Hello good morning. I've been feeling depressed i jst wanted to know if anything could be done.
I received a debit alert last week of my money (over a million) was removed from my account leaving nothing at all i went to the bank they said someone used my card details to do transaction online nd I can't remember giving anyone my atm card its still in my wallet till now though I've blocked the account. I don't know if i can get a track of the person or still recover my money... I haven't involved the police yet because people are saying nothing can be done. I don't know if anyone can help me out.

Involved the police,so that they can track it, and commence investigation on the Bank,no smoke without a fire

Petition the bank,it an authorized transaction..get the account number that received the fund.. from the your efforts will be crown

The bank can track it for you, disturb them very well. Safety of your money is the joint responsibility of you and your bank. The bank should play their part.

If the branches are giving you problem, write to their headquarters, copy the cbn and efcc. They will swing into action.

I have had a similar case, though the amount involved was less than 100k. Not to bother you with stories, my money was recovered. Though I dont know how the efcc finally handled the criminal and I didn't bother to follow up the case. I was too busy for that.

don't let the matter down, walk to the bank and demand investigation, if they refuse, sue them

Mine was I tried to make withdrawals I will be debited but no cash is forthcoming and my credit card amount will also reduce I'm talking about 45k here.

This is one of the reasons why online transaction scares the shit out of me. Please let’s stop clicking links unnecessarily & filling forms unduly & trust nobody with your phones, laptops, and other sensitive tools that has got to do with finances. Sorry for your loss, get police & efcc involved. If you can cope with their demand financially, go ahead & let them flush your money out but if other wise, let it go and get your life back. Heaven will be your strength.
If l may ask, I hope it isn’t access bank?

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Mayng01:

If l may ask, I hope it isn’t access bank?

yes it is diamond (access) account

I'm sorry nothing can be done. Scammers are not so foolish as to transfer the money to a bank account. It was all used to purchase stuff online. Probably 3 iPhone 11pros. Den Dy sell it and collect the money. Maybe you can look for a way to track the purchase made with your card, then trace the delivery. That will definitely involve the police and you will spend much and your chances of recovering your money is very very low.

I'm suspecting that bank oo

As a software engineer, I will advise everyone to shun online banking in Nigeria till further notice. Anything you can't do in banking hall, USSD transaction, bank mobile App; just ignore it.

Try as much as possible to have a separate account card where you will transfer fund into for online store payment and make sure the store is popular and secured with SSL (google how to know if website or mobile app has SSL)

Simplyleo:
The bank can track it for you, disturb them very well. Safety of your money is the joint responsibility of you and your bank. The bank should play their part.

If the branches are giving you problem, write to their headquarters, copy the cbn and efcc. They will swing into action.

I have had a similar case, though the amount involved was less than 100k. Not to bother you with stories, my money was recovered. Though I dont know how the efcc finally handled the criminal and I didn't bother to follow up the case. I was too busy for that.

Bro how did you involve EFCC?

pls if u use access bank, stop........they r scams....I made account with them even without collecting card, someone tried to log in to my account with acess mobile, I started receiving otps.....stop dat bank

positivevibez:
Mine was I tried to make withdrawals I will be debited but no cash is forthcoming and my credit card amount will also reduce I'm talking about 45k here.

If it was atm withdrawals you did, your is a minor matter.
Asked for picture evidence from the atm machine showing the money dispensed and you got it.
Very minor matter.

xperiencelove:
As a software engineer, I will advise everyone to shun online banking in Nigeria till further notice. Anything you can't do in banking hall, USSD transaction, bank mobile App; just ignore it.

Try as much as possible to have a separate account card where you will transfer fund into for online store payment and make sure the store is popular and secured with SSL (google how to know if website or mobile app has SSL)

Do you mean purchased in Nigeria based online sites eg jumia etc? What about aliexpress? Are they safe?

nedekid:

Do you mean purchased in Nigeria based online sites eg jumia etc? What about aliexpress? Are they safe?

Aliexpress, Jumia, konga are secured and save but beware of their imposters.
If you are using browser, never click on a link that links to a website where you will pay with your credit card. Instead, write the URL (web address) directly into your browser. E. G. Write www.jumiadotcomdotng directly into your browser if you want to go to Jumia instead of click a link that links to the address. By this, you won't mistakenly click on a link that links to a fraudulent site like Jumiia.com.ng (do you notice the double i instead of one i) that is imposting Jumiadotcomdotng

xperiencelove:


Aliexpress, Jumia, konga are secured and save but beware of their imposters.
If you are using browser, never click on a link that links to a website where you will pay with your credit card. Instead, write the URL (web address) directly into your browser. E. G. Write www.jumiadotcomdotng directly into your browser if you want to go to Jumia instead of click a link that links to the address. By this, you won't mistakenly click on a link that links to a fraudulent site like Jumiia.com.ng (do you notice the double i instead of one i) that is imposting Jumiadotcomdotng

Very educative. Thanks