If hacking people hard earned money is your calling and you’ve been wondering  and surfing the web on tips and tricks relating to how possible it is to hack into any bank account and access people’s funds, then this post is targeted to address your questions and as well throw more light to your quest for knowledge.

There are quite a number of ways bank account are being hacked in Nigeria, we will be considering the top 5 methods hackers use to exploit bank accounts in Nigeria.

How To Hack Bank Account In Nigeria

Mobile Banking Trojans

Phishing Method

Keylogging Method

Bank Message Method

Sim swapping Method

1.Mobile Banking Trojans.

How to hack a bank account using Mobile Banking Trojans.

Until recently, having access to your bank account balance via mobile phones was a mirage. However the advent of Information technology (IT) has transform the global space and most especially the banking sector. Everyone can easily access their bank account statement and account balance without stress directly from the comfort of their homes.


Additionally, the availability of such unprecedented mobile and internet banking services using your  android phone has not come into existence without certain demerits. People now use bank apps for checking their account details and other related transactions; this however has created more vulnerability for attacks by fraudsters who uses  malware and certain viruses to perpetrate their heinous acts/crimes


This  scammers or hackers integrates the use of Trojans in the following ways: They create a replica of your Bank app and uploads it to third party sites for easy download. Unknowingly, you decided to download such app and you eventually enter your  appropriate online banking user name and password into it, and your case ends here.


The fake bank app will send the details to the hacker who will then mastermind the operation and sweep your bank account clean. They hijack app, these are just ordinary Trojan app on their own, not banking app.



When you download and install them, they will start scanning for banking app on your phone, when it detects a banking app, the malware quickly puts up a window that looks identical to the app you just booted, if this is done smoothly, the user won’t notice any swap and will enter his/her login details, which the app will send to the malware author.



How To Prevent Mobile Banking Trojans

When downloading any banking apps from the app store, keep an eye on the amount of downloads it has, if it has a very low amount of downloads and little to no reviews, then you should be rest assured that something is not right with such application. An official app for a very popular bank with a low download count it’s likely dangerous and a fake app. Alternatively, you can walk majestically into your bank and request for the appropriate app.

2. Phishing Method



Phishing simply involves creating a dummy website, like a clone of a popular website such as Facebook or a shopping site like Jumia. In this method, the hacker creates a website, typically an E-commerce Website, since he hopes to collect bank details. Then promotes the website through social media to get users. He might even reduce the price of the items in the shopping cart to get people to purchase. During the payment, the transaction is not secure, thus leading to the site administrator having access to the raw card details through the backend of the website.

The hacker collects as many card details as possible. The details to collect is the card number, name expiring date, and the Security code. The hacker then uses the card details he has collected to make purchases online through the person's account. Some Nigerian banks have a 2 step authentication process where they send an OTP to the registered number to verify the transaction. In this case, the card is not useful to the attacker. However, if you use the card to buy stuff from sites outside Nigeria (ie payment in foreign Currencies), it bypasses the OTP authentication.

Tools needed to achieve this.

Laptop with an internet connection
A website or a web developer as the case may be
Domain name and web hosting plan

To discover 3 more in depth Methods of hacking a bank click here

Okay oo
hacking people hard earned money is your calling and you’ve been wondering  and surfing the web on tips and tricks relating to how possible it is to hack into any bank account and access people’s funds, then this post is targeted to address your questions and as well throw more light to your quest for knowledge.

There are quite a number of ways bank account are being hacked in Nigeria, we will be considering the top 5 methods hackers use to exploit bank accounts in Nigeria.

How To Hack Bank Account In Nigeria

Mobile Banking Trojans

Phishing Method

Keylogging Method

Bank Message Method

Sim swapping Method

1.Mobile Banking Trojans.

How to hack a bank account using Mobile Banking Trojans.

Until recently, having access to your bank account balance via mobile phones was a mirage. However the advent of Information technology (IT) has transform the global space and most especially the banking sector. Everyone can easily access their bank account statement and account balance without stress directly from the comfort of their homes.


Additionally, the availability of such unprecedented mobile and internet banking services using your  android phone has not come into existence without certain demerits. People now use bank apps for checking their account details and other related transactions; this however has created more vulnerability for attacks by fraudsters who uses  malware and certain viruses to perpetrate their heinous acts/crimes


This  scammers or hackers integrates the use of Trojans in the following ways: They create a replica of your Bank app and uploads it to third party sites for easy download. Unknowingly, you decided to download such app and you eventually enter your  appropriate online banking user name and password into it, and your case ends here.


The fake bank app will send the details to the hacker who will then mastermind the operation and sweep your bank account clean. They hijack app, these are just ordinary Trojan app on their own, not banking app.



When you download and install them, they will start scanning for banking app on your phone, when it detects a banking app, the malware quickly puts up a window that looks identical to the app you just booted, if this is done smoothly, the user won’t notice any swap and will enter his/her login details, which the app will send to the malware author.



How To Prevent Mobile Banking Trojans

When downloading any banking apps from the app store, keep an eye on the amount of downloads it has, if it has a very low amount of downloads and little to no reviews, then you should be rest assured that something is not right with such application. An official app for a very popular bank with a low download count it’s likely dangerous and a fake app. Alternatively, you can walk majestically into your bank and request for the appropriate app.

2. Phishing Method



Phishing simply involves creating a dummy website, like a clone of a popular website such as Facebook or a shopping site like Jumia. In this method, the hacker creates a website, typically an E-commerce Website, since he hopes to collect bank details. Then promotes the website through social media to get users. He might even reduce the price of the items in the shopping cart to get people to purchase. During the payment, the transaction is not secure, thus leading to the site administrator having access to the raw card details through the backend of the website.

The hacker collects as many card details as possible. The details to collect is the card number, name expiring date, and the Security code. The hacker then uses the card details he has collected to make purchases online through the person's account. Some Nigerian banks have a 2 step authentication process where they send an OTP to the registered number to verify the transaction. In this case, the card is not useful to the attacker. However, if you use the card to buy stuff from sites outside Nigeria (ie payment in foreign Currencies), it bypasses the OTP authentication.

Tools needed to achieve this.

Laptop with an internet connection
A website or a web developer as the case may be
Domain name and web hosting plan

To discover 3 more in depth Methods of hacking a bank click here
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Your post will be more appreciated if it aims to educate about bank account hacking and how to prevent it.

Deinately it is. Kindly go through each highlighted point and learn how to prevent it