How to open a bank account.

The year 2015 is almost running to an end with some people not having a dime for emergencies,it is not that some people don't wish to have some extra savings but they don't know how to go about it and are too busy to go to the various banks to ask of the required documents needed to open a bank account,moreover they don't know the types of account available.For these reasons i will be listing out types of prominent bank account and documents required to open an account..here we go

TYPES OF ACCOUNTS.
1. Savings account:this is the easiest type of account to open,it is a type of account that is usually encourage for the dependents,low working class to open as it does not require much bank charges although with little interest and surprisingly the bank charges is mostly equal to the interest rate, so don't be surprise if your savings seems not to be yielding interest though this not so in most cases..
2.Current Account:i term this type of account the senior citizen account as it has more advantages than the savings account and also you pay more commission to the banks.one of the advantage is that you can only make cheque deposit into a current account,some banks also allow you to upgrade from savings to current account following due processes..most people that have a current account usually have a savings account elsewhere therefore this means for you to run a current account you must be the type that is financially buoyant
3.Fixed Time Deposit Account: as the name implies is an account for a fixed period of time,this is an account for investors who wish to yield interest on their money..there is always a binding agreement between the customers and the bank..this type of account is not for everyone but for those who are more financially buoyant they expect ROI on their money..the fixed deposit can run for months as so wished by the customers.. (pls note ROI means Returns on Investment )
Other types of account are
Domiciliary account .etc.

Documents needed to open a bank account.

To open an account you must first identify the one that suit your purpose.

1 You will need to a valid,
government-issued photo ID, such
as a driver’s license or a passport.

2.You will need to provide basic information to verify who you are,
including your name, date of birth,electricity bill,
current address, phone number and email address.

3. Have some money,
cash that you
can easily transfer into the new
account for the opening deposit.
A second applicant if you are opening a joint account: Because
this type of account requires two
people, both may need to be
present to provide their
information and verify their
identities.
A parent, if you’re not 18: To
open an account, minors usually
must have a parent or legal
guardian as a co-owner who can
sign legal documents with the
bank.

Thanks for reading
source :
https://www.accountclass./2015/12/12/how-to-open-a-bank-account/

There are different ways on how to open a bank account online, jsut know the type you want to open....

https://www.creditpent.com/open-bank-account-commercial-bank/