It is no longer news that PayPal does not accept Nigerians. This restriction by Paypal was necessitated some years back when some Nigerians used the payment platform to defraud many foreign buyers on Ebay.
Also Read: How to add PayPal Buy Now to your Business website
However, Nigerian PayPal users can only send funds and make online payments. PayPal does not allow Nigerians to receive or withdraw funds.
Thus, I’m going to put you through the two methods I’ve tested and used in opening my own PayPal accounts. The one I use in receiving payments online and to also send money online (PayPal full service).
I’m going to guide you through the processes involved on how to open PayPal account in Nigeria for just online shopping or to send payment for the online merchant. Now let me start with PayPal account for receiving and withdrawing funds, the trick I will be revealing here will be of help to you.
Since Paypal is not available to Nigerians, sending and receiving payment for online transactions have been so difficult for those who have legitimate reasons to use the payment system. And from all indications, Paypal isn’t ready to reverse this restriction anytime soon.
Why Use PayPal?

There are possible lots of reasons why you should use PayPal for your transactions. When you use PayPal. your personal data and information are safe. when opening a PayPal account. you would be asked for your credit card details which you have to provide for verification. PayPal keeps such details very safe. Also, the flexibility and convenience of sending money are hassle free and transfers are done instantly.
However, find below the first method;
If you have friends or relative in South Africa, China, and other PayPal operating Country, don’t use USA, UK, or Canada because u will be asked to link up your bank account with the PayPal account before u can be verified.
That is the reason why you will avoid using USA, UK or Canada. Now, if you have friends or relative in those country listed above, you can contact them to send you their home address in full including the country zip code.
Another means of getting the foreign address is to purchase foreign Home address online. You can use Google search to get one for yourself for free or with little money.
Now that you have your address ready for use, another thing you need is VPN. VPN is a tool or an application you can use to root your IP address on the internet so that no one will be able to discover your location. VPN will hide your Nigerian IP address, to any country of your choice.
This is very important because you don’t want PayPal to discover your location. You can get either a paid VPN or a free VPN. Whichever way, they are both good. You can make a google search for free VPN software for PC (e.g Zenmate) or any VPN app for android phones (e.g FlashVPN). If these are ready, you are also ready to go. You are now set to open your PayPal account, follow these simple steps below:
Power your PC with the internet. Lunch your VPN. Ensure it's connected and running Goto PayPal it will take you to PayPal webpage, then click on sign up to start creating your account. Fill all the required field, your name, your email address, your location, your home address( use your foreign home address). Now that you have filled all required field, click on sign up. Then a link will be sent to your email address for confirmation. Click on the link to confirm your email.
You can now go back to PayPal key in your login details to access your account. Now your account is ready, but you still have one more thing to do. You will need to verify your account before you can start making use of it
How to verify your PayPal account in Nigeria.

