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Should Banks Charge Customers For Unsolicited SMS Alerts? - Business (2) - Nairaland

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Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by ad84ada(m): 10:37pm On Feb 11, 2013
Ahhh omo iyi ti je werey
#80million:
BANCE...
my player of the tournament, AFCON 2013
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by ibnquasale(m): 10:47pm On Feb 11, 2013
Artistree:
1.You can actually do witout alerts on ur acc if u handle ur Debit & Credit card pins aright.
2.All sms notifications are autom8d & triggers off each time dere's a prompt.
3.Internet INTERBANK transfers attract #100 flat.
4.Dese alert charges are discretional & varies 4rm bank 2 bank.
5.VAT (10%) is charged ONLY on interest accrued.
COT is commision on turn over on current acc . Usually #5/#1000.
Like some1 advise here,just deactiv8 ur sms & calm down, it helps.


Stop talking nonsense, Internet interbank transfer is about #35.. I do that every day. Plenty itks in here
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by Shedysworld(m): 10:48pm On Feb 11, 2013
I bank with Diamond bank and regularly recieve alerts, but have not noticed this charges. I guess i would have to watch out now. If i get to know, they will get it hard from me cos those banks/bankers always want 2 make u fill like it's u that dont "know"

1 Like

Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by timilehing(m): 10:51pm On Feb 11, 2013
pboiskinpy: Heyaaa!! Poor u@op... grin
Wen u get MILLIONS for account,u no go de feel all dis 1-1 naira deductions...



#hehe,na wash oo...the tin too much no be small oo
#jux passing though
Mr. Millionaire, even Bill Gates will complain if his account his deducted unfairly. Use ur head befor replyin a post......next time
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by catchcold1(m): 11:00pm On Feb 11, 2013
simply unsubscribe

1 Like

Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by Zagala: 11:34pm On Feb 11, 2013
Wether u activated or deactivated ur alart they will stil deduct ur money,they are all talented thieves.imagine,"yeye" Ecobank,deducted 500naira,three times in my savings acc.for no reasons,the most anoying,is that they didn't send me an arlat.i was like sueing them to court,i think it wil be beter for me to bring back the old mathod of saving(cage method).it would be beter for me,than to keep my money in the house of thieves.
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by Amoda84(m): 11:36pm On Feb 11, 2013
Access should be the worst in these illegal deductions...they charged my acct twice for a cheque book I never got 1,200 twice,account maintenance always in d region of 800.Atm charges and alerts are damn killing too.the funniest thing is that I visited 3branches to complain about some deductions and I got 3 different responses.The stories never add up.well I've done d needful,I simply order for the closure but close to 1 wk now I haven't received my money.They claimed there Head office is responsible for account closure.
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by Amoda84(m): 11:39pm On Feb 11, 2013
The funniest thing about all these deductions is that they never notify you or send an alert.you just simply noticed your account balance has gone down.
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by yomilike(m): 11:40pm On Feb 11, 2013
diluminati: go to your bank and tell them to stop sending you alerts. there is no need blowing hot air
Na wah for u ooo make him no talk as him dey feel again? Ahhhh

1 Like

Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by echo2(m): 12:04am On Feb 12, 2013
virtuoso01: Imagine GT Bank deducted 360 Naira from my account in January alone for sms.

This is annoying considering the fact that the sms usually comes so late most times the I am better off not receiving it.

Guy I swear u no lie ooo, na only email notification dem send for me and they comot 360 for my account. Gtb sucks
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by mrvictor: 12:16am On Feb 12, 2013
Sanusi Lamido, the CBN chief has killed the banking industry.
No Nigerian bank is in good standing! They are all in a state of comatose ...forget about all those profit declaration...na screen saver!.

In healthy societies, banks are largely involved in both short term and long term businesses, mega projects, medium and small scale businesses, trading, etc. Thus banks in such societies make their money from proceeds from reinvesting customers' money in businesses.
Banks should be investing in Agriculture, industry, trading, energy/ power, etc.
But here in Naija...for where? Sanusi Lamido, has killed banking in Nigeria.
Now, what do we see? We see banks taking forcefully/ stealing from customers fund deposits to sustain their staggering existence.
They are becoming liabilities instead economic solutions.

Weep O compatriots, Our banks are sick!
CBN, has killed the banking industry.

4 Likes

Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by hugafella(m): 12:18am On Feb 12, 2013
I just closed my gtbank account because of stvpid charges i dont understand. My savings account balance was going down instead of upwards. Thieves!!
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by WomanRapa: 1:02am On Feb 12, 2013
Who says email alert is free Access bank will charge you N100 every month termed "Electronic Channel Fee" if you get email alerts on your account. I am considering digging a trench in my backyard to keep my money.
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by free2ryhme: 1:15am On Feb 12, 2013
i don't subscribe to any email notification excepts for mails and it makes tins easy for me even when i get bombarded with sms to subscribe for gtb gens sms alert... I smart gan
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by Sike(m): 1:29am On Feb 12, 2013
If and only if i can collect all those coins in my account through ATM at anytime, all these ish will never pop out.
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by Osyxcel(m): 1:31am On Feb 12, 2013
All these yeye sms these Banks send jst in order to steal 4rm one....I tink Access is worse off, introducing Account Maintenance fee of #100 and sendin' U useless sms jst 2 increase Ur sms charges....

