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Nairaland Forum / Nairaland / General / Business / I Need A Loan From Micro-Finance Banks (32797 Views)
How Can I Obtain A Salary Loan From Bank / How Does One Get Loan From BOI / Cbn Begins Audit Of Micro Finance Banks (2) (3) (4)
Re: I Need A Loan From Micro-Finance Banks by Nezan(m): 10:58am On Jul 01, 2009 |
aminatusaf:o.k. |
Re: I Need A Loan From Micro-Finance Banks by obadairo: 8:51am On Jul 02, 2009 |
to get a loan in a microfinance bank is quite easy only if u have done a proper paper work as to what to use the money for and how to spend it judiciously -profitable business. A good business plan is always required.if you don't know how to go about it , i will advice you get a consultant that will help you to do that .it will help you quite a great deal. Note that no bank will give loan without adequate background check on the proposed business, therefore your business plan is very important. |
Re: I Need A Loan From Micro-Finance Banks by Nezan(m): 10:18am On Jul 02, 2009 |
wat is d interest rate on such loans? |
Re: I Need A Loan From Micro-Finance Banks by GMILTD: 11:20am On Jul 02, 2009 |
Hello guys all of you have make good suggestions but the truth in getting loans from the banks is that they will demand many things that at the end of the day will make you sad and frustrated. Most people seeking for this funds don't have all the requirement they will request. Some of the things they will request are: Corporate governance, Wonderful credit facility history, Record keeping, An enticing business proposal and so on So they make it very difficult for people to approach them for unless you have GODFATHERS/MOTHERS in the banks before it will be easy for you. I advice that people should seek for other means of getting loans for business like asking friends, family members and co-operate unions for loans. For more on places to get loans even up to N400m without going to the banks just contact me via email greatermindinitiative@gmail.com. To Your Success. |
Re: I Need A Loan From Micro-Finance Banks by stagger: 9:23pm On Jul 03, 2009 |
A private company in which i am a shareholder applied for and got a microfinance loan last year. Here's what you need to do to make it happen. Open an account and run it for three months. The key here is to make sure that the inflow in any one of those months is equivalent to 30% of the total amount you want to borrow. Why? Most MFBs grant loans with 3 months tenor. The thinking is that if your business brings in 30% of the loan amount monthly, then there is the likelihood that in 3 months, you will be able to clear the loan payments. Loans are not suitable for every business. Please remember that. So before you stick your neck out to borrow, make sure you actually need that loan. |
Re: I Need A Loan From Micro-Finance Banks by Jodesky(m): 11:41am On Jul 06, 2009 |
aminatusaf: @poster Where is your 'bank'. I smell 'yahoo', . Prove me wrong if you are real. Its a challenge |
Re: I Need A Loan From Micro-Finance Banks by cornel318(m): 9:38am On Jul 13, 2009 |
@ the house i didn't even know the post was still recieving comments. i have collected the first loan from Nieghbourhood MFB, but their tenor was short and the intrest outrageous, although i was able to pay back before the one month. I collected # 500,000.00, and paid #20,000.00 as intrest within one month. I wanted to get a roll back, but they had a management problem ,and up until now, they are still shaking. Nigerians and poor business mentality. But currently sha, i want to run things with a new MFB, by name PET MFB, their intrest is far lower than others, just 3%, and i need it FAST!!!!!! @JODESKY Not all men are shallow minded we are talking about real men, with high business I.Q Okay |
Re: I Need A Loan From Micro-Finance Banks by topeorekoy(m): 6:28pm On Sep 05, 2009 |
Jodesky: i smell yahoo too. i actually had an encounter with him and he said he works for finbank, he said the interest rate is 12.5% and 20% equity contribution ( i shld pay b4 loan is granted), 6 mths tenor. i placed a call thru to a friend in finbank and he said the bank doesnt do such. i now sent a text to him that i do not have the 20% equity contribution, that was the last i heard and this was some1 that sent me a mail asking y i have been slow in responding to his mail. i knew it was scam |
Re: I Need A Loan From Micro-Finance Banks by egolaw75: 10:44am On Nov 23, 2009 |
topeorekoy, Please tell me more on this because i am transacting with someone in abuja saying he works in finbank and wants to help me out to get a loan. i have already sent my business plan to him including the documents i will need to open an accounts with finbank in abuja., i want to know if yours is similar to mine because he wants me to pay 10% equity contribution. i believe this is a scam |
Re: I Need A Loan From Micro-Finance Banks by topeorekoy(m): 4:49pm On Nov 23, 2009 |
if u stay in lagos, y transact business with some1 u have not seen b4 in abuja? everything he has told u, just walk into any finbank branch and make enquiries. wen i was abt doing biz with the person, i just called a friend in finbank and told him to help me with the loan ( cos i tot he wld be more accessible since i know him) but he told me there is nothing like that. so bros shine ur eye but u can pay the 10% into my account,i go loan me 1 million naira for ur biz |
Re: I Need A Loan From Micro-Finance Banks by egolaw75: 8:32am On Nov 24, 2009 |
thanks for your answer |
Re: I Need A Loan From Micro-Finance Banks by yemisolar(m): 11:29pm On Aug 04, 2010 |
if you have a small business (or you know someone who does) and needs #50-100,000 to start or grow it. you can send me a mail at pettral@yahoo.com. we only have fifty slots this month. this is strictly for those who are operating small business because the idea is not just to lend money but to develop small businesses |
Re: I Need A Loan From Micro-Finance Banks by tunde121oke: 1:52pm On Jan 11, 2011 |
i have 50k how much will you pay back 1 Like |
Re: I Need A Loan From Micro-Finance Banks by Nobody: 11:54am On Jan 14, 2011 |
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Re: I Need A Loan From Micro-Finance Banks by succesloan(m): 12:14pm On Jan 22, 2011 |
Do you know that you can get loan from N50,000 to 1Millionaira within 10 days without any collateral. |
Re: I Need A Loan From Micro-Finance Banks by accesspoin: 4:00am On Sep 12, 2011 |
just ontact accesspoint loans invest ltd via accesspointloans@yahoo.com and all your problems are solved.
