Before your banker will loan you the one million naira/dollars, he will want to know if you are trustworthy with the money. One of the ways the banker will feel comfortable lending you that much money, is if you have clean professional financial records, in the form of a financial statement.

Most people cannot qualify for large loans because they have poor records. Many pay higher than necessary interest rates simply because they have poor financial records.

In order for a person to have clean and rich financial records, he or she needs to be financial literate.

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