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Nairaland Forum / Nairaland / General / Business / How I Recieved An Instant Loan Of Over N1m Without Going To The Bank (79602 Views)
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Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by fashrola(m): 11:14am On Aug 29, 2019 |
rozayx5: I dey tell you... Fintechs are really making Banks to sit up 2 Likes |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by iamdynamite(m): 11:15am On Aug 29, 2019 |
Extremism:them no gree give me salary advance,dont know why even though i get my salary with the account |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Mutemenot(m): 11:16am On Aug 29, 2019 |
bukatyne:Ok ..thank you |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by HisExcellence(m): 11:18am On Aug 29, 2019 |
akpunda86: I also use diamond, though I only have savings account but I was eligible for 100k loans for with the intrest of 4% and 1% for int. And 0.25 for CCl, all these I dont seem to understand. And also for how many duration? |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Acidosis(m): 11:18am On Aug 29, 2019 |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by bosunjohns(m): 11:20am On Aug 29, 2019 |
rozayx5: yes. |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Bbbwings: 11:21am On Aug 29, 2019 |
Access bank has been blowing up my phone with loan offers when salary don dey enter steady state |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by rozayx5(m): 11:21am On Aug 29, 2019 |
ossaisly: renmoney own is something else 44k a week on a 1m naira loan 5 Likes 1 Share |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by ARIINI: 11:23am On Aug 29, 2019 |
Yeah, the CBN mandated banks to give out loans to encourage the real sector growth, or face stiff penalties.. But the challenge will be the bad loans that banks will fight to recover. Every Tom, Dick and Harry can get loans now. Joy2Dwise: 3 Likes |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by bareal(m): 11:23am On Aug 29, 2019 |
rozayx5: Exactly, I think we need more of these loan apps to make the financial sectors sit their asses down. They will soon go into extinction if care is not taken! |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by touchplay(m): 11:24am On Aug 29, 2019 |
priceaction:send a mail to : contactcenter@accessbankplc.com providing details and screenshot of the debit alert you got after ther failed transactions. they will access and credit back within 72hours if genuine. happened to me dayz back,i sent a mail and got credited the next day. 3 Likes |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by HisExcellence(m): 11:26am On Aug 29, 2019 |
mathew247: They are the worst, they will borrow u 50k with the interest of halve of the money they borrowed u. Funny thing is they are asking me to invest with 50k with the interest of 600 after six months. 5 Likes |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by musicwriter(m): 11:28am On Aug 29, 2019 |
dominique: Correct!. I didn't even know it but I can confirm this because I've had money paid regularly into an account (not GTB) for the past 1 year. Few days ago, I got the same message from the bank to apply for an instant loan of over a million or so. Seems their system is doing it. Having said that, I'll advise people to desist from such loan as its even predatory. Once you begin taking such loan, you can't do without it. Eventually, you'll end up in debt. This's how the western worlds are being ruled by giant capitalist companies wealthier than government. This's all coming from Britain as they struggle for survival outside of the EU........you all would call me a conspiracy theorist if I say more. 11 Likes 2 Shares |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by bareal(m): 11:31am On Aug 29, 2019 |
LINTUNE: You are too quick to call him a lier... Have you verified his claim? Chai Nigerians! |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Deejaygold(m): 11:33am On Aug 29, 2019 |
Zombiekiller010: Lol. Keep waiting bruh. No go hustle 2 Likes |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by chukeychux: 11:34am On Aug 29, 2019 |
I have a very interesting offer for you. Call 08169730513 I'm sure you will definitely love it. 1 Like |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by gloriteyemi(m): 11:34am On Aug 29, 2019 |
I had a similar experience too. I got a loan from GTB by dialling a short code. And the repayment plan was good with a very low interest rate. 1 Like |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by pinkygurl(f): 11:34am On Aug 29, 2019 |
zeromeridian: |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by chinae(m): 11:34am On Aug 29, 2019 |
