engees001:
Most useless bank,wit poor banking services

marshalcarter:
FCMB is a useless bank...where other banks are looking for customers to hit target...these ones are reporting their client...

FCMB is a useless bank

lastempero:


They just use the guy meet target , na scape goat thing.

marshalcarter:
FCMB is a useless bank...where other banks are looking for customers to hit target...these ones are reporting their client...

FCMB is a useless bank

Edoziesmart:
Who could recommend bank that is safer in terms of international transactions?

Fcmb your papa.
Thank God the $1k I'm expecting haven't arrived, else that's how they will trap my fund there telling me it is fraud related money.

YoungPerson:
While I honestly want to commend this piece of news, I cannot help but smell double standards here. The bank only reported him because he was naive and didn't enter some important offices before and after the drop. The same banks that are hiding millions of dollars in stolen funds have never for one day graced the headlines for whistleblowing a corrupt politician. smh.
EFCC is also functioning on misplaced priorities. They should go after the real thieves.






Did you know that one of the IGRs of North Korea is cyber attacking and stealing money from foreign installations? Well, now you do.

adedayourt:


Bank are mandated to do so under the AML/CFT they are being regulated by.

They do so under the weekly STR/CTR report fillings.


And before they do so, a proper ECDD must have been conducted, should they not be satisfied with findings, its a mandate on them to report.

AML/CFT - Anti-Money Laundering and Countering the Financing of Terrorism
STR/CTR - Suspicious Transaction Report/Currency Transaction Report
ECDD - Enhanced Customer Due Diligence

But truth be told, most financial institution fail to file the report just to keep customers and indirectly aiding fraudulent activity deliberately

FCMB is in order in this case

Xclusiveme:
Aaah but the money isn't that much na, 19million plus. So if i receive an alert of 20 million from my brother outside Nigeria to build house for him, they will question what kind of business he does? It's like they are mad. With time Banking system will collapse. Digital currency is the future

marshalcarter:

seems you're a banker

adedayourt:


Not exactly a bank but its part of my portfolio as an auditor within the financial sector

samsard:
This shows that corruption is the Nigerian way of life.

colyx1:
This is how they call police to one of my senior boss who is a footballer in Europe. We enter bank just to withdraw some euros, as dem see some better euro bal for the dom acc , na dem alert police. After questioning dem find out say the guy na footballer for Europe, na so bank manager start to dey apologise. My guy vex dat day eh, e be wan empty him account to another bank.

Blyzz:
He would have withdraw the money as received or purchase the property. Na wa!

ralphelo:


You are the useless hopeless human being here....
I pray someone will dupe you and your children born and yet unborn of the entire life savings.....
Thereafter, come here and be abusing buhari that Nigeria cannot develop.
Kudos to Fcmb.
If all our banks are doing this,there will be heavy reductions in Kidnappings, terrorism and other crimes.....The foreign investors can come over here,with more confidence in our systems.

CCC2:
People with radio frequency account balance will be shouting Good!! Good!!! Rich men don't do legit. Sorry for this bank. Mass exodus of major customers will come next

BluntBoy:


Many of you are short-sighted.

If they don't do this things, even you and your brother may lose money to fraudsters one day. What if a fraudster scams your brother of 20 million, and rather than turning the other way and keeping quiet, the bank reports to EFCC, and investigations then uncovers suspicious transactions. And in the end, your brother's money is saved. Would that not be good for your brother?

Pato5:
Comments here show the rate of ignorance here.
It is a statutory requirement for every bank to send reports of certain transactions to NFIU everyday.
These transactions are: individual transactions above N5M or $10k and corporation transactions above N10M or foreign currency equivalent.
Its left for NFIU to observe patterns in these reports and flag suspicious transactions.
Every bank in Nigeria is mandated by law to submit these reports daily.

marshalcarter:

my question now be say...as dem don arrest the guy...wetin go happen to the money

Fcmb is the useless bank I've ever seen in my life ..no doubt

Monpat:
it won't be easy without the bank questioning the source

lionness:
I understand banks should do due diligence but FCMB is a big Fraud itself.
I was Awarded some dollars from the Master Card Foundation and my account Officer called me that I have a foreign transfer. I asked her to drop it but 1 month later, she told me that head office didn’t drop the money. They didn’t even have a reason. I later called them and they had no single excuse.
Every single Nigerian who won the award money had collected their money even first bank didn’t delay. After 26 people from Nigeria had collected their money I was the only left and the only FCMB customer whose money was with held. Everyone started laughing at me on whatapps that FCMB is a lowlife one chance bank. I had to go and yell at their bank for two weeks yet they didn’t release the money!
FCMB treats every international transfer suspiciously. I was so disgusted that I threatened to report them to the news paper and media and that was when they quickly funded my account. The following day, I closed the account. They were expecting me to be afraid so they can eat the money.
FCMB is a criminal bank and anyone doing international business and using that TRASH bank with it’s Kwashiorkor workers is in trouble.
I will never ever recommend that rubbish pathetic bank to anybody. If you are a broke and poor person they are the perfect bank for you!

Obiaksnews:
If you are conversant with Nigerian banking laws, you would know that the bank was only following standard procedure. Any individual that makes a deposit of more than N5m is supposed to state how he or she got the money, same applies for any corporate organisation that makes a deposit of N10m and above. The said customer was reported to the EFCC because he couldn't give satisfactory answers, if the money was to be found in the coffers of FCMB without them informing the body in charge of regulating private banks in Nigeria, they would be sanctioned.

marshalcarter:
FCMB is a useless bank...where other banks are looking for customers to hit target...these ones are reporting their client...

FCMB is a useless bank

bsonenterprise:



Who is this slowpoke. FCMB is a useless bank. I quickly left them when a staff bluntly told me that he will blow whistle oh! I mean, I received 2.8m in an individual account because I don’t have access to the corporate account the owner of the company who was in Canada then transfered money from a Canadian bank to me. I was made to wait for over 3 hours while the idiot was expecting me to negotiate with him.
FCMB is a den of Agbero and hopeless bankers.
I am glad I quickly ported to GTB. Since then I have been receiving the monthly salary in my individual bank account without any stress and query.

Beetobee:

FYI, EFCC has an app installed in every bank which shows all transactions that take place, so if the bank doesn't report, it could be in trouble.