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Nairaland Forum / Nairaland / General / Business / What To Do When You Send Money To The Wrong Account (49086 Views)
Sent Money To A Wrong Account. How Do I Get It Back ? / How To Handle Money Transferred To Wrong Account number Case (worth Sharing) / Have You Ever Transferred Money To The Wrong Account? (2) (3) (4)
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Re: What To Do When You Send Money To The Wrong Account by dingbang(m): 10:35am On Sep 22, 2018 |
If its same bank, the money will be frozen in that person's Acc, if its another bank, you would need a court order. First bank customers please click the link on my signature.. Thanks 2 Likes |
Re: What To Do When You Send Money To The Wrong Account by fvck(m): 10:38am On Sep 22, 2018 |
pelicanbeau: Ole 4 Likes |
Re: What To Do When You Send Money To The Wrong Account by brainhgeek(m): 10:38am On Sep 22, 2018 |
Well, i am not saying it is not possible but i do not see it happening if you were in the right frame of mind while making the transaction. i am only going to ask some questions 1. were you the person who made the transfer or a third party? 2. Did you make cash deposit? If you made the cash deposit via the bank, the cashier has to be blamed for not cross-checking that the account number tallies with the recipient's name. He/She ought to have notified you in case of any error 3. If you used mobile banking or USSD code, you should have seen the recipient's name before confirming the transfer. In that case, you are on your on till you get mercy. In any case, contact your bank or better still, know your account officer. He/She should be able to give you the best advice. 2 Likes 2 Shares |
Re: What To Do When You Send Money To The Wrong Account by Nobody: 10:39am On Sep 22, 2018 |
iamJ: May be there is a court order in place. If not u can sue them 1 Like |
Re: What To Do When You Send Money To The Wrong Account by Adeevah(m): 10:39am On Sep 22, 2018 |
Used 3months to get my 160k returned |
Re: What To Do When You Send Money To The Wrong Account by Adeevah(m): 10:39am On Sep 22, 2018 |
Took 3months to get my 160k returned |
Re: What To Do When You Send Money To The Wrong Account by Akpacha(m): 10:41am On Sep 22, 2018 |
opyzy:lot dishonest pple in our country" I guess u are speaking out of experience u got from ur household. |
Re: What To Do When You Send Money To The Wrong Account by ezugegere(m): 10:41am On Sep 22, 2018 |
It has happened to me before. I called the customer care immediately. He cross checked my account, asked me some questions, then told me not to worry that I'd get my money back within 24hrs. I got alert in less than 24hrs. It was 1st Bank. 4 Likes |
Re: What To Do When You Send Money To The Wrong Account by mayze: 10:42am On Sep 22, 2018 |
So u r saying if I buy a car from u now and then transfer transfer the funds to you,then call my bank to recall the funds despite avn the car with me,they ll do so based on the indemnity I fill..keep deceiving urself..the other part can sue the bank and get millions as damages 2 Likes |
Re: What To Do When You Send Money To The Wrong Account by ayoyonet(m): 10:43am On Sep 22, 2018 |
Your bank will tell you that they can't deduct recipient money. 1 Like |
Re: What To Do When You Send Money To The Wrong Account by johnaruson(m): 10:43am On Sep 22, 2018 |
Just go to the nearest of the bank branch that received the money and tell manager to Put No Withdrawal Order to the recipient account. This method works better if you sense fraud or illegality or if the amount is huge. Or call your account officer, immediately, you can also use ATM or apps to file your complaint. 1 Like |
Re: What To Do When You Send Money To The Wrong Account by justtoodark: 10:45am On Sep 22, 2018 |
well....you fvcked up in that case....the person that you sendt the money to can deny to send it back....nothing will happen.... its your fault for been stvpid..... |
Re: What To Do When You Send Money To The Wrong Account by CheapDataGuy: 10:45am On Sep 22, 2018 |
yeyerolling:Bros u mistakenly sent money to someone's account, prolly someone u don't even know, tell me how u will get this person's phone number?? 1 Like |
Re: What To Do When You Send Money To The Wrong Account by kadree(m): 10:46am On Sep 22, 2018 |
I had this experience some few months ago when I mistakenly transferred some funds to a wrong recipient's account. Out confusion, I aimed for the sitting room but found myself opening the door to the kitchen store. After recovering from arguably my worst shock ever, I immediately called the WRB and lodge a complaint . The lady verified my transaction details as I requested a LIEN on that amount. I called my bank for an official request to be sent to the WRB. After much back and forth, with lots of airtime exhausted on calls, I was able to get in touch with the guy who assured me of making a refund once he's been allowed to have access to the fund. I went to my bank and made a written instruction to have the LIEN lifted off that amount. They did and I had a refund from the good guy. Though I parted with some amount which he strongly initially rejected but I insisted he take some for being a rear-hearted kind of a guy. 1 Like |
Re: What To Do When You Send Money To The Wrong Account by ClearFlair: 10:49am On Sep 22, 2018 |
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Re: What To Do When You Send Money To The Wrong Account by einsteino(m): 10:53am On Sep 22, 2018 |
