In the history of Nigeria Banking, not a single Digital Bank has ever been created from the start. Banks only provide a Mobile Banking application, which tends to make transactions more faster. But the fact is Mobile Banking is different from Digital Banking. Mobile banking requires you going to your bank to get your ATM card and also get it activated, while your Virtual Card is being shipped to your door step and are activated by you and you alone which your pin can be set and controlled in Digital Banking. A very good example of Digital Banking is payoner


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