A Nigerian walked into a bank in New York City
and requested for the loan officer. He said he is
going to Nigeria for a one month holiday and needed
to borrow $1,000. The bank loan officer said the bank will need some sort of security or collateral for the loan, so the man hands over the keys of his new Mercedes Benz SL 500.

The car was parked on the street in front of the
bank. The bank agreed to accept the car as a
collateral for the loan. The bank's Manager, loan officer and it's staffs all laughed at the Nigerian, for using a $110,000 Benz as a collateral for a $1,000 loan. Saying he was so ignorant.
An employee of the bank drove the Benz into
the bank's underground garage and parked it there.
One month later, the Nigerian returned from
Nigeria, He repaid the $1,000 and the interest,
which was $100. The loan officer curious said;~~ "Sir, we are very happy to do business with you. This transaction worked out nicely, but we are surprised. While you were away, we did a background check on you and found out that you are a multi-millionaire. What surprises us is why would you bother to borrow
$1,000. The Nigerian calmly replied;~~ "Where else in
New York City can I park my Mercedes Benz for one
month for only $100, and expect it to be there when i return?"

Smart motherfucker