Devil1Messenger:
Op please hide my ID
I'm indebted to loan apps and here is the breakdown
Easimoni-52k
Kaskkash-39k
Easycredit-20k
Gocash-20k
Ncash-3k
Xcredit-4k
Branch-2k
Quickcheck-12k
Fairmoney-40k
Eajor-80k
Access bank -140k
Another source -200k
I'm totally confused that I contemplated commiting suicide all through last nite.
All d money was used to gamble on virtual bet9ja. I don't know how to pay as some of the online loan will start getting late From 2morow Friday. I earn 90k every month yet my life is in total mess. I cried all my life since last nite till dawn. How should I manage this situation?

well do u want my opinion on this

.

Devil1Messenger:

Your opinion is highly needed as suicide thought is still coming my mind

bro ...no be only dey owe loan apps money I am also owing them money and I Neva for once think about suicide......and my own debt plenty pass your own self if I list am u go call me monster...but because life dey there is still hope....even all the loan app don message all my contacts finished as for me I still dey go work....but the only solution u can do is. start paying one by one and deleting the loan app one by one also....I go still say it own no reach my own if u wan make i share my own u go cry def but I am alive and loan cannot kill me

Devil1Messenger:
Op please hide my ID
I'm indebted to loan apps and here is the breakdown
Easimoni-52k
Kaskkash-39k
Easycredit-20k
Gocash-20k
Ncash-3k
Xcredit-4k
Branch-2k
Quickcheck-12k
Fairmoney-40k
Eajor-80k
Access bank -140k
Another source -200k
I'm totally confused that I contemplated commiting suicide all through last nite.
All d money was used to gamble on virtual bet9ja. I don't know how to pay as some of the online loan will start getting late From 2morow Friday. I earn 90k every month yet my life is in total mess. I cried all my life since last nite till dawn. How should I manage this situation?

Hmmm...

This is serious!

Why borrow to gamble?

This is what I would advise. Since you earn a living, dedicate 30% - 40% of your monthly salary to debt servicing. Start with the small ones first and don't wait for the deadline to elapse before you liquidate a loan you took.

Put a stop to gambling. Delete the app from your phone and avoid anything that will attract you or trigger the urge to gamble. If you are addicted, get an accountability partner that will check with you regularly and ensure you are kept away from such things.

If you have a skill or a side hustle, now is the time to double up on it. All alternative streams of income except gambling should be exploited (don't steal o!). Also consider getting another job that will pay you higher. You need to earn more.

You can get out of debt. You just need discipline.

Devil1Messenger:

Your opinion is highly needed as suicide thought is still coming my mind

detest from bet9ja virtual because na dem chop my 600k for 2018 that time which I also thought about suicide but I didn't do it and now we don dey 2022 we move bro.....
if u still want to keep playing virtual na ur own grave u dey dig.....me instead of playing virtual I play electronic basketball

Lol

Bamdly na man you be... Loan doesn't kill anyone OP

America is the biggest debtor if you don't know... China owes huge debts.. Nigeria Nko? See Debts are part of a man's life... The only time you don't owe is in the grave ..

As long as you live a legit life debts are part of it.. in developed countries it's called credit card here it's called loan app..

As I dey type so o owe a bank 6 million, I owe a business 4 million , I owe loan apps. Paddy I still dey ball live my life. Owing is not a crime in Nigeria. If you arrest me the police will ask you why , because I never denied I owe you so what crime did i commit.

Op we plenty for here relax bro

bamdly:

bro ...no be only dey owe loan apps money I am also owing them money and I Neva for once think about suicide......and my own debt plenty pass your own self if I list am u go call me monster...but because life dey there is still hope....even all the loan app don message all my contacts finished as for me I still dey go work....but the only solution u can do is. start paying one by one and deleting the loan app one by one also....I go still say it own no reach my own if u wan make i share my own u go cry def but I am alive and loan cannot kill me

Devil1Messenger:
Op please hide my ID
I'm indebted to loan apps and here is the breakdown
Easimoni-52k
Kaskkash-39k
Easycredit-20k
Gocash-20k
Ncash-3k
Xcredit-4k
Branch-2k
Quickcheck-12k
Fairmoney-40k
Eajor-80k
Access bank -140k
Another source -200k
I'm totally confused that I contemplated commiting suicide all through last nite.
All d money was used to gamble on virtual bet9ja. I don't know how to pay as some of the online loan will start getting late From 2morow Friday. I earn 90k every month, I don't smoke, drink, or womanize, my life is in total mess. My problem is virtual gambling and have been wanting to stop it but its not working, i cried all my life since last nite till dawn. How should I manage this situation?

