Autos / Re: ##ABUJA CHEAP CARS....(within 15m-1.5M). √√Drop Your Orders!!! by shizzy7(f): 7:11pm On Mar 07 |
austinceasar:
Depends on your budget...the good ones ain't cheap again Hello, my budget is 2.5 - 3m |
Autos / Re: ##ABUJA CHEAP CARS....(within 15m-1.5M). √√Drop Your Orders!!! by shizzy7(f): 6:38pm On Mar 05 |
austinceasar:
Sold Do you have a good Toyota matrix for sale? |
Autos / Re: Drop Your Car Request Here by shizzy7(f): 10:44am On Feb 23 |
Grandautoss2: serious inquiries only please Hi, I need a good Toyota Matrix. |
Travel / Re: DIY Guide To Australian Permanent Resident Visa - Part 2 by shizzy7(f): 2:42pm On Feb 07 |
tunlex01:
Accountant assessment requires IELTS Academic or PTE - minimum of 7 or 65 in each band. If you did not graduate from Accounting from OAU, FUTA, UI or Unilag, you need to add your Masters.
Documents for Self employment Business (CAC) registration certificate Letter from your accountant/lawyer stating your job descriptions and key dates Bank statement showing business transactions Company Income tax statement or Personal Income tax statement Copies of invoice issued to customers Copies of invoice received from suppliers Organisational chart Company Financial report Letter from clients indicating the services you provide to them
Documents for Employee Employment letter Payslips Bank statement showing salary Pension statement Personal Tax statement Reference letter Hello, for reference letter is this going to be from each of the places one has worked? |
Travel / Re: DIY Guide To Australian Permanent Resident Visa - Part 2 by shizzy7(f): 9:53am On Feb 04 |
tunlex01:
189 may be far fetched if you don’t are a high score. 491 may be available too. Yes, you can add your partner if you are married. They can also add English test to your point. Only Queensland require POf and the process can take between 9 months to 3 years depending on how lucky you are. Hello, I'm assessing with CAANZ, is the assessment type combined qualification and skilled assessment only? Thanks. |
Travel / Re: All TEF Candidates For Canada Immigration, Let's Meet Here! by shizzy7(f): 4:55pm On Jan 23 |
79733139: Okay, let's assume you are a genius or you are at the upper end when it comes to "knowing how to learn", the main issue is you and NOT a "magic teacher"... let me assume everything you wrote is true, less than 5% of the population is on that level, so it is unrealistic for "regular people" with a full-time job living in Nigeria to advance super fast.
I said something like this in 2022, guys please if you are thinking of learning French or you have just started learning French "Be very WARY of unrealistic stories!" - They are almost always just marketing gimmicks pushed by "magic teachers". The stories are always DISTORTED to promote the businesses of the "magic teachers".
you've been on and about discouraging people on this thing while you're also marketing yourself. Everyone's assimilation pace is different, you can't just conclude that some things are not possible within a specific period of time - that's your own notion. There are no specific time frames to learning these things whoever has unrealistic expectations should also handle the results whether good or bad. 3 Likes |
Travel / Re: DIY Guide To Australian Permanent Resident Visa - Part 2 by shizzy7(f): 12:48pm On Jan 14 |
sbank:
YOu will need to provide more details for both first and second degrees for yourself and spouse like your course, year of graduation, the university, course duration (4 or 5 years) and the period of experience (for example,GIS 2011-2017 and tax accountant 2017 till date). Something like that.
For tax accountant, you need to have a degree in accounting or ACCA or ICAN to get a positive assessment. It's a no without an accounting qualification.
Also, all marketing roles are level 1 occupation which requires a bachelor's degree which your spouse does not have so technically, she's not eligible due to her qualification Hello, please review my profile. Age - 29 Degree - Accounting unilag and ACCA chartered Experience as an accountant for 6yrs Thinking of applying under 189 Hoping to meet the Ielts requirements soon Also can I apply with my partner (planning to get married soon) Is there any POF required and how long might the process take? |
Travel / Re: DIY Guide To Australian Permanent Resident Visa - Part 2 by shizzy7(f): 12:21pm On Jan 14 |
tunlex01:
Accountant assessment requires IELTS Academic or PTE - minimum of 7 or 65 in each band. If you did not graduate from Accounting from OAU, FUTA, UI or Unilag, you need to add your Masters.
