Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / New
Stats: 3,175,890 members, 7,895,874 topics. Date: Saturday, 20 July 2024 at 08:12 PM

How I Lost Over #20000 Through My Misplaced ATM Card.. - Business (2) - Nairaland

Nairaland Forum / Nairaland / General / Business / How I Lost Over #20000 Through My Misplaced ATM Card.. (21966 Views)

9 Reasons Why The ATM Swallows An ATM Card. / Dollar Scarcity: Banks Suspend ATM Card Usage Abroad / Top 7 ATM Card Safety Tips You Should Know (2) (3) (4)

(1) (2) (3) (4) (Reply) (Go Down)

Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by sorom4: 12:34pm On Mar 12, 2016
How did this happen? Nothing is safe under the face of the earth. Wondering how Facebook got to have a connection to someone's bank account
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by tuscani: 12:34pm On Mar 12, 2016
You can still do something about it. Start by contacting your bank with the details. also contact face book about the transaction, then if your card is a Master or visa, you will have to contact those merchants as well.
EVEN IF SOME ONE TELL YOU THAT ALL THESE SUGGESTION WILL NOT WORK, JUST TRY THEM, AND SEE THE OUTCOME FOR YOURSELF.
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by gungab(m): 12:35pm On Mar 12, 2016
pankere:
Is it actually possible for someone to carry out transactions on your atm card without knowing or using your pin or token? If so how?
I wonder how it's possible without the otp

1 Like

Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Nobody: 12:36pm On Mar 12, 2016
Wow! I feel bad for you. The grave error you made was not blocking your ATM immediately it happened.

Pele
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Luvties(m): 12:36pm On Mar 12, 2016
Caracta:
You are really not smart. See all your details here.

Exactly what I want to point out.... He is adding insult to the injury he sustained.
By sharing his transaction details.
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by ehjiwummy(f): 12:37pm On Mar 12, 2016
ayokanmi3:
Sigh.... just want to share this as a way to help some of us to always take due precaution at all instance....


It all started last week friday when I travelled down to ibadan to attend a meeting on behalf of my work-place.. While in the city I misplaced my wallet via a taxi I boarded which contain(wallet) few thousands of naira, my 2 ATM cards, id cards, and my business cards..

Got back to lagos and continued work... Had intentin to visit the bank to request for a new card but I was still of the opinion that the supposedly "good samaritan" who will be in possession of the wallet will contact me to return it since I have all my details in it.. but it was the opposite; as on wednesday I got an alert of a debit of about 4k for a facebook transcation at first I thought it was from my personal facebook account; sent a mail to facebook but they told me it wasnt connected to my account.. so was supposed to go to the bank to make the complain but workload at work was heavy on me so I couldnt visit the bank not until thursday morning when I saw two consecutive debits that was when I realised I was been exploited; asked for permission and went straight ahead to the bank, on getting to the banking hall saw another about 5k debit, calmly told the customer care representative to block my account but she said I will have to write a letter to that effect first... chai, I yelled uncontrollably at her trying to explain what happened thats when she quickly blocked the account first which after I wrote the letter...


Now in all the supposedly thief got away with about 22k, could be more than that if I had waited even for few seconds all due to my negligence... So in all, lesson learnt for me already and lesson to everyone; always do well to BLOCK your ATM card(s) if misplaced for any reason...

Lastly, a freind was telling me that I can trace the facebook account.. Dont know if anybody knows how that work. Thanks......
Attached is the various alert debit(from my mail)
Sorry for dat,be more careful next time.God will replenish u
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Caracta(f): 12:38pm On Mar 12, 2016
gungab:

I wonder how it's possible without the otp

Not all online transactions require the use of OTP or secure code. Especially when you have the card number and the 3 digits at the back of the card.

