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Nairaland Forum / Entertainment / Celebrities / Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask (57765 Views)
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Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by MamaOO: 9:45pm On Feb 27, 2018 |
manny4life:Is that all you’ve got? Lmfao. Of course I live in CA. Central Valley to be precise. I don’t need to prove to you if I do or not. Yes, FHA requires a down payment of 3.5%. But they do have a ceiling. I mean, the max they can loan you. Any other purchase above that, you have to come up with the difference. Conventional does accept 0% down payment. But that’s with excellent credit. 800+. You’re telling me he has that? And let’s assume he has the stellar credit. He also has to have a steady verifiable job that provides you with income that is sufficient enough to pay your mortgage every month. Google Loan to Value calculations. Nope. I am not confusing it with PMI. PMI cancels after you’ve made payments that’s puts you at 20% of the total loan value. For FHA, it’s for the life of that loan. Let’s say he did FHA. And he got the most FHA will finance for LA county which is 680K, he has to come up with $320K out of pocket. If he did conventional, which we both agree is very hard to qualify for and he put down 5% that puts him at $50000. But one thing I am very sure of is: LA housing is very hot. Houses sell within hours and you must Times have 5-6 people fighting for the same house. He house goes to people with the highest down payment. And some people have 50% to put down oo. We just bought a house last year, and no. It’s not in LA. We def cannot afford it. |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by maestro2000(m): 9:46pm On Feb 27, 2018 |
manny4life: Ahahaha, my oga, no mind my bad belle jare. It's just that the truth is bitter. Why did you think most celeb in the US always go bankrupt and claim chapter 7. Why did you think mark,buffet, Bill and Co live in a modest house and drive modest cars? .it's just that we celebrate impunity in Nigeria. I am pretty sure of the IRS audit next year, because he lived in the US for more than 6 months last year. |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by manny4life(m): 9:47pm On Feb 27, 2018 |
BlaqCoffee109: Whether he has mortgage loan or not is not my business; I'm only responding to the lady who was quick to state that the down payment for such house will be around $180k, and in the same vein, turns around to say that conventional loan does require at least 5% down. If that's the math, a $1 Million house would require a $50k down payment and not the $180k she wrongly alluded to all to discredit him. MamaOO: |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by Ayodejioak(m): 9:48pm On Feb 27, 2018 |
MrNigeria2018: Do you speak English? |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by Nobody: 9:48pm On Feb 27, 2018 |
manny4life:ok |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by ghettowriter(m): 9:50pm On Feb 27, 2018 |
Ayodejioak: i will advice you to deactivate that code activation before registering from your forum, it sucks. you could have one more member if not for that code activation ish, believe me, it sucks. |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by MrNigeria2018: 9:50pm On Feb 27, 2018 |
Ayodejioak: No i speak your dialect for you to understand, Fool |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by irenmwinfo(m): 9:51pm On Feb 27, 2018 |
Ayodejioak: Ayodejioak:he speaks Spanish language 1 Like |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by Ayodejioak(m): 9:52pm On Feb 27, 2018 |
MrNigeria2018: Only a fool like you will exchange words. You are down already so you fear no fall. Goodluck! |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by Ayodejioak(m): 9:53pm On Feb 27, 2018 |
ghettowriter: Thanks for the keen observation. I hope you eventually got in |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by deebrownneymar: 9:54pm On Feb 27, 2018 |
It's obviously not legit. |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by Witnes: 9:58pm On Feb 27, 2018 |
U stride so hard to b successful that every other person is doing, and fortunately ur desire achieved, instead to praise and appreciate God for ur life, no they will continue to dig d source of wealth as if u both took an oath of poverty together. Congrat man. 2 Likes |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by manny4life(m): 9:58pm On Feb 27, 2018 |