Documents for Self employment Business (CAC) registration certificate Letter from your accountant/lawyer stating your job descriptions and key dates Bank statement showing business transactions Company Income tax statement or Personal Income tax statement Copies of invoice issued to customers Copies of invoice received from suppliers Organisational chart Company Financial report Letter from clients indicating the services you provide to them
Documents for Employee Employment letter Payslips Bank statement showing salary Pension statement Personal Tax statement Reference letter 1 Like |
Business / Re: UBA Crosses N1tn Market Capitalisation On NGX by shizzy7(f): 12:31pm On Jan 09 |
Kobicove: I hope they're not cooking the books by artificially inflating their profits because I know that 2023 was generally a very bad year for most business organisation in Nigeria because of the recent devaluation of the Naira and this should also affect UBA because I'm very sure the also have some exposure to loans in foreign currency 2023 was the best year for banks. |
Education / Re: IELTS: Share Your Experience, Ask Your Questions, Tell Us Your Score If You Can. by shizzy7(f): 8:46pm On Jan 08 |
onuwaje:
They gave us headphones individually and just you listening and paying attention to details because u will fill in the blanks For listening, are you allowed to rewind or write things down on paper? |
Travel / Re: All TEF Candidates For Canada Immigration, Let's Meet Here! by shizzy7(f): 3:32am On Jan 07 |
Hello, I'm planning on learning French for TEF, as a beginner, I intend to dedicate the next 7 months to it, hopefully I find a a good personal teacher soon and resources to hel achieve this goal. 3 Likes |
Travel / Re: Canadian Express Entry/Federal Skilled Worker Program - Connect Here Part 11 by shizzy7(f): 8:33pm On Jan 06 |
Heineken007: I'm here to share my testimony. I started this journey when this new thread was formed. I remember joining in 2021, around page 31 or thereabout. I followed keenly, was always here day and night. One time i lost hope because ielts was another wahala. Then i stopped coming here and forgot my password, had to create a new account.
The Journey wasn't easy at all but I'm glad i didnt give up. I received my stamped passport today, exactly 3 years later. I remember Jan 4th 2021 when i started this waka, God is great oooo.
Determination can make you achieve anything.
Thank you @graciousWords, ednut 1, debbieee and others(please forgive me for not remembering your names) for your help. GraciousWords answered all my questions with patience, I'm grateful. Congratulations, I am new to this can I create an express entry profile before writing IeLTS? Planning on writing next months and update my profile with the scores. |
Travel / Re: Canadian Express Entry/Federal Skilled Worker Program - Connect Here Part 11 by shizzy7(f): 3:57pm On Jan 06 |
phabulous88: PPR and LANDING GIST
Timeline AOR: 4th August 2023 BIL/MEP: 25th August 2023 Biometrics done/updated: 29th August 2023 ADR1 – Wife's passport ADR2 – Schedule A for wife ADR3 – Schedule A for me PPR: 12th October 2023
The Decision to Travel:
I first heard about Express Entry in 2015 but didn't pay close attention to it at the time. Many of my close friends eventually moved through this program. However by end of September 2020, when EndSars protest was beginning to gain momentum, we knew we had to leave the country.
- 1st October 2020: Applied for WES ECA for my MSc. - 28th October 2020: Received ECA results. - 31st October 2020: Took my first IELTS (LRWS/8,8.5,6.5,7). I applied for a remark on my Writing, and it was adjusted to 8,8.5,7,7, with an overall score of 7.5. - January 2021: Wife (@Phabulous93) took her first IELTS (LRWS/9,8.5,8,7.5), scoring 8.5. wife’s ECA was by CES, and her LLB was evaluated as a Professional degree. This took about 6 months. - My wife's CRS score was 484, and mine was 455, so she stood a better chance. - October 2022: I wrote my second IELTS with an overall score of 8.0. - December 2022: My wife took her second IELTS, scoring an overall 8.5.
HEARTBREAK
- We remained at a CRS score of 484 for almost 2 years, and on my wife’s birthday in March 2023, IRCC decided to draw 484. Unfortunately, she lost 5 points on her birthday and she wasn't selected. - My wife was heartbroken, but as I consoled her, our son walked in and started singing Nathaniel Bassey's song, "You are God from beginning to the end, There's no place for argument, You are God all by yourself...".
TEF in 4 months!
- In January 2023, my wife started practicing with Doulingo, just in case we needed French - After loosing 5 points and missing out on the ITA in March 2023, she made the courageous decision to learn French formally and dedicated herself to studying day and night. At a point, she had like 2 French tutors. - Mind you, she was still working full time. We practiced speaking French together, and I even downloaded various French translators so I could practice speacking with her. - I gingered her to write the TEF exam in June (3 months after she lost 5 points), but she was like, the average time to learn French and pass the TEF is between 9 – 12 months. - And I was like, I know. Just see the TEF in June as a mock exam so you get familiar with how the exam is… - So we registered for it and she wrote the French exam on 15th June 2023, and the results came out on 20th June 2023, less than 1 week later, and we received an extra 10 points. - Sharperly, I updated our profile, and the score jumped from 479 to 489. - One week later, we received an ITA (cutoff was 486).