2 Likes

Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Jacko1(m): 12:39pm On Mar 12, 2016
U get luck say money no plenty for the account.... Buying things on amazon or foreign sites no require one time token abi na pin
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by tana4gud(f): 12:39pm On Mar 12, 2016
Sorry for the loss bro.
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by kokomilala(m): 12:42pm On Mar 12, 2016
When I misplaced mine last year, immediately I had blocked.I knew in my subconscious that some thiefs were lurking around, waiting to swoop on my account.
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Frankiss44(m): 12:43pm On Mar 12, 2016
Caracta:


Not all online transactions require the use of OTP or secure code. Especially when you have the card number and the 3 digits at the back of the card.

Wow.. This is new to me. Hmm.. So even the pin is not needed too?
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Otsealu1(f): 12:46pm On Mar 12, 2016
@Ope, this shows how smart you really are. With all these details you are not safe at all, or where you thinking nairaland is full of saints? For your info, with all these ur account details one can still dupe you. You are just lucky the person that picked your ATM is soneone like you, not smart if not na blank account you for see.. Thank ur stars and be wise
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by kingthreat(m): 12:53pm On Mar 12, 2016
Report the transaction to Facebook. Tell them that that transaction ID was made via your stolen credit card. Facebook will definitely do the needful.
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by canalily(m): 12:54pm On Mar 12, 2016
lightheart:

Are you a thief or a steal?
how the thing de do you?
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Nobody: 12:55pm On Mar 12, 2016
U would have been ripped more if there was more cash in your account. Don't pile up too much cash in an account which has an atm card or online access.

1 Like

Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by hifaif1: 12:58pm On Mar 12, 2016
Coincidentally, your card fell into the hands of a person that probably knows you.

Or it fell into the hands of a person gifted at making right guesses.

Or fell into the hands of a desperado who tried your card thrice every day before hitting the jackpot eventually!!!

Or...
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by I888(m): 12:59pm On Mar 12, 2016
ayokanmi3:
Sigh.... just want to share this as a way to help some of us to always take due precaution at all instance....


It all started last week friday when I travelled down to ibadan to attend a meeting on behalf of my work-place.. While in the city I misplaced my wallet via a taxi I boarded which contain(wallet) few thousands of naira, my 2 ATM cards, id cards, and my business cards..

Got back to lagos and continued work... Had intentin to visit the bank to request for a new card but I was still of the opinion that the supposedly "good samaritan" who will be in possession of the wallet will contact me to return it since I have all my details in it.. but it was the opposite; as on wednesday I got an alert of a debit of about 4k for a facebook transcation at first I thought it was from my personal facebook account; sent a mail to facebook but they told me it wasnt connected to my account.. so was supposed to go to the bank to make the complain but workload at work was heavy on me so I couldnt visit the bank not until thursday morning when I saw two consecutive debits that was when I realised I was been exploited; asked for permission and went straight ahead to the bank, on getting to the banking hall saw another about 5k debit, calmly told the customer care representative to block my account but she said I will have to write a letter to that effect first... chai, I yelled uncontrollably at her trying to explain what happened thats when she quickly blocked the account first which after I wrote the letter...


Now in all the supposedly thief got away with about 22k, could be more than that if I had waited even for few seconds all due to my negligence... So in all, lesson learnt for me already and lesson to everyone; always do well to BLOCK your ATM card(s) if misplaced for any reason...

Lastly, a freind was telling me that I can trace the facebook account.. Dont know if anybody knows how that work. Thanks......
Attached is the various alert debit(from my mail)
someone used your card to run facebook ads.
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by bodyloveghetto(m): 1:00pm On Mar 12, 2016
ayokanmi3:
Sigh.... just want to share this as a way to help some of us to always take due precaution at all instance....


It all started last week friday when I travelled down to ibadan to attend a meeting on behalf of my work-place.. While in the city I misplaced my wallet via a taxi I boarded which contain(wallet) few thousands of naira, my 2 ATM cards, id cards, and my business cards..

