Those answering Nigerians knows themselves! Most of them are thieves in disguise, scattering, liquidating and ending ones business is their highest priority and happiness! Soko been dishing it out hot on them! I got one sent to a pastor friend in FCT and how they got my number I don't know moreover I am not too close to the pastor too. Na one eye I use dey watch the pastor in money matter since then.. Pay your loan or borrow from your friend, pride and rebellion won't let you borrow from your neighbor because you're bad.