Ah! Baba God o! Thank you.
eAPR - In putting together our application, we ensured that it was thorough and included a letter of explanation for pretty much everything. - Our Proof of Funds (POF) was 100% ready since October 2023. However, due to the Naira devaluation in June 2023 (all thanks to Tinubu and the CBN), we had to get a Gift deed to complete our POF. - We also included 25% of my Pension as a buffer in case the Naira depreciated further.
Additional Document Requests:
- ADR 2 & ADR 3 (Schedule A IMM 5669): I'm not sure why they requested these, but I suppose it's because my wife worked with a Local Government during her NYSC, and the word "Government" might trigger additional scrutiny. - My wife and I are both Directors and Shareholders of several small companies. We had to provide a separate letter of explanation, clarifying that these companies were part-time and did not interfere with our full-time jobs.
LANDING
- Booked Egyptair and landed Toronto 7am last week. Before 9:00am, the I heard those beautiful words, "Congratulations! And welcome to Canada!" - We were heading to Calgary, and had a 9 hour layover in Toronto. So we used the time to sort out our SIN, Sim cards (Fido offered us a $35, 50GB plan) and our bank account (CIBC).
Finally guys, if you can, please learn French o! It's not easy but if you can, abeg write it. If we didn't write French, we will still be at 479, hoping and praying that the cut off points drop. But here we are, living in the beautiful city of Calgary as Permanent Residents.
Ah! Baba God! Na you do this one o! Thank you Jesus! Merci beaucoup wifey @Phabulous93, Que Dieu vous bénisse. Amen
Thanks also to @GraciousWords, ednut1, Ebuncrown, MissMa01, Debbieeeeeee for your insights.
Congratulations, I am just starting this process, I pray for favor. Can you please advise on the French tutor your wife used? And guidance on how to go about this, I am quite but lost but will follow and ask questions on this thread. 2 Likes 1 Share |
Programming / Re: I Want To Learn Programming. Which Language Should I Start With? by shizzy7(f): 3:39pm On Jan 04 |
olabanjg:
You will have to be very determined to start your coding journey with java as it is one of few complex languages not recommended for beginners. Why not think of learning python first? And once you get familiar a bit with it then move on to java.
With more than 20 years experience in programming I can confidently say most beginners gets pissed off few weeks after the get started due to their inability to comprehend what they are doing.
It is fun when you write codes and you see them in action in minutes. Setting up a java development environment alone may take you days if not weeks why python is just a matter of installing an msi and fire on. However java is a very wonderful language to learn. Best of luck! Hello, I have a background in finance but recently took keen interest in programming, I have learnt python and SQL, I want to learn backend development please advise on how to go about it, I keep feeling like I’ll need on-the-job experience to pull this off. Searching for any even if it’s unpaid but unable to find. |
Investment / Re: Treasury Bills In Nigeria by shizzy7(f): 8:59am On Jan 04 |
ogawisdom: TB rates
It's really going high 15.7% last time
Time for me to return and leave fixed income Hello, Is the 9% rate for 90days per annum? I.e 90/365*9% or for the quarter. |
Investment / Re: Treasury Bills In Nigeria by shizzy7(f): 6:53pm On Dec 04, 2023 |
freeman67:
You will not see CP's that way. You will only be contacted if you indicate interest
If you want to invest in CP's you just contact Greenwich Merchant Bank Limited (bolaji.adeoti@greenwhichbankgroup.com) is a good guy who can put you through, FBNQUEST Merchant Bank, Coronation Merchant Bank, United Capital, Afrinvest e.t.c. There are some I dint mention here. Just contact them and you be getting details when available.
Some presently ongoing are:
1. MIXTA REAL ESTATE is handled by Coronation, United Capital, FBNQUEST and ARM etc.
2. SKLD is handled by Coronation and Afrinvest.
3. JOHNVENTS INDUSTRIES LIMITED is handled by handled by Greenwich, Coronation, Cordros, Unity Capital, AVA etc.
4. MERCURE INDUSTRIES PLC is handled by: Cordros, Greenwich, United Capital, FSDH and Cardinal Stone.
Once you contact them, they will send you reports and ratings of which ever company's CP you decide to invest. Please, you are to do you own due diligence before investing.
Thanks a lot for the detailed explanation. I'll contact bolaji. |
Investment / Re: Treasury Bills In Nigeria by shizzy7(f): 6:51pm On Dec 04, 2023 |
Chikebrain:
CP is different from mmf and Treasury bills.
Last stop rate for primary Market for TB was 16.7%. You can walk into any bank to drop bid. Although not sure any bid will take place this year again as this week's bud will be the last for the year. You can opt for secondary market though
Thanks what is the rate for secondary market and is there a minimum amount of investment for primary market? |
Investment / Re: Treasury Bills In Nigeria by shizzy7(f): 3:43pm On Dec 04, 2023 |
enque:
CPs are not an everyday investment like mmf. When it's available, the investment houses will advertise so U can subscribe and the duration for subscription is also short. Longest I've seen is 1 week.
