deejay_harry1: q

spywareczar: Black face shud read this

larger_20: Maybe in Nigeria.....I actually favor renting Vs buying a home and here is why

1. You Stay Flexible

Do you have every aspect of your life planned out for the next several years? Whether or not you do, things can change quickly. Renting gives you flexibility. You can pack up all your things and move with short notice, and maybe an early termination fee. Compare that to the process of selling a house, which can take months.
2. You Have More Options

With the housing market at a low, people are reluctant to sell their houses and condos. So they turn to renting instead. As a result, the market for renting is bigger and has better options than the buying one. Rentalads.com is a rental property website with thousands of rental choices. It allows you to search your options and select your choice with the click of a mouse.
3. Owning Can Be More Expensive

Some people balk at renting because they don’t want to spend money on something they’ll never gain ownership of. But homeowners also spend a lot of money on fees and taxes that never apply to their principle or equity.
4. Renters Insurance Is Affordable

Renters insurance is significantly more affordable than homeowners insurance. Even with the lower cost, you can still get substantial protection and coverage.
5. Rental Rates Are Steady

Right now the housing market is low, but it won’t always be. It’s always changing. Remember the roller coaster? In contrast, rental rates stay the same. There is some variation, but it’s not as frequent or as drastic as variations in housing costs.
6. Someone Else Does Repairs

When something breaks in your home, you are the one who has to fix it or fork over the cash to replace it. A new refrigerator alone can cost thousands of dollars. Some rental contracts require the landlord to take care of most repairs and replacements.
7. The Issue of Taxes

Renters don’t have to pay property tax. Sure, you might be required to bear some of the expense in your monthly rent. But the landlord will have to deal with the brunt of the cost and most of the tax paperwork. Another reason why renting a house is better is that homeowner tax deductions are overstated. In fact, half of homeowners don’t get a tax break.
8. Vacation Homes

We all envy the people who can afford to own vacation homes. Well, now you can be one of them for a fraction of the cost. Vacation homes are available for rent all over the US. The expense is reduced, but the novelty and fun are not.
9. Renters Have Less Liability

Lightning strikes without warning. Washer pipes break and flood your basement. Renters who are without fault don’t have to carry the liability when the unexpected occurs.
10. No Mortgage!

Anyone who’s had a mortgage knows how draining and time consuming it can be. The stifling legal requirements and procedures. The piles of paperwork that look like gibberish. The long process of modifying or refinancing. Not to mention the risk of getting overcharged by your lender; which has become a common problem recently. You can easily avoid all of this by renting.


Source: http://www.10reasons.org/renting-a-house/

larger_20: Maybe in Nigeria.....I actually favor renting Vs buying a home and here is why

1. You Stay Flexible

Do you have every aspect of your life planned out for the next several years? Whether or not you do, things can change quickly. Renting gives you flexibility. You can pack up all your things and move with short notice, and maybe an early termination fee. Compare that to the process of selling a house, which can take months.
2. You Have More Options

With the housing market at a low, people are reluctant to sell their houses and condos. So they turn to renting instead. As a result, the market for renting is bigger and has better options than the buying one. Rentalads.com is a rental property website with thousands of rental choices. It allows you to search your options and select your choice with the click of a mouse.
3. Owning Can Be More Expensive

Some people balk at renting because they don’t want to spend money on something they’ll never gain ownership of. But homeowners also spend a lot of money on fees and taxes that never apply to their principle or equity.
4. Renters Insurance Is Affordable

Renters insurance is significantly more affordable than homeowners insurance. Even with the lower cost, you can still get substantial protection and coverage.
5. Rental Rates Are Steady

Right now the housing market is low, but it won’t always be. It’s always changing. Remember the roller coaster? In contrast, rental rates stay the same. There is some variation, but it’s not as frequent or as drastic as variations in housing costs.
6. Someone Else Does Repairs

When something breaks in your home, you are the one who has to fix it or fork over the cash to replace it. A new refrigerator alone can cost thousands of dollars. Some rental contracts require the landlord to take care of most repairs and replacements.
7. The Issue of Taxes

Renters don’t have to pay property tax. Sure, you might be required to bear some of the expense in your monthly rent. But the landlord will have to deal with the brunt of the cost and most of the tax paperwork. Another reason why renting a house is better is that homeowner tax deductions are overstated. In fact, half of homeowners don’t get a tax break.
8. Vacation Homes

We all envy the people who can afford to own vacation homes. Well, now you can be one of them for a fraction of the cost. Vacation homes are available for rent all over the US. The expense is reduced, but the novelty and fun are not.
9. Renters Have Less Liability

Lightning strikes without warning. Washer pipes break and flood your basement. Renters who are without fault don’t have to carry the liability when the unexpected occurs.
10. No Mortgage!

Anyone who’s had a mortgage knows how draining and time consuming it can be. The stifling legal requirements and procedures. The piles of paperwork that look like gibberish. The long process of modifying or refinancing. Not to mention the risk of getting overcharged by your lender; which has become a common problem recently. You can easily avoid all of this by renting.


Source: http://www.10reasons.org/renting-a-house/

spywareczar: Black face shud read this

Enoquin: Just like not everyone will be employers of labour, not everyone will own houses...The earth cannot afford that much space...

chidiebere2020: May God help us build our own house

obadiah777: YOU DONT GET TO OWN THE HOUSE YOU PAID FOR. YOU ARE ONLY BORROWING IT WHEN YOU ARE ALIVE. WHEN YOU ARE DEAD IT BELONGS TO SOMEONE ELSE. YOU DONT REALLY OWN ANYTHING IN THIS WORLD. YOU ARE JUST BORROWING IT ALL WHILE ON EARTH. PONDER ON THAT