I have several transactions to do online this evening. I came online and discovered that i cant make any form of transaction online with any of my ATM cards.

REASON: i have passed the transaction limit and so i must use the OTP (one time password) generated from token. Now i DONT use a token so i am totally useless now. I cant even buy recharge card of N200 as its same statement "transaction limit passed"....So what now is the limit?...N50??

Am so f**ked up this night.

Why on earth cant the banks send a notification as regards the changes??

Damn!!!

GTBank sent e-mails informing customers that they will be implementing 2nd level Authentication through TOKEN or OTP. This is to further enhance card security and its just like the Mastercard secure code.

Their aim is to stem ATM card fraud through online transactions.

it is so annoying, they are useless trust me, and u think its because u dont have a token, guess what if u enter ur token in the OTP it will still tell u limit exceeded, they shuld close all the platforms n stop deceiving us n deceiving demselves, most times after tryin n tryin, i will be able to do only 2500 transaction and after dat, nothin. WTF