It's very important to verify PayPal account, without verification your account will not function. Follow the steps bellow to verify your account;
Log in to your account, at the right side corner. Remember to use your VPN all through. You will see VERIFY account, your account can only be verified by linking your credit card to your PayPal account. To do that you will need a credit card, master or visa card.
Remember you are not opening Nigerian PayPal, so you can not verify this account with Nigeria credit card. So this account can only be verified using a dollar credit card.
I know you are asking where to get a dollar credit card to verify your account? It is very very simple, you can purchase a virtual credit card to verify your account from Nigeriagoldexchange for just $10 or you pay its equivalent in naira, and your card number contain 16 digit numbers and the VCC numbers will be sent to you via your email address you use to sign up with Nigeriagoldexchange with a link where your card will be activated.
Make sure you register the card with the name and address you use for your PayPal account. You now have your virtual credit card in your mailbox.
You can now go back to your PayPal account to verify your account as I said earlier, Click on verify account, a box will pop up showing where you can put in the card details:
credit number:16 digit numbers
VCC Number: 3 digit numbers
Expiring date: month/year
Card type: master or visa card.
After you fill in this information above, then click on verify.
Paypal will send you a mail that $1.97 Is been deducted from your credit card and will be returned after the card is
been confirmed and authorized for the deduction. Within 48hrs, a code containing 4 digit numbers will be sent to you via your email address.
Take this code back to your PayPal account, click on verify the account, there is a field provided for you to enter the verification code sent to you by PayPal, thereafter click save.
That is all! Now your account is fully ready for operation.
You can start receiving money from your survey companies, your affiliate companies, and others.
Remember to always operate your PayPal account using the VPN so that your account will not be limited when the location you are operating the account from is different.
Again, always avoid login into your account all the time. It's a good practice to monitor your account from your email address since every transaction that takes place in your PayPal account will always communicate via your
email.
Although, there are still some few alternatives to PayPal which I will highlight below, some of which include but not limited to the following:
1. Western Union Money Transfer:
With this method, you can receive payment from anywhere in the world. If you’re a freelancer, this may be a good option for you — provided you have clients that are understanding.
Note that you must have a valid government-issued ID card (such as an international passport, national identity card, or drivers’ license) before you can receive payments.
Although this payment method is very speedy, it may not be suitable for very small payments due to the transfer and transaction charges.
2. Bank Wire transfer:
This method of payment is very simple. your funds are transferred from the sender’s bank account to your own bank account here in Nigeria. Once again, you’ll need a domiciliary account for you to receive payment through this method or into your Naira bank account, but the convention will be dining by your bank and may attract. little fee.
Though speedy as it may seem, this payment method is not instant. You may have to wait for days to a few weeks before receiving your funds. But the option is suitable for almost everyone in online business.
3. Payoneer Mastercard
This is the coolest option for Nigerians (in my own opinion).
With the Payoneer debit MasterCard, you can receive payment from freelance job sites, affiliate networks, individuals, and companies.
To get your Payoneer debit card, you have two options:
If you’re going into online freelance business (writing, web design, programming, SEO, graphics design, virtual assistance, translation, etc.) or affiliate marketing, you can request the card through the freelance outsourcing site or affiliate network you want to work with. Elance, Odesk, Freelancer, Markethealth, and Fiverr are examples of Payoneer partners through which you can request your own card.
Secondly, you can visit Payoneer’s website to request the card directly.
After your request has been confirmed by the Payoneer support, you’ll be sent an email informing you of the shipment as well as the expected delivery date.
Note: Payoneer does not deliver to mailboxes. Only residential addresses are allowed. So, use a valid residential address that can be traced easily. If your card gets lost in transit, you may be asked to pay $50 (about N7500) before another card is sent to you.
The Payoneer card allows you to receive direct payment from freelance sites and affiliate networks.
Also, individuals can load funds directly to your card from another credit/debit card. Once you have the funds on your card, you’ll get an email notification from Payoneer, and you can withdraw your funds instantly from any ATM .
4. 2Checkout:
Also known as 2CO, this service allows you to integrate a payment system into your website or blog. So, if you sell products or render services online, this option is for you.
Just visit 2checkout and register. (Note that you’ll be charged an application fee of $10.) It takes just a few days to get your account approved (they need to confirm that your business is credible). Once your account is approved, you can set up the payment button on your page.
With 2CO, you can receive payment from anyone, regardless of the payment method that person chooses (Paypal, credit/debit card, and over 5 others).
Subsequently, you can withdraw your funds from your 2CO account. Payment is made every Thursday (provided you have up to the minimum release balance) to your Payoneer Mastercard, or your bank (domiciliary) account via check or Wire transfer.
You can find out more information about 2checkout on their FAQ page.
Final Words
The information shared above You can now shop online on any website without stress.
SHARING IS SEXY!!!! SHARE WITH YOUR FRIENDS
If you are experiencing any challenge or difficulties, or you are satisfied with the thus information, pls let us know by using the comment box below.



