Everybody is an expert when it comes to home shopping. If you are debating purchasing a home right now, you are probably getting a lot of advice. Advices from religious leaders, family, friends, spouse etc.

Buying a house is complicated. If you don’t pay attention, you could get in so far over your head that you end up broke. You can even get stuck in a home that’s not a good fit for your lifestyle. But you can avoid this by asking a few smart questions!

What Questions Should You Ask Before Buying a House?
What’s my housing total budget?

Okay, the first question you need to ask yourself is: How much house can I afford? If you don’t ask this question when buying a house, you might go with whatever number a lender approves for you. This can run you the risk of carrying a mortgage burden so large that you feel the weight of the world is on your shoulders. To avoid living that nightmare, don’t take on a mortgage with payments that are more than 25% of your monthly take-home pay.

How much should I save for a down payment?
Speaking of budget, the next question to ask is: How much do I need for a down payment? If you have the money, the answer is 100%. It’s always a good move to buy in cash or put down as much money as possible to avoid a monthly mortgage that follows you around forever.
https://baayprojects.com/ask-yourself-these-questions-before-buying-a-house/