MamaOO: So you and I do agree that conventional loan does accept up to 0% with excellent credit? Anyway, I just wanted you to see your own argument, whether LA is hot or not is not relative to the argument; I wanted you to see that your $180K calculation was somewhat faulty considering that no loan requirement, at least by law, requires a mandatory up to 20% down payment upfront. If we used the minimum of 5%, that's 50k not 180k, which we agree is absolute. Now determining that LA is hot will add to the down payment is only a relative consideration which means, it could be 50k minimum (by law and absolute) or $500,000 (relative consideration). This is my point. Nothing more. Oh one more thing, for FHA loans you can cancel it with a refinance option simply because you already have up to 22% equity on the property. Don't worry about me looking up LTV's, as a small REIT person, I've done just about every mortgage calculation there is. |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by holusormi(m): 9:59pm On Feb 27, 2018 |
Nnaabros: Question is this , ‘is he your child ? ‘ ... lol broke boy. Shattap abeg |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by Worksunlimited: 10:01pm On Feb 27, 2018 |
It's funny how people wouldn't ask the source of one's poverty when one is broke but they are quick to ask the source of one's wealth, when God finally pick your call.. |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by MamaOO: 10:07pm On Feb 27, 2018 |
manny4life:If your point was trying to correct the $180K which btw is 20% thereabout you could have pointed that out or asked me to explain, instead of telling me I’m posting rubbish. Anyways, we agree to disagree. Have a great afternoon. |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by manny4life(m): 10:07pm On Feb 27, 2018 |
maestro2000: You do understand why celebs including the current U.S. President are very quick to declare Chapter 7 Bankruptcy? It's very simple, rack up as much debt as you can, file bankruptcy to protect your asset and file reorganization in which process, some or most of your "unsecured" debt is negotiated or wiped out completely, and start a new life. Think I lie, ask President Trump, this is the easiest and perhaps may be seen as the most effective way to get out of huge debt not necessarily because you're broke. But why do you think he will get audited tho? I'm just curious... What if he's not on IRS radar; will you snitch on him? |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by manny4life(m): 10:10pm On Feb 27, 2018 |
MamaOO: Sorry o if I called your post rubbish... |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by Nobody: 10:12pm On Feb 27, 2018 |
NwaAmaikpe:You are very brilliant. I wonder why you normally make some comments that will be as if one should wedge(break) your head or cane you. I respect your intelligence. 3 Likes |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by ReneeNuttall(f): 10:22pm On Feb 27, 2018 |
piagetskinner: Bon appetit 1 Like |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by roqrules04(m): 10:25pm On Feb 27, 2018 |
When the dude never buy house nobody go ask am any question oh say why didn't he buy house 1 Like |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by Abbey2sam(m): 10:29pm On Feb 27, 2018 |
irenmwinfo: He's a UN youth ambassador I think that's where he made most of his money |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by nelsoncool28: 10:29pm On Feb 27, 2018 |
These bloggers
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Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by edi287: 10:37pm On Feb 27, 2018 |
Mortgage things noni. What is this nonsense I'm hearing some idiots talking about him working in the UN?? How much do you clowns know people in the UN earn?? If he is a goodwill ambassador, he isn't earning anything($1 in fact). No "UN job" will get him more than 200k per anum (and that's me being generous). Let's just hope he is earning legit money. Simple as that. 2 Likes |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by edi287: 10:42pm On Feb 27, 2018 |
Abbey2sam:They don't get paid that much. |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by fecta: 10:42pm On Feb 27, 2018 |
Xda59:you no fit see this kind for street |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by Ikpewe: 10:42pm On Feb 27, 2018 |
If he is from Anambra State forget it. |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by fecta: 10:43pm On Feb 27, 2018 |
Xda59: you no fit see this kind for street |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by Oluwaiphee: 10:47pm On Feb 27, 2018 |
Ayodejioak:Shey, we dey our own, him carry him house show every body? What else do you expect when you put your biznizz out there? What made him show us his house, is what is making me ask him the source of that money. |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by edi287: 10:48pm On Feb 27, 2018 |
Icon79:Preach!!! Some of these clowns just like to run their mouths anyhow. Even if he's the Nigerian Ambassador to the UN, no way is he earning more than 120k per annum(exaggerating sef). 2 Likes |
Re: Williams Uchemba's New Home In USA: How Did He Get The Money? Nigerians Ask by Ayodejioak(m): 10:59pm On Feb 27, 2018 |
Oluwaiphee: Seriously He showed you his business?... Its called the internet bro! Look it up! |
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