Nigeria is a country where ponzi scheme is now the other of the day for some of its learned and mostly unemployed youth.
Thanks to mmm nigeria has learnt how to use its population strength in networking business.
With so many higher institutions and professors in maths. Can't one these learned men bring out a working technique that can be sustainable and make it a legal institution. Today so many have lost hard earned money on many online platform while so many others have become rich at there expense.
Research is the only way to go about this
How do one sustain a PONZI scheme
It's a That has rendered many heart broken when a platform refuse to adapt to its many user and to the crafty onces whoes main goal is to make more than the neccesary profit margin.
Sites like GHW always change there policies just to survive and they keep thriving. No matter the outcome they will soon reach a breaking point and what then happens.
In truth government should stop seeing wonder banks as illegal instead it throw in some funds on how to sustain such online banks!! Cos Nigerians are not ready to let go of them yet!!

1) some adapt methods of once u GH you must PH
A very good strategy but without new members such strategy is useless

2) don't PH less than ur initials amount another good one but still dependent on new member