Hi, i want to open an account for my business name but i don't really know which bank to go for, i have diamond and gtb in mind but i don't really know which is the best, kindly advice me base on your experiences with any. Thanks for your reply

You are absolute right, thanks for your comment but always be polite when advertising and b4 i 4get, kindly visit my website below and i'll sell LR to you @ 165 i think this helps.

Please someone else should share his view here.

@Dr Eva, I wld suggest u go with Diamond Bank,cos the bank has an MSME scheme to support business. They have account for startes , growing and established businesses and the juice of the matter is;u ar supported financially to move ur business to the next level, depending on ur business volume and monthly turnover.

bgberbo: @Dr Eva, I wld suggest u go with Diamond Bank,cos the bank has an MSME scheme to support business. They have account for startes , growing and established businesses and the juice of the matter is;u ar supported financially to move ur business to the next level, depending on ur business volume and monthly turnover.

Thanks but i learnt that i have to b paying N1750 monthly, that is not favourable now, i just need a current account from any, thanks allot.

please someone should share his idea.

Dr Eva: Thanks but i learnt that i have to b paying N1750 monthly, that is not favourable now, i just need a current account from any, thanks allot.

true!but firslty, the N1750 is flat and no other charges like COT etc,secondly,what monthly turnover are u lookin at? cos if u do say half a million per month on the other current account;u get charged, say-N2500 as COT @ 5 per mille.And more when u do more monthly.The choice is ur really.

bgberbo:

true!but firslty, the N1750 is flat and no other charges like COT etc,secondly,what monthly turnover are u lookin at? cos if u do say half a million per month on the other current account;u get charged, say-N2500 as COT @ 5 per mille.And more when u do more monthly.The choice is ur really.

Thanks but for now my espectation is within 100k per month. As i am still skuling dat's why i don't want a fix charge. So which do u suggest?

I have gone round the banks for an account to cater for the needs of a business starter and discovered that the best product is in ACCESS BANK PLC, they have a savings account for personal or business name with some features of current account and minimum balance of N5,000 with no turnover threshold.
But if you want a current account for a corporate entity, then ask for MPOWER BIZ CLASSIC account.Minimum balance is N20,000, no monthly charge, no COT, and you get interest of 0.5% , with a turnover limit of N10,000,000.
Any corporate beginner couldn't ask for more.

@ OPUS DEI, Thanks alot,As a trader, I think keeping 20k as minimum balance is suicidal, more than 0.5% * 25 is what i give my investors monthly, so for now ACCESS is not for me. GTBank or Diamond.

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DrEva:
@ OPUS DEI, Thanks alot,As a trader, I think keeping 20k as minimum balance is suicidal, more than 0.5% * 25 is what i give my investors monthly, so for now ACCESS is not for me. GTBank or Diamond.

Go for Diamond Bank!
I've been moving money from our UBA, First Bank and GTBank corporate accounts to our Diamond corporate account ever since I discovered and opened our account with them after comparing charges I pay on others to that of diamond bank.

I normally do Instant transfers to our clients and only do get charged N63 with SMS and E-mail notifications to clients inclusive.Also note that other banks listed above do not support using Mobile Banking Application with Corporate account but Diamond corporate account does.


With Diamond Bank, IJAM SOLUTION CONSULT now pay their clients with ease and peace of mind.