In this article, I will be reviewing five online transfer agents that can be used when sending money from UK to Nigeria. Please note that rates were valid as at 6am on Monday 6th June and are subject to change.
I was able to get the information on profiled agents through their website. Like in the previous version of this review, agents were assessed based on exchange rates, transfer fees and transfer time. Let’s see how they fared.

Western Union
Transfer rate: £1 to N450.75
Recipient receives: N135,226
Pros: Money in minutes
Cons: Low transfer rates

MoneyLineUK
Transfer rate: £1 to N494
Recipient receives: N141,142
Transfer time: Same working day
Pros: Good rates.
Cons: It isn’t seamless – lots of effort involved in making calls, transferring the funds and then calling again to check receipt etc.

Small World Global Link
Pros: You have an account area where you can save details of regular payees.
Cons: Online transfers are usually completed in minutes but could take up to hours before it is received by beneficiary.
Transfer rate: £1 to N490
Recipient receives: N140,140
Transfer time: Within two hours

World Remit
Transfer rate: £1 to N463.11
Recipient receives: N138,934
Transfer time: Within one working day
Pros: Mobile app, option to send airtime
Cons: Low rates.

Azimo
Transfer rate: £1 to N470.4
Recipient receives: N141,120
Transfer time: Within two hours
Pros: No fees
Cons: Can’t think of any to be honest