bosunjohns:You are on point: Was wondering how the 12% was arrived at. GTBank will market the loan with an interest rate of 1.75% while it's 21% in real term since it's an annual repayment plan. 4 Likes 1 Share |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by pinkygurl(f): 11:35am On Aug 29, 2019 |
ARIINI: |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by katlord(m): 11:36am On Aug 29, 2019 |
[quote author=rozayx5 post=81718990]Loan apps have threatened banks They have to be innovative or shutdown[/quote I disagree with you cos loan apps don't give out huge loan volumes like banks. They'll start giving you 5k, 15k, 20k as first time customers and will circle around that amount even if u pay and come back again and again thus milking your pocket but with your salary account in a bank be sure of getting 100-500k as a first timer and even millions with long time repayment schedule running into yrs |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by katlord(m): 11:40am On Aug 29, 2019 |
rainmoredays: They found him credit worthy cos he has a salary account like u said and the account officer has done his/her own calculation that he's capable of paying back with no hassles. Banks are more interested in salary account holders not mere account |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Elzakzaky: 11:40am On Aug 29, 2019 |
Joy2Dwise:I rushed to comment before reading your post. My bad. There is a risk free business I can show you. It is a loophole in bet9ja. You will need around #400k to do it. |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by johnad3(m): 11:41am On Aug 29, 2019 |
This is just a fabricated lies, it was means of advertising for the bank in question. In Nigeria here getting money would be that easy? Just like that? Haba you too think am nah |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Nobody: 11:43am On Aug 29, 2019 |
Dont keep the money idle,remember repayment is principal plus interest accrued..its a carrot and stick approach Interest rate may rise,also what is the amortization like.. |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by bayobabe(f): 11:44am On Aug 29, 2019 |
Guess Gtb paid you for advert. The interest rate is 1.75 monthly, which is 21% per annum and failure to pay in a month attracts another 1% increase. Bank loan would always be bank loan. Joy2Dwise: 3 Likes |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by DonCandido(f): 11:45am On Aug 29, 2019 |
[quote author=zeromeridian post=81718973]Since Innoson won GT bank at the supreme court, GTbank has started recruiting online marketers trying to convince people to open account with them so that they can get instant loan. The op is GTbank online marketer. They are looking for people to deposit money with GTB. I had a call from someone telling me to open account with gt, that with minimum balance of 100k that i can get a loan for 1m. but all na lies. they are looking for money from everywhere to pay innoson.[/quot Doubting Thomas! My Bank just credited me. GTBank rocks! It is really nice to access loan without the hassle of paperwork and officialdom. Thank you CBN for your new policy. Thank you Emefiele. GTBank, be rest assured of repayment and cause you are about to make your next millionaire customer! 4 Likes |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Omonigeriarere: 11:46am On Aug 29, 2019 |
Kelvin30286063: The recent CBN policy has restrained banks from substantial investment in Treasury Bill and Government Bonds; the resultant effect of this development is that all Banks have more than enough liquidity with no ability to recognise where to invest it. Hence, they indulge in giving loans to credible and traceable private individuals. In fact, another policy is out setting maximum rate of liquidity which every bank must kept, while anything higher than such rate would attract penalty. Calm down, this is just the beginning. 11 Likes |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by Omonigeriarere: 11:47am On Aug 29, 2019 |
Reffone: How? |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by RuggedArab: 11:48am On Aug 29, 2019 |
Not only GTbank, Access bank too send me unsolicited sms for quick loans every two days. My account officers in GTbank will mail me every week that I could take up to N5m loan if I want. If they check that you are creditworthy and your credit score card is good, you will definitely get mails and sms from them for quick loans. I think this is a nice trend in the financial industry, it will help a lot of salary earners to solve immediate pressing needs. 7 Likes 1 Share |
Re: How I Recieved An Instant Loan Of Over N1m Without Going To The Bank by kolatobs(m): 11:48am On Aug 29, 2019 |
i got about 400k too. the guy is not lying . 1 Like |
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