Comment on my blog for quick answers>>> https://jerruflex.com/open-us-uk-paypal-account-nigeria/

At least punctuation should be an easier trick

I actually purchased a vcc here: www.auctionessistance.com/shop to verify my UK account as the other sellers I tried wouldn't accept them.

So far no issues right now.

Old story

Thanks for the tips


It helped me. Pls, I ordered for payoneer master card for moe than one month now, it didnt reach me..

Can one transfer fund from PayPal to payoneer account

Princedapace:
Thanks for the tips


It helped me. Pls, I ordered for payoneer master card for moe than one month now, it didnt reach me..

Check the nearest post office... It's there

pat077:
Can one transfer fund from PayPal to payoneer account

Yeah sure

Thanks for that info

Does this still work? I need a PayPal account for ebay business.

I have 47$ Paypal to sell.
Contact me - 08020307425

Regards

Hey Guys!

There is this wonderful Step-By-Step Guide, with screenshots all the way, that can help you open, verify (up to 100%), and operate a full US PayPal account here in Nigeria, or in any other country outside US.

To get the guide, simply click here >> How To Open, Verify and Operate Fully Functional US PayPal Account In Nigeria or In Any Other Country Outside US

All the best and to your online payment FREEDOM!

rummeh

Thank you for this info.

Is it still valid till date?

When I am getting the foreign address, should it be US address or it can be China/ south Africa address?

And can I use the PayPal address to receive payment from the US?

blazer234:
rummeh

Thank you for this info.

Is it still valid till date?

When I am getting the foreign address, should it be US address or it can be China/ south Africa address?

And can I use the PayPal address to receive payment from the US?

China or South Africa sir


And yeah you can receive payment from US

rummeh:



China or South Africa sir


And yeah you can receive payment from US

Thank you for your response.

If I choose south africa address for example,should my VPN address too be set to south Africa? Or can the VPN be set to any country

blazer234:


Thank you for your response.

If I choose south africa address for example,should my VPN address too be set to south Africa? Or can the VPN be set to any country

South Africa sir

rummeh:



South Africa sir

Please do you know how I can get South Africa's VPN?

rummeh:



China or South Africa sir


And yeah you can receive payment from US

But can I use that of another country like UK, Germany, Australia, Japan, France? Of another country aside US, Canada, UK?

Please can you please elaborate on the advantages of using south African home address and other countries' home address to UK and USA ?

blazer234:


But can I use that of another country like UK, Germany, Australia, Japan, France? Of another country aside US, Canada, UK?

Yeas

horpeelo:
Please can you please elaborate on the advantages of using south African home address and other countries' home address to UK and USA ?

