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Nairaland Forum / Nairaland / General / Business / Heritage Bank, CBN And NYSC(YIEDP) What's Happening? (3342 Views)
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Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by jidekol(m): 11:00am On Jul 02, 2016 |
I Sent this mail to HB with no reply, we need answers before we land ourselves in trouble, anyone please help. Heritage Bank staffs were avoiding questions yesterday, they directed us to their online portal and they are not here today NYSC/CBN staffs has no anwers. My name is Kolawole Babajide, I am a participant at the ongoing YIEDP training, We have a few questions here at the Enugu training centre which has been articulated in this mail, it would be appreciated if we can get an immediate response from your team before the end of the training. -If the loan will be disbursed in instalments, how will the interest rate be paid, I.e will I be paying interest rate on the full capital(3,000,000) when I'm only credited with part capital. -We were informed that the interest rate will be compound, what method will be applied? reduction method or flat rate? -They also told us that the interest rate is 9% per anum, that's 270,000 per year ooo, is that not roughly 27% in total? Which is the average commercial bank interest rate, is there a reason to proceed? Abi what's the point traveling from Lagos to Enugu for the program when I can simply go to UBA or GTB in Egbeda for the same offer? -Please help forward a sample calculation of expected responsibility of beneficiaries for proper clarifications. using N3,000,000 as an hypothetical example. Abeg any loan specialist here on nairaland? Please you'll be saving close to 1500 youths waiting to either succeed or be slaughtered. Please!
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Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Funjosh(m): 2:42pm On Jul 03, 2016 |
That is the same way they where avoiding questions here in Lagos directing people to their online portals. Those guys are hiding something |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by otitokoroleti: 2:57pm On Jul 03, 2016 |
I think the said 9% interest rate will be calculated this way; 1st year: 9% on 3m 2nd year: 9% on 2m 3rd year: 9% on 1m Flat rate of 9% on 3m each year simply means 27% of which is nothing but complete thrash. Visit nearest CBN/Heritage Bank for clarifications. |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by otitokoroleti: 2:59pm On Jul 03, 2016 |
Your input will help some nigga here cc vikings007 |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nobody: 3:11pm On Jul 03, 2016 |
Funjosh:With all the files I've sent to You, You ought to know better. Nothing is hidden, maybe You guys are not asking the right question. One of the files I forwarded to You has the complete repayment schedule, that's if You've gone through it. @ jidekol You can contact funjosh to send You the files. Concerning Your "normal" bank rate. Actually, the lowest I.R You can get from any bank is btwn 25%-27% PER YEAR, (interest rates are calculated per year)how You think 9%/year is same as 25%/year is what I don't know. All the same, una good luck, because they won't issue the loan to everybody in the first place. PS: I don't work with Heritage or CBN, I'm just among the 1st batch, we got all the answers to our questions, we even have whatsapp group with heritage bank as a member. 1 Like |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nobody: 3:17pm On Jul 03, 2016 |
otitokoroleti:After 36months, the total payment(interest+principal) is N3,810,000. That's a very good deal as NO bank will give You 3million just to make 810k after 36months. With just Your NYSC as Your collateral |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by otitokoroleti: 3:22pm On Jul 03, 2016 |
Vikings007:its good for the fact that both capital+interest will be paid at the end of 3years. lemme go & apply for my own using my Nepa Bill |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nobody: 3:28pm On Jul 03, 2016 |
otitokoroleti:I did nt say at the end of the 3yrs oo, depending on the number of moratorium(grace months) You applied for, the payment starts after the moratorium expires(Monthly payment.) |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by otitokoroleti: 3:35pm On Jul 03, 2016 |
Vikings007:Noted sir, sorry to drag you here but am sure that your explanation will surely help some nigga here |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Funjosh(m): 3:35pm On Jul 03, 2016 |
Boss I got you quite rite, one of the question that they didn't give answer to was was about the issue of Guarantors how many do we need Vikings007: |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nobody: 3:39pm On Jul 03, 2016 |
otitokoroleti:No problem sire, as You can see buhari is working if it was Your oga bro J, I for no even make the 1st stage, cos everything for be man know man + corruption. |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nobody: 3:41pm On Jul 03, 2016 |