Got back to lagos and continued work... Had intentin to visit the bank to request for a new card but I was still of the opinion that the supposedly "good samaritan" who will be in possession of the wallet will contact me to return it since I have all my details in it.. but it was the opposite; as on wednesday I got an alert of a debit of about 4k for a facebook transcation at first I thought it was from my personal facebook account; sent a mail to facebook but they told me it wasnt connected to my account.. so was supposed to go to the bank to make the complain but workload at work was heavy on me so I couldnt visit the bank not until thursday morning when I saw two consecutive debits that was when I realised I was been exploited; asked for permission and went straight ahead to the bank, on getting to the banking hall saw another about 5k debit, calmly told the customer care representative to block my account but she said I will have to write a letter to that effect first... chai, I yelled uncontrollably at her trying to explain what happened thats when she quickly blocked the account first which after I wrote the letter...


Now in all the supposedly thief got away with about 22k, could be more than that if I had waited even for few seconds all due to my negligence... So in all, lesson learnt for me already and lesson to everyone; always do well to BLOCK your ATM card(s) if misplaced for any reason...

Lastly, a freind was telling me that I can trace the facebook account.. Dont know if anybody knows how that work. Thanks......
Attached is the various alert debit(from my mail)


Bruh, contact facebook by phone, the will put you through to the billing department or fraud department, once they verify you the real owner of the debit card, they surely will suspend the facebook account of who ever might have use ur card for those transaction n most time issue a refund. Depends on what product that was purchased, if purchase are for apps, then u might not be able to get a refund caz its a third-party, but if the purchase are for facebook credits, facebook will diff issue a refund.


Btw the mofo was pretty read to spend the last kobo in ur account...
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Nobody: 1:09pm On Mar 12, 2016
fromnigeria:
How come, how did they get your PIN
op, oya come n answer dis question
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Nobody: 1:18pm On Mar 12, 2016
Caracta:


Not all online transactions require the use of OTP or secure code. Especially when you have the card number and the 3 digits at the back of the card.
so if d person gets to d atm n he is asked for d pin number, wat then happens
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Nobody: 1:18pm On Mar 12, 2016
do you write CV? I want some expert to write for me.
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Lordtrillion(m): 1:18pm On Mar 12, 2016
pankere:
Is it actually possible for someone to carry out transactions on your atm card without knowing or using your pin or token? If so how?
GreatManBee:

How is it possible that someone who does not know your pin can use your card? I'm still baffled.
gommex:
op, oya come n answer dis question
Frankiss44:

Wow.. This is new to me. Hmm.. So even the pin is not needed too?
gungab:

I wonder how it's possible without the otp
Most foreign transactions doesn't require your Pin, its only Nigerian sites that require it most times. Only few ask for OTP.
A site like Amazon doesn't even require your security code (That 3 digit no's at the back of your card). Your Card no, Expiry date & name on card will do.
In summary, keep your Card details secret. The card no, Expiry date, Name on card & the 3 digit no at the back is enough for someone to empty your account.
I no know no dey oh. grin grin

2 Likes

Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by GreatManBee: 1:19pm On Mar 12, 2016
yeniajayi:
is well bro... I also have experienced something similar to this before..... We should always take necessary cautions...


How is it possible that someone who does not know your pin can use your card? I'm still baffled.
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by MaBuk(f): 1:19pm On Mar 12, 2016
Pls delete this thread, You have done more harm by putting all your details here except you are not using the account number again, I know you are ignorant,

Cc: Seun, lalasticlala Mynd44

Help him delete this thread, he is trying to inform others but my putting all his information he is at a greater risk or if u can clean out his account number
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by kevoh(m): 1:19pm On Mar 12, 2016
You wasted too much time. I once forgot my wallet with some money and ATM,I was on the bike when I realized.Right on the bike I quickly drafted and sent a mail to same Access bank customer center. Not up to 5 mins later on getting home I received a call from female CC asking me what I wanted,and I replied to block the card immediately. All these happened on a Friday evening. You had an internet enabled phone you should have called them or sent a mail immediately.
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Nobody: 1:20pm On Mar 12, 2016
gommex:
op, oya come n answer dis question
do you write CV? I want some expert to write for me.
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Frankiss44(m): 1:23pm On Mar 12, 2016
Lordtrillion:



