Religious P unis like the ones stated above don't allow their students use phones or Android phones, because their owners know too much.

If the average Nigerian with access to phones and internet is suffering the effects of this cash swap crises, I wonder what the students in private unis, where phones are prohibited are passing through.

How are the students in those unis coping with this currency crises? An era were transfer is the only solution... The USSD codes stuff are all dead or jam packed.

When elders are against positive technological innovations due to their lack of exposure or disconnect from reality, it will lead to pain and sufferings.

Religious owners of private unis have once again brought unimaginable pain to their students, due to their lack of positive exposure and intelligence.

Allow Private uni students use phones.... Don't ruin their lives.

WiFi internet devices are there and I believe banking apps can run on them. There are also ATMs. Add the few cash in circulation and you have a manageable situation.