Funjosh:Two. |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by otitokoroleti: 3:51pm On Jul 03, 2016 |
Vikings007:iffa hear? GEJ still remain my main man 1 Like |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Funjosh(m): 6:32pm On Jul 03, 2016 |
Vikings007: Do you know that we were not given answer to such simple question as you just did now. Thanks bro |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nobody: 6:34pm On Jul 03, 2016 |
Funjosh:LOL, then Your facilitators no try at all. |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Olamultiply: 6:54am On Jul 08, 2016 |
This heritage bank self.... I'd been trying to submit my business plan since the day I came back fron the tree day training, all my effort to get this done was futile.....and they were not replying my frequent request/msg on e-mail. Did anyone know How to get it submitted This heritage bank self.... I'd been trying to submit my business plan since the day I came back fron the tree day training, all my effort to get this done was futile.....and they were not replying my frequent request/msg on e-mail. Did anyone know How to get it submitted This heritage bank self.... I'd been trying to submit my business plan since the day I came back from the three day training, all my effort to get this done was futile.....and they were not replying my frequent request/msg on e-mail. Did anyone know How to get it submitted [color=#000099][/color] |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nobody: 2:20pm On Jul 15, 2016 |
@Vikings007: Good day, pls i am one of the first participant at CBN Intl Training institute, but i was not added to the group. Pls can you link me up to fellow members cos i don't have anyone's contact. Pls i will appreciate it or if you can send me your contact at adebayo2296@gmail.com[i][/i] |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nobody: 2:26pm On Jul 15, 2016 |
Adebayo2296:I've sent the admin's number to Ur mail. |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Bonzoker(m): 2:45pm On Jul 15, 2016 |
After our training at Ede, Osun State. I decided to pull out of d whole
scheme, I'm not uploading my business plan.
We were told during our training that heritage bank isn't gonna be giving
us cash loan, but gonna supply us raw materials, equipments &
machineries for whatever business they are gonna approve.
Since we would be d ones servicing the loan, I personally would prefer d
cash loan, so i can know I'm taking full responsibility for d loan &
payback after moratorium. Supplying us whatever it is, should be
optional.
From d treatment at d camp, and no training fee as in comparison to
other centres. I had begun to sense a whole lotta corruption in the
processes & modus operandi in the distribution of the 25 billion naira
loan scheme from CBN via Heritage bank.
Its now practically has no difference with the BOI loan. Please Vikings what do you think? will appreciate ur answer.. |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Bonzoker(m): 4:44pm On Jul 15, 2016 |
@Vikings007 Pls guys we need answers.
what do you guys think? |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nobody: 5:11pm On Jul 15, 2016 |
Bonzoker:The info is false, you will be given cash. |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Bonzoker(m): 7:37pm On Jul 15, 2016 |
Vikings007: Thanks bro...but the rumour is spreading fast |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by doublezero7(m): 2:17pm On Jul 18, 2016 |
I believe there is a lot of misunderstanding as regards the cash loan and all! Like Vikings007 said, we would be given the cash...prolly not the whole 3m! The pre-operating cost and equipments would be provided by Heritage Bank and the applicant, while the operating cost will be provided for the applicant to o run his/her business! Please, let's refrain from spreading falsehood! Thank you! |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by hiibiz(m): 3:42pm On Jul 18, 2016 |
@vikings007: I am also one of the participant in the lagos training but have not been added to the whatsapp group please send your number and admins number to demjennifer@gmail.com Thnaks |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nobody: 3:54pm On Jul 18, 2016 |
hiibiz:The group is only for those in abuja. |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by hiibiz(m): 4:04pm On Jul 18, 2016 |
Thanks, but will still appreciate if you can make available your number since the loan is all from the same source. Vikings007: |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nafizzey(m): 5:15pm On Jul 18, 2016 |
Vikings007:Bro for graduate that are through with Nysc. how do they apply for this loan? |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by Nobody: 5:26pm On Jul 18, 2016 |
Nafizzey:http://www.yiedp-hbng.com/ies/Register.aspx |
Re: Heritage Bank, CBN And NYSC(YIEDP) What's Happening? by enekwesylvia: 5:13pm On Aug 31, 2016 |
[quote author=Vikings007 post=47669408] http://www.yiedp-hbng.com/ies/Register.aspx[ pls i send me d busness plan. enekwesylvia@gmail.com |
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