Belial06:
Bamdly na man you be... Loan doesn't kill anyone OP

America is the biggest debtor if you don't know... China owes huge debts.. Nigeria Nko? See Debts are part of a man's life... The only time you don't owe is in the grave ..

As long as you live a legit life debts are part of it.. in developed countries it's called credit card here it's called loan app..

As I dey type so o owe a bank 6 million, I owe a business 4 million , I owe loan apps. Paddy I still dey ball live my life. Owing is not a crime in Nigeria. If you arrest me the police will ask you why , because I never denied I owe you so what crime did i commit.

Op we plenty for here relax bro

Oga no 1 fit arrest me sef cos if u lock me up....e Don sure say u no go collect dime besides I didn't steal from Dem na loan I take and I intend to pay back even if it takes month...... And if u do were na to use my army beat u on top ur money

bamdly:

Oga no 1 fit arrest me sef cos if u lock me up....e Don sure say u no go collect dime besides I didn't steal from Dem na loan I take and I intend to pay back even if it takes month...... And if u do were na to use my army beat u on top ur money

Honestly.. why you go harass me say I owe you money?!! It's not a crime anywhere in the world or under Nigerian law to owe. The economy harsh so pray for me to have money to pay you
Team debtor no be thief

Na owe I owe I nor thief

Belial06:


Honestly.. why you go harass me say I owe you money?!! It's not a crime anywhere in the world or under Nigerian law to owe. The economy harsh so pray for me to have money to pay you
Team debtor no be thief

Na owe I owe I nor thief

Bro I feel u jawe ..make we stop before nairaland rich people will start saying we should go and pay...lolll

bamdly:

Bro I feel u jawe ..make we stop before nairaland rich people will start saying we should go and pay...lolll

Na dem Sabi

Who dem EPP?

Devil1Messenger:
Op please hide my ID
I'm indebted to loan apps and here is the breakdown
Easimoni-52k
Kaskkash-39k
Easycredit-20k
Gocash-20k
Ncash-3k
Xcredit-4k
Branch-2k
Quickcheck-12k
Fairmoney-40k
Eajor-80k
Access bank -140k
Another source -200k
I'm totally confused that I contemplated commiting suicide all through last nite.
All d money was used to gamble on virtual bet9ja. I don't know how to pay as some of the online loan will start getting late From 2morow Friday. I earn 90k every month, I don't smoke, drink, or womanize, my life is in total mess. My problem is virtual gambling and have been wanting to stop it but its not working, i cried all my life since last nite till dawn. How should I manage this situation?

Thank you @Belial and @Bamdly. You guys really saved me today

Devil1Messenger:

Thank you @Belial and @Bamdly. You guys really saved me today

Bro no think am 2 much me I am still owing branch 50k since 2020..... And no be say I no wan pay but the Sim wey I fit register Don lost and Airtel is really being stupid on retrieval so for now make branch no vex and so many more wey I dey owe.....Las Las na ur contact Dem go call.....u for drop ur number make I narrate my ordeal to you Sha if u are interested

bamdly:

Bro no think am 2 much me I am still owing branch 50k since 2020..... And no be say I no wan pay but the Sim wey I fit register Don lost and Airtel is really being stupid on retrieval so for now make branch no vex and so many more wey I dey owe.....Las Las na ur contact Dem go call.....u for drop ur number make I narrate my ordeal to you Sha if u are interested

I go Dm u d number

..,....

Devil1Messenger:
Op please hide my ID
I'm indebted to loan apps and here is the breakdown
Easimoni-52k
Kaskkash-39k
Easycredit-20k
Gocash-20k
Ncash-3k
Xcredit-4k
Branch-2k
Quickcheck-12k
Fairmoney-40k
Eajor-80k
Access bank -140k
Another source -200k
I'm totally confused that I contemplated commiting suicide all through last nite.
All d money was used to gamble on virtual bet9ja. I don't know how to pay as some of the online loan will start getting late From 2morow Friday. I earn 90k every month, I don't smoke, drink, or womanize, my life is in total mess. My problem is virtual gambling and have been wanting to stop it but its not working, i cried all my life since last nite till dawn. How should I manage this situation?

How are you coping bro, have any of them called ur contacts?

God help everyone on this thread...

Sparekey:


How are you coping bro, have any of them called ur contacts?