However, find below the first method;
If you have friends or relative in South Africa,
China, and other PayPal operating Country, don’t
use USA, UK, or Canada because u will be asked
to link up your bank account with the PayPal
account before u can be verified.
That is the reason why you will avoid using USA,
UK or Canada. Now, if you have friends or relative
in those country listed above, you can contact
them to send you their home address in full
including the country zip code.
Another means of getting the foreign address is to
purchase foreign Home address online. You can
use Google search to get one for yourself for free
or with little money.
Now that you have your address ready for use,
another thing you need is VPN. VPN is a tool or
an application you can use to root your IP address
on the internet so that no one will be able to
discover your location. VPN will hide your Nigerian
IP address, to any country of your choice.
This is very important because you don’t want
PayPal to discover your location. You can get
either a paid VPN or a free VPN. Whichever way,
they are both good. You can make a google
search for free VPN software for PC (e.g Zenmate)
or any VPN app for android phones (e.g
FlashVPN). If these are ready, you are also ready to
go. You are now set to open your PayPal account,
follow these simple steps below:
Power your PC with the internet. Lunch your VPN.
Ensure it's connected and running Goto PayPal it
will take you to PayPal webpage, then click on sign
up to start creating your account. Fill all the
required field, your name, your email address, your
location, your home address( use your foreign
home address). Now that you have filled all
required field, click on sign up. Then a link will be
sent to your email address for confirmation. Click
on the link to confirm your email.
You can now go back to PayPal key in your login
details to access your account. Now your account
is ready, but you still have one more thing to do.
You will need to verify your account before you
can start making use of it
How to verify your PayPal account in Nigeria.
It's very important to verify PayPal account,
without verification your account will not function.
Follow the steps bellow to verify your account;
Log in to your account, at the right side corner.
Remember to use your VPN all through. You will
see VERIFY account, your account can only be
verified by linking your credit card to your PayPal
account. To do that you will need a credit card,
master or visa card.
Remember you are not opening Nigerian PayPal, so
you can not verify this account with Nigeria credit
card. So this account can only be verified using a
dollar credit card.
I know you are asking where to get a dollar credit
card to verify your account? It is very very simple,
you can purchase a virtual credit card to verify
your account from Nigeriagoldexchange for just
$10 or you pay its equivalent in naira, and your
card number contain 16 digit numbers and the VCC
numbers will be sent to you via your email
address you use to sign up with
Nigeriagoldexchange with a link where your card
will be activated.
Make sure you register the card with the name and
address you use for your PayPal account. You
now have your virtual credit card in your mailbox.
You can now go back to your PayPal account to
verify your account as I said earlier, Click on verify
account, a box will pop up showing where you can
put in the card details:
credit number:16 digit numbers
VCC Number: 3 digit numbers
Expiring date: month/year
Card type: master or visa card.
After you fill in this information above, then click on
verify.
Paypal will send you a mail that $1.97 Is been
deducted from your credit card and will be
returned after the card is
been confirmed and authorized for the deduction.
Within 48hrs, a code containing 4 digit numbers
will be sent to you via your email address.
Take this code back to your PayPal account, click
on verify the account, there is a field provided for
you to enter the verification code sent to you by
PayPal, thereafter click save.
That is all! Now your account is fully ready for
operation.
You can start receiving money from your survey
companies, your affiliate companies, and others.
Remember to always operate your PayPal account
using the VPN so that your account will not be
limited when the location you are operating the
account from is different.
Again, always avoid login into your account all the
time. It's a good practice to monitor your account
from your email address since every transaction
that takes place in your PayPal account will always
communicate via your
email.

..

so @ op if you want to get free verified paypal address without spending a dime.
The person just need valid home address and zip code of china,south africa
then vpn of china ,south africa.
Then follow the oppening procedure then you are done. No need to verify with credit card ba?.

I have a UK paypal account which I used while schooling there. The visa card linked to it is however expired now. What do you suggest I do with the account?

pato405:
I have a UK paypal account which I used while schooling there. The visa card linked to it is however expired now. What do you suggest I do with the account?

Do you have funds in your paypal account?

feminineA:


Do you have funds in your paypal account?

just about £10. I cleared it before I left, thinking I wouldn't need it anymore. Anyway, the VISA card on it expired last year . My password still works though. Can I register a Nigerian Visa/Mastercard to it?

pato405:


just about £10. I cleared it before I left, thinking I wouldn't need it anymore. Anyway, the VISA card on it expired last year . My password still works though. Can I register a Nigerian Visa/Mastercard to it?

No you can't. But there are ways to it. Can you still log into your account

feminineA:


No you can't. But there are ways to it. Can you still log into your account

Yes. I can log in.

Can I use my payonner card as credit card to activate my PayPal account

rummeh:


Yeah sure

how can i get vcc? is there is any vcc?

rummeh:


Yeas

But I heard if you used a VCC to verify your account, Paypal will limit your account soon after you start using it.
Is this true?
Have you actually been able to operate a Paypal account verified with a VCC continuously freely in this era (as in the past few weeks to months), without Paypal limiting it?

I'm asking cos i heard Paypal has caught onto the fact that people are using VCCs to verify accounts, so they actively set mechanisms in place to detect it and limit any accounts opened with VCCs, once cash has started going in and out of the account.