mayze: I just got clarifications now from a banker friend. It is obvious I misunderstood the implications of the CBN directive. It turns out the reversal is only applicable to wrong fund posting by the bank ie its staff, not a customer. In the past, if a bank staff mistakenly credits your account while on duty, he either had to pay for that from his own pocket, beg you to refund him or lose his job. Now with this directive, he can immediately debit your account for that fund without needing your permission. I am sorry for the wrong info I posted. I would take it down, kindly take down the one you quoted too. Thanks. 5 Likes |
Re: What To Do When You Send Money To The Wrong Account by Omobolaji20(m): 10:54am On Sep 22, 2018 |
Innobee99: If the money has been withdrawn, the account would be placed on PND which means post no debit. The account holder can only deposit money into the account but won't b able to withdraw #1. My advice to the OP. Go to court, u don't need the service of a lawyer, just some sort of affidavit costing less than #500, take it to ur bank, your bank will contact the beneficiary or they either place his Account on lien or PND. Be safe 3 Likes |
Re: What To Do When You Send Money To The Wrong Account by Intrepid01(m): 10:54am On Sep 22, 2018 |
pelicanbeau: hmmm thats my neighbourhood....Ebun street to be precise. |
Re: What To Do When You Send Money To The Wrong Account by madgoat(m): 10:57am On Sep 22, 2018 |
pelicanbeau: Scammer 3 Likes |
Re: What To Do When You Send Money To The Wrong Account by madgoat(m): 10:58am On Sep 22, 2018 |
belamour: good for you 1 Like |
Re: What To Do When You Send Money To The Wrong Account by Intrepid01(m): 10:59am On Sep 22, 2018 |
PamaB: I hope you'll remember this your judgemental comment when it happens to you. It has never happened to me but I know no one is infallible. 4 Likes |
Re: What To Do When You Send Money To The Wrong Account by YoungDenzel(m): 11:00am On Sep 22, 2018 |
lumzybo: if you call your bank there's an interbank relationship such that your bankers contact the bankers of the person you credited erroneously. What the bankers of the person you credited wrongly is they put is account on no Debit meaning no withdrawals and they call him to write a letter signed by him to debit is account if not he risks his BVN been watchlisted. That you don't know doesn't mean there isn't that's why CBN mandated in 2014 or so that every bank must have an E-fraud unit to deal with situation such as this. |
Re: What To Do When You Send Money To The Wrong Account by Nobody: 11:00am On Sep 22, 2018 |
CheapDataGuy:from d bank. Happened to me. Sent 300k i be wan loan my padi for rent to a wrong account. D person return am. Bank had no right to reverse |
Re: What To Do When You Send Money To The Wrong Account by Austema(m): 11:01am On Sep 22, 2018 |
pelicanbeau:Well, as for me right now am in a serous need of money, but my wish for you is LLNPP, enjoy your self. Manage this cake!!!
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Re: What To Do When You Send Money To The Wrong Account by DilyAtlantis: 11:02am On Sep 22, 2018 |
I believe I'm in good position to answer this question. First, no one including banks have rights or power to freeze or place a lien on anybodys account no matter what happened EXCEPT an order of court. If you have mistakenly sent money to another person, you have only two options 1. Call the person and plead for refund. If he refuses, then, you have last option 2. Get a lawyer and proceed to court and get an Ex parte motion granting you the order to freeze the account. After which, you approach the same court for an order to reverse the funds. If banks have in anywhere freeze your account without court order, sue them to court and claim damages. 3 Likes |
Re: What To Do When You Send Money To The Wrong Account by Ovonlen(m): 11:09am On Sep 22, 2018 |
The issue is very simple. Get a lawyer and obtain a court order. It won't take more than 48 hours to do all these 1 Like |
Re: What To Do When You Send Money To The Wrong Account by divinelove(m): 11:11am On Sep 22, 2018 |
is not possible to pay the wrong person via transfer except some one is too careless. what happens is over payment like u wanna pay 10k n paid 100k 1 Like |
Re: What To Do When You Send Money To The Wrong Account by Heemcelph: 11:12am On Sep 22, 2018 |
Derende:I concur, had very similar case some months. It was resolved just last week, it takes time, energy and extra money to follow up. It requires lots of patience 1 Like |
Re: What To Do When You Send Money To The Wrong Account by Akpan107(m): 11:14am On Sep 22, 2018 |
MummyIMadeIt:we wrongly transferred 5000 to Shonikan Muslima through mobile transfer... Went to the bank (Gtbank ) to asked what can be done about the situation and they made us to understand, nothing can be done. |
Re: What To Do When You Send Money To The Wrong Account by Nobody: 11:14am On Sep 22, 2018 |
iamJ:If This Is True, You Can Sue The Bank. No Bank Has The Power To Withdraw Money From Your Acct Without Your Permission. 1 Like |
Re: What To Do When You Send Money To The Wrong Account by olanshi: 11:14am On Sep 22, 2018 |
Similar thing happened on Tuesday, a total sum one 920k was transferred to the wrong account. On further investigation, the last time the account was used was in 2012. Infact no BVN was registered on the account, the money is comfortably chilling in the persons account. All efforts to reach the dude prove abortive. I think the bank is finding solution around it but fingers is crossed. 4 Likes |
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