Do you still recall what happened the first time you used an ATM card? The first card I received was never used until it expired because I didn't know how to use it and I wanted to save myself the shame of asking others, especially girls.
It was that way unil I finally went to bank one day and I was told I could not withdraw the N4, 000 at the counter and I was asked to use ATM. I still fumble when it was my turn, I printed 2 receipts without carrying out any transaction. Guyz share your experiences!

I hv bn hearing of it, bu i hv never use it b4...what's it used for