i'm thinking of settling down can i run a family with 120k.my fiancee doesnt have a job.and i have not been able to get another job.my salary is 1.4milla per Annum after tax


*****my fiance isnt working

120k? No na, do you want to die of poverty? Wait till you start earning 120million in a month . . . . then you can get married!

mtccccccccccchew!

Ujujoan:

120k? No na, do you want to die of poverty? Wait till you start earning 120million in a month . . . . then you can get married!   

mtccccccccccchew!

pls dont abuse me just tell me how?
i only afraid.i'm the last born and my brothers earn far better than i yet they all complain about money.

Okay . . . because you appear to be truly upset . . .

The key secret is to cut your coat according to your size. You are already comparing yourself to your brothers and you that is wrong. You need to live your own life irrespective of what others are doing.

120k is NOT insufficient to start a family with . . . even if your spouse if not working.

All you have to do is cut all unnecessary expenses, avoid irrelevant luxuries, try and live a modest lifestyle . . don't go buying a car cos Mr. Okeke has one . . or paying for an apartment you can't afford because Mr. Obinna lives in one!

Ones you made a reasonable budget, try and stick to it.

Spend RESPONSIBLY. . .

I'm sure you'll be fine!

@ujujoan?
how much do you earn.or better still do you earn more than that
i already have a car and i live in 2bdr

okay digest wot uju sed poster , u seem to want it all
120 shud cover u guys jus apply a sensible and comfortable budget shikena

most of my friends earn like 300k per month and are even afraid to marry

poster now u are giving ursef answers to y u have a serious headache , don get married den wait til God decides to make u earn 1mila a month den u can wed if ur fiance no go mind

Idowuogbo:

poster now u are giving ursef answers to y u have a serious headache , don get married den wait til God decides to make u earn 1mila a month den u can wed if your fiance no go mind

get me right.i am only being truthful saying my worries 300k is outrageous not to be married.
i'm just thinking of
feeding
house rents
fueling car and gen
miscellaneous
can 120k be enough

plus my fiance isnt used to managing at all she grew up in affluence

okkk i understand al d utility bills and al, but u just lost me den wen u said your fiance is not used to managing.Emmh one quality u need in a woman is her ability to minimize and utilize funds because when u guys strt to build a unit, i mean with kids involved wud she b thinkin about one head or several heads , u better discuss wot the future holds with the salary  u are currently receiving and analyze how ends are gona meet wiv your current pay pack , but dont relax aim higher in order to relieve your tight budget . wish u luck  sha

i think 120k is alright if she is working (i mean then we no go add money for makeup, hair, clothes, shoes, bag etc) for wifey

What's your current monthly expenditure?

jay bee:

What's your current monthly expenditure?

i spend abt 35k

85k should be more than enough since you don't have kids to cater for. You just have to continue living the way you currently are, then have a medium term plan (small scale business) for your fiance/wife.

im not married just asking cos im thinking of getting married

If your wife is used to a life of affluence then she should go get a job

dayokanu:

If your wife is used to a life of affluence then she should go get a job

Finito!

dayokanu:

If your wife is used to a life of affluence then she should go get a job

Seconded!

see why many people end up miserable in marriage?!
the OP doesnt think he got what it takes to be married and take care of a wife who wants a big gun (aka big spender) YET he is here trying to find the balls to do it.

as Dayokanu rightly said, if your wife wants a life of luxury then let her go and get a job to provide a second income for your MEAGER (family) salary!

120k is more than enough ONLY if you know hiw to cut your coat according to your size. It's all about you.

o

that amount is more than enough if u dont have a witc h for a wife. women.

So I take it that your next question will be. 'Can I marry a woman who makes double what i earn a month??".

evilspirit:

i spend abt 35k

you don't pay house rent?

The truth is not told to this guy. We should know someone's priority and ability to hold home as a man. What if next, God forbit, this salary of his get thinner after marriage. May be he should divorce. Plan on what you have, it may never increase in next 5 years or more and again your expenses will ever climb as a family man. All you need is use your brain. From experience.

So I take it that your next question will be. 'Can I marry a woman who makes double what i earn a month??".

LWKeeMeD!!!!!!

**cleaning tears from eyes**

una no go kee me 4 nairaland

@OP,I EARN EXACTLY 120 K PER MONTH.I CAN TELL YOU THAT 120 K IS NOT SUFFICIENT FOR A SINGLE GUY LIKE ME. ITS A PITY THAT your GIRL IS NOT WORKING YET. LIKE SOMEONE SAID,LET HER GO GET A JOB NA.HABA,WHY IS SHE EDUCATED NA? TO DEY PAINT FACE AND WEAR CLOTHES?

dayokanu:

If your wife is used to a life of affluence then she should go get a job

THIRDED

Dear evilspirit, there is something you are not telling yourself. Marriage is not something you do based on your present capability or selfworth but on your capacity to develop and grow. When choosing a partner, it must be one that can support and encourage, not one that expects. Expectations are like time, it is limitless but unlike time can be unrealisable and unreasonable.

If you can not manage 120k per monthe with a woman, I doubt if you will be able to manage 1m per month. Your friends earn more than twice your salary, yet it is not enough to get them married. It is because they set their espectations too high and I doubt if they even have any savings.

Life is about sacrifice and discipline, particularly in how we handle our finances. If you are not disciplined enough in your finances, even with 500k per month you will not be able to cope.

If you want to grow quickly, start a home now on your current income and plan your life and your future with your wife. Your wife may be used to life of affluence because her family can afford it. If she insist on that as a minimum for marriage, then you are in a wrong set up except her family or yours will continue to subsidise your marriage until you find your financial bearing.

Remember, her income has nothing to do with your capability, if you rely on her income be ready to concede a lot of things to her otherwise there will be crises. Her income is to support you not to provide for you and that support must not be an obligation on her.

If you believe you can grow financially, go ahead with your marriage plan but first sit down with your woman and discuss truthfully.

I wish you all the best. Remember, very very few rich men marry rich.

now now ur fiance aint working,
suddenly she'd start earnin270k.
y all d salary flash on NL?
u dey show urself?
evilspirit?

@poster.Please change ur poster name k? I am sure evil spirits are chasing u right now. When they finally leave u alone u might begin to reason properly.Mschewwwwww!

@OP

All you need to do is learn to cut your coat according to your material in terms of the following:

1.Housing
2. Food
3. Clothing
4: AOB (Any other business)

Believe me, an human being can survive on anything even if he has to go and live off fruit, veg and any animals he can catch in the bush. Our ancestors neither had nor spent money, yet they survived and here we are today as living testimonies of the power of human endurance.

vaLasce:

now now your fiance aint working,
suddenly she'd start earnin270k.
y all d salary flash on NL?
u dey show urself?
evilspirit?

Don't mind him . . .

People sha like attention!