If you want to be good with money (like Oprah-level good), here are seven financial habits to start forming today.

This is one resolution you can make last.

1. Track your spending.

Ever wonder where the hell all your money is going? Now you can find out.

It may sound like a lot of work, but writing down everything you spend is the fastest way to open your eyes to reality. Ninety-five percent of my clients are surprised, even shocked by what they spend when they see it all laid out.

Spending can become so automatic that we don't even realize we're doing it. Writing down what you spend in an actual (i.e., paper) journal or with an app will help you become more conscious about where your money is going. And while you might initially be hesitant to face the numbers, just knowing where you stand can take a tremendous weight off your shoulders. Continue Reading»»

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