BedLam: HOW TO REMAIN POOR..

1. Never wake up early...

Keep stretching & turning in bed until you get too hungry to continue dozing if there are no bedbugs,
why hurry to get up??

2} Never plan how to spend your money..

Whenever you get money, start spending it right away and when it's finished, you try to count and
recall how you spent it..

3} Don't think of saving until you have real big money...

How can you save when you earn so little?? Those telling you to save are not sympathetic to your
burning needs..

4} Don't engage in activities usually reserved for the " uneducated "...

How can you a graduate
engage in petty trade or home based production?? That's for people who never went to school.

5} Don't think of starting a business until an angel comes from heaven & give U capital..

How do
they expect U to invest before U get millions of dollars?? Even though more than half the
businesses in your town were started with a few hundred dollar, you as a smart person can only
start with millons.

6} Complain about everything expect your own attitude:

Blame the system the government & the
banks that refuse to lend you money. They are all bad & do not want you to get rich.

7. Spend more than you earn.

To achieve this, buy consumer product on credit & keep borrowing
from friends & employers.

8. Compete in dressing.

Make sure wear the latest clothes among all workers in your offer..
Whenever your neighbour buys a new phone, u get one that is more expensive..

9. Get yourself a nice second hand car that costs more than three times your gross monthly pay..

10. Give your children everything they ask for since you're such a loving parent.

They should not
struggle for anything because you do not want them to suffer that way, they will grow up lazy &
hence poor enough to ensure they can't help you in old age...

huni_naija: Iv seen people do this and they're multi-millionaires

Cut your cloth according to your size... Spend within your means and don't be doing ojukokoro !!

coputa:
Wealth has principles,if you know God and you are swimming against the tide of wealth you will still remain poor.

VANENON:

Let me add a few i try to run with.
1. A fixed monthly saving plan of at least 20% of your take home. If this can be done at source all the better. This is for capital investments only (land purchase and the likes).
2. Take care of all necesities/responsiblities 1st. e.g, Tithe, utility bills, nanny and security salary. Allowances to family then my childrens must haves (Baby food, pampers etc) Then i can afford to look at the nice to haves.
3. Before your salary comes for the month let your spend plan be in place. I missed that last month.
4. Put another monthly saving plan in place for things like rent, a new car and school fees.
5. Avoid unnecessay expenditures like big birthdays, naming ceremonies the likes. Even weddings should be in line with what you can afford. Dont incur debt for weddings.