A savings account is meant 4 low income earners, y shd U make their low income lower jst 'cos they use the bank....

My question now is that now that NCC has directed that all local sms should be charged at #4 or less, does this apply to the banks too?...
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by michealade(m): 2:08am On Feb 12, 2013
Seun: Most banks probably don't do that. What's the name of your bank?
baba,1st bank worse for that tin o
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by lovejo(m): 3:15am On Feb 12, 2013
I subscribe for email alert all this year because I have mobile email alert, I don't know how of a sudden GTB add text to it and I'm not even in Nigeria. the first charge is 300 naira on my saving and put my current account in negative for sms charge because i don't put much money in it, I called them immediately to stop it because email alone is enough for me.
Under normal circumstances, it should be after sales service for customer at no cost, I have account here and i have never been charge a dime for more than 4 years fo alert.
Corporate greed is also part of Nigeria problem, where is bank regulator and CBN on this issue?
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by Hardfact: 4:46am On Feb 12, 2013
Sad almost all Nig banks charge unbelievable amounts for sms, in addition many other hiddern charges which only few curious customers may get to know. You can trust that at the end of the day, even more than the interest on a savings may have been wiped out. Imagine a bank charging N30/sms.
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by nlofficial(m): 4:46am On Feb 12, 2013
Use email alert instead, you won't be charged. Also, it will be very effective if you own a BlackBerry with BIS.
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by dammytosh: 5:25am On Feb 12, 2013
buJu-234:
FCMB charged me for SMS abt their merger with Finbank. And happy xmas & new yr... can u imagine

This can never be true go and complain. I use fcmb and this is not the case. If i may ask , was the narration on d debit "charge for merger" nd all ur claims. They sent a lot of sms updating us on d merger stages and i was not debited a dime apart from my normal transaction alerts debit.
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by jude33084(m): 6:11am On Feb 12, 2013
fittty: Only broke a$$ humans would worrry about sms alert charges undecided........ We the real n*ggaz don't give 2f*cks bout how much they deduct cool

How will you care when you got your money through easy means; yahoo yahoo undecided
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by jude33084(m): 6:15am On Feb 12, 2013
nl.official:
Use email alert instead, you won't be charged. Also, it will be very effective if you own a BlackBerry with BIS.

Email alerts! shocked
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by jude33084(m): 6:16am On Feb 12, 2013
nl.official:
Use email alert instead, you won't be charged. Also, it will be very effective if you own a BlackBerry with BIS.

Email alerts! shocked

Alot of people said I sent them mails about business which I know I didnt do wink. I believe that these G guys have ways of doing that. So allowing your bank details to be in your mail is risky ♏ãn cool
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by methodman(m): 6:30am On Feb 12, 2013
funny though i thought i was d only person going thru dis ridiculus sms charges. Like d poster clearly stated, N760 was debited from my Savings act with GTB and den another N350 from current act. This charges are getting too high haba.
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by Nobody: 6:30am On Feb 12, 2013
princemaicheal:
Was there anytime he agreed to it?Is he not suppose to be aware of any deductions?That i have a million or so in my account should give me benefit to interest not deductions without me being informed.Afterall,i work hard for my money.

When u r opening ur account, u r given a form to fill, one of the things in d form is 'mode of notification'.. You have email and sms. If you check sms, na by force oº°˚! Them must to send u msg...if u don't like it, go back and tell them u want to stop receiving alert. Shi ke nan!!
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by engrfcuksmtin(m): 6:46am On Feb 12, 2013
[b][/b]
fittty: Only broke a$$ humans would worrry about sms alert charges undecided........ We the real n*ggaz don't give 2f*cks bout how much they deduct cool
How old are you?

1 Like

Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by omiobo: 7:12am On Feb 12, 2013
virtuoso01: Imagine GT Bank deducted 360 Naira from my account in January alone for sms.

This is annoying considering the fact that the sms usually comes so late most times the I am better off not receiving it.

Mehn,it is annoying. They deducted #110 from my account in January and this february. When I get to the bank,I will show dem say kaki no be leather
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by frankkydee(m): 7:12am On Feb 12, 2013
pboiskinpy: Heyaaa!! Poor u@op... grin
Wen u get MILLIONS for account,u no go de feel all dis 1-1 naira deductions...



#hehe,na wash oo...the tin too much no be small oo
#jux passing though
they said re deducting money for unrequested sms u re taking nonsense here. Add up 1 or 10naira in 1million places and know how much dat will be in a year. Waster!
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by VellyG(m): 7:15am On Feb 12, 2013
You think they where stupid wen they accepted to stop the 50naira transaction fee on inter bank Atm usage. There must always be a way to get that money back. Our regulatory bodies in dis country are DUMB.
Re: Should Banks Charge Customers For Unsolicited SMS Alerts? by neksummi(m): 7:37am On Feb 12, 2013
It isn't fair that the banks charge for unsolicited sms alerts.

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