Most foreign transactions doesn't require your Pin, its only Nigerian sites that require it most times. Only few ask for OTP.
A site like Amazon doesn't even require your security code (That 3 digit no's at the back of your card). Your Card no, Expiry date & name on card will do.
In summary, keep your Card details secret. The card no, Expiry date, Name on card & the 3 digit no at the back is enough for someone to empty your account.
I no know no dey oh grin grin


Omo na everyday person dey learn oh.. Wahala dey oh
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Humblega(m): 1:23pm On Mar 12, 2016
pankere:
Is it actually possible for someone to carry out transactions on your atm card without knowing or using your pin or token? If so how?

the day i realized that you need neither token nor PIN to use card on Aliexpress.com is the day i started securing my atm card religiously

2 Likes

Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by enoch273: 1:24pm On Mar 12, 2016
ayokanmi3:
Sigh.... just want to share this as a way to help some of us to always take due precaution at all instance....


It all started last week friday when I travelled down to ibadan to attend a meeting on behalf of my work-place.. While in the city I misplaced my wallet via a taxi I boarded which contain(wallet) few thousands of naira, my 2 ATM cards, id cards, and my business cards..

Got back to lagos and continued work... Had intentin to visit the bank to request for a new card but I was still of the opinion that the supposedly "good samaritan" who will be in possession of the wallet will contact me to return it since I have all my details in it.. but it was the opposite; as on wednesday I got an alert of a debit of about 4k for a facebook transcation at first I thought it was from my personal facebook account; sent a mail to facebook but they told me it wasnt connected to my account.. so was supposed to go to the bank to make the complain but workload at work was heavy on me so I couldnt visit the bank not until thursday morning when I saw two consecutive debits that was when I realised I was been exploited; asked for permission and went straight ahead to the bank, on getting to the banking hall saw another about 5k debit, calmly told the customer care representative to block my account but she said I will have to write a letter to that effect first... chai, I yelled uncontrollably at her trying to explain what happened thats when she quickly blocked the account first which after I wrote the letter...


Now in all the supposedly thief got away with about 22k, could be more than that if I had waited even for few seconds all due to my negligence... So in all, lesson learnt for me already and lesson to everyone; always do well to BLOCK your ATM card(s) if misplaced for any reason...

Lastly, a freind was telling me that I can trace the facebook account.. Dont know if anybody knows how that work. Thanks......
Attached is the various alert debit(from my mail)



This is the work of a wicked blogger, your account was used to run Facebook ads, and the idiot is somewhere forming boss.... so sorry for your loss bro.
Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Nairadays: 1:24pm On Mar 12, 2016
Sorry about that OP.

But next time when posting private images to a public fora like this, try and use image editing tools to shield sensitive information from visibility like your full name seen up there.

Finally also have internet banking with at least 2 banks or at most use quickteller to transfer any funds out of the account that's linked to any stolen ATM. You should have done the transfer immediately you got home from your trip or there and then with mobile internet banking.

My 2 cents.

1 Like

Re: How I Lost Over #20000 Through My Misplaced ATM Card.. by Caracta(f): 1:24pm On Mar 12, 2016
Frankiss44:


Wow.. This is new to me. Hmm.. So even the pin is not needed too?

Not in all cases. Just card number, expiry date, the number at the back.

Some bad boys also have something they use on ATMs to record and steal PIN of card users. Trust me, they can get your PIN too.

cc gommex

2 Likes

(1) (2) (3) (4) (Reply)

Naira Drops To 235 Against Dollar / Digital Loan Sharks: Shaming, Recovery Techniques Pushing Nigerians To The Brink / Herbert Wigwe Dedicates N1 Billion To Build Schools In The Northern

(Go Up)

Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health
religion celebs tv-movies music-radio literature webmasters programming techmarket

Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10)

Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 62
Disclaimer: Every Nairaland member is solely responsible for anything that he/she posts or uploads on Nairaland.