Thanks, what investment house do you recommend so I can register with them. stanbic does not do this . |
Investment / Re: Treasury Bills In Nigeria by shizzy7(f): 1:39pm On Dec 04, 2023 |
Nakedman: Here you go.
I got 14% from First Bank in the primary auction.
Nawa for First Bank o hi, can you please guide me on how this works I.e TB, I'm interested in it |
Investment / Re: Treasury Bills In Nigeria by shizzy7(f): 1:22pm On Dec 04, 2023 |
Hello what's the process of investing in a commercial paper? I Already opened a stanbic investment account but I'm not getting info on cp just their mmf and interest is 11%. OR Which is the best bank or investment house for treasury bills and at what rate will it be? |
Business / Re: Funke Opeke’s Mainone To Be Acquired For $320mn By US Giant Equinix by shizzy7(f): 3:46pm On Dec 07, 2021 |
Putindbutt:
It's not an outright sale, it's partnership. The terms of agreement would have been spelt out. It is an outright sale. The Ceo is now an employee of Equinix at least for continuity in business operations. 1 Like |
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Family / Re: House Clearance Sales.. Come In Here!!!! by shizzy7(f): 6:54pm On Aug 11, 2021 |
SIRJOENATOR:
The pictures you put on this ads is from a NL post since 2017.
https://www.nairaland.com/3679597/binatone-bac-200-air-cooler-sale
How do you explain that? Is it thesame product from 2017 you're selling as "Like new" ? Or you put up fake pictures to deceive your customers.... this tread is a joke!!! wow!!! Even with the same Peter Obi's picture behind... 4 years after it's still showing up on sale, now I'm doubting the posters credibility. Na wa for people oooo. 14 Likes |
Business / Re: Prince Omoha Bags African Young Entrepreneur & Humanitarian Personality Award by shizzy7(f): 9:31am On Jul 30, 2021 |
Odoogu:
It comes to mind... Cos as a youth, I really want to believe. Just like the American dream, but we done see this kind b4. the source of the wealth is always the question..who or what funded him? Real Estate, charity foundation, stocks that's the same regime.. |
Business / Re: Prince Omoha Bags African Young Entrepreneur & Humanitarian Personality Award by shizzy7(f): 8:28am On Jul 30, 2021 |
Invictus comes to mind. 92 Likes 2 Shares |
Family / Re: Minimum Amount Needed By A Family Of Six For Monthly Sustenance. by shizzy7(f): 1:47pm On Jul 25, 2021 |
30k monthly for family of three e no even reach.
No idea on how to manage again. |
Family / Re: Request Thread by shizzy7(f): 9:35pm On Jul 19, 2021 |
Sectional sofa needed something clean ooo |
Jobs/Vacancies / Re: How Much Salary Is Enough For Good Living In Nigeria by shizzy7(f): 9:14pm On Jul 18, 2021 |
FiverrTutor:
Bro pls how did u do it? I earn 366k monthly,35 years not married yet although i have about 4 plots of land in Portharcourt presently but no savings. Asides saving something for sake of emergencies, investing in those 4 plots is way better than just having the money sleep in your bank account so you're doing well. |
Jobs/Vacancies / Re: How Much Salary Is Enough For Good Living In Nigeria by shizzy7(f): 9:13pm On Jul 18, 2021 |
FiverrTutor:
Bro pls how did u do it? I earn 366k monthly,35 years not married yet although i have about 4 plots of land in Portharcourt presently but no savings. Asides saving something for sake of emergencies, investing in those 4 plots is way better than just having the money sleep in your bank account so you're doing well. |
Family / Re: House Clearance Sales.. Come In Here!!!! by shizzy7(f): 11:20am On Jul 17, 2021 |
Uniquewise:
160k, negotiable The whole chair set is 160k, I meant the long one only i.e exclude the single chair. 1 Like |
Family / Re: House Clearance Sales.. Come In Here!!!! by shizzy7(f): 7:49am On Jul 17, 2021 |
Uniquewise: L-shaped Living room sectional sofas. Neatly used...selling due to relocation
Centre table is 40k firm
Location: Abule-Egba Price 160k Pickup, immediately.
WhatsApp Only 08133056804
pls how much is just the sectional sofa alone? |
Family / Re: House Clearance Sales.. Come In Here!!!! by shizzy7(f): 3:48pm On Jul 16, 2021 |
Uniquewise:
I have a full 7 seater neat, elegant living room sofas. 200k
Location Abule-Egba WhatsApp only 08133056804 Thank you but what I need is a sectional sofa, I know that grey one is even without seeing the full picture. |