Ncash that I'm owning just 3k just messaged all my contacts
Good day, this is in regard of:: :: : who has failed to pay back the loan he took from NCASH, kindly reach and urge him to make payment to avoid us taking LEGAL ACTIONS against him, IF WE DONT GET the PAYMENT BEFORE 4pm 4/2/2022,HIS PICTURE WILL DISPLAY ON ALL SOCIAL MEDIA AS A FRUADSTER AND HE SHOULD GET A GOOD LAWYER THAT CAN DEFEND HIS FRAUDULENT ACT. Finally, be informed that you are one of HIS EMERGENCY CONTACT, we have your information, you can as well tell him to exclude you if you do not know about this loan.
On top 3k oo

shopwiser:
God help everyone on this thread...

Y u talk so

Belial06:


Honestly.. why you go harass me say I owe you money?!! It's not a crime anywhere in the world or under Nigerian law to owe. The economy harsh so pray for me to have money to pay you
Team debtor no be thief

Na owe I owe I nor thief

See d message them send give my contacts
Good day, this is in regard of:: :: : who has failed to pay back the loan he took from NCASH, kindly reach and urge him to make payment to avoid us taking LEGAL ACTIONS against him, IF WE DONT GET the PAYMENT BEFORE 4pm 4/2/2022,HIS PICTURE WILL DISPLAY ON ALL SOCIAL MEDIA AS A FRUADSTER AND HE SHOULD GET A GOOD LAWYER THAT CAN DEFEND HIS FRAUDULENT ACT. Finally, be informed that you are one of HIS EMERGENCY CONTACT, we have your information, you can as well tell him to exclude you if you do not know about this loan.
On top 3k

Devil1Messenger:

See d message them send give my contacts
Good day, this is in regard of:: :: : who has failed to pay back the loan he took from NCASH, kindly reach and urge him to make payment to avoid us taking LEGAL ACTIONS against him, IF WE DONT GET the PAYMENT BEFORE 4pm 4/2/2022,HIS PICTURE WILL DISPLAY ON ALL SOCIAL MEDIA AS A FRUADSTER AND HE SHOULD GET A GOOD LAWYER THAT CAN DEFEND HIS FRAUDULENT ACT. Finally, be informed that you are one of HIS EMERGENCY CONTACT, we have your information, you can as well tell him to exclude you if you do not know about this loan.
On top 3k

bro calm down........ because I have also defaulted them since last year and dey don send message to my contacts tire and most of all my contact na people wet we all dey owe loan app .....and even my papa def dey bash dem with curse I just like that nigga ......so hope you don't have very important people in your contact list .....

bamdly:

bro calm down........ because I have also defaulted them since last year and dey don send message to my contacts tire and most of all my contact na people wet we all dey owe loan app .....and even my papa def dey bash dem with curse I just like that nigga ......so hope you don't have very important people in your contact list .....

I do. That's the problem. Very important people

Devil1Messenger:
I do. That's the problem. Very important people

then you get some lies to cook up

bamdly:

then you get some lies to cook up

I just told those that have contacted me the plain truth especially my boss in the office

Devil1Messenger:
Op please hide my ID
I'm indebted to loan apps and here is the breakdown
Easimoni-52k
Kaskkash-39k
Easycredit-20k
Gocash-20k
Ncash-3k
Xcredit-4k
Branch-2k
Quickcheck-12k
Fairmoney-40k
Eajor-80k
Access bank -140k
Another source -200k
I'm totally confused that I contemplated commiting suicide all through last nite.
All d money was used to gamble on virtual bet9ja. I don't know how to pay as some of the online loan will start getting late From 2morow Friday. I earn 90k every month, I don't smoke, drink, or womanize, my life is in total mess. My problem is virtual gambling and have been wanting to stop it but its not working, i cried all my life since last nite till dawn. How should I manage this situation?

stay calm, don't kill yourself, Nigeria is indebted to China and many more.

The Killers - Be Still

Devil1Messenger:
Op please hide my ID
I'm indebted to loan apps and here is the breakdown
Easimoni-52k
Kaskkash-39k
Easycredit-20k
Gocash-20k
Ncash-3k
Xcredit-4k
Branch-2k
Quickcheck-12k
Fairmoney-40k
Eajor-80k
Access bank -140k
Another source -200k
I'm totally confused that I contemplated commiting suicide all through last nite.
All d money was used to gamble on virtual bet9ja. I don't know how to pay as some of the online loan will start getting late From 2morow Friday. I earn 90k every month, I don't smoke, drink, or womanize, my life is in total mess. My problem is virtual gambling and have been wanting to stop it but its not working, i cried all my life since last nite till dawn. How should I manage this situation?

op, have you somehow managed to stop virtual betting?

If not, I can be of help.

pafo:


op, have you somehow managed to stop virtual betting?

If not, I can be of help.

Help.

Why borrow from this loan sharks in the first place when you know u will be unable to payback, Thunder fire you