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How To Borrow Money From Access Bank - Salary/non Salary Earners - Business - Nairaland

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How To Borrow Money From Access Bank - Salary/non Salary Earners by Booktree: 11:25am On Nov 06, 2019


Access bank offers quick loans at low interest rates to its customers without collateral’s . They offer various types of loans like

Payday loan
W-power loan
Advance for school fees
Vehicle finance
Device finance etc.
In this article, we will be looking at the payday loan.

Access bank Payday Loan – Salary/Non – Salary Earners
This loan is mainly for salary earners but you can access it even though you are not a salary earner.

Sometimes emergencies arise before payday and you might be low on cash. This is where PayDay Loan comes in and you can get access to an instant loan by dialing *901*11#, *426*11# or via Internet Banking, WhatsApp Banking, Access Mobile App and QuickBucks App.

Payday Loan is an instant loan product for customers (both salary and non-salary earners). With Payday Loan, you can borrow money at low interest rate with no documentation or collateral needed.

Features
24/7 service which does not require visits to the bank and application is done conveniently via *901*11#, *426#, QuickBucks App, Internet Banking, Mobile App.
No documentation required.
No collateral required.
Up to thirty-one (31) days tenor.

Who is eligible?

Salary earners whose salary account is domiciled in Access Bank
Salary earners whose salary account is processed by any of our Corporate partners
Customers actively operating a Current Account, Diamondxtra Account, High Interest Deposit Account (HIDA), Current Private Banking Account with a minimum inflow of N20,000 in the past 6 months.

How do I request for a PayDay Loan?
You can request for a PayDay Loan by dialing *901*11# or *426*11# on your mobile device. You can also access PayDay Loan on Internet Banking and WhatsApp Banking or by downloading Access Mobile App and QuickBucks App from your mobile device store.

How long does it take to get a loan disbursed?
After you have registered successfully, upon your loan request, the loan is instantly approved and disbursed into your Access Bank account.

Late Payment
If you don’t pay back the loan within the 31 days period, you won’t be charged for late repayment

Source: https://booktree.ng/how-to-get-a-personal-loan-easily-in-nigeria/

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Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by Buyerscity(m): 2:00pm On Nov 19, 2019
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Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by ekehopp: 8:14am On Nov 20, 2019
reg

2 Likes

Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by alfredavid: 8:02am On Jan 29, 2020
I've pay the loan I'm owing access bank, I even went ahead to deposit in order to balance the loan so I can be eligible to access a new pay day loan. Alas I requested through the shirt code on my phone but the response is I am not eligible to get the loan at the moment. And I've pay all my outstanding.

1 Like

Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by SamjohnnyB(m): 8:06am On Jan 29, 2020
alfredavid:
I've pay the loan I'm owing access bank, I even went ahead to deposit in order to balance the loan so I can be eligible to access a new pay day loan. Alas I requested through the shirt code on my phone but the response is I am not eligible to get the loan at the moment. And I've pay all my outstanding.

Wait 24-48hrs and try again

1 Like

Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by austzdee: 2:41pm On Apr 19, 2020
Pls I want more details about the loan interest rate, for Renmoney and Access Bank thanks
Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by Amokeodo36: 12:10pm On May 04, 2020
Pls my wife have gotten loan from access bank on this code *901 *14# she wants to do the monthly repayment how can she do it and to which Acct.. Pls how can someone kn the interest on the loan

1 Like

Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by Daddylaura: 11:49am On May 09, 2020
Amokeodo36:
Pls my wife have gotten loan from access bank on this code *901 *14# she wants to do the monthly repayment how can she do it and to which Acct.. Pls how can someone kn the interest on the loan
Please I also applied but I have not been able to withdraw the funds please how does it z. As
Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by Daddylaura: 11:58am On May 09, 2020
Amokeodo36:
Pls my wife have gotten loan from access bank on this code *901 *14# she wants to do the monthly repayment how can she do it and to which Acct.. Pls how can someone kn the interest on the loan
Please I also applied but I have not gotten any cash on my account they only sent me account statement where they include the account i will be remitting to and also deducted 1800 for insurance and joining fees and they said I will pay back on the 15/5/2020 now I have not make use of the fund I need help please how where you able to withdraw d funds or where u given another debit card? Any time I use my card all I see is invalid transaction on ATM if I type credit as the payment option
Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by RuggedSniper: 9:44pm On May 27, 2020
Booktree:


Access bank offers quick loans at low interest rates to its customers without collateral’s . They offer various types of loans like

Payday loan
W-power loan
Advance for school fees
Vehicle finance
Device finance etc.
In this article, we will be looking at the payday loan.

Access bank Payday Loan – Salary/Non – Salary Earners
This loan is mainly for salary earners but you can access it even though you are not a salary earner.

Sometimes emergencies arise before payday and you might be low on cash. This is where PayDay Loan comes in and you can get access to an instant loan by dialing *901*11#, *426*11# or via Internet Banking, WhatsApp Banking, Access Mobile App and QuickBucks App.

Payday Loan is an instant loan product for customers (both salary and non-salary earners). With Payday Loan, you can borrow money at low interest rate with no documentation or collateral needed.

Features
24/7 service which does not require visits to the bank and application is done conveniently via *901*11#, *426#, QuickBucks App, Internet Banking, Mobile App.
No documentation required.
No collateral required.
Up to thirty-one (31) days tenor.

Who is eligible?

Salary earners whose salary account is domiciled in Access Bank
Salary earners whose salary account is processed by any of our Corporate partners
Customers actively operating a Current Account, Diamondxtra Account, High Interest Deposit Account (HIDA), Current Private Banking Account with a minimum inflow of N20,000 in the past 6 months.

How do I request for a PayDay Loan?
You can request for a PayDay Loan by dialing *901*11# or *426*11# on your mobile device. You can also access PayDay Loan on Internet Banking and WhatsApp Banking or by downloading Access Mobile App and QuickBucks App from your mobile device store.

How long does it take to get a loan disbursed?
After you have registered successfully, upon your loan request, the loan is instantly approved and disbursed into your Access Bank account.

Late Payment
If you don’t pay back the loan within the 31 days period, you won’t be charged for late repayment

Source: https://saacr.com/how-to-borrow-money-from-access-bank/

Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by haon: 10:20pm On May 27, 2020
For Gtbank users, this should be of help.


https://www.youtube.com/watch?v=1xMWd-dosD8
Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by EASY32: 5:49am On Feb 08, 2022
For those doing payday (Access Bank) please note.
They collect 2.7 % interest every month on the balance left. Its compound interest.
Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by Booktree: 9:46am On May 20, 2022
hmmm

EASY32:
For those doing payday (Access Bank) please note.
They collect 2.7 % interest every month on the balance left. Its compound interest.
Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by abdulsodiq05: 7:20am On Apr 24, 2023
I won't advice anyone to borrow loan from Access bank because even without borrowing loan sef access bank have spoilt the money I have in my bank. Just yesterday they deducted a sum of 2986 for interest liquidity and later within 5min deducted another 10000+ for another liquidity from my dad's account, before we know it more than 13k has been deducted. Please can someone help.
Re: How To Borrow Money From Access Bank - Salary/non Salary Earners by YohaigNG: 12:59pm On Aug 15, 2023
Access Bank indeed offers a variety of loan products tailored to meet the needs of its customers, including the Payday Loan, which is accessible to both salary and non-salary earners.

This loan product is designed to provide instant financial relief, especially during emergencies before payday.

For those seeking a comprehensive guide on obtaining a loan from Access Bank, I'd like to share an informative article that provides a step-by-step process: https://www.yohaig.ng/finance/banking/how-to-get-a-loan-from-access-bank/. This resource offers valuable information and might address some of the questions or concerns raised in this thread.

Understanding the terms and conditions of any loan product before proceeding is essential. Ensure you agree with the interest rates, repayment terms, and other associated fees.

Thank you for fostering such an informative discussion.

Let's continue to share and learn from each other.

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