Hello fellow nairalanders,Risks are a permanent feature of life. Every day, we are faced with circumstances that threaten life and possessions. Most business and investments actions are also rooted in risk-taking. Most times these risks do not crystallise and life goes on. Quite often, however, people experience major catastrophes that either inflict physical harm or do a lot of damage to possessions and the means of livelihood. Either way, this could bring a lot of misery, especially if there is no fallback. That is why insurance practice has developed, over time, to provide a cushion that could make a big difference when unexpected disaster strikes.

What does insurance hold for you and what justification is there for buying insurance? Why is the image of the industry uninspiring in our environment?
If you have any case FOR or AGAINST insurance, share it with us, so that we can learn and gain from your experience. You need not mention names.
Thanks.