventive
health! Eat right, work out, get enough sleep, and
cut down on vices like smoking and drinking.
You’ll stay healthier without frequent doctor’s
visits where co-pays will cut into your cash. Brush and floss your teeth so you won’t have any
surprises at the dentist. Not only are dentist visits
not the most fun thing, but dental work can be
very expensive, and sometimes only a portion will
be covered by insurance. Take measures to be as
healthy as possible to avoid these unexpected fees that could wipe out your savings account. 14. Repair instead of re-buy. If the sole of your shoe is coming off, try to glue it
back together before dropping another seventy
bucks on shoes. Use duct tape to patch up things
around the house. Stitch up rips in shirts and
other garments to keep wearing them rather than
replacing them. Even if you’re not a star seamstress, simple tears can be sewn without
making your garment look like Frankenstein! And
if you’re really averse to sewing, look up
seamstresses at local dry cleaners — may be
cheaper than buying a new garment. 15. Match what you buy. If you are going to buy something, match what
you spend and deposit it in your savings account.
This is similar to paying yourself first, but with an
added win-win benefit! If you want to spend $5
on a cup of coffee, go right ahead — but put $5
in savings, too! That way you get the coffee you crave, but also put money into savings. Do this
with anything you buy; if you can’t afford to buy a
$600 TV and put $600 in savings, then you don’t
need the TV. 16. Have specialized accounts. Most people have a checking account and a
savings account, but what about other accounts
for certain expenses? This is especially helpful if
you have trouble paying your rent and car
insurance every month. For example, when you
get paid, put a certain amount in an account for rent, a certain amount in an account for car
insurance, and know you’re taking your phone bill
out of your checking account. 17. Make sure your bank doesn’t charge fees. If you have all these specialized accounts, make
sure your bank doesn’t charge fees! Overdraft fees
are common, but you shouldn’t have to pay if
your account balance goes below a certain
amount, or pay for a certain amount of
withdrawals or checks written. If your bank charges fees like these, ask around until you find
one that doesn’t. Even if the interest rates aren’t
as high, you’ll still save money by not having to
pay unnecessary fees. 18. Have a waiting period. Instead of buying something spontaneously, give
yourself a waiting period and make sure you still
want or need it. You can wait at least 48 hours,
but a week works really well. If you’ve forgotten
about the item, you don’t need it! With some
major purchases, you can even wait a month. That gives you time to earn more money in the
meantime. Usually if you can do without
something for a month, you don’t really need it. 19. Put your change in a jar. Everyone says this, right? It doesn’t seem like it
adds up to much, but it’s something you just start
doing and forget about. Before you know it, you
have a huge jug of change! Instead of taking it to
a change counting machine in a grocery store, try
taking it to your bank. The machines at the store often take a cut of your change, which is an
unnecessary expense! Some banks have their own
change machines now which don’t charge you if
you’re an account holder. Even if your bank
doesn’t have a counting machine, you can still
deposit your change and make sure all of your money stays yours!

Some successful people went to Harvard, while
some dropped out of Harvard. Some people
started their first business when they were 20,
and some worked for someone else for 20 years.
It might seem like anything works, that there’s no
set formula to become a successful person. There are, however, habits that every successful person
maintains. These habits aren’t difficult, either. You
don’t have to be rich or brilliant; you just have to
be determined.
Highly successful people: 1. ARE POSITIVE THINKERS They don’t waste time complaining or being
negative. Instead of being brought down by
things they can’t control, successful people put a
positive spin on things, learn from it, and truck on
through. 2. ARE RESPONSIBLE FOR THEMSELVES Being highly successful doesn’t mean you don’t
make mistakes, but it does mean that you take
responsibility for your actions. Don’t blame others
when you make a mistake; don’t blame traffic for
making you late. Own up and don’t be afraid to
admit when you mess up. 3. ARE GREAT COMMUNICATORS Communicating doesn’t mean you’re a great
public speaker; you don’t have to have that skill.
But you do need to know how to share what you
think and how you feel with others. The better
you’re able to communicate, the more people will
understand your vision and be able to help you accomplish it. 4. ARE PROBLEM SOLVERS Highly successful people don’t get thrown off
track by problems. They are solution-minded, so
they jump from being faced by a problem to
visualizing, and then implementing, their
solution. They learn from both the problem and
their solution so they will be better prepared down the line. 5. DO THEIR OWN THING When you imitate others, you are keeping
yourself from reaching your full potential.
Successful people march to the beat of their own
drum, standing up for what they’re passionate
about and are true to themselves. They know
what their goals are and will be innovative to reach them. 6. STAY BUSY Sitting on the couch watching a marathon on
Netflix feels really good, but what else could you
be doing with that time? Highly successful people
don’t waste their time; they’re always busy
working towards their goals. It doesn’t mean you
can’t relax, but it does mean that you need to prioritize. Work during the hours when you’re
most awake and productive. When you relax,
instead of just spacing out, let your mind wander
and see what solutions you might come up with
when you’re not consciously working hard. 7. KEEP THEIR EMOTIONS IN CHECK You don’t have to be an emotional robot, but
don’t let your emotions get the best of you. Don’t
let people see you angry or upset when you’re in
a professional setting. Don’t let a breakup or
misstep in your personal life derail all you’ve
worked for professionally. Don’t waste emotions on things you can’t control; worrying over every
little thing will drain you. Focus on what you
know you can change and accomplish and let
your worries roll off your back. 8. HAVE BALANCE Don’t work too hard without giving yourself time
off. For as much as you push yourself
professionally, make sure you dedicate the same
passion to your personal life. 9. ARE KIND TO OTHERS Highly successful people didn’t become
successful by ignoring others. They don’t run over
people who stand in their way, but learn from
them. They don’t take sole credit for team efforts,
but give props where they’re due. Showing
kindness will help you get farther than being in it for yourself. Helping others will ensure they will
help you when they can. 10. VISUALIZE THEIR SUCCESS Instead of waiting for things to happen to you,
make them happen for you! Don’t wait on fate or
luck, but picture what outcome you want, or what
goal you want to achieve, and make it happen. By
visualizing what the final product will be, you’re
already making something happen. You know the end game, so now you can start working towards
that goal. 11. ARE CONFIDENT People who accomplish their goals are confident
in their abilities. They have discipline, self-control,
and can push themselves to use all of their
talents. They can take criticism from others and
not feel torn down by it, but instead learn from it
and build themselves up even more from the feedback. 12. FOLLOW THROUGH It can be easy to start a project, but sometimes
you lose interest or don’t have what you need to
finish. Highly successful people finish what they
start. If you’re not sure, from the beginning, what
you can finish, then don’t take on a project. This
is where visualizing your success can really help you: Can you picture the final product of a project?
Can you reach the result you picture? If not, it’s
better to pass up on a responsibility rather than
take it on and not deliver your best work.
Whatever you work on, do your best and finish it
so you have a product you’re proud of. This shows everyone what you’re capable of, and
builds your esteem and professional standing. 13. NEVER STOP LEARNING Highly successful people never stop learning. You
don’t have to be enrolled in classes to learn. Every
mistake you make, every new person you meet, is
an opportunity to learn more. Research things
that interest you, study to be the best at your job,
read up on current events. Take advantage of every opportunity you have to learn!

SOURCE::homeelove.com/13-habits-of-highly-successful-people/

Always take the bible reading in your church.