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Re: I Need A Loan From Micro-Finance Banks by yahla: 10:07am On Sep 12, 2011 |
Times without number we might have found ourselves at difficult financial positions which could be eerily frustrating and embarrassing to some extent. Brilliant business ideas, unprecedented market opportunities that even a blink will see whisked away, untimely SOS calls such as school fees for your kids,their monthly pocket money,or emergency cash calls from relatives. Unbelievable market offers at cash strapped periods especially when pay day is still a couple of weeks out is always frustrating and mostly negates growth. Securing loan from friends, neighbours or colleagues could often lead to disappointment and turning towards banks that would demand all sorts of collateral and documentation to secure a paltry loan could leave you drained and more still,opportunity lost. Neocash finance enterprise is an emergency fund rescue option proffered to help manage and salvage the above mentioned situations and many more with uniform minimal interest rate on loans. For more info,call 07044891654 |
Re: I Need A Loan From Micro-Finance Banks by Nobody: 7:07pm On Sep 15, 2011 |
ccc |
Re: I Need A Loan From Micro-Finance Banks by sandysu: 3:33pm On Nov 06, 2011 |
can i get this loan without a collateral. I really need it. |
Re: I Need A Loan From Micro-Finance Banks by sandysu: 3:35pm On Nov 06, 2011 |
i have sent the email to this: accesspointloans@yahoo.com as said. but i have no reply |
Re: I Need A Loan From Micro-Finance Banks by wordapple: 9:33am On Feb 09, 2012 |
Get up to N300,000 small scale business loan without a collateral. Approval is easy, quick and straightforward. Loans are collateral free. Payback conveniently over a period of 20 months (2 years). Apply now, send your inquiries by email to mivepaloans@gmail.com |
Re: I Need A Loan From Micro-Finance Banks by chrishuston: 4:49am On Dec 17, 2013 |
hello Apply for a quick and convenient loan to pay off bills and to start a new financing your projects at a cheapest interest rate of 3%. Do contact us today via: eagleloanfinance@hotmail.com with loan amount needed as our minimum loan offer is 1,000.00 to any choice of loan amount.I am certified ,registered and legit lender.You can contact me today if you are interested in getting this loan, contact me for more information about the loan process, process like the loan terms and conditions and how the loan will be transferred to you. I need your urgent response if you are interested. LOAN APPLICATION FORM (1)Full Names: (2)Amount Needed as Loan: (3)Phone Number: (4)Duration: (5)Country: (6)State/Province: (7)Monthly Income: (Marital Status: (9)Age/Gender: (10)Loan Purpose: NOTE:All Responses should be forwarded to:eagleloanfinance@hotmail.com for quick processing. Thank You, Mr chris huston C.E.O/eagleloanCompany. |
Re: I Need A Loan From Micro-Finance Banks by benpuzzy(m): 6:19am On Dec 17, 2013 |
Soundmind: @ guy, Experience is the best teacher, u cant get upto 100k from any MFB unless u are a worker and ur salary account domiiled in the MFBank, shikenah |
Re: I Need A Loan From Micro-Finance Banks by MistaHumble(m): 5:27pm On Aug 28, 2015 |
aminatusaf: Hello boss, what bank are you referring to please and are you based in Lagos? |
Re: I Need A Loan From Micro-Finance Banks by oshiokpu(m): 10:29pm On Jun 03, 2016 |
If you have a business and need cash to increase your working capital for more turnover. check my signature 1 Like |
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