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Can My Account Be Debited If A Friend Has Access To The Registered SIM - Romance - Nairaland

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Can My Account Be Debited If A Friend Has Access To The Registered SIM by sacajawea: 7:56pm On Oct 09, 2020
The sim or phone Number attached to the Bank he uses it, he is a close friend and knows my ATM pin, but ATMCard is not with him If he steals the money via ATM a little investigation will fetch him out?
But he has access to the SIM, how is this possible? Are there no extra Securities that will protect me?
Pls answer me embarassed
Ah! This guy don Die!

Edit: I see it's very possible. He must have stored my card details and Activated USSD banking on the SIM. Me I dey play along.
Make I reach banking Hall First...
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by kestine(m): 8:03pm On Oct 09, 2020
Yes he will.... He will just use normal ussd code to transfer ur money then delete the SMS alert..
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by Sonfethopia: 8:26pm On Oct 09, 2020
kestine:
Yes he will.... He will just use normal ussd code to transfer ur money then delete the SMS alert..


He will need a code to so so, apart from otp, he needs the pin for ussd transfer.
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by sacajawea: 8:56pm On Oct 09, 2020
kestine:
Yes he will.... He will just use normal ussd code to transfer ur money then delete the SMS alert..

What can he buy or who will he transfer to that I will not know if I get to the Bank?
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by westlius(m): 11:07pm On Oct 09, 2020
sacajawea:

What can he buy or who will he transfer to that I will not know if I get to the Bank?
he can only buy airtime directly from the bank without a pin,
he cant transfer money to another bank because ur pin must b correct before it works
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by sacajawea: 11:22pm On Oct 09, 2020
westlius:

he can only buy airtime directly from the bank without a pin,
he cant transfer money to another bank because ur pin must b correct before it works
Me.i never set any pin or USsd for that SIM/Account.
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by massalati(m): 12:24am On Oct 10, 2020
If he knows your atm password yes he can make transfer... if not he can do a cardless withdrawal using your account number and an OTP code send to that sim to withdraw via P.O.S.
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by westlius(m): 1:09am On Oct 10, 2020
sacajawea:

Me.i never set any pin or USsd for that SIM/Account.
Hmm God no go shame us
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by Nobody: 2:40am On Oct 10, 2020
the only one i know is that he ca use ur sim to transfer airtime to his number.Such a thing happened to my mom last year november.She attended a wedding with a friend and she somehow her phone got stolen and the sim in the phone was the one she used in registering her bank account.It was a girl that stole the phone cos anytime she was calling the number it was a particular girl that was answering her and promising to return her phone.Before they knew it they girl had already transfered 12k from my mom"s account for airtime.My mom"s bank had to quickly intervene when she made a report.The girl never returned the phone.
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by Nobody: 2:43am On Oct 10, 2020
sacajawea:
The sim or phone Number attached to the Bank he u
but u said this guy na ur close friend.A normal thing a close friend would is give u back ur phone if u somehow forget am for im place.dat u dey suspect say ur guy fit collect ur money that means he is not a friend not to talk of being a close friend.no be by force to get someone as a friend.if u feel u dont trust someone and u dont feel at ease around him it makes no sense making such a person ur friend
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by tobechi74: 3:18am On Oct 10, 2020
Change your pin
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by sacajawea: 10:23am On Oct 10, 2020
lefulefu:
but u said this guy na ur close friend.A normal thing a close friend would is give u back ur phone if u somehow forget am for im place.dat u dey suspect say ur guy fit collect ur money that means he is not a friend not to talk of being a close friend.no be by force to get someone as a friend.if u feel u dont trust someone and u dont feel at ease around him it makes no sense making such a person ur friend
Shey if I know I go trust am ni? I just noticed suspicious Stuff in that account I barely use after crosschecking.
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by 33naija(m): 12:05pm On Oct 10, 2020
No.. he can't because your bank will have to ask him for your pin..
Re: Can My Account Be Debited If A Friend Has Access To The Registered SIM by sacajawea: 12:31pm On Oct 10, 2020
33naija:
No.. he can't
because your bank will have to ask him for your pin..
Which